Question 1

What is the asking price for 295 MAIN, Providence?

Accepted Answer

295 MAIN, Providence is listed at $424,900 ($173/sqft). The original list price was $449,900, representing a reduction of $25,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 295 MAIN, Providence have?

Accepted Answer

This Residential features 4 bedrooms, 2 bathrooms, 2,456 square feet of living space. It is a 3-story home. The lot is 0.51 acres.

Question 3

When was 295 MAIN, Providence built?

Accepted Answer

This property was built in 1899, making it 127 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 295 MAIN, Providence?

Accepted Answer

295 MAIN, Providence is a Residential (Single Family Residence). The architectural style is Stories: 2.  Zoning: Single-Family.

Question 5

Does 295 MAIN, Providence have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 295 MAIN, Providence?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 295 MAIN, Providence?

Accepted Answer

Annual property taxes for this property are approximately $1,787 (about $149/month). This represents an effective tax rate of approximately 0.42% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 295 MAIN, Providence?

Accepted Answer

Interior features include: Kitchen: Updated, Oven: Gas, Range: Gas, Range/Oven: Free Stdng.. Exterior features include: Double Pane Windows, Lighting.    View: Mountain(s).

Question 9

Is 295 MAIN, Providence a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Exceptional Deal" with a deal score of 67/100. Key deal signals: Priced 23% below similar homes; Priced 32% below market median (per-type); 6% price reduction from original list. The price is 23% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Providence?

Accepted Answer

The median price for similar properties in the area is $549,000 (based on 10 homes). At $424,900, this listing is 23% below the median for comparable homes. It ranks #Deep Discount among similar listings by value.

Question 11

Has the price been reduced on 295 MAIN, Providence?

Accepted Answer

Yes, the price has been reduced by 5.6% from the original list price of $449,900 to the current price of $424,900 — a reduction of $25,000. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 295 MAIN, Providence?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $2,140. Including estimated taxes, the total monthly cost is approximately $2,289. A 15-year mortgage at 5.77% would be $2,826/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 295 MAIN, Providence been on the market?

Accepted Answer

This property has been listed for 147 days. The average days on market in Providence is 100 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 14

What lifestyle features does 295 MAIN, Providence offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Scenic Views, New Construction. The primary lifestyle niche is "vineyard_orchard." These tags are derived from MLS data, property features, and location analysis.

Question 15

Is 295 MAIN, Providence new construction?

Accepted Answer

Yes, this is a new construction property built in 1899. New construction in Utah typically includes modern energy codes, current building standards, builder warranties, and contemporary finishes.  Review the builder warranty terms and any remaining items on the builder punch list.

Question 16

What recreation is near 295 MAIN, Providence?

Accepted Answer

This property has a recreation score of 69/100. Nearby recreation includes: Providence Canyon trailhead (1.6 mi); Meadowridge Park park (0.3 mi); Logan River Golf Course (1.5 mi); Hyrum State Park (5.1 mi). Skiing: Cherry Peak (15.3 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 17

Are there hiking trails near 295 MAIN, Providence?

Accepted Answer

Yes, the nearest trailhead is Providence Canyon, just 1.6 miles from the property. Hyrum State Park is 5.1 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 18

What amenities and services are near 295 MAIN, Providence?

Accepted Answer

This property has an amenity proximity score of 94/100. Nearby services include: Grocery: Macey's (0.7 mi); Hospital: South Cache Valley Clinic (0.7 mi); Pharmacy: Macey's Pharmacy (0.7 mi); Dining: Chick-fil-A (0.7 mi). Gas station: 0.7 miles. Gym: Logan River Golf Course Clubhouse (1.6 mi).

Question 19

How far is the nearest hospital from 295 MAIN, Providence?

Accepted Answer

The nearest hospital is South Cache Valley Clinic, approximately 0.7 miles from the property. The nearest fire station is 1.7 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 20

What schools serve 295 MAIN, Providence?

Accepted Answer

Assigned schools: Elementary: Providence; Middle: Spring Creek; High: Ridgeline.   School district: Cache.

Question 21

What is the internet speed at 295 MAIN, Providence?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 2000 Mbps download / 2000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); Beehive Broadband (1000 Mbps, Fiber); Blue Spring Broadband (50 Mbps, Fixed Wireless). Total providers: 15.

Question 22

Is 295 MAIN, Providence in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 23

How does this listing compare to the Providence market?

Accepted Answer

295 MAIN, Providence is listed at $424,900, which is below the Providence median of $552,400 by $127,500. There are currently 40 active listings in Providence. Homes in Providence sell in an average of 100 days. The average sale-to-list ratio is 98.7%.

Question 24

How does this price compare to the Utah state average?

Accepted Answer

At $424,900, this property is below the Utah state median of $510,000 by $85,100. Providence prices are 8% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 25

What is the Propaired intelligence score for 295 MAIN, Providence?

Accepted Answer

This property has a Propaired intelligence score of 68/100, combining deal value (67), recreation access (69), amenity proximity (94), broadband quality (100), and lifestyle features (3 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 26

What heating and cooling systems does 295 MAIN, Providence have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 27

What type of roof does 295 MAIN, Providence have?

Accepted Answer

The roof material is Aluminum. Ask the listing agent about the roof's age and any recent repairs. With a 127-year-old home, reviewing recent roof inspections is recommended.

Question 28

Does 295 MAIN, Providence have a basement?

Accepted Answer

Yes, the basement is described as: Partial. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 29

What is 295 MAIN, Providence constructed from?

Accepted Answer

Construction materials include: Aluminum. The construction type affects long-term maintenance requirements and insurance costs.

Question 30

What type of flooring does 295 MAIN, Providence have?

Accepted Answer

Flooring types include: Carpet,Linoleum.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 31

What are the water and sewer connections for 295 MAIN, Providence?

Accepted Answer

Water source: Culinary,Shares. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 32

What shopping and dining is near 295 MAIN, Providence?

Accepted Answer

The nearest restaurant is Chick-fil-A (0.7 miles away) and the nearest grocery store is Macey's (0.7 miles). Coffee: Cache Coffee and More (1.1 mi). Banking: Bank of Utah (0.7 mi). Overall amenity proximity score: 94/100.

Question 33

What would homeowner's insurance cost for 295 MAIN, Providence?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $424,900, expect approximately $1,275-$2,125/year ($106-$177/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 34

What are the estimated closing costs for 295 MAIN, Providence?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $424,900, expect approximately $8,498-$21,245 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 35

How does the property tax compare to the list price at 295 MAIN, Providence?

Accepted Answer

The annual property tax of $1,787 represents an effective rate of 0.42% relative to the list price of $424,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 36

What are the total estimated monthly costs for 295 MAIN, Providence?

Accepted Answer

Estimated total monthly housing cost: $2,431. This includes principal & interest ($2,140 at 6.46% with 20% down), property tax ($149/mo), and estimated insurance (~$142/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 37

Is 295 MAIN, Providence eligible for FHA or VA financing?

Accepted Answer

At $424,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 38

Could 295 MAIN, Providence be a 1031 exchange property?

Accepted Answer

Yes, 295 MAIN, Providence could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 39

How does 295 MAIN, Providence compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $549,000. This listing is 23% below the comparable median. It ranks Deep Discount among similar listings by value. The median for this property type specifically is $628,900. Comparable analysis is based on similar size, age, and location.

Question 40

Is the Providence neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.3% over the past year. The current Zillow Home Value Index for this area is $506,413. This listing is priced at 84% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 41

What is the price trend in Providence?

Accepted Answer

Providence's median price has increased 44.5% month-over-month. Current median: $552,400. Days on market have increased by 229.8% month-over-month. Homes are selling at 98.7% of list price on average. Monitor these trends to time your offer strategically.

Question 42

Is 295 MAIN, Providence overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Exceptional Deal." At 23% below comparable homes, this property appears competitively priced. Deal score: 67/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 43

What school district is 295 MAIN, Providence in?

Accepted Answer

This property is in the Cache school district. Assigned elementary: Providence. Assigned middle: Spring Creek. Assigned high: Ridgeline. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 44

What parks are near 295 MAIN, Providence?

Accepted Answer

The nearest local park is Meadowridge Park (0.3 miles away). The nearest state park is Hyrum State Park (5.1 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 45

Is there a golf course near 295 MAIN, Providence?

Accepted Answer

The nearest golf course is Logan River Golf Course, 1.5 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 46

What water activities are near 295 MAIN, Providence?

Accepted Answer

Water recreation near this property includes: Willard Bay (25.9 mi); boat ramp at Hyrum State Park (5.8 mi); fishing at Logan River (5.6 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 47

Is 295 MAIN, Providence move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 48

What updates might 295 MAIN, Providence need?

Accepted Answer

At 127 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Aluminum. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 49

Does 295 MAIN, Providence come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 50

What is the lot like at 295 MAIN, Providence?

Accepted Answer

The lot is 0.51 acres. Lot features: Corner Lot,Fenced: Full,Road: Paved,Sprinkler: Auto-Full,View: Mountain. Terrain: Corner Lot, Fenced: Full, Road: Paved, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 51

What utilities are available at 295 MAIN, Providence?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary,Shares. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 52

Does 295 MAIN, Providence have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 53

Is there EV charging near 295 MAIN, Providence?

Accepted Answer

The nearest EV charging station is ChargePoint, approximately 1.3 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

295 MAIN, Providence, UT 84332

295 S MAIN ST, Providence, UT 84332

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