Question 1

What is the asking price for 4078 12350, Payson?

Accepted Answer

4078 12350, Payson is listed at $2,499,900 ($322/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 4078 12350, Payson have?

Accepted Answer

This Residential features 7 bedrooms, 5 bathrooms, 7,757 square feet of living space. It is a 4-story home. The lot is 4.86 acres.

Question 3

When was 4078 12350, Payson built?

Accepted Answer

This property was built in 2002, making it 24 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 4078 12350, Payson?

Accepted Answer

4078 12350, Payson is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the FRENCH COUNTRY ESTATES subdivision. Zoning: Single-Family.

Question 5

Is there an HOA for 4078 12350, Payson?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $1 annually. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 6

What are the property taxes for 4078 12350, Payson?

Accepted Answer

Annual property taxes for this property are approximately $9,318 (about $777/month). This represents an effective tax rate of approximately 0.37% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 7

What are the key features of 4078 12350, Payson?

Accepted Answer

Interior features include: Alarm: Fire, Basement Apartment, Bath: Primary, Bath: Sep. Tub/Shower, Closet: Walk-In. Exterior features include: Balcony, Barn, Basement Entrance, Deck; Covered, Double Pane Windows. The home has 1 fireplace.   View: Mountain(s).

Question 8

Is 4078 12350, Payson a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 62/100. Key deal signals: 5.4% year-over-year market appreciation. The price is 318% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 9

How does this price compare to similar homes in Payson?

Accepted Answer

The median price for similar properties in the area is $597,450 (based on 10 homes). At $2,499,900, this listing is 318% above the median for comparable homes. It ranks #Premium among similar listings by value.

Question 10

What would the monthly mortgage payment be for 4078 12350, Payson?

Accepted Answer

At the current 30-year mortgage rate of 6.36% with 20% down, the estimated monthly principal and interest payment is $12,457. Including estimated taxes and HOA fees, the total monthly cost is approximately $13,235. A 15-year mortgage at 5.71% would be $16,565/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 11

How long has 4078 12350, Payson been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Payson is 68 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 12

Is 4078 12350, Payson a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $139,617 with a gross rental yield of 5.6%. Net rental yield (after estimated expenses): 3.6%.  Estimated debt service coverage ratio (DSCR): 0.82. Investor score: 44/100. These are estimates based on area comparables.

Question 13

What is the estimated rental income for 4078 12350, Payson?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $11,635 ($139,620/year). The gross rent multiplier is 17.9x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 14

What lifestyle features does 4078 12350, Payson offer?

Accepted Answer

Propaired's AI has identified 6 lifestyle features for this property: ADU/Multigenerational, Equestrian, Green/Sustainable, Scenic Views, Sport Court, Hot Tub/Spa. The primary lifestyle niche is "vineyard_orchard." These tags are derived from MLS data, property features, and location analysis.

Question 15

Is 4078 12350, Payson suitable for horses?

Accepted Answer

Yes, this property is tagged as equestrian-friendly. The MLS listing confirms horse keeping is permitted. The 4.86-acre lot provides space for pasture and facilities. Check with the local municipality for any animal keeping permits required.

Question 16

What schools serve 4078 12350, Payson?

Accepted Answer

Assigned schools: Elementary: Spring Lake; Middle: Payson Jr; High: Payson.   School district: Nebo.

Question 17

What high school is near 4078 12350, Payson?

Accepted Answer

The nearest high school is Payson. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 18

What elementary school is near 4078 12350, Payson?

Accepted Answer

The nearest elementary school is Spring Lake. Propaired provides full school ratings and comparison data for all schools in this area.

Question 19

What middle school is near 4078 12350, Payson?

Accepted Answer

The nearest middle school is Payson Jr.

Question 20

Is 4078 12350, Payson in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 21

How does this listing compare to the Payson market?

Accepted Answer

4078 12350, Payson is listed at $2,499,900, which is above the Payson median of $483,000 by $2,016,900. There are currently 98 active listings in Payson. Homes in Payson sell in an average of 68 days. The average sale-to-list ratio is 99.8%.

Question 22

What is the Payson real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Payson is $483,000. There are currently 98 active listings. Homes sell in an average of 68 days. The average sale-to-list ratio is 99.8%. This listing at $2,499,900 is above the Payson 2026 median.

Question 23

Are there other homes for sale in Payson?

Accepted Answer

Yes — there are currently 98 active listings in Payson. Browse all Payson homes for sale at propaired.ai/listings/ut/payson. Prices range around a median of $483,000. Homes in Payson are selling in about 68 days on average.

Question 24

How does this price compare to the Utah state average?

Accepted Answer

At $2,499,900, this property is above the Utah state median of $517,990 by $1,981,910. Payson prices are 7% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 25

What is the Propaired intelligence score for 4078 12350, Payson?

Accepted Answer

This property has a Propaired intelligence score of 42/100, combining deal value (62), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (7 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 26

Does 4078 12350, Payson have energy-efficient or green features?

Accepted Answer

This property has been tagged as green/sustainable, indicating energy-efficient features. Heating: Gas: Central,Active Solar. Cooling: Central Air,Active Solar. Green homes may include solar panels, Energy Star appliances, high-efficiency HVAC, insulated windows, and sustainable building materials. Ask the listing agent for specific energy certifications or efficiency ratings.

Question 27

What heating and cooling systems does 4078 12350, Payson have?

Accepted Answer

Heating: Gas: Central,Active Solar. Cooling: Central Air,Active Solar. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 28

What type of roof does 4078 12350, Payson have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 24-year-old home, reviewing recent roof inspections is recommended.

Question 29

Does 4078 12350, Payson have a basement?

Accepted Answer

Yes, the basement is described as: Walk-Out Access. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 30

What is 4078 12350, Payson constructed from?

Accepted Answer

Construction materials include: Asphalt,Stone,Stucco. Stone construction provides exceptional durability and a premium aesthetic.

Question 31

What type of flooring does 4078 12350, Payson have?

Accepted Answer

Flooring types include: Carpet,Hardwood,Travertine. Hardwood floors are a premium feature that adds lasting value and can be refinished multiple times.  Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 32

What are the water and sewer connections for 4078 12350, Payson?

Accepted Answer

Water source: Culinary,Irrigation: Pressure,Rights: Owned. Sewer: Septic Tank.  Septic systems require regular pumping (every 3-5 years) and inspection. Budget approximately $300-$500 for routine maintenance. Water is a critical consideration in Utah's arid climate.

Question 33

What would homeowner's insurance cost for 4078 12350, Payson?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $2,499,900, expect approximately $7,500-$12,500/year ($625-$1,042/month).   Get multiple quotes — rates vary significantly by insurer.

Question 34

What are the estimated closing costs for 4078 12350, Payson?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $2,499,900, expect approximately $49,998-$124,995 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 35

How does the property tax compare to the list price at 4078 12350, Payson?

Accepted Answer

The annual property tax of $9,318 represents an effective rate of 0.37% relative to the list price of $2,499,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 36

What are the total estimated monthly costs for 4078 12350, Payson?

Accepted Answer

Estimated total monthly housing cost: $14,068. This includes principal & interest ($12,457 at 6.36% with 20% down), property tax ($777/mo), HOA ($1/mo), and estimated insurance (~$833/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 37

Is 4078 12350, Payson eligible for FHA or VA financing?

Accepted Answer

At $2,499,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 38

What is the estimated cap rate for 4078 12350, Payson?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 3.6%, based on estimated annual rent of $139,617 and a purchase price of $2,499,900. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 39

Is Payson a good rental market?

Accepted Answer

Estimated monthly rent in Payson is approximately $8,378. Homes in Payson sell in an average of 68 days, indicating moderate demand in this market. There are 98 active listings currently. Gross rental yield in this area: 5.6%. Utah's steady population growth continues to drive rental demand.

Question 40

Could 4078 12350, Payson be a 1031 exchange property?

Accepted Answer

Yes, 4078 12350, Payson could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 41

How does 4078 12350, Payson compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $597,450. This listing is 318% above the comparable median. It ranks Premium among similar listings by value. The median for this property type specifically is $582,000. Comparable analysis is based on similar size, age, and location.

Question 42

Is the Payson neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 5.4% over the past year. The current Zillow Home Value Index for this area is $993,217. This listing is priced at 252% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 43

What is the price trend in Payson?

Accepted Answer

Payson's median price has increased 29.6% month-over-month. Current median: $483,000. Days on market have decreased by 17.7% month-over-month. Homes are selling at 99.8% of list price on average. Monitor these trends to time your offer strategically.

Question 44

Is 4078 12350, Payson overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 318% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 62/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 45

What school district is 4078 12350, Payson in?

Accepted Answer

This property is in the Nebo school district. Assigned elementary: Spring Lake. Assigned middle: Payson Jr. Assigned high: Payson. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 46

Is 4078 12350, Payson move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 47

What updates might 4078 12350, Payson need?

Accepted Answer

At 24 years old, common updates to consider include: HVAC system update. Current roof: Asphalt. Current heating: Gas: Central,Active Solar. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 48

Does 4078 12350, Payson come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 49

What is the lot like at 4078 12350, Payson?

Accepted Answer

The lot is 4.86 acres. Lot features: Cul-De-Sac,Curb & Gutter,Fenced: Full,Road: Paved,Secluded,Sidewalks,Sprinkler: Auto-Full,View: Mountain,Drip Irrigation: Auto-Full,Drip Irrigation: Auto-Part,Private. Terrain: Cul-de-Sac, Curb & Gutter, Fenced: Full, Road: Paved, Secluded Yard, Sidewalks, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain, Drip Irrigation: Auto-Full, Drip Irrigation: Auto-Part, Private. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 50

What utilities are available at 4078 12350, Payson?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer: Septic Tank,Water Connected. Water source: Culinary,Irrigation: Pressure,Rights: Owned. Sewer: Septic Tank. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 51

Does 4078 12350, Payson have solar panels?

Accepted Answer

While this property is tagged as green/sustainable, solar panel details are not explicitly listed. Utah is an excellent state for solar energy with 222+ sunny days per year. Adding solar panels in Utah may qualify for federal tax credits and local incentives. Contact the listing agent for details on any existing energy-efficient systems.

Question 52

Does 4078 12350, Payson have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central,Active Solar. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air,Active Solar) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

4078 12350, Payson, UT 84651

4078 W 12350 S, Payson, UT 84651

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