Question 1

What is the asking price for 465 MAIN, Providence?

Accepted Answer

465 MAIN, Providence is listed at $625,000 ($198/sqft). The original list price was $650,000, representing a reduction of $25,000. Current status: Canceled.

Question 2

How many bedrooms and bathrooms does 465 MAIN, Providence have?

Accepted Answer

This Residential features 6 bedrooms, 4 bathrooms, 3,159 square feet of living space. It is a 3-story home. The lot is 0.6 acres.

Question 3

When was 465 MAIN, Providence built?

Accepted Answer

This property was built in 1919, making it 107 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 465 MAIN, Providence?

Accepted Answer

465 MAIN, Providence is a Residential (Single Family Residence). The architectural style is Bungalow/Cottage. It is located in the MINOR SUBD subdivision. Zoning: Single-Family, Short Term Rental Allowed.

Question 5

Does 465 MAIN, Providence have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 4 open parking spaces. Total parking capacity: 6 vehicles.

Question 6

Is there an HOA for 465 MAIN, Providence?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 465 MAIN, Providence?

Accepted Answer

Annual property taxes for this property are approximately $1,889 (about $157/month). This represents an effective tax rate of approximately 0.30% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 465 MAIN, Providence?

Accepted Answer

Interior features include: Bath: Primary, Closet: Walk-In, Disposal, Kitchen: Second, Kitchen: Updated. Exterior features include: Basement Entrance, Double Pane Windows, Lighting, Porch: Open, Patio: Open.    View: Mountain(s).

Question 9

How long has 465 MAIN, Providence been on the market?

Accepted Answer

This property has been listed for 203 days. The average days on market in Providence is 100 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 10

What schools serve 465 MAIN, Providence?

Accepted Answer

Assigned schools: Elementary: Providence; Middle: Spring Creek; High: Ridgeline. There are 7 schools within 3 miles of this property. The highest-rated nearby school is Providence School with a 60% state performance score (0.6 miles away). School district: Cache.

Question 11

How good are the schools near 465 MAIN, Providence?

Accepted Answer

Of the 7 schools within 3 miles, 7 have state performance data with an average score of 57%.  School quality is a key factor in home values — properties near top-rated schools typically command a 5-10% premium. Visit each school's detail page on Propaired for full performance breakdowns.

Question 12

How does this listing compare to the Providence market?

Accepted Answer

465 MAIN, Providence is listed at $625,000, which is above the Providence median of $552,400 by $72,600. There are currently 40 active listings in Providence. Homes in Providence sell in an average of 100 days. The average sale-to-list ratio is 98.7%.

Question 13

How does this price compare to the Utah state average?

Accepted Answer

At $625,000, this property is above the Utah state median of $510,000 by $115,000. Providence prices are 8% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 14

What heating and cooling systems does 465 MAIN, Providence have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 15

What type of roof does 465 MAIN, Providence have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 107-year-old home, reviewing recent roof inspections is recommended.

Question 16

Does 465 MAIN, Providence have a basement?

Accepted Answer

Yes, the basement is described as: Daylight,Entrance. A daylight basement features windows for natural light, making the space more livable. Check for any signs of moisture or foundation issues during the home inspection.

Question 17

What is 465 MAIN, Providence constructed from?

Accepted Answer

Construction materials include: Asphalt,Other. The construction type affects long-term maintenance requirements and insurance costs.

Question 18

What type of flooring does 465 MAIN, Providence have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 19

What are the water and sewer connections for 465 MAIN, Providence?

Accepted Answer

Water source: Culinary,Irrigation,Rights: Owned,Shares. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 20

What would homeowner's insurance cost for 465 MAIN, Providence?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $625,000, expect approximately $1,875-$3,125/year ($156-$260/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 21

What are the estimated closing costs for 465 MAIN, Providence?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $625,000, expect approximately $12,500-$31,250 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 22

How does the property tax compare to the list price at 465 MAIN, Providence?

Accepted Answer

The annual property tax of $1,889 represents an effective rate of 0.30% relative to the list price of $625,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 23

Is 465 MAIN, Providence eligible for FHA or VA financing?

Accepted Answer

At $625,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 24

Could 465 MAIN, Providence be a 1031 exchange property?

Accepted Answer

Yes, 465 MAIN, Providence could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 25

What is the price trend in Providence?

Accepted Answer

Providence's median price has increased 44.5% month-over-month. Current median: $552,400. Days on market have increased by 229.8% month-over-month. Homes are selling at 98.7% of list price on average. Monitor these trends to time your offer strategically.

Question 26

What school district is 465 MAIN, Providence in?

Accepted Answer

This property is in the Cache school district. Assigned elementary: Providence. Assigned middle: Spring Creek. Assigned high: Ridgeline. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 27

How do nearby schools rank statewide?

Accepted Answer

Of the 7 nearby schools with state rankings, the highest-ranked is Millville School at #174 statewide (58% performance score). Other ranked nearby schools include Providence School (#215) and Spring Creek Middle School (#248). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 28

Is 465 MAIN, Providence move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 29

What updates might 465 MAIN, Providence need?

Accepted Answer

At 107 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 30

Does 465 MAIN, Providence come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 31

What is the lot like at 465 MAIN, Providence?

Accepted Answer

The lot is 0.6 acres. Lot features: Fenced: Full,Sidewalks,Sprinkler: Auto-Part,Terrain: Grad Slope,View: Mountain,Drip Irrigation: Man-Part. Terrain: Fenced: Full, Sidewalks, Sprinkler: Auto-Part, Terrain: Grad Slope, View: Mountain, Drip Irrigation: Man-Part. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 32

What utilities are available at 465 MAIN, Providence?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary,Irrigation,Rights: Owned,Shares. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 33

Does 465 MAIN, Providence have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

465 MAIN, Providence, UT 84332

465 S MAIN ST, Providence, UT 84332

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