Question 1

What is the asking price for 545 MADISON, Ogden?

Accepted Answer

545 MADISON, Ogden is listed at $474,747 ($206/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 545 MADISON, Ogden have?

Accepted Answer

This Residential features 4 bedrooms, 3 bathrooms, 2,300 square feet of living space. It is a 2-story home. The lot is 0.24 acres.

Question 3

When was 545 MADISON, Ogden built?

Accepted Answer

This property was built in 1961, making it 65 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 545 MADISON, Ogden?

Accepted Answer

545 MADISON, Ogden is a Residential (Single Family Residence). The architectural style is Rambler/Ranch.  Zoning: Single-Family.

Question 5

Does 545 MADISON, Ogden have a garage or parking?

Accepted Answer

Yes, this property includes 4 open parking spaces and a carport. Total parking capacity: 5 vehicles.

Question 6

Is there an HOA for 545 MADISON, Ogden?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 545 MADISON, Ogden?

Accepted Answer

Annual property taxes for this property are approximately $2,300 (about $192/month). This represents an effective tax rate of approximately 0.48% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 545 MADISON, Ogden?

Accepted Answer

Interior features include: Accessory Apt, Basement Apartment, Bath: Primary, Closet: Walk-In, Kitchen: Second. Exterior features include: Basement Entrance, Deck; Covered, Patio: Covered, Walkout. The home has 1 fireplace.   View: Mountain(s).

Question 9

Is 545 MADISON, Ogden a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Strong Cash Flow" with a deal score of 75/100. Key deal signals: 6.6% year-over-year market appreciation; $180/mo LT net cash flow (+5.6% return on spend). The price is 17% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Ogden?

Accepted Answer

The median price for similar properties in the area is $407,450 (based on 10 homes). At $474,747, this listing is 17% above the median for comparable homes. It ranks #Premium among similar listings by value.

Question 11

What would the monthly mortgage payment be for 545 MADISON, Ogden?

Accepted Answer

At the current 30-year mortgage rate of 6.52% with 20% down, the estimated monthly principal and interest payment is $2,406. Including estimated taxes, the total monthly cost is approximately $2,598. A 15-year mortgage at 5.84% would be $3,172/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 545 MADISON, Ogden been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Ogden is 58 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 545 MADISON, Ogden a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $46,509 with a gross rental yield of 9.8%. Net rental yield (after estimated expenses): 6.4%.  Estimated debt service coverage ratio (DSCR): 1.42. Investor score: 60/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 545 MADISON, Ogden?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $3,876 ($46,512/year). The gross rent multiplier is 10.2x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 545 MADISON, Ogden offer?

Accepted Answer

Propaired's AI has identified 4 lifestyle features for this property: ADU/Multigenerational, Trail/Hiking Access, Investor Special, Historic/Character. The primary lifestyle niche is "investor_special." These tags are derived from MLS data, property features, and location analysis.

Question 16

What schools serve 545 MADISON, Ogden?

Accepted Answer

Assigned schools: Elementary: Bonneville; Middle: Highland; High: Ben Lomond.   School district: Ogden.

Question 17

What high school is near 545 MADISON, Ogden?

Accepted Answer

The nearest high school is Ben Lomond. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 18

What elementary school is near 545 MADISON, Ogden?

Accepted Answer

The nearest elementary school is Bonneville. Propaired provides full school ratings and comparison data for all schools in this area.

Question 19

What middle school is near 545 MADISON, Ogden?

Accepted Answer

The nearest middle school is Highland.

Question 20

Is 545 MADISON, Ogden in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 21

How does this listing compare to the Ogden market?

Accepted Answer

545 MADISON, Ogden is listed at $474,747, which is above the Ogden median of $379,000 by $95,747. There are currently 331 active listings in Ogden. Homes in Ogden sell in an average of 58 days. The average sale-to-list ratio is 99.4%.

Question 22

What is the Ogden real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Ogden is $379,000. There are currently 331 active listings. Homes sell in an average of 58 days. The average sale-to-list ratio is 99.4%. This listing at $474,747 is above the Ogden 2026 median.

Question 23

Are there other homes for sale in Ogden?

Accepted Answer

Yes — there are currently 331 active listings in Ogden. Browse all Ogden homes for sale at propaired.ai/listings/ut/ogden. Prices range around a median of $379,000. Homes in Ogden are selling in about 58 days on average.

Question 24

What is the Ogden neighborhood like?

Accepted Answer

Historic northern Wasatch Front city. Historic downtown revitalization, good schools, affordable housing, less congested than Salt Lake. Gateway to Ogden Canyon and skiing. Ogden is known for: historic, affordable, revitalization, family-friendly. Population: approximately 87,000. Explore the full Ogden market data and community guide on Propaired.

Question 25

How does this price compare to the Utah state average?

Accepted Answer

At $474,747, this property is below the Utah state median of $522,000 by $47,253. Ogden prices are 27% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 26

What is the Propaired intelligence score for 545 MADISON, Ogden?

Accepted Answer

This property has a Propaired intelligence score of 46/100, combining deal value (75), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (4 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 27

What heating and cooling systems does 545 MADISON, Ogden have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 28

What type of roof does 545 MADISON, Ogden have?

Accepted Answer

The roof material is Membrane. Ask the listing agent about the roof's age and any recent repairs. With a 65-year-old home, reviewing recent roof inspections is recommended.

Question 29

Does 545 MADISON, Ogden have a basement?

Accepted Answer

Yes, the basement is described as: Entrance,Full,Walk-Out Access. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 30

What is 545 MADISON, Ogden constructed from?

Accepted Answer

Construction materials include: Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 31

What type of flooring does 545 MADISON, Ogden have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 32

What are the water and sewer connections for 545 MADISON, Ogden?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 33

What is the commute like from 545 MADISON, Ogden?

Accepted Answer

545 MADISON, Ogden is located in Ogden, in the Wasatch Front region of Utah. With a population of approximately 87,000, Ogden has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 34

What is the Ogden community like?

Accepted Answer

Ogden is known for: historic, affordable, revitalization, family-friendly, outdoor-access. The city has approximately 87,000 residents. The median home price in Ogden is $320,000. Explore the full Ogden community profile on Propaired for detailed neighborhood insights.

Question 35

Is Ogden a safe and family-friendly area?

Accepted Answer

Ogden is characterized as: family-friendly. With a population of about 87,000, Ogden offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 36

What would homeowner's insurance cost for 545 MADISON, Ogden?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $474,747, expect approximately $1,424-$2,374/year ($119-$198/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 37

What are the estimated closing costs for 545 MADISON, Ogden?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $474,747, expect approximately $9,495-$23,737 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 38

How does the property tax compare to the list price at 545 MADISON, Ogden?

Accepted Answer

The annual property tax of $2,300 represents an effective rate of 0.48% relative to the list price of $474,747. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 39

What are the total estimated monthly costs for 545 MADISON, Ogden?

Accepted Answer

Estimated total monthly housing cost: $2,756. This includes principal & interest ($2,406 at 6.52% with 20% down), property tax ($192/mo), and estimated insurance (~$158/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 40

Is 545 MADISON, Ogden eligible for FHA or VA financing?

Accepted Answer

At $474,747, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 41

What is the estimated cap rate for 545 MADISON, Ogden?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 6.4%, based on estimated annual rent of $46,509 and a purchase price of $474,747. A cap rate above 6% is generally considered strong for residential investment.

Question 42

Is Ogden a good rental market?

Accepted Answer

Estimated monthly rent in Ogden is approximately $3,404. Homes in Ogden sell in an average of 58 days, indicating healthy demand in this market. There are 331 active listings currently. Gross rental yield in this area: 9.8%. Utah's steady population growth continues to drive rental demand.

Question 43

Could 545 MADISON, Ogden be a 1031 exchange property?

Accepted Answer

Yes, 545 MADISON, Ogden could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 44

How does 545 MADISON, Ogden compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $407,450. This listing is 17% above the comparable median. It ranks Premium among similar listings by value. The median for this property type specifically is $399,900. Comparable analysis is based on similar size, age, and location.

Question 45

Is the Ogden neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 6.6% over the past year. The current Zillow Home Value Index for this area is $278,752. This listing is priced at 170% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 46

What is the price trend in Ogden?

Accepted Answer

Ogden's median price has increased 1.3% month-over-month. Current median: $379,000. Days on market have decreased by 16.6% month-over-month. Homes are selling at 99.4% of list price on average. Monitor these trends to time your offer strategically.

Question 47

Is 545 MADISON, Ogden overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Strong Cash Flow." At 17% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 75/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 48

What school district is 545 MADISON, Ogden in?

Accepted Answer

This property is in the Ogden school district. Assigned elementary: Bonneville. Assigned middle: Highland. Assigned high: Ben Lomond. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 49

Is 545 MADISON, Ogden move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 50

What updates might 545 MADISON, Ogden need?

Accepted Answer

At 65 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Membrane. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 51

Does 545 MADISON, Ogden come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 52

What is the lot like at 545 MADISON, Ogden?

Accepted Answer

The lot is 0.24 acres. Lot features: Curb & Gutter,Fenced: Part,Road: Paved,View: Mountain. Terrain: Curb & Gutter, Fenced: Part, Road: Paved, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 53

What utilities are available at 545 MADISON, Ogden?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 54

Does 545 MADISON, Ogden have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 55

Is 545 MADISON, Ogden a historic or character home?

Accepted Answer

This property has been identified as a historic or character home, meaning it features distinctive architectural details, craftsmanship, or historical significance. Built in 1961, it represents mid-century design elements. Architectural style: Rambler/Ranch. Historic homes may qualify for preservation tax credits. Consider potential limitations on exterior modifications if in a historic district.

545 MADISON, Ogden, UT 84404

545 N MADISON AVE, Ogden, UT 84404

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