234 STILLWATER, Saratoga Springs, UT 84045
5BD/—BA Residential in Saratoga Springs, UT 84045. 4,034 sqft. Built 2019. Listed at $739,800. MLS #2159396.
5BD/—BA Residential in Saratoga Springs, UT 84045. 4,034 sqft. Built 2019. Listed at $739,800. MLS #2159396.
Beautiful 2-story home featuring a fully finished basement, stunning lake and mountain views, and an ideal layout for both everyday living and entertaining. This super clean and exceptionally cared for home offers 5 spacious bedrooms each with a bathroom and walk-in closet, a dedicated office, loft and an incredible movie theater perfect for cozy nights in or hosting guests. The open-concept floor plan is filled with lots of natural light and flows seamlessly between the kitchen, dining, and living spaces, creating a warm and inviting atmosphere. Step outside to enjoy the beautifully landscaped yard complete with mature fruit trees, garden boxes, patio, and plenty of space to relax, gather, play, and enjoy. The home also has built-in holiday lights (jelly fish lighting). With thoughtful design, generous living space, and pride of ownership throughout, this home combines comfort, functionality, and lifestyle in one exceptional property. The HOA is amazing, includes a pool, clubhouse, gym, parks and amazing neighborhood events.
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Stories
3
Subdivision
STILLWATER
County
Utah
Zoning
Single-Family
Construction
Stone,Stucco,Cement Siding
Lot Size
0.18 sq ft
Above Grade Area
2,819 sq ft
Condition
Blt./Standing
MLS #
2159396
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Stories
3
Subdivision
STILLWATER
County
Utah
Zoning
Single-Family
Construction
Stone,Stucco,Cement Siding
Lot Size
0.18 sq ft
Above Grade Area
2,819 sq ft
Condition
Blt./Standing
MLS #
2159396
List Price
$739,800
HOA Fees
$75 / Monthly
Annual Taxes
$3,196
Home Warranty
No
List Price
$739,800
HOA Fees
$75 / Monthly
Annual Taxes
$3,196
Home Warranty
No
Heating
Gas: Central
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Tile
Basement
Daylight,Full
Materials
Stone,Stucco,Cement Siding
Appliances
Ceiling Fan,Microwave,Water Softener Owned
Laundry
Electric Dryer Hookup
Patio & Porch
Patio: Open
Water Source
Culinary,Irrigation: Pressure
Sewer
Sewer: Connected
View
Lake,Mountain(s),Valley
Heating
Gas: Central
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Tile
Basement
Daylight,Full
Materials
Stone,Stucco,Cement Siding
Appliances
Ceiling Fan,Microwave,Water Softener Owned
Laundry
Electric Dryer Hookup
Patio & Porch
Patio: Open
Water Source
Culinary,Irrigation: Pressure
Sewer
Sewer: Connected
View
Lake,Mountain(s),Valley
Garage Spaces
3
Covered Spaces
3
Total Parking
3
Garage Spaces
3
Covered Spaces
3
Total Parking
3
Why this is a deal
Classification
Great Deal (vs Similar)
Deal Score
90/100
vs Similar Homes
18% below
vs Market Median
2% above
Area Growth (YoY)
6.6%
Deal Score Breakdown
90/100 · 2 qualifying signals
Priced 18% below the median of similar listings
6.6% year-over-year ZHVI growth in this area
LT net cashflow -$181/mo (-3.6% return on ownership cost) · STR net cashflow -$1,725/mo (-34.4% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
Priced 2% above the per-subtype city median
No price reduction from original list
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$5,492/mo
Range: $3,788 – $7,197
Net Monthly Cash Flow
−$181 /mo (−$2,175/yr)
Monthly rental income
Monthly ownership cost
Coverage
110%
Net /mo
−$181
DSCR
1.31
Est. Annual Revenue
$56,389/yr
$364/night · 41% occupancy · $123/bedroom · $0.38/sqft
Net Monthly Cash Flow
−$1,725 /mo (−$20,702/yr)
Monthly STR income
Monthly ownership cost
Coverage
94%
Net /mo
−$1,725
DSCR
0.89
Best Download
8 Gbps
Best Upload
8 Gbps
Fiber Available
Yes
Providers
14
Available Providers
$515,000
+44% vs median
87 days
407
$271,500 – $2,650,000
$3,196
$75/monthly
Low Crime
4.6
per 1,000
11.4
per 1,000
3.3
per 1,000
19.3
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
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