Question 1

What is the asking price for 545 CHESTER, Ogden?

Accepted Answer

545 CHESTER, Ogden is listed at $325,000 ($345/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 545 CHESTER, Ogden have?

Accepted Answer

This Residential features 2 bedrooms, 1 bathroom, 943 square feet of living space. It is a 1-story home. The lot is 0.32 acres.

Question 3

When was 545 CHESTER, Ogden built?

Accepted Answer

This property was built in 1923, making it 103 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 545 CHESTER, Ogden?

Accepted Answer

545 CHESTER, Ogden is a Residential (Single Family Residence). The architectural style is Bungalow/Cottage.  Zoning: Single-Family.

Question 5

Does 545 CHESTER, Ogden have a garage or parking?

Accepted Answer

Yes, this property includes 3 open parking spaces. Total parking capacity: 3 vehicles.

Question 6

Is there an HOA for 545 CHESTER, Ogden?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 545 CHESTER, Ogden?

Accepted Answer

Annual property taxes for this property are approximately $2,144 (about $179/month). This represents an effective tax rate of approximately 0.66% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 545 CHESTER, Ogden?

Accepted Answer

Interior features include: Closet: Walk-In, Disposal, Range/Oven: Free Stdng., Granite Countertops. Exterior features include: Porch: Open.    View: Mountain(s).

Question 9

Is 545 CHESTER, Ogden a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 70/100. Key deal signals: 6.5% year-over-year market appreciation. The price is 4% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Ogden?

Accepted Answer

The median price for similar properties in the area is $312,000 (based on 10 homes). At $325,000, this listing is 4% above the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

What would the monthly mortgage payment be for 545 CHESTER, Ogden?

Accepted Answer

At the current 30-year mortgage rate of 6.43% with 20% down, the estimated monthly principal and interest payment is $1,631. Including estimated taxes, the total monthly cost is approximately $1,810. A 15-year mortgage at 5.79% would be $2,165/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 545 CHESTER, Ogden been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Ogden is 54 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 545 CHESTER, Ogden a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $10,060 with a gross rental yield of 3.1%. Net rental yield (after estimated expenses): 2.0%.  Estimated debt service coverage ratio (DSCR): 0.45. Investor score: 50/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 545 CHESTER, Ogden?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $838 ($10,056/year). The gross rent multiplier is 32.3x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 545 CHESTER, Ogden offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Near Ski Resort, Scenic Views. The primary lifestyle niche is "vineyard_orchard." These tags are derived from MLS data, property features, and location analysis.

Question 16

Is 545 CHESTER, Ogden near skiing?

Accepted Answer

Yes, this property is close to skiing. Snowbasin Resort is 5.6 miles away. Utah's world-class resorts offer 500+ inches of annual snowfall and "The Greatest Snow on Earth."

Question 17

What recreation is near 545 CHESTER, Ogden?

Accepted Answer

This property has a recreation score of 74/100. Nearby recreation includes: Park Road trailhead (0.7 mi); 9th Street Park park (0.3 mi); El Monte Golf Course (1.4 mi); Willard Bay State Park (13.0 mi). Skiing: Snowbasin Resort (5.6 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 18

Are there hiking trails near 545 CHESTER, Ogden?

Accepted Answer

Yes, the nearest trailhead is Park Road, just 0.7 miles from the property. Willard Bay State Park is 13.0 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 19

What amenities and services are near 545 CHESTER, Ogden?

Accepted Answer

This property has an amenity proximity score of 94/100. Nearby services include: Grocery: Ocean Mart (0.2 mi); Hospital: Madison Community Health Center (1.4 mi); Pharmacy: Canyon View Health Mart Pharmacy (0.2 mi); Dining: Javier's Authentic Mexican Food (0.5 mi). Gas station: 0.5 miles. Gym: VASA Fitness (0.2 mi).

Question 20

How far is the nearest hospital from 545 CHESTER, Ogden?

Accepted Answer

The nearest hospital is Madison Community Health Center, approximately 1.4 miles from the property. The nearest fire station is 1.4 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 21

What schools serve 545 CHESTER, Ogden?

Accepted Answer

Assigned schools: Elementary: East Ridge Elementary; Middle: Highland; High: Ben Lomond.   School district: Ogden.

Question 22

What high school is near 545 CHESTER, Ogden?

Accepted Answer

The nearest high school is Ben Lomond. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 23

What elementary school is near 545 CHESTER, Ogden?

Accepted Answer

The nearest elementary school is East Ridge Elementary. Propaired provides full school ratings and comparison data for all schools in this area.

Question 24

What middle school is near 545 CHESTER, Ogden?

Accepted Answer

The nearest middle school is Highland.

Question 25

What is the internet speed at 545 CHESTER, Ogden?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 8000 Mbps download / 8000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); All West/Utah Inc. (8000 Mbps, Fiber); CenturyLink (140 Mbps, DSL). Total providers: 13.

Question 26

Is 545 CHESTER, Ogden in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 27

How does this listing compare to the Ogden market?

Accepted Answer

545 CHESTER, Ogden is listed at $325,000, which is below the Ogden median of $385,000 by $60,000. There are currently 339 active listings in Ogden. Homes in Ogden sell in an average of 54 days. The average sale-to-list ratio is 99.4%.

Question 28

What is the Ogden real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Ogden is $385,000. There are currently 339 active listings. Homes sell in an average of 54 days. The average sale-to-list ratio is 99.4%. This listing at $325,000 is below the Ogden 2026 median.

Question 29

Are there other homes for sale in Ogden?

Accepted Answer

Yes — there are currently 339 active listings in Ogden. Browse all Ogden homes for sale at propaired.ai/listings/ut/ogden. Prices range around a median of $385,000. Homes in Ogden are selling in about 54 days on average.

Question 30

What is the Ogden neighborhood like?

Accepted Answer

Historic northern Wasatch Front city. Historic downtown revitalization, good schools, affordable housing, less congested than Salt Lake. Gateway to Ogden Canyon and skiing. Ogden is known for: historic, affordable, revitalization, family-friendly. Population: approximately 87,000. Explore the full Ogden market data and community guide on Propaired.

Question 31

How does this price compare to the Utah state average?

Accepted Answer

At $325,000, this property is below the Utah state median of $525,000 by $200,000. Ogden prices are 27% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 32

What is the Propaired intelligence score for 545 CHESTER, Ogden?

Accepted Answer

This property has a Propaired intelligence score of 70/100, combining deal value (70), recreation access (74), amenity proximity (94), broadband quality (100), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 33

What heating and cooling systems does 545 CHESTER, Ogden have?

Accepted Answer

Heating: Gas: Central. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 34

What type of roof does 545 CHESTER, Ogden have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 103-year-old home, reviewing recent roof inspections is recommended.

Question 35

Does 545 CHESTER, Ogden have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 36

What type of flooring does 545 CHESTER, Ogden have?

Accepted Answer

Flooring types include: Carpet,Laminate,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 37

What are the water and sewer connections for 545 CHESTER, Ogden?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 38

What is the commute like from 545 CHESTER, Ogden?

Accepted Answer

545 CHESTER, Ogden is located in Ogden, in the Wasatch Front region of Utah. With a population of approximately 87,000, Ogden has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 39

What shopping and dining is near 545 CHESTER, Ogden?

Accepted Answer

The nearest restaurant is Javier's Authentic Mexican Food (0.5 miles away) and the nearest grocery store is Ocean Mart (0.2 miles). Coffee: Starbucks Coffee Company (0.3 mi). Banking: LendNation (0.3 mi). Overall amenity proximity score: 94/100.

Question 40

What is the Ogden community like?

Accepted Answer

Ogden is known for: historic, affordable, revitalization, family-friendly, outdoor-access. The city has approximately 87,000 residents. The median home price in Ogden is $320,000. Explore the full Ogden community profile on Propaired for detailed neighborhood insights.

Question 41

Is Ogden a safe and family-friendly area?

Accepted Answer

Ogden is characterized as: family-friendly. With a population of about 87,000, Ogden offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 42

What would homeowner's insurance cost for 545 CHESTER, Ogden?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $325,000, expect approximately $975-$1,625/year ($81-$135/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 43

What are the estimated closing costs for 545 CHESTER, Ogden?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $325,000, expect approximately $6,500-$16,250 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 44

How does the property tax compare to the list price at 545 CHESTER, Ogden?

Accepted Answer

The annual property tax of $2,144 represents an effective rate of 0.66% relative to the list price of $325,000. This is near the Utah average effective rate of approximately 0.58%. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 45

What are the total estimated monthly costs for 545 CHESTER, Ogden?

Accepted Answer

Estimated total monthly housing cost: $1,918. This includes principal & interest ($1,631 at 6.43% with 20% down), property tax ($179/mo), and estimated insurance (~$108/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 46

Is 545 CHESTER, Ogden eligible for FHA or VA financing?

Accepted Answer

At $325,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 47

What is the estimated cap rate for 545 CHESTER, Ogden?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 2.0%, based on estimated annual rent of $10,060 and a purchase price of $325,000. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 48

Is Ogden a good rental market?

Accepted Answer

Estimated monthly rent in Ogden is approximately $952. Homes in Ogden sell in an average of 54 days, indicating healthy demand in this market. There are 339 active listings currently. Gross rental yield in this area: 3.1%. Utah's steady population growth continues to drive rental demand.

Question 49

Could 545 CHESTER, Ogden be a 1031 exchange property?

Accepted Answer

Yes, 545 CHESTER, Ogden could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 50

How does 545 CHESTER, Ogden compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $312,000. This listing is 4% above the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $399,900. Comparable analysis is based on similar size, age, and location.

Question 51

Is the Ogden neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 6.5% over the past year. The current Zillow Home Value Index for this area is $112,880. This listing is priced at 288% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 52

What is the price trend in Ogden?

Accepted Answer

Ogden's median price has decreased 10.5% month-over-month. Current median: $385,000. Days on market have decreased by 35.2% month-over-month. Homes are selling at 99.4% of list price on average. Monitor these trends to time your offer strategically.

Question 53

Is 545 CHESTER, Ogden overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." The asking price is within 5% of the comparable median, indicating market-appropriate pricing. Deal score: 70/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 54

What school district is 545 CHESTER, Ogden in?

Accepted Answer

This property is in the Ogden school district. Assigned elementary: East Ridge Elementary. Assigned middle: Highland. Assigned high: Ben Lomond. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 55

What parks are near 545 CHESTER, Ogden?

Accepted Answer

The nearest local park is 9th Street Park (0.3 miles away). The nearest state park is Willard Bay State Park (13.0 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 56

Is there a golf course near 545 CHESTER, Ogden?

Accepted Answer

The nearest golf course is El Monte Golf Course, 1.4 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 57

What water activities are near 545 CHESTER, Ogden?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (7.7 mi); boat ramp at Pineview Reservoir (7.7 mi); fishing at Ogden River (4.7 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 58

Is 545 CHESTER, Ogden move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 59

What updates might 545 CHESTER, Ogden need?

Accepted Answer

At 103 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 60

Does 545 CHESTER, Ogden come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 61

What is the lot like at 545 CHESTER, Ogden?

Accepted Answer

The lot is 0.32 acres. Lot features: Curb & Gutter,Fenced: Part,Sidewalks,View: Mountain. Terrain: Curb & Gutter, Fenced: Part, Sidewalks, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 62

What utilities are available at 545 CHESTER, Ogden?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 63

Does 545 CHESTER, Ogden have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 64

Is there EV charging near 545 CHESTER, Ogden?

Accepted Answer

The nearest EV charging station is ChargePoint Charging Station, approximately 0.9 miles from the property. A home EV charger can be installed if 240V electrical service is available. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

545 CHESTER, Ogden, UT 84404

545 E CHESTER ST, Ogden, UT 84404

About This Property

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Amenities NearbyScore: 94/100

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