Question 1

What is the asking price for 1216 LOAFER VIEW, Payson?

Accepted Answer

1216 LOAFER VIEW, Payson is listed at $479,900 ($203/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 1216 LOAFER VIEW, Payson have?

Accepted Answer

This Residential features 4 bedrooms, 2 bathrooms, 2,368 square feet of living space. It is a 2-story home. The lot is 0.17 acres.

Question 3

When was 1216 LOAFER VIEW, Payson built?

Accepted Answer

This property was built in 1998, making it 28 years old. Homes from this era often feature solid construction. Buyers should review the condition of the roof, HVAC, and plumbing.

Question 4

What type of property is 1216 LOAFER VIEW, Payson?

Accepted Answer

1216 LOAFER VIEW, Payson is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the MOUNTAIN VIEW subdivision. Zoning: Single-Family.

Question 5

Does 1216 LOAFER VIEW, Payson have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 5 open parking spaces. Total parking capacity: 7 vehicles. The property also accommodates RV parking.

Question 6

Is there an HOA for 1216 LOAFER VIEW, Payson?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $75 quarterly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 1216 LOAFER VIEW, Payson?

Accepted Answer

Annual property taxes for this property are approximately $2,468 (about $206/month). This represents an effective tax rate of approximately 0.51% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 1216 LOAFER VIEW, Payson?

Accepted Answer

Interior features include: Closet: Walk-In, Disposal, Gas Log, Oven: Double, Oven: Gas. Exterior features include: Double Pane Windows, Lighting, Porch: Open, Patio: Open. The home has 1 fireplace.   View: Mountain(s).

Question 9

Is 1216 LOAFER VIEW, Payson a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Market)" with a deal score of 28/100. Key deal signals: Priced 18% below market median (per-type); 4.3% gross rental yield.  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

What would the monthly mortgage payment be for 1216 LOAFER VIEW, Payson?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $2,417. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,698. A 15-year mortgage at 5.77% would be $3,192/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 11

How long has 1216 LOAFER VIEW, Payson been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Payson is 71 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 12

Is 1216 LOAFER VIEW, Payson a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $20,820 with a gross rental yield of 4.3%. Net rental yield (after estimated expenses): 2.8%.  Estimated debt service coverage ratio (DSCR): 0.54. Investor score: 49/100. These are estimates based on area comparables.

Question 13

What is the estimated rental income for 1216 LOAFER VIEW, Payson?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,735 ($20,820/year). The gross rent multiplier is 23.1x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 14

What lifestyle features does 1216 LOAFER VIEW, Payson offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: RV-Friendly, Scenic Views. The primary lifestyle niche is "rv_friendly." These tags are derived from MLS data, property features, and location analysis.

Question 15

What schools serve 1216 LOAFER VIEW, Payson?

Accepted Answer

Assigned schools: Elementary: Barnett; Middle: Salem Jr; High: Salem Hills.   School district: Nebo.

Question 16

What is the internet speed at 1216 LOAFER VIEW, Payson?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (100 Mbps, Fixed Wireless); AT&T (25 Mbps, Fixed Wireless); Beehive Broadband (1000 Mbps, Fiber). Total providers: 13.

Question 17

Is 1216 LOAFER VIEW, Payson in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 18

How does this listing compare to the Payson market?

Accepted Answer

1216 LOAFER VIEW, Payson is listed at $479,900, which is below the Payson median of $490,000 by $10,100. There are currently 88 active listings in Payson. Homes in Payson sell in an average of 71 days. The average sale-to-list ratio is 99.5%.

Question 19

How does this price compare to the Utah state average?

Accepted Answer

At $479,900, this property is below the Utah state median of $510,000 by $30,100. Payson prices are 4% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 20

What is the Propaired intelligence score for 1216 LOAFER VIEW, Payson?

Accepted Answer

This property has a Propaired intelligence score of 30/100, combining deal value (28), recreation access (N/A), amenity proximity (N/A), broadband quality (100), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 21

What heating and cooling systems does 1216 LOAFER VIEW, Payson have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 22

What type of roof does 1216 LOAFER VIEW, Payson have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 28-year-old home, reviewing recent roof inspections is recommended.

Question 23

Does 1216 LOAFER VIEW, Payson have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 24

What is 1216 LOAFER VIEW, Payson constructed from?

Accepted Answer

Construction materials include: Asphalt,Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 25

What type of flooring does 1216 LOAFER VIEW, Payson have?

Accepted Answer

Flooring types include: Carpet,Hardwood,Tile,Concrete. Hardwood floors are a premium feature that adds lasting value and can be refinished multiple times. Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 26

What are the water and sewer connections for 1216 LOAFER VIEW, Payson?

Accepted Answer

Water source: Culinary,Irrigation. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 27

What would homeowner's insurance cost for 1216 LOAFER VIEW, Payson?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $479,900, expect approximately $1,440-$2,400/year ($120-$200/month).   Get multiple quotes — rates vary significantly by insurer.

Question 28

What are the estimated closing costs for 1216 LOAFER VIEW, Payson?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $479,900, expect approximately $9,598-$23,995 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 29

How does the property tax compare to the list price at 1216 LOAFER VIEW, Payson?

Accepted Answer

The annual property tax of $2,468 represents an effective rate of 0.51% relative to the list price of $479,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 30

What are the total estimated monthly costs for 1216 LOAFER VIEW, Payson?

Accepted Answer

Estimated total monthly housing cost: $2,858. This includes principal & interest ($2,417 at 6.46% with 20% down), property tax ($206/mo), HOA ($75/mo), and estimated insurance (~$160/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 31

Is 1216 LOAFER VIEW, Payson eligible for FHA or VA financing?

Accepted Answer

At $479,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 32

What is the estimated cap rate for 1216 LOAFER VIEW, Payson?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 2.8%, based on estimated annual rent of $20,820 and a purchase price of $479,900. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 33

Is Payson a good rental market?

Accepted Answer

Estimated monthly rent in Payson is approximately $1,523. Homes in Payson sell in an average of 71 days, indicating moderate demand in this market. There are 88 active listings currently. Gross rental yield in this area: 4.3%. Utah's steady population growth continues to drive rental demand.

Question 34

Could 1216 LOAFER VIEW, Payson be a 1031 exchange property?

Accepted Answer

Yes, 1216 LOAFER VIEW, Payson could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 35

Is the Payson neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.4% over the past year. The current Zillow Home Value Index for this area is $462,491. This listing is priced at 104% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 36

What is the price trend in Payson?

Accepted Answer

Payson's median price has increased 13.1% month-over-month. Current median: $490,000. Days on market have decreased by 25.2% month-over-month. Homes are selling at 99.5% of list price on average. Monitor these trends to time your offer strategically.

Question 37

What school district is 1216 LOAFER VIEW, Payson in?

Accepted Answer

This property is in the Nebo school district. Assigned elementary: Barnett. Assigned middle: Salem Jr. Assigned high: Salem Hills. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 38

Is 1216 LOAFER VIEW, Payson move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 39

What updates might 1216 LOAFER VIEW, Payson need?

Accepted Answer

At 28 years old, common updates to consider include: roof replacement (if original), HVAC system update, water heater replacement. Current roof: Asphalt. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 40

Does 1216 LOAFER VIEW, Payson come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 41

What is the lot like at 1216 LOAFER VIEW, Payson?

Accepted Answer

The lot is 0.17 acres. Lot features: Fenced: Full,Road: Paved,Sidewalks,Sprinkler: Auto-Full,Terrain: Grad Slope,View: Mountain. Terrain: Fenced: Full, Road: Paved, Sidewalks, Sprinkler: Auto-Full, Terrain: Grad Slope, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 42

What utilities are available at 1216 LOAFER VIEW, Payson?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary,Irrigation. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 43

Does 1216 LOAFER VIEW, Payson have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 44

Can I park an RV or boat at 1216 LOAFER VIEW, Payson?

Accepted Answer

Yes, this property is tagged as RV-friendly, accommodating RV, boat, or trailer parking. The 0.17-acre lot provides ample space. In addition to the 2-car garage, there is space for large vehicle storage. RV parking capability is a sought-after feature in Utah given the state's proximity to national parks, lakes, and outdoor recreation. Verify any HOA restrictions on RV/boat parking if applicable.

1216 LOAFER VIEW, Payson, UT 84651

1216 E LOAFER VIEW DR, Payson, UT 84651

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