Question 1

What is the asking price for 433 450, Payson?

Accepted Answer

433 450, Payson is listed at $399,999 ($158/sqft). The original list price was $485,000, representing a reduction of $85,001. Current status: Pending.

Question 2

How many bedrooms and bathrooms does 433 450, Payson have?

Accepted Answer

This Residential features 3 bedrooms, 3 bathrooms, 2,536 square feet of living space. It is a 3-story home. The lot is 0.06 acres.

Question 3

When was 433 450, Payson built?

Accepted Answer

This property was built in 2025, making it 1 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 433 450, Payson?

Accepted Answer

433 450, Payson is a Residential (Twin). The architectural style is Stories: 2. It is located in the PETEENEET COVE subdivision. Zoning: Single-Family.

Question 5

Does 433 450, Payson have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 433 450, Payson?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $125. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 433 450, Payson?

Accepted Answer

Annual property taxes for this property are approximately $2,300 (about $192/month). This represents an effective tax rate of approximately 0.58% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 433 450, Payson?

Accepted Answer

Interior features include: Bath: Primary, Closet: Walk-In, Den/Office, Disposal, French Doors. Exterior features include: Double Pane Windows, Entry (Foyer). The home has 1 fireplace.

Question 9

Is 433 450, Payson a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Motivated Seller" with a deal score of 42/100. Key deal signals: Priced 9% below market median (per-type); 18% price reduction from original list; 5.6% gross rental yield.  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

Has the price been reduced on 433 450, Payson?

Accepted Answer

Yes, the price has been reduced by 17.5% from the original list price of $485,000 to the current price of $399,999 — a reduction of $85,001. Price reductions can indicate seller motivation or market adjustment.

Question 11

What would the monthly mortgage payment be for 433 450, Payson?

Accepted Answer

At the current 30-year mortgage rate of 6.22% with 20% down, the estimated monthly principal and interest payment is $1,964. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,281. A 15-year mortgage at 5.54% would be $2,621/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 433 450, Payson been on the market?

Accepted Answer

This property has been listed for 133 days. The average days on market in Payson is 71 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 13

Is 433 450, Payson a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $22,361 with a gross rental yield of 5.6%. Net rental yield (after estimated expenses): 3.6%.  Estimated debt service coverage ratio (DSCR): 0.71. Investor score: 50/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 433 450, Payson?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,863 ($22,356/year). The gross rent multiplier is 17.9x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 433 450, Payson offer?

Accepted Answer

Propaired's AI has identified 4 lifestyle features for this property: Fishing, Luxury Estate, Privacy/Seclusion, Historic/Character. The primary lifestyle niche is "luxury_estate." These tags are derived from MLS data, property features, and location analysis.

Question 16

Is 433 450, Payson good for fishing or outdoor recreation?

Accepted Answer

Yes, this property is well-positioned for outdoor recreation. Nearest fishing access: Provo River (20.0 miles).  Nearest boat ramp: Lincoln Point (7.6 miles). Utah offers year-round fishing in rivers, reservoirs, and lakes — a fishing license is required.

Question 17

What makes 433 450, Payson a luxury property?

Accepted Answer

This property is classified as a luxury estate based on its price point, features, and location. At 2,536 sqft on 0.06 acres, it offers premium living.    Luxury properties in Utah benefit from no state estate tax and relatively low property tax rates.

Question 18

What recreation is near 433 450, Payson?

Accepted Answer

This property has a recreation score of 49/100. Nearby recreation includes: Red Lake trailhead (6.8 mi); Peteetneet Park park (0.4 mi); Gladstan Golf Course (3.3 mi); Utah Lake State Park (11.7 mi); Capitol Reef NP — Cathedral Valley (115.5 mi). Skiing: Sundance Resort (23.8 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 19

Are there hiking trails near 433 450, Payson?

Accepted Answer

Yes, the nearest trailhead is Red Lake, just 6.8 miles from the property. Utah Lake State Park is 11.7 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 20

What amenities and services are near 433 450, Payson?

Accepted Answer

This property has an amenity proximity score of 60/100. Nearby services include: Grocery: Macey's Santaquin (5.6 mi); Hospital: University Place (6.9 mi); Pharmacy: Santaquin Pharmacy (5.8 mi); Dining: Marco's pizza (5.5 mi). Gas station: 1.9 miles. Gym: Nebo Performance LLC (2.2 mi).

Question 21

How far is the nearest hospital from 433 450, Payson?

Accepted Answer

The nearest hospital is University Place, approximately 6.9 miles from the property. The nearest fire station is 2.8 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 22

What schools serve 433 450, Payson?

Accepted Answer

Assigned schools: Elementary: Barnett; Middle: Payson Jr; High: Payson.   School district: Nebo.

Question 23

How does this listing compare to the Payson market?

Accepted Answer

433 450, Payson is listed at $399,999, which is below the Payson median of $490,000 by $90,001. There are currently 88 active listings in Payson. Homes in Payson sell in an average of 71 days. The average sale-to-list ratio is 99.5%.

Question 24

How does this price compare to the Utah state average?

Accepted Answer

At $399,999, this property is below the Utah state median of $510,000 by $110,001. Payson prices are 4% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 25

What is the Propaired intelligence score for 433 450, Payson?

Accepted Answer

This property has a Propaired intelligence score of 60/100, combining deal value (42), recreation access (49), amenity proximity (60), broadband quality (N/A), and lifestyle features (4 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 26

What heating and cooling systems does 433 450, Payson have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 27

What type of roof does 433 450, Payson have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 1-year-old home, reviewing recent roof inspections is recommended.

Question 28

Does 433 450, Payson have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 29

What is 433 450, Payson constructed from?

Accepted Answer

Construction materials include: Brick,Stucco. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 30

What type of flooring does 433 450, Payson have?

Accepted Answer

Flooring types include: Carpet,Laminate,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 31

What are the water and sewer connections for 433 450, Payson?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 32

What shopping and dining is near 433 450, Payson?

Accepted Answer

The nearest restaurant is Marco's pizza (5.5 miles away) and the nearest grocery store is Macey's Santaquin (5.6 miles).   Overall amenity proximity score: 60/100.

Question 33

What would homeowner's insurance cost for 433 450, Payson?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $399,999, expect approximately $1,200-$2,000/year ($100-$167/month).   Get multiple quotes — rates vary significantly by insurer.

Question 34

What are the estimated closing costs for 433 450, Payson?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $399,999, expect approximately $8,000-$20,000 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 35

How does the property tax compare to the list price at 433 450, Payson?

Accepted Answer

The annual property tax of $2,300 represents an effective rate of 0.58% relative to the list price of $399,999. This is near the Utah average effective rate of approximately 0.58%. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 36

What are the total estimated monthly costs for 433 450, Payson?

Accepted Answer

Estimated total monthly housing cost: $2,414. This includes principal & interest ($1,964 at 6.22% with 20% down), property tax ($192/mo), HOA ($125/mo), and estimated insurance (~$133/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 37

Is 433 450, Payson eligible for FHA or VA financing?

Accepted Answer

At $399,999, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 38

What is the estimated cap rate for 433 450, Payson?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 3.6%, based on estimated annual rent of $22,361 and a purchase price of $399,999. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 39

Is Payson a good rental market?

Accepted Answer

Estimated monthly rent in Payson is approximately $1,523. Homes in Payson sell in an average of 71 days, indicating moderate demand in this market. There are 88 active listings currently. Gross rental yield in this area: 5.6%. Utah's steady population growth continues to drive rental demand.

Question 40

Could 433 450, Payson be a 1031 exchange property?

Accepted Answer

Yes, 433 450, Payson could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 41

Is the Payson neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.4% over the past year. The current Zillow Home Value Index for this area is $462,491. This listing is priced at 87% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 42

What is the price trend in Payson?

Accepted Answer

Payson's median price has increased 13.1% month-over-month. Current median: $490,000. Days on market have decreased by 25.2% month-over-month. Homes are selling at 99.5% of list price on average. Monitor these trends to time your offer strategically.

Question 43

What school district is 433 450, Payson in?

Accepted Answer

This property is in the Nebo school district. Assigned elementary: Barnett. Assigned middle: Payson Jr. Assigned high: Payson. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 44

What parks are near 433 450, Payson?

Accepted Answer

The nearest local park is Peteetneet Park (0.4 miles away). The nearest state park is Utah Lake State Park (11.7 miles). Nearest national park: Capitol Reef NP — Cathedral Valley (115.5 miles). Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 45

Is there a golf course near 433 450, Payson?

Accepted Answer

The nearest golf course is Gladstan Golf Course, 3.3 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 46

What water activities are near 433 450, Payson?

Accepted Answer

Water recreation near this property includes: Utah Lake (12.1 mi); boat ramp at Lincoln Point (7.6 mi); fishing at Provo River (20.0 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 47

Is 433 450, Payson move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 48

Does 433 450, Payson come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 49

What is the lot like at 433 450, Payson?

Accepted Answer

The lot is 0.06 acres. Lot features: Cul-De-Sac,Curb & Gutter,Fenced: Part,Road: Paved,Sidewalks,Sprinkler: Auto-Full,Wooded. Terrain: Cul-de-Sac, Curb & Gutter, Fenced: Part, Road: Paved, Sidewalks, Sprinkler: Auto-Full, Terrain, Flat, Wooded.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 50

What utilities are available at 433 450, Payson?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 51

Does 433 450, Payson have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 52

Is 433 450, Payson a historic or character home?

Accepted Answer

This property has been identified as a historic or character home, meaning it features distinctive architectural details, craftsmanship, or historical significance. Built in 2025, it represents mid-century design elements. Architectural style: Stories: 2. Historic homes may qualify for preservation tax credits. Consider potential limitations on exterior modifications if in a historic district.

433 450, Payson, UT 84651

433 E 450 N, Payson, UT 84651

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