Question 1

What is the asking price for 1320 950, Payson?

Accepted Answer

1320 950, Payson is listed at $579,900 ($221/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 1320 950, Payson have?

Accepted Answer

This Residential features 4 bedrooms, 3 bathrooms, 2,624 square feet of living space. It is a 2-story home. The lot is 0.27 acres.

Question 3

When was 1320 950, Payson built?

Accepted Answer

This property was built in 2012, making it 14 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 1320 950, Payson?

Accepted Answer

1320 950, Payson is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the WINEGAR ESTATES subdivision. Zoning: Single-Family.

Question 5

Does 1320 950, Payson have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 6 open parking spaces. Total parking capacity: 8 vehicles.

Question 6

Is there an HOA for 1320 950, Payson?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 1320 950, Payson?

Accepted Answer

Annual property taxes for this property are approximately $2,946 (about $246/month). This represents an effective tax rate of approximately 0.51% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 1320 950, Payson?

Accepted Answer

Interior features include: Basement Apartment, Bath: Primary, Disposal, Vaulted Ceilings. Exterior features include: Awning(s), Deck; Covered, Double Pane Windows, Patio: Covered.    View: Mountain(s).

Question 9

Is 1320 950, Payson a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 14/100.  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

What would the monthly mortgage payment be for 1320 950, Payson?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $2,920. Including estimated taxes, the total monthly cost is approximately $3,166. A 15-year mortgage at 5.77% would be $3,857/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 11

How long has 1320 950, Payson been on the market?

Accepted Answer

This property has been listed for 26 days. The average days on market in Payson is 71 days, meaning this listing is moving faster than the local average.

Question 12

Is 1320 950, Payson a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $23,070 with a gross rental yield of 4.0%. Net rental yield (after estimated expenses): 2.6%.  Estimated debt service coverage ratio (DSCR): 0.49. Investor score: 37/100. These are estimates based on area comparables.

Question 13

What is the estimated rental income for 1320 950, Payson?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,923 ($23,076/year). The gross rent multiplier is 25.1x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 14

What lifestyle features does 1320 950, Payson offer?

Accepted Answer

Propaired's AI has identified 4 lifestyle features for this property: ADU/Multigenerational, Hot Tub/Spa, Privacy/Seclusion, Investor Special. The primary lifestyle niche is "investor_special." These tags are derived from MLS data, property features, and location analysis.

Question 15

What recreation is near 1320 950, Payson?

Accepted Answer

This property has a recreation score of 58/100. Nearby recreation includes: Red Lake trailhead (5.9 mi); Rest Area park (0.3 mi); Gladstan Golf Course (3.6 mi); Utah Lake State Park (12.7 mi). Skiing: Sundance Resort (25.6 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 16

Are there hiking trails near 1320 950, Payson?

Accepted Answer

Yes, the nearest trailhead is Red Lake, just 5.9 miles from the property. Utah Lake State Park is 12.7 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 17

What amenities and services are near 1320 950, Payson?

Accepted Answer

This property has an amenity proximity score of 82/100. Nearby services include: Grocery: Walmart Supercenter (0.3 mi); Hospital: Central Valley Medical Center (4.0 mi); Pharmacy: Walgreens (1.6 mi); Dining: Mo Bettah's (0.2 mi). Gas station: 0.5 miles. Gym: Nebo Performance LLC (0.6 mi).

Question 18

How far is the nearest hospital from 1320 950, Payson?

Accepted Answer

The nearest hospital is Central Valley Medical Center, approximately 4.0 miles from the property. The nearest fire station is 4.2 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 19

What schools serve 1320 950, Payson?

Accepted Answer

Assigned schools: Elementary: Wilson; Middle: Mt. Nebo; High: Payson.   School district: Nebo.

Question 20

What is the internet speed at 1320 950, Payson?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); Beehive Broadband (1000 Mbps, Fiber); CenturyLink (0 Mbps, DSL). Total providers: 12.

Question 21

Is 1320 950, Payson in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 22

How does this listing compare to the Payson market?

Accepted Answer

1320 950, Payson is listed at $579,900, which is above the Payson median of $490,000 by $89,900. There are currently 88 active listings in Payson. Homes in Payson sell in an average of 71 days. The average sale-to-list ratio is 99.5%.

Question 23

How does this price compare to the Utah state average?

Accepted Answer

At $579,900, this property is above the Utah state median of $510,000 by $69,900. Payson prices are 4% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 24

What is the Propaired intelligence score for 1320 950, Payson?

Accepted Answer

This property has a Propaired intelligence score of 46/100, combining deal value (14), recreation access (58), amenity proximity (82), broadband quality (100), and lifestyle features (4 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 25

What heating and cooling systems does 1320 950, Payson have?

Accepted Answer

Heating: Gas: Central,>= 95% efficiency. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 26

What type of roof does 1320 950, Payson have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 14-year-old home, reviewing recent roof inspections is recommended.

Question 27

Does 1320 950, Payson have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 28

What is 1320 950, Payson constructed from?

Accepted Answer

Construction materials include: Stone,Stucco. Stone construction provides exceptional durability and a premium aesthetic.

Question 29

What type of flooring does 1320 950, Payson have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 30

What are the water and sewer connections for 1320 950, Payson?

Accepted Answer

Water source: Culinary,Irrigation: Pressure. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 31

What shopping and dining is near 1320 950, Payson?

Accepted Answer

The nearest restaurant is Mo Bettah's (0.2 miles away) and the nearest grocery store is Walmart Supercenter (0.3 miles). Coffee: Dutch Bros. Coffee (0.2 mi). Banking: America First Credit Union (0.2 mi). Overall amenity proximity score: 82/100.

Question 32

What would homeowner's insurance cost for 1320 950, Payson?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $579,900, expect approximately $1,740-$2,900/year ($145-$242/month).   Get multiple quotes — rates vary significantly by insurer.

Question 33

What are the estimated closing costs for 1320 950, Payson?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $579,900, expect approximately $11,598-$28,995 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 34

How does the property tax compare to the list price at 1320 950, Payson?

Accepted Answer

The annual property tax of $2,946 represents an effective rate of 0.51% relative to the list price of $579,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 35

What are the total estimated monthly costs for 1320 950, Payson?

Accepted Answer

Estimated total monthly housing cost: $3,359. This includes principal & interest ($2,920 at 6.46% with 20% down), property tax ($246/mo), and estimated insurance (~$193/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 36

Is 1320 950, Payson eligible for FHA or VA financing?

Accepted Answer

At $579,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 37

What is the estimated cap rate for 1320 950, Payson?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 2.6%, based on estimated annual rent of $23,070 and a purchase price of $579,900. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 38

Is Payson a good rental market?

Accepted Answer

Estimated monthly rent in Payson is approximately $1,523. Homes in Payson sell in an average of 71 days, indicating moderate demand in this market. There are 88 active listings currently. Gross rental yield in this area: 4.0%. Utah's steady population growth continues to drive rental demand.

Question 39

Could 1320 950, Payson be a 1031 exchange property?

Accepted Answer

Yes, 1320 950, Payson could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 40

Is the Payson neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.4% over the past year. The current Zillow Home Value Index for this area is $462,491. This listing is priced at 125% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 41

What is the price trend in Payson?

Accepted Answer

Payson's median price has increased 13.1% month-over-month. Current median: $490,000. Days on market have decreased by 25.2% month-over-month. Homes are selling at 99.5% of list price on average. Monitor these trends to time your offer strategically.

Question 42

What school district is 1320 950, Payson in?

Accepted Answer

This property is in the Nebo school district. Assigned elementary: Wilson. Assigned middle: Mt. Nebo. Assigned high: Payson. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 43

What parks are near 1320 950, Payson?

Accepted Answer

The nearest local park is Rest Area (0.3 miles away). The nearest state park is Utah Lake State Park (12.7 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 44

Is there a golf course near 1320 950, Payson?

Accepted Answer

The nearest golf course is Gladstan Golf Course, 3.6 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 45

What water activities are near 1320 950, Payson?

Accepted Answer

Water recreation near this property includes: Utah Lake (13.3 mi); boat ramp at LaBaron Point (7.2 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 46

Is 1320 950, Payson move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 47

Does 1320 950, Payson come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 48

What is the lot like at 1320 950, Payson?

Accepted Answer

The lot is 0.27 acres. Lot features: Curb & Gutter,Fenced: Full,Sprinkler: Auto-Full,View: Mountain,Drip Irrigation: Auto-Part. Terrain: Curb & Gutter, Fenced: Full, Sprinkler: Auto-Full, View: Mountain, Drip Irrigation: Auto-Part. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 49

What utilities are available at 1320 950, Payson?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary,Irrigation: Pressure. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 50

Does 1320 950, Payson have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central,>= 95% efficiency. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 51

Is there EV charging near 1320 950, Payson?

Accepted Answer

The nearest EV charging station is EvGateway Charging Station, approximately 8.5 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers.

1320 950, Payson, UT 84651

1320 S 950 W, Payson, UT 84651

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