Question 1

What is the asking price for 21 SWAINSON, Saratoga Springs?

Accepted Answer

21 SWAINSON, Saratoga Springs is listed at $920,000 ($255/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 21 SWAINSON, Saratoga Springs have?

Accepted Answer

This Residential features 5 bedrooms, 4 bathrooms, 3,604 square feet of living space. It is a 3-story home. The lot is 0.21 acres.

Question 3

When was 21 SWAINSON, Saratoga Springs built?

Accepted Answer

This property was built in 2016, making it 10 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 21 SWAINSON, Saratoga Springs?

Accepted Answer

21 SWAINSON, Saratoga Springs is a Residential (Single Family Residence). The architectural style is A-Frame. It is located in the HERON HILLS subdivision. Zoning: Single-Family.

Question 5

Does 21 SWAINSON, Saratoga Springs have a garage or parking?

Accepted Answer

Yes, this property includes a 3-car garage and 5 open parking spaces. Total parking capacity: 8 vehicles.

Question 6

Is there an HOA for 21 SWAINSON, Saratoga Springs?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $35 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 21 SWAINSON, Saratoga Springs?

Accepted Answer

Annual property taxes for this property are approximately $2,876 (about $240/month). This represents an effective tax rate of approximately 0.31% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 21 SWAINSON, Saratoga Springs?

Accepted Answer

Interior features include: Bath: Primary, Bath: Sep. Tub/Shower, Closet: Walk-In, Den/Office, Disposal. Exterior features include: Bay Box Windows, Lighting, Patio: Covered, Sliding Glass Doors.   Spa/hot tub included. View: Lake,Mountain(s).

Question 9

Is 21 SWAINSON, Saratoga Springs a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 70/100. Key deal signals: 7.9% year-over-year market appreciation. The price is 22% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Saratoga Springs?

Accepted Answer

The median price for similar properties in the area is $752,400 (based on 10 homes). At $920,000, this listing is 22% above the median for comparable homes. It ranks #Premium among similar listings by value.

Question 11

What would the monthly mortgage payment be for 21 SWAINSON, Saratoga Springs?

Accepted Answer

At the current 30-year mortgage rate of 6.36% with 20% down, the estimated monthly principal and interest payment is $4,584. Including estimated taxes and HOA fees, the total monthly cost is approximately $4,859. A 15-year mortgage at 5.71% would be $6,096/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 21 SWAINSON, Saratoga Springs been on the market?

Accepted Answer

This property has been listed for 1 days. The average days on market in Saratoga Springs is 87 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 21 SWAINSON, Saratoga Springs a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $56,527 with a gross rental yield of 6.1%. Net rental yield (after estimated expenses): 4.0%.  Estimated debt service coverage ratio (DSCR): 0.90. Investor score: 54/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 21 SWAINSON, Saratoga Springs?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $4,711 ($56,532/year). The gross rent multiplier is 16.3x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 21 SWAINSON, Saratoga Springs offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: Luxury Estate, Scenic Views, Hot Tub/Spa. The primary lifestyle niche is "luxury_estate." These tags are derived from MLS data, property features, and location analysis.

Question 16

What makes 21 SWAINSON, Saratoga Springs a luxury property?

Accepted Answer

This property is classified as a luxury estate based on its price point, features, and location. At 3,604 sqft on 0.21 acres, it offers premium living.  The property features scenic views.  Luxury properties in Utah benefit from no state estate tax and relatively low property tax rates.

Question 17

What recreation is near 21 SWAINSON, Saratoga Springs?

Accepted Answer

This property has a recreation score of 70/100. Nearby recreation includes: Flight Park trailhead (4.3 mi); Park park (0.3 mi); Talons Cove Golf Course (1.6 mi); Utah Lake State Park (7.5 mi). Skiing: Sundance Resort (16.3 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 18

Are there hiking trails near 21 SWAINSON, Saratoga Springs?

Accepted Answer

Yes, the nearest trailhead is Flight Park, just 4.3 miles from the property. Utah Lake State Park is 7.5 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 19

What amenities and services are near 21 SWAINSON, Saratoga Springs?

Accepted Answer

This property has an amenity proximity score of 50/100. Nearby services include: Grocery: Liv International (6.1 mi); Hospital: Mountain Ridge Healthcare (6.0 mi); Pharmacy: Cecil's Pharmacy (6.4 mi); Dining: Del Mar (6.4 mi). Gas station: 6.2 miles. Gym: Momentum Indoor Climbing Lehi (6.3 mi).

Question 20

How far is the nearest hospital from 21 SWAINSON, Saratoga Springs?

Accepted Answer

The nearest hospital is Mountain Ridge Healthcare, approximately 6.0 miles from the property. The nearest fire station is 6.4 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 21

What schools serve 21 SWAINSON, Saratoga Springs?

Accepted Answer

Assigned schools: Elementary: Harbor Point Elementary; Middle: Lake Mountain; High: Westlake.   School district: Alpine.

Question 22

What high school is near 21 SWAINSON, Saratoga Springs?

Accepted Answer

The nearest high school is Westlake. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 23

What elementary school is near 21 SWAINSON, Saratoga Springs?

Accepted Answer

The nearest elementary school is Harbor Point Elementary. Propaired provides full school ratings and comparison data for all schools in this area.

Question 24

What middle school is near 21 SWAINSON, Saratoga Springs?

Accepted Answer

The nearest middle school is Lake Mountain.

Question 25

What is the internet speed at 21 SWAINSON, Saratoga Springs?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 8000 Mbps download / 8000 Mbps upload. Fiber internet is available at this address. Available providers: Avative Internet (8000 Mbps, Fiber); CenturyLink (1000 Mbps, Fiber); CenturyLink (0 Mbps, DSL). Total providers: 12.

Question 26

Is 21 SWAINSON, Saratoga Springs in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 27

How does this listing compare to the Saratoga Springs market?

Accepted Answer

21 SWAINSON, Saratoga Springs is listed at $920,000, which is above the Saratoga Springs median of $515,000 by $405,000. There are currently 407 active listings in Saratoga Springs. Homes in Saratoga Springs sell in an average of 87 days. The average sale-to-list ratio is 99.3%.

Question 28

What is the Saratoga Springs real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Saratoga Springs is $515,000. There are currently 407 active listings. Homes sell in an average of 87 days. The average sale-to-list ratio is 99.3%. This listing at $920,000 is above the Saratoga Springs 2026 median.

Question 29

Are there other homes for sale in Saratoga Springs?

Accepted Answer

Yes — there are currently 407 active listings in Saratoga Springs. Browse all Saratoga Springs homes for sale at propaired.ai/listings/ut/saratoga-springs. Prices range around a median of $515,000. Homes in Saratoga Springs are selling in about 87 days on average.

Question 30

How does this price compare to the Utah state average?

Accepted Answer

At $920,000, this property is above the Utah state median of $517,990 by $402,010. Saratoga Springs prices are 1% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 31

What is the Propaired intelligence score for 21 SWAINSON, Saratoga Springs?

Accepted Answer

This property has a Propaired intelligence score of 63/100, combining deal value (70), recreation access (70), amenity proximity (50), broadband quality (100), and lifestyle features (3 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 32

What heating and cooling systems does 21 SWAINSON, Saratoga Springs have?

Accepted Answer

Heating: Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 33

What type of roof does 21 SWAINSON, Saratoga Springs have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 10-year-old home, reviewing recent roof inspections is recommended.

Question 34

Does 21 SWAINSON, Saratoga Springs have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 35

What is 21 SWAINSON, Saratoga Springs constructed from?

Accepted Answer

Construction materials include: Clapboard/Masonite,Stone,Stucco. Stone construction provides exceptional durability and a premium aesthetic.

Question 36

What type of flooring does 21 SWAINSON, Saratoga Springs have?

Accepted Answer

Flooring types include: Carpet,Laminate,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 37

What are the water and sewer connections for 21 SWAINSON, Saratoga Springs?

Accepted Answer

Water source: Culinary,Irrigation. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 38

What shopping and dining is near 21 SWAINSON, Saratoga Springs?

Accepted Answer

The nearest restaurant is Del Mar (6.4 miles away) and the nearest grocery store is Liv International (6.1 miles). Coffee: Cafe KaiKoi (6.3 mi). Banking: Goldenwest Credit Union (6.2 mi). Overall amenity proximity score: 50/100.

Question 39

What would homeowner's insurance cost for 21 SWAINSON, Saratoga Springs?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $920,000, expect approximately $2,760-$4,600/year ($230-$383/month).   Get multiple quotes — rates vary significantly by insurer.

Question 40

What are the estimated closing costs for 21 SWAINSON, Saratoga Springs?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $920,000, expect approximately $18,400-$46,000 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 41

How does the property tax compare to the list price at 21 SWAINSON, Saratoga Springs?

Accepted Answer

The annual property tax of $2,876 represents an effective rate of 0.31% relative to the list price of $920,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 42

What are the total estimated monthly costs for 21 SWAINSON, Saratoga Springs?

Accepted Answer

Estimated total monthly housing cost: $5,166. This includes principal & interest ($4,584 at 6.36% with 20% down), property tax ($240/mo), HOA ($35/mo), and estimated insurance (~$307/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 43

Is 21 SWAINSON, Saratoga Springs eligible for FHA or VA financing?

Accepted Answer

At $920,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 44

What is the estimated cap rate for 21 SWAINSON, Saratoga Springs?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 4.0%, based on estimated annual rent of $56,527 and a purchase price of $920,000. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 45

Is Saratoga Springs a good rental market?

Accepted Answer

Estimated monthly rent in Saratoga Springs is approximately $4,181. Homes in Saratoga Springs sell in an average of 87 days, indicating moderate demand in this market. There are 407 active listings currently. Gross rental yield in this area: 6.1%. Utah's steady population growth continues to drive rental demand.

Question 46

Could 21 SWAINSON, Saratoga Springs be a 1031 exchange property?

Accepted Answer

Yes, 21 SWAINSON, Saratoga Springs could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 47

How does 21 SWAINSON, Saratoga Springs compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $752,400. This listing is 22% above the comparable median. It ranks Premium among similar listings by value. The median for this property type specifically is $688,950. Comparable analysis is based on similar size, age, and location.

Question 48

Is the Saratoga Springs neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 7.9% over the past year. The current Zillow Home Value Index for this area is $412,435. This listing is priced at 223% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 49

What is the price trend in Saratoga Springs?

Accepted Answer

Saratoga Springs's median price has increased 10.9% month-over-month. Current median: $515,000. Days on market have decreased by 8.3% month-over-month. Homes are selling at 99.3% of list price on average. Monitor these trends to time your offer strategically.

Question 50

Is 21 SWAINSON, Saratoga Springs overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 22% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 70/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 51

What school district is 21 SWAINSON, Saratoga Springs in?

Accepted Answer

This property is in the Alpine school district. Assigned elementary: Harbor Point Elementary. Assigned middle: Lake Mountain. Assigned high: Westlake. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 52

What parks are near 21 SWAINSON, Saratoga Springs?

Accepted Answer

The nearest local park is Park (0.3 miles away). The nearest state park is Utah Lake State Park (7.5 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 53

Is there a golf course near 21 SWAINSON, Saratoga Springs?

Accepted Answer

The nearest golf course is Talons Cove Golf Course, 1.6 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 54

What water activities are near 21 SWAINSON, Saratoga Springs?

Accepted Answer

Water recreation near this property includes: Utah Lake (7.7 mi); boat ramp at Saratoga City unamed (0.3 mi); fishing at Provo River (15.8 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 55

Is 21 SWAINSON, Saratoga Springs move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 56

Does 21 SWAINSON, Saratoga Springs come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 57

What is the lot like at 21 SWAINSON, Saratoga Springs?

Accepted Answer

The lot is 0.21 acres. Lot features: Curb & Gutter,Fenced: Full,View: Lake,View: Mountain. Terrain: Curb & Gutter, Fenced: Full, View: Lake, View: Mountain. Views: Lake,Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 58

What utilities are available at 21 SWAINSON, Saratoga Springs?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary,Irrigation. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 59

Does 21 SWAINSON, Saratoga Springs have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 60

Is there EV charging near 21 SWAINSON, Saratoga Springs?

Accepted Answer

The nearest EV charging station is ChargePoint Charging Station, approximately 5.7 miles from the property. With a 3-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

21 SWAINSON, Saratoga Springs, UT 84045

21 W SWAINSON AVE, Saratoga Springs, UT 84045

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