Question 1

What is the asking price for 430 RIDGE, Payson?

Accepted Answer

430 RIDGE, Payson is listed at $550,000 ($189/sqft).  Current status: Pending.

Question 2

How many bedrooms and bathrooms does 430 RIDGE, Payson have?

Accepted Answer

This Residential features 5 bedrooms, 3 bathrooms, 2,913 square feet of living space. It is a 2-story home. The lot is 0.38 acres.

Question 3

When was 430 RIDGE, Payson built?

Accepted Answer

This property was built in 1973, making it 53 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 430 RIDGE, Payson?

Accepted Answer

430 RIDGE, Payson is a Residential (Single Family Residence). The architectural style is Split-Entry/Bi-Level.  Zoning: Single-Family.

Question 5

Does 430 RIDGE, Payson have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 4 open parking spaces. Total parking capacity: 6 vehicles.

Question 6

Is there an HOA for 430 RIDGE, Payson?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 430 RIDGE, Payson?

Accepted Answer

Annual property taxes for this property are approximately $2,459 (about $205/month). This represents an effective tax rate of approximately 0.45% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 430 RIDGE, Payson?

Accepted Answer

Interior features include: Disposal, Gas Log, Kitchen: Second, Kitchen: Updated, Oven: Wall. Exterior features include: Basement Entrance, Deck; Covered, Double Pane Windows, Lighting, Patio: Covered. The home has 1 fireplace.   View: Lake,Mountain(s),Valley.

Question 9

How long has 430 RIDGE, Payson been on the market?

Accepted Answer

This property has been listed for 14 days. The average days on market in Payson is 66 days, meaning this listing is moving faster than the local average.

Question 10

What schools serve 430 RIDGE, Payson?

Accepted Answer

Assigned schools: Elementary: Barnett; Middle: Payson Jr; High: Payson.   School district: Nebo.

Question 11

What high school is near 430 RIDGE, Payson?

Accepted Answer

The nearest high school is Payson. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 12

What elementary school is near 430 RIDGE, Payson?

Accepted Answer

The nearest elementary school is Barnett. Propaired provides full school ratings and comparison data for all schools in this area.

Question 13

What middle school is near 430 RIDGE, Payson?

Accepted Answer

The nearest middle school is Payson Jr.

Question 14

How does this listing compare to the Payson market?

Accepted Answer

430 RIDGE, Payson is listed at $550,000, which is above the Payson median of $455,000 by $95,000. There are currently 113 active listings in Payson. Homes in Payson sell in an average of 66 days. The average sale-to-list ratio is 99.9%.

Question 15

What is the Payson real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Payson is $455,000. There are currently 113 active listings. Homes sell in an average of 66 days. The average sale-to-list ratio is 99.9%. This listing at $550,000 is above the Payson 2026 median.

Question 16

Are there other homes for sale in Payson?

Accepted Answer

Yes — there are currently 113 active listings in Payson. Browse all Payson homes for sale at propaired.ai/listings/ut/payson. Prices range around a median of $455,000. Homes in Payson are selling in about 66 days on average.

Question 17

How does this price compare to the Utah state average?

Accepted Answer

At $550,000, this property is above the Utah state median of $525,000 by $25,000. Payson prices are 13% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 18

What heating and cooling systems does 430 RIDGE, Payson have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 19

What type of roof does 430 RIDGE, Payson have?

Accepted Answer

The roof material is Membrane. Ask the listing agent about the roof's age and any recent repairs. With a 53-year-old home, reviewing recent roof inspections is recommended.

Question 20

Does 430 RIDGE, Payson have a basement?

Accepted Answer

Yes, the basement is described as: Daylight. A daylight basement features windows for natural light, making the space more livable. Check for any signs of moisture or foundation issues during the home inspection.

Question 21

What is 430 RIDGE, Payson constructed from?

Accepted Answer

Construction materials include: Aluminum,Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 22

What type of flooring does 430 RIDGE, Payson have?

Accepted Answer

Flooring types include: Carpet,Laminate,Concrete.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 23

What are the water and sewer connections for 430 RIDGE, Payson?

Accepted Answer

Water source: Culinary,Irrigation: Pressure. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 24

What would homeowner's insurance cost for 430 RIDGE, Payson?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $550,000, expect approximately $1,650-$2,750/year ($138-$229/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 25

What are the estimated closing costs for 430 RIDGE, Payson?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $550,000, expect approximately $11,000-$27,500 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 26

How does the property tax compare to the list price at 430 RIDGE, Payson?

Accepted Answer

The annual property tax of $2,459 represents an effective rate of 0.45% relative to the list price of $550,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 27

Is 430 RIDGE, Payson eligible for FHA or VA financing?

Accepted Answer

At $550,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 28

Could 430 RIDGE, Payson be a 1031 exchange property?

Accepted Answer

Yes, 430 RIDGE, Payson could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 29

What is the price trend in Payson?

Accepted Answer

Payson's median price has increased 9.8% month-over-month. Current median: $455,000. Days on market have decreased by 12.0% month-over-month. Homes are selling at 99.9% of list price on average. Monitor these trends to time your offer strategically.

Question 30

What school district is 430 RIDGE, Payson in?

Accepted Answer

This property is in the Nebo school district. Assigned elementary: Barnett. Assigned middle: Payson Jr. Assigned high: Payson. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 31

Is 430 RIDGE, Payson move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 32

What updates might 430 RIDGE, Payson need?

Accepted Answer

At 53 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Membrane. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 33

Does 430 RIDGE, Payson come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 34

What is the lot like at 430 RIDGE, Payson?

Accepted Answer

The lot is 0.38 acres. Lot features: Curb & Gutter,Fenced: Part,Road: Paved,Secluded,Sidewalks,Sprinkler: Auto-Full,Terrain: Grad Slope,View: Lake,View: Mountain,View: Valley. Terrain: Curb & Gutter, Fenced: Part, Road: Paved, Secluded Yard, Sidewalks, Sprinkler: Auto-Full, Terrain: Grad Slope, View: Lake, View: Mountain, View: Valley. Views: Lake,Mountain(s),Valley.  Lot characteristics affect usability, privacy, and future improvement potential.

Question 35

What utilities are available at 430 RIDGE, Payson?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary,Irrigation: Pressure. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 36

Does 430 RIDGE, Payson have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

430 RIDGE, Payson, UT 84651

430 RIDGE LN, Payson, UT 84651

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