455 RIDGE, Payson, UT 84651
6BD/—BA Residential in Payson, UT 84651. 4,134 sqft. Built 1971. Listed at $750,000. MLS #2168002.
6BD/—BA Residential in Payson, UT 84651. 4,134 sqft. Built 1971. Listed at $750,000. MLS #2168002.
Nestled on Ridge Lane, one of Payson's most desirable locations, is the kind of home people wait for... and once they move in, never want to leave. This is more than just a beautiful home - it is a place designed for gathering, relaxing, entertaining, and truly enjoying life every single day. From the welcoming front porch and inviting entry, you immediately feel at home. The beautiful rambler-style layout offers open living, kitchen, and dining areas that create the perfect flow for hosting family and friends. The warm fireplace in the living room adds comfort and charm, while the oversized dining space has room for a community table-sized setup - ready for holidays, celebrations, and memory-making for years to come. The lovely open kitchen features an island, abundant space, and connects seamlessly to the heart of the home. Large picture windows draw your eyes outside to some of the most breathtaking views you will find along the Southern Wasatch Front. And then there's the deck. The enormous new deck may become your favorite place in the entire home. Overlooking spectacular mountain and valley views, you'll experience unforgettable sunrises, glowing pink sunsets on the snowcapped mountains, and even fireworks displays lighting up the valley below. Honestly, you may never want to come back inside... but once you do, you'll realize the inside is every bit as incredible. The main floor features a peaceful and beautifully updated main suite with a recently remodeled bathroom and private access to the deck - the perfect place to begin and end your day. Two additional bedrooms and a full bathroom complete the main level. Downstairs is an absolute entertainment dream. The expansive gathering space offers room for everything imaginable - TV area, game area, conversation space, shuffleboard... whatever fits your lifestyle. Walk directly out to the backyard and continue the fun outdoors. The lower level also includes three additional bedrooms, a bathroom, laundry room/flex space, and storage rooms. And then comes the surprise that truly sets this home apart... An indoor swimming pool! This incredible home has been exceptionally cared for and thoughtfully upgraded over the years. Improvements include central air conditioning, updated furnace, additional water heater, water softener, new pool pump, heater and filter, new roof, two additional driveways, vinyl fencing, full sized basketball court, upgraded 250-amp power service, generator bypass, garage stairs, fireplace insert, and replacement of most windows. Homes like this rarely come available. The location, views, condition, space, amenities, and feeling this home provides are simply unforgettable.
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Rambler/Ranch
County
Utah
Zoning
Single-Family
Construction
Brick
Lot Size
0.54 sq ft
Condition
Blt./Standing
MLS #
2168002
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Rambler/Ranch
County
Utah
Zoning
Single-Family
Construction
Brick
Lot Size
0.54 sq ft
Condition
Blt./Standing
MLS #
2168002
List Price
$750,000
Annual Taxes
$3,130
Home Warranty
Yes
List Price
$750,000
Annual Taxes
$3,130
Home Warranty
Yes
Heating
Forced Air,Gas: Central,Gas: Stove,Wood
Cooling
Central Air
Roof
Asphalt,Membrane
Flooring
Carpet,Laminate,Tile,Slate
Basement
Full,Walk-Out Access
Materials
Brick
Appliances
Ceiling Fan,Refrigerator,Water Softener Owned
Laundry
Electric Dryer Hookup,Gas Dryer Hookup
Patio & Porch
Porch: Open
Water Source
Culinary,Secondary
Sewer
Sewer: Connected,Sewer: Public
View
Mountain(s),Valley
Heating
Forced Air,Gas: Central,Gas: Stove,Wood
Cooling
Central Air
Roof
Asphalt,Membrane
Flooring
Carpet,Laminate,Tile,Slate
Basement
Full,Walk-Out Access
Materials
Brick
Appliances
Ceiling Fan,Refrigerator,Water Softener Owned
Laundry
Electric Dryer Hookup,Gas Dryer Hookup
Patio & Porch
Porch: Open
Water Source
Culinary,Secondary
Sewer
Sewer: Connected,Sewer: Public
View
Mountain(s),Valley
Garage Spaces
2
Covered Spaces
2
Total Parking
8
Garage Spaces
2
Covered Spaces
2
Total Parking
8
Why this is a deal
Classification
Growth Market DealDeal Score
77/100
vs Similar Homes
38% above
vs Market Median
13% below
Area Growth (YoY)
5.6%
Deal Score Breakdown
77/100 · 2 qualifying signals
Priced 13% below the per-subtype city median
5.6% year-over-year ZHVI growth in this area
LT net cashflow -$231/mo (-4.6% return on ownership cost) · STR net cashflow -$1,844/mo (-36.7% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
Priced 38% above the median of similar listings
No price reduction from original list
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$5,449/mo
Range: $4,112 – $6,785
Net Monthly Cash Flow
−$231 /mo (−$2,768/yr)
Monthly rental income
Monthly ownership cost
Coverage
108%
Net /mo
−$231
DSCR
1.27
Est. Annual Revenue
$54,542/yr
$283/night · 41% occupancy · $114/bedroom · $0.17/sqft
Net Monthly Cash Flow
−$1,844 /mo (−$22,134/yr)
Monthly STR income
Monthly ownership cost
Coverage
90%
Net /mo
−$1,844
DSCR
0.85
Best Download
10 Gbps
Best Upload
10 Gbps
Fiber Available
Yes
Providers
13
Available Providers
$467,000
+61% vs median
66 days
99
$255,000 – $4,500,000
$3,130
Low Crime
5.7
per 1,000
13.8
per 1,000
10.9
per 1,000
30.5
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
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