99 STONE GATE, Saratoga Springs, UT 84045
5BD/—BA Residential in Saratoga Springs, UT 84045. 3,534 sqft. Built 2020. Listed at $650,000. MLS #2099348.
5BD/—BA Residential in Saratoga Springs, UT 84045. 3,534 sqft. Built 2020. Listed at $650,000. MLS #2099348.
**Seller Financing Available at 4 % Interest Rate** https://my.matterport.com/show/?m=LQ6yWJHCQyW This well-maintained rambler offers bright, open living spaces filled with natural light and a smooth flow between the living room, dining area, and kitchen-perfect for everyday comfort and entertaining. The fully finished basement provides extra living space with a private suite, flexible rooms, and a full bathroom. It's ideal for multi-generational living, guests, or a rental unit, with the option to add a separate entrance for added income potential. Outside, a spacious, fully fenced backyard provides room for outdoor activities and privacy. Situated on a quiet street near schools, parks, and shopping, this home blends convenience with versatility and long-term value. Whether you're looking to expand your living space or invest, this property offers exceptional comfort and promising potential.
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Rambler/Ranch
Stories
2
Subdivision
PLAT E QUAILHILL FAR
County
Utah
Zoning
Single-Family
Construction
Stone,Stucco
Lot Size
0.15 sq ft
Above Grade Area
1,767 sq ft
Condition
Blt./Standing
MLS #
2099348
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Rambler/Ranch
Stories
2
Subdivision
PLAT E QUAILHILL FAR
County
Utah
Zoning
Single-Family
Construction
Stone,Stucco
Lot Size
0.15 sq ft
Above Grade Area
1,767 sq ft
Condition
Blt./Standing
MLS #
2099348
List Price
$650,000
Original Price
$680,000
HOA Fees
$25 / Monthly
Annual Taxes
$2,454
Home Warranty
Yes
List Price
$650,000
Original Price
$680,000
HOA Fees
$25 / Monthly
Annual Taxes
$2,454
Home Warranty
Yes
Heating
Forced Air,Gas: Central,>= 95% efficiency
Cooling
Central Air
Roof
Asphalt,Pitched
Flooring
Carpet,Laminate,Tile,Concrete
Basement
Full
Materials
Stone,Stucco
Appliances
Portable Dishwasher,Microwave
Laundry
Electric Dryer Hookup
Water Source
Culinary
Sewer
Sewer: Connected,Sewer: Public
Heating
Forced Air,Gas: Central,>= 95% efficiency
Cooling
Central Air
Roof
Asphalt,Pitched
Flooring
Carpet,Laminate,Tile,Concrete
Basement
Full
Materials
Stone,Stucco
Appliances
Portable Dishwasher,Microwave
Laundry
Electric Dryer Hookup
Water Source
Culinary
Sewer
Sewer: Connected,Sewer: Public
Garage Spaces
2
Covered Spaces
2
Total Parking
2
Garage Spaces
2
Covered Spaces
2
Total Parking
2
Why this is a deal
Classification
Growth Market DealDeal Score
70/100
vs Similar Homes
0% above
vs Market Median
4% above
Price Reduced
4.4%
Area Growth (YoY)
7.7%
Deal Score Breakdown
70/100 · 1 qualifying signal
7.7% year-over-year ZHVI growth in this area
4% price reduction from original list — seller may be motivated
LT net cashflow -$93/mo (-2.1% return on ownership cost) · STR net cashflow -$638/mo (-14.5% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
Priced 0% above the median of similar listings
Priced 4% above the per-subtype city median
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$4,879/mo
Range: $4,104 – $5,653
Net Monthly Cash Flow
−$92 /mo (−$1,108/yr)
Monthly rental income
Monthly ownership cost
Coverage
111%
Net /mo
−$93
DSCR
1.30
Est. Annual Revenue
$64,264/yr
$364/night · 41% occupancy · $123/bedroom · $0.38/sqft
Net Monthly Cash Flow
−$637 /mo (−$7,644/yr)
Monthly STR income
Monthly ownership cost
Coverage
122%
Net /mo
−$638
DSCR
1.14
Elementary
Thunder RidgeMiddle School
Vista Heights Middle SchoolHigh School
WestlakeSchool District
Alpine
Best Download
8 Gbps
Best Upload
8 Gbps
Fiber Available
Yes
Providers
11
Available Providers
$515,000
+26% vs median
86 days
417
$271,500 – $2,650,000
$2,454
$25/monthly
Low Crime
4.6
per 1,000
11.4
per 1,000
3.3
per 1,000
19.3
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
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