Question 1

What is the asking price for 609 SADDLEBROOK, Payson?

Accepted Answer

609 SADDLEBROOK, Payson is listed at $474,900 ($242/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 609 SADDLEBROOK, Payson have?

Accepted Answer

This Residential features 5 bedrooms, 3 bathrooms, 1,962 square feet of living space. It is a 3-story home. The lot is 0.2 acres.

Question 3

When was 609 SADDLEBROOK, Payson built?

Accepted Answer

This property was built in 2000, making it 26 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 609 SADDLEBROOK, Payson?

Accepted Answer

609 SADDLEBROOK, Payson is a Residential (Single Family Residence). The architectural style is Tri/Multi-Level.  Zoning: Single-Family.

Question 5

Does 609 SADDLEBROOK, Payson have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 8 open parking spaces. Total parking capacity: 10 vehicles. The property also accommodates RV parking.

Question 6

Is there an HOA for 609 SADDLEBROOK, Payson?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 609 SADDLEBROOK, Payson?

Accepted Answer

Annual property taxes for this property are approximately $2,510 (about $209/month). This represents an effective tax rate of approximately 0.53% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 609 SADDLEBROOK, Payson?

Accepted Answer

Interior features include: Bath: Primary, Disposal, Range/Oven: Free Stdng., Vaulted Ceilings. Exterior features include: Entry (Foyer), Out Buildings, Sliding Glass Doors, Walkout.

Question 9

How long has 609 SADDLEBROOK, Payson been on the market?

Accepted Answer

This property has been listed for 13 days. The average days on market in Payson is 71 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 10

What lifestyle features does 609 SADDLEBROOK, Payson offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: RV-Friendly, Scenic Views, Manufactured Home. The primary lifestyle niche is "manufactured_home." These tags are derived from MLS data, property features, and location analysis.

Question 11

What recreation is near 609 SADDLEBROOK, Payson?

Accepted Answer

This property has a recreation score of 58/100. Nearby recreation includes: Red Lake trailhead (5.2 mi); Maples Park park (0.1 mi); Gladstan Golf Course (3.1 mi); Utah Lake State Park (13.4 mi). Skiing: Sundance Resort (26.1 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 12

Are there hiking trails near 609 SADDLEBROOK, Payson?

Accepted Answer

Yes, the nearest trailhead is Red Lake, just 5.2 miles from the property. Utah Lake State Park is 13.4 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 13

What amenities and services are near 609 SADDLEBROOK, Payson?

Accepted Answer

This property has an amenity proximity score of 81/100. Nearby services include: Grocery: Walmart Supercenter (0.9 mi); Hospital: Central Valley Medical Center (3.5 mi); Pharmacy: Walgreens (1.9 mi); Dining: Mo Bettah's (0.9 mi). Gas station: 1.2 miles. Gym: Nebo Performance LLC (0.2 mi).

Question 14

How far is the nearest hospital from 609 SADDLEBROOK, Payson?

Accepted Answer

The nearest hospital is Central Valley Medical Center, approximately 3.5 miles from the property. The nearest fire station is 3.9 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 15

What schools serve 609 SADDLEBROOK, Payson?

Accepted Answer

Assigned schools: Elementary: Spring Lake; Middle: Mt. Nebo; High: Payson.   School district: Nebo.

Question 16

What is the internet speed at 609 SADDLEBROOK, Payson?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); Beehive Broadband (1000 Mbps, Fiber); CenturyLink (0 Mbps, DSL). Total providers: 12.

Question 17

Is 609 SADDLEBROOK, Payson in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 18

How does this listing compare to the Payson market?

Accepted Answer

609 SADDLEBROOK, Payson is listed at $474,900, which is below the Payson median of $490,000 by $15,100. There are currently 88 active listings in Payson. Homes in Payson sell in an average of 71 days. The average sale-to-list ratio is 99.5%.

Question 19

How does this price compare to the Utah state average?

Accepted Answer

At $474,900, this property is below the Utah state median of $510,000 by $35,100. Payson prices are 4% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 20

What is the Propaired intelligence score for 609 SADDLEBROOK, Payson?

Accepted Answer

This property has a Propaired intelligence score of 41/100, combining deal value (N/A), recreation access (58), amenity proximity (81), broadband quality (100), and lifestyle features (4 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 21

What heating and cooling systems does 609 SADDLEBROOK, Payson have?

Accepted Answer

Heating: Gas: Central,>= 95% efficiency. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 22

What type of roof does 609 SADDLEBROOK, Payson have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 26-year-old home, reviewing recent roof inspections is recommended.

Question 23

Does 609 SADDLEBROOK, Payson have a basement?

Accepted Answer

Yes, the basement is described as: Full,Walk-Out Access. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 24

What is 609 SADDLEBROOK, Payson constructed from?

Accepted Answer

Construction materials include: Stucco. The construction type affects long-term maintenance requirements and insurance costs.

Question 25

What type of flooring does 609 SADDLEBROOK, Payson have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 26

What are the water and sewer connections for 609 SADDLEBROOK, Payson?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 27

What shopping and dining is near 609 SADDLEBROOK, Payson?

Accepted Answer

The nearest restaurant is Mo Bettah's (0.9 miles away) and the nearest grocery store is Walmart Supercenter (0.9 miles). Coffee: Dutch Bros. Coffee (1.0 mi). Banking: America First Credit Union (0.9 mi). Overall amenity proximity score: 81/100.

Question 28

What would homeowner's insurance cost for 609 SADDLEBROOK, Payson?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $474,900, expect approximately $1,425-$2,375/year ($119-$198/month).   Get multiple quotes — rates vary significantly by insurer.

Question 29

What are the estimated closing costs for 609 SADDLEBROOK, Payson?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $474,900, expect approximately $9,498-$23,745 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 30

How does the property tax compare to the list price at 609 SADDLEBROOK, Payson?

Accepted Answer

The annual property tax of $2,510 represents an effective rate of 0.53% relative to the list price of $474,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 31

Is 609 SADDLEBROOK, Payson eligible for FHA or VA financing?

Accepted Answer

At $474,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.   Manufactured homes have specific FHA requirements including permanent foundation certification. Consult a mortgage lender for personalized eligibility.

Question 32

Could 609 SADDLEBROOK, Payson be a 1031 exchange property?

Accepted Answer

Yes, 609 SADDLEBROOK, Payson could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 33

What is the price trend in Payson?

Accepted Answer

Payson's median price has increased 13.1% month-over-month. Current median: $490,000. Days on market have decreased by 25.2% month-over-month. Homes are selling at 99.5% of list price on average. Monitor these trends to time your offer strategically.

Question 34

What school district is 609 SADDLEBROOK, Payson in?

Accepted Answer

This property is in the Nebo school district. Assigned elementary: Spring Lake. Assigned middle: Mt. Nebo. Assigned high: Payson. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 35

What parks are near 609 SADDLEBROOK, Payson?

Accepted Answer

The nearest local park is Maples Park (0.1 miles away). The nearest state park is Utah Lake State Park (13.4 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 36

Is there a golf course near 609 SADDLEBROOK, Payson?

Accepted Answer

The nearest golf course is Gladstan Golf Course, 3.1 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 37

What water activities are near 609 SADDLEBROOK, Payson?

Accepted Answer

Water recreation near this property includes: Utah Lake (14.0 mi); boat ramp at LaBaron Point (7.9 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 38

Is 609 SADDLEBROOK, Payson move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 39

What updates might 609 SADDLEBROOK, Payson need?

Accepted Answer

At 26 years old, common updates to consider include: roof replacement (if original), HVAC system update, water heater replacement. Current roof: Asphalt. Current heating: Gas: Central,>= 95% efficiency. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 40

Does 609 SADDLEBROOK, Payson come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 41

What is the lot like at 609 SADDLEBROOK, Payson?

Accepted Answer

The lot is 0.2 acres. Lot features: Curb & Gutter,Fenced: Full,Road: Paved,Secluded,Sprinkler: Auto-Full. Terrain: Curb & Gutter, Fenced: Full, Road: Paved, Secluded Yard, Sprinkler: Auto-Full, Terrain, Flat.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 42

What utilities are available at 609 SADDLEBROOK, Payson?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 43

Does 609 SADDLEBROOK, Payson have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central,>= 95% efficiency. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 44

Is there EV charging near 609 SADDLEBROOK, Payson?

Accepted Answer

The nearest EV charging station is EvGateway Charging Station, approximately 8.8 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers.

Question 45

Can I park an RV or boat at 609 SADDLEBROOK, Payson?

Accepted Answer

Yes, this property is tagged as RV-friendly, accommodating RV, boat, or trailer parking. The 0.2-acre lot provides ample space. In addition to the 2-car garage, there is space for large vehicle storage. RV parking capability is a sought-after feature in Utah given the state's proximity to national parks, lakes, and outdoor recreation. Verify any HOA restrictions on RV/boat parking if applicable.

609 SADDLEBROOK, Payson, UT 84651

609 W SADDLEBROOK DR, Payson, UT 84651

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