Question 1

What is the asking price for 5402 10400, Payson?

Accepted Answer

5402 10400, Payson is listed at $899,900 ($423/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 5402 10400, Payson have?

Accepted Answer

This Residential features 3 bedrooms, 2 bathrooms, 2,129 square feet of living space. It is a 2-story home. The lot is 5.25 acres.

Question 3

When was 5402 10400, Payson built?

Accepted Answer

This property was built in 1948, making it 78 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 5402 10400, Payson?

Accepted Answer

5402 10400, Payson is a Residential (Single Family Residence). The architectural style is Stories: 2.  Zoning: Agricultural.

Question 5

Does 5402 10400, Payson have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 5402 10400, Payson?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 5402 10400, Payson?

Accepted Answer

Annual property taxes for this property are approximately $2,425 (about $202/month). This represents an effective tax rate of approximately 0.27% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 5402 10400, Payson?

Accepted Answer

Interior features include: Alarm: Fire, Bath: Primary, Gas Log, Kitchen: Updated. Exterior features include: Attic Fan, Barn, Bay Box Windows, Double Pane Windows, Horse Property. The home has 1 fireplace.   View: Mountain(s).

Question 9

Is 5402 10400, Payson a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Similar)" with a deal score of 100/100. Key deal signals: Priced 45% below similar homes. The price is 45% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Payson?

Accepted Answer

The median price for similar properties in the area is $1,649,000 (based on 3 homes). At $899,900, this listing is 45% below the median for comparable homes. It ranks #Deep Discount among similar listings by value.

Question 11

What would the monthly mortgage payment be for 5402 10400, Payson?

Accepted Answer

At the current 30-year mortgage rate of 6.36% with 20% down, the estimated monthly principal and interest payment is $4,484. Including estimated taxes, the total monthly cost is approximately $4,686. A 15-year mortgage at 5.71% would be $5,963/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 5402 10400, Payson been on the market?

Accepted Answer

This property has been listed for 38 days. The average days on market in Payson is 68 days, meaning this listing is moving faster than the local average.

Question 13

What lifestyle features does 5402 10400, Payson offer?

Accepted Answer

Propaired's AI has identified 5 lifestyle features for this property: Equestrian, Farm/Ranch, Scenic Views, Fixer-Upper, Large Acreage. The primary lifestyle niche is "equestrian." These tags are derived from MLS data, property features, and location analysis.

Question 14

Is 5402 10400, Payson suitable for horses?

Accepted Answer

Yes, this property is tagged as equestrian-friendly. The MLS listing confirms horse keeping is permitted. The 5.25-acre lot provides space for pasture and facilities. Check with the local municipality for any animal keeping permits required.

Question 15

Is 5402 10400, Payson a fixer-upper?

Accepted Answer

This property has been identified as a fixer-upper opportunity, meaning it may need renovation or updates but is priced accordingly. At 45% below comparable homes, there is potential upside after improvements. Get a thorough home inspection and renovation estimates before making an offer. An FHA 203(k) or Fannie Mae HomeStyle renovation loan may be applicable.

Question 16

How much land comes with 5402 10400, Payson?

Accepted Answer

This property sits on 5.25 acres. It is suitable for farming or ranching use. Horse keeping is possible on this property. Water source: Culinary,Irrigation,Shares,Well. Large-acreage properties in Utah may have water rights and mineral rights considerations — verify with a real estate attorney.

Question 17

What schools serve 5402 10400, Payson?

Accepted Answer

Assigned schools: Elementary: Taylor; Middle: Payson Jr; High: Payson.   School district: Nebo.

Question 18

What high school is near 5402 10400, Payson?

Accepted Answer

The nearest high school is Payson. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 19

What elementary school is near 5402 10400, Payson?

Accepted Answer

The nearest elementary school is Taylor. Propaired provides full school ratings and comparison data for all schools in this area.

Question 20

What middle school is near 5402 10400, Payson?

Accepted Answer

The nearest middle school is Payson Jr.

Question 21

Is 5402 10400, Payson in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 22

How does this listing compare to the Payson market?

Accepted Answer

5402 10400, Payson is listed at $899,900, which is above the Payson median of $483,000 by $416,900. There are currently 98 active listings in Payson. Homes in Payson sell in an average of 68 days. The average sale-to-list ratio is 99.8%.

Question 23

What is the Payson real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Payson is $483,000. There are currently 98 active listings. Homes sell in an average of 68 days. The average sale-to-list ratio is 99.8%. This listing at $899,900 is above the Payson 2026 median.

Question 24

Are there other homes for sale in Payson?

Accepted Answer

Yes — there are currently 98 active listings in Payson. Browse all Payson homes for sale at propaired.ai/listings/ut/payson. Prices range around a median of $483,000. Homes in Payson are selling in about 68 days on average.

Question 25

How does this price compare to the Utah state average?

Accepted Answer

At $899,900, this property is above the Utah state median of $517,990 by $381,910. Payson prices are 7% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 26

What is the Propaired intelligence score for 5402 10400, Payson?

Accepted Answer

This property has a Propaired intelligence score of 55/100, combining deal value (100), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (5 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 27

What heating and cooling systems does 5402 10400, Payson have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 28

What type of roof does 5402 10400, Payson have?

Accepted Answer

The roof material is Asphalt,Rubber. Asphalt shingles typically last 20-30 years in Utah's climate. With a 78-year-old home, reviewing recent roof inspections is recommended.

Question 29

Does 5402 10400, Payson have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 30

What is 5402 10400, Payson constructed from?

Accepted Answer

Construction materials include: Asphalt,Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 31

What type of flooring does 5402 10400, Payson have?

Accepted Answer

Flooring types include: Carpet,Hardwood,Linoleum. Hardwood floors are a premium feature that adds lasting value and can be refinished multiple times.  Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 32

What are the water and sewer connections for 5402 10400, Payson?

Accepted Answer

Water source: Culinary,Irrigation,Shares,Well. Sewer: Septic Tank. Properties on well water should have water quality tested annually and the well inspected before purchase. Septic systems require regular pumping (every 3-5 years) and inspection. Budget approximately $300-$500 for routine maintenance. Water is a critical consideration in Utah's arid climate.

Question 33

What would homeowner's insurance cost for 5402 10400, Payson?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $899,900, expect approximately $2,700-$4,500/year ($225-$375/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 34

What are the estimated closing costs for 5402 10400, Payson?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $899,900, expect approximately $17,998-$44,995 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 35

How does the property tax compare to the list price at 5402 10400, Payson?

Accepted Answer

The annual property tax of $2,425 represents an effective rate of 0.27% relative to the list price of $899,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 36

What are the total estimated monthly costs for 5402 10400, Payson?

Accepted Answer

Estimated total monthly housing cost: $4,986. This includes principal & interest ($4,484 at 6.36% with 20% down), property tax ($202/mo), and estimated insurance (~$300/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 37

Is 5402 10400, Payson eligible for FHA or VA financing?

Accepted Answer

At $899,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.  FHA 203(k) renovation loans may be an option for this property.  Consult a mortgage lender for personalized eligibility.

Question 38

Could 5402 10400, Payson be a 1031 exchange property?

Accepted Answer

Yes, 5402 10400, Payson could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 39

How does 5402 10400, Payson compare to recently sold homes nearby?

Accepted Answer

Based on 3 comparable properties, the median sold price in this area is $1,649,000. This listing is 45% below the comparable median. It ranks Deep Discount among similar listings by value. The median for this property type specifically is $589,000. Comparable analysis is based on similar size, age, and location.

Question 40

Is the Payson neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.1% over the past year. The current Zillow Home Value Index for this area is $322,268. This listing is priced at 279% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 41

What is the price trend in Payson?

Accepted Answer

Payson's median price has increased 29.6% month-over-month. Current median: $483,000. Days on market have decreased by 17.7% month-over-month. Homes are selling at 99.8% of list price on average. Monitor these trends to time your offer strategically.

Question 42

Is 5402 10400, Payson overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Similar)." At 45% below comparable homes, this property appears competitively priced. Deal score: 100/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 43

What school district is 5402 10400, Payson in?

Accepted Answer

This property is in the Nebo school district. Assigned elementary: Taylor. Assigned middle: Payson Jr. Assigned high: Payson. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 44

Is 5402 10400, Payson move-in ready?

Accepted Answer

This property has been identified as a fixer-upper and likely requires renovation before occupying.

Question 45

What updates might 5402 10400, Payson need?

Accepted Answer

At 78 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt,Rubber. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 46

Does 5402 10400, Payson come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 47

What is the lot like at 5402 10400, Payson?

Accepted Answer

The lot is 5.25 acres. Lot features: Additional Land Available,Sidewalks,Sprinkler: Auto-Full,View: Mountain. Terrain: Additional Land Available, Sidewalks, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 48

What utilities are available at 5402 10400, Payson?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer: Septic Tank,Water Available,Water Connected. Water source: Culinary,Irrigation,Shares,Well. Sewer: Septic Tank. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 49

Does 5402 10400, Payson have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

5402 10400, Payson, UT 84651

5402 W 10400 S, Payson, UT 84651

About This Property

Features & Amenities

Property Info

Financial

Structure & Systems

Parking

Property Intelligence

Lifestyle

Flood Zone

Deal Analysis

Investment Potential

Short-Term Rental

All Property Details

Property Info

Bedrooms & Baths

Financial

Structure

Lot & Land

Parking

Amenities

Utilities

Schools

Timeline

Media

Payson Market Context

Crime & Safety

Payson compared to:

vs National Average (FBI UCR 2024)

Connect with a Buyer’s Agent

Similar Homes

$785,000

$1,649,000

$2,500,000

Find Your Dream Home

Frequently Asked Questions

Discover