Question 1

What is the asking price for 1441 STONE GATE, Saratoga Springs?

Accepted Answer

1441 STONE GATE, Saratoga Springs is listed at $579,000 ($202/sqft). The original list price was $599,000, representing a reduction of $20,000. Current status: Pending.

Question 2

How many bedrooms and bathrooms does 1441 STONE GATE, Saratoga Springs have?

Accepted Answer

This Residential features 4 bedrooms, 4 bathrooms, 2,864 square feet of living space. It is a 3-story home. The lot is 0.12 acres.

Question 3

When was 1441 STONE GATE, Saratoga Springs built?

Accepted Answer

This property was built in 2021, making it 5 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 1441 STONE GATE, Saratoga Springs?

Accepted Answer

1441 STONE GATE, Saratoga Springs is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the UT subdivision. Zoning: Single-Family.

Question 5

Does 1441 STONE GATE, Saratoga Springs have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 1441 STONE GATE, Saratoga Springs?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $26 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 1441 STONE GATE, Saratoga Springs?

Accepted Answer

Annual property taxes for this property are approximately $2,218 (about $185/month). This represents an effective tax rate of approximately 0.38% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 1441 STONE GATE, Saratoga Springs?

Accepted Answer

Interior features include: Bath: Sep. Tub/Shower, Closet: Walk-In, Disposal, Great Room, Range/Oven: Free Stdng.. Exterior features include: Double Pane Windows.    View: Mountain(s),Valley.

Question 9

Is 1441 STONE GATE, Saratoga Springs a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 18/100. Key deal signals: 3% price reduction from original list; 5.0% gross rental yield.  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

Has the price been reduced on 1441 STONE GATE, Saratoga Springs?

Accepted Answer

Yes, the price has been reduced by 3.3% from the original list price of $599,000 to the current price of $579,000 — a reduction of $20,000. Price reductions can indicate seller motivation or market adjustment.

Question 11

What would the monthly mortgage payment be for 1441 STONE GATE, Saratoga Springs?

Accepted Answer

At the current 30-year mortgage rate of 6.22% with 20% down, the estimated monthly principal and interest payment is $2,843. Including estimated taxes and HOA fees, the total monthly cost is approximately $3,054. A 15-year mortgage at 5.54% would be $3,795/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 1441 STONE GATE, Saratoga Springs been on the market?

Accepted Answer

This property has been listed for 17 days. The average days on market in Saratoga Springs is 88 days, meaning this listing is moving faster than the local average.

Question 13

Is 1441 STONE GATE, Saratoga Springs a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $28,879 with a gross rental yield of 5.0%. Net rental yield (after estimated expenses): 3.2%.  Estimated debt service coverage ratio (DSCR): 0.63. Investor score: 29/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 1441 STONE GATE, Saratoga Springs?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $2,407 ($28,884/year). The gross rent multiplier is 20.0x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 1441 STONE GATE, Saratoga Springs offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: Scenic Views. The primary lifestyle niche is "scenic_views." These tags are derived from MLS data, property features, and location analysis.

Question 16

What schools serve 1441 STONE GATE, Saratoga Springs?

Accepted Answer

Assigned schools: Elementary: Saratoga Shores; Middle: Vista Heights Middle School; High: Westlake.   School district: Alpine.

Question 17

How does this listing compare to the Saratoga Springs market?

Accepted Answer

1441 STONE GATE, Saratoga Springs is listed at $579,000, which is above the Saratoga Springs median of $490,000 by $89,000. There are currently 439 active listings in Saratoga Springs. Homes in Saratoga Springs sell in an average of 88 days. The average sale-to-list ratio is 98.9%.

Question 18

How does this price compare to the Utah state average?

Accepted Answer

At $579,000, this property is above the Utah state median of $510,000 by $69,000. Saratoga Springs prices are 4% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 19

What is the Propaired intelligence score for 1441 STONE GATE, Saratoga Springs?

Accepted Answer

This property has a Propaired intelligence score of 16/100, combining deal value (18), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 20

What heating and cooling systems does 1441 STONE GATE, Saratoga Springs have?

Accepted Answer

Heating: Forced Air,>= 95% efficiency. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 21

What type of roof does 1441 STONE GATE, Saratoga Springs have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 5-year-old home, reviewing recent roof inspections is recommended.

Question 22

Does 1441 STONE GATE, Saratoga Springs have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 23

What is 1441 STONE GATE, Saratoga Springs constructed from?

Accepted Answer

Construction materials include: Stucco,Cement Siding. The construction type affects long-term maintenance requirements and insurance costs.

Question 24

What type of flooring does 1441 STONE GATE, Saratoga Springs have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 25

What are the water and sewer connections for 1441 STONE GATE, Saratoga Springs?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 26

What would homeowner's insurance cost for 1441 STONE GATE, Saratoga Springs?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $579,000, expect approximately $1,737-$2,895/year ($145-$241/month).   Get multiple quotes — rates vary significantly by insurer.

Question 27

What are the estimated closing costs for 1441 STONE GATE, Saratoga Springs?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $579,000, expect approximately $11,580-$28,950 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 28

How does the property tax compare to the list price at 1441 STONE GATE, Saratoga Springs?

Accepted Answer

The annual property tax of $2,218 represents an effective rate of 0.38% relative to the list price of $579,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 29

What are the total estimated monthly costs for 1441 STONE GATE, Saratoga Springs?

Accepted Answer

Estimated total monthly housing cost: $3,247. This includes principal & interest ($2,843 at 6.22% with 20% down), property tax ($185/mo), HOA ($26/mo), and estimated insurance (~$193/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 30

Is 1441 STONE GATE, Saratoga Springs eligible for FHA or VA financing?

Accepted Answer

At $579,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 31

What is the estimated cap rate for 1441 STONE GATE, Saratoga Springs?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 3.2%, based on estimated annual rent of $28,879 and a purchase price of $579,000. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 32

Is Saratoga Springs a good rental market?

Accepted Answer

Estimated monthly rent in Saratoga Springs is approximately $2,097. Homes in Saratoga Springs sell in an average of 88 days, indicating moderate demand in this market. There are 439 active listings currently. Gross rental yield in this area: 5.0%. Utah's steady population growth continues to drive rental demand.

Question 33

Could 1441 STONE GATE, Saratoga Springs be a 1031 exchange property?

Accepted Answer

Yes, 1441 STONE GATE, Saratoga Springs could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 34

Is the Saratoga Springs neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 1.3% over the past year. The current Zillow Home Value Index for this area is $556,802. This listing is priced at 104% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 35

What is the price trend in Saratoga Springs?

Accepted Answer

Saratoga Springs's median price has decreased 2.3% month-over-month. Current median: $490,000. Days on market have increased by 25.0% month-over-month. Homes are selling at 98.9% of list price on average. Monitor these trends to time your offer strategically.

Question 36

What school district is 1441 STONE GATE, Saratoga Springs in?

Accepted Answer

This property is in the Alpine school district. Assigned elementary: Saratoga Shores. Assigned middle: Vista Heights Middle School. Assigned high: Westlake. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 37

Is 1441 STONE GATE, Saratoga Springs move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 38

Does 1441 STONE GATE, Saratoga Springs come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 39

What is the lot like at 1441 STONE GATE, Saratoga Springs?

Accepted Answer

The lot is 0.12 acres. Lot features: Terrain: Grad Slope,View: Mountain,View: Valley. Terrain: Terrain: Grad Slope, View: Mountain, View: Valley. Views: Mountain(s),Valley.  Lot characteristics affect usability, privacy, and future improvement potential.

Question 40

What utilities are available at 1441 STONE GATE, Saratoga Springs?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

1441 STONE GATE, Saratoga Springs, UT 84045

1441 W STONE GATE DR, Saratoga Springs, UT 84045

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