Question 1

What is the asking price for 439 630, Ogden?

Accepted Answer

439 630, Ogden is listed at $340,000 ($174/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 439 630, Ogden have?

Accepted Answer

This Residential features 3 bedrooms, 3 bathrooms, 1,954 square feet of living space. It is a 3-story home. The lot is 0.05 acres.

Question 3

When was 439 630, Ogden built?

Accepted Answer

This property was built in 2008, making it 18 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 439 630, Ogden?

Accepted Answer

439 630, Ogden is a Residential (Townhouse). The architectural style is Townhouse; Row-end. It is located in the NORTH PARK MEADOWS subdivision. Zoning: Single-Family.

Question 5

Does 439 630, Ogden have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 439 630, Ogden?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $160 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 439 630, Ogden?

Accepted Answer

Annual property taxes for this property are approximately $2,574 (about $215/month). This represents an effective tax rate of approximately 0.76% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 439 630, Ogden?

Accepted Answer

Interior features include: Bath: Primary, Disposal, Range/Oven: Free Stdng.. Exterior features include: Bay Box Windows, Double Pane Windows, Porch: Open.    View: Mountain(s).

Question 9

Is 439 630, Ogden a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Growth Market Deal" with a deal score of 75/100. Key deal signals: Priced 8% below market value; 6.7% year-over-year market appreciation; 105% LT gross rent coverage of monthly ownership cost. The price is 2% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Ogden?

Accepted Answer

The median price for similar properties in the area is $332,500 (based on 10 homes). At $340,000, this listing is 2% above the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

What would the monthly mortgage payment be for 439 630, Ogden?

Accepted Answer

At the current 30-year mortgage rate of 6.51% with 20% down, the estimated monthly principal and interest payment is $1,721. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,096. A 15-year mortgage at 5.85% would be $2,273/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 439 630, Ogden been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Ogden is 65 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 439 630, Ogden a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $32,048 with a gross rental yield of 9.4%. Net rental yield (after estimated expenses): 6.1%.  Estimated debt service coverage ratio (DSCR): 1.37. Investor score: 75/100. These are estimates based on area comparables.

Question 14

Can 439 630, Ogden be used as a short-term rental?

Accepted Answer

This property shows potential for short-term rental use (Airbnb/VRBO). Estimated annual STR revenue: $36,713 (1.1x long-term rental income). Check local zoning regulations and HOA rules before purchasing for STR purposes — many Utah municipalities have specific short-term rental ordinances.

Question 15

What is the estimated rental income for 439 630, Ogden?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $2,671 ($32,052/year). The gross rent multiplier is 10.6x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 439 630, Ogden offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: Investor Special, New Construction, Short-Term Rental Potential. The primary lifestyle niche is "investor_special." These tags are derived from MLS data, property features, and location analysis.

Question 17

Is 439 630, Ogden new construction?

Accepted Answer

Yes, this is a new construction property built in 2008. New construction in Utah typically includes modern energy codes, current building standards, builder warranties, and contemporary finishes.  Review the builder warranty terms and any remaining items on the builder punch list.

Question 18

What schools serve 439 630, Ogden?

Accepted Answer

Assigned schools: Elementary: Hillcrest; Middle: Highland; High: Ben Lomond.   School district: Ogden.

Question 19

What high school is near 439 630, Ogden?

Accepted Answer

The nearest high school is Ben Lomond. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 20

What elementary school is near 439 630, Ogden?

Accepted Answer

The nearest elementary school is Hillcrest. Propaired provides full school ratings and comparison data for all schools in this area.

Question 21

What middle school is near 439 630, Ogden?

Accepted Answer

The nearest middle school is Highland.

Question 22

Is 439 630, Ogden in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 23

How does this listing compare to the Ogden market?

Accepted Answer

439 630, Ogden is listed at $340,000, which is below the Ogden median of $363,000 by $23,000. There are currently 308 active listings in Ogden. Homes in Ogden sell in an average of 65 days. The average sale-to-list ratio is 99.2%.

Question 24

What is the Ogden real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Ogden is $363,000. There are currently 308 active listings. Homes sell in an average of 65 days. The average sale-to-list ratio is 99.2%. This listing at $340,000 is below the Ogden 2026 median.

Question 25

Are there other homes for sale in Ogden?

Accepted Answer

Yes — there are currently 308 active listings in Ogden. Browse all Ogden homes for sale at propaired.ai/listings/ut/ogden. Prices range around a median of $363,000. Homes in Ogden are selling in about 65 days on average.

Question 26

What is the Ogden neighborhood like?

Accepted Answer

Historic northern Wasatch Front city. Historic downtown revitalization, good schools, affordable housing, less congested than Salt Lake. Gateway to Ogden Canyon and skiing. Ogden is known for: historic, affordable, revitalization, family-friendly. Population: approximately 87,000. Explore the full Ogden market data and community guide on Propaired.

Question 27

How does this price compare to the Utah state average?

Accepted Answer

At $340,000, this property is below the Utah state median of $519,000 by $179,000. Ogden prices are 30% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 28

What is the Propaired intelligence score for 439 630, Ogden?

Accepted Answer

This property has a Propaired intelligence score of 46/100, combining deal value (75), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (3 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 29

What heating and cooling systems does 439 630, Ogden have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 30

What type of roof does 439 630, Ogden have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 18-year-old home, reviewing recent roof inspections is recommended.

Question 31

Does 439 630, Ogden have a basement?

Accepted Answer

Yes, the basement is described as: Partial. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 32

What is 439 630, Ogden constructed from?

Accepted Answer

Construction materials include: Aluminum,Stone. Stone construction provides exceptional durability and a premium aesthetic.

Question 33

What type of flooring does 439 630, Ogden have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 34

What are the water and sewer connections for 439 630, Ogden?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 35

What is the commute like from 439 630, Ogden?

Accepted Answer

439 630, Ogden is located in Ogden, in the Wasatch Front region of Utah. With a population of approximately 87,000, Ogden has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 36

What is the Ogden community like?

Accepted Answer

Ogden is known for: historic, affordable, revitalization, family-friendly, outdoor-access. The city has approximately 87,000 residents. The median home price in Ogden is $320,000. Explore the full Ogden community profile on Propaired for detailed neighborhood insights.

Question 37

Is Ogden a safe and family-friendly area?

Accepted Answer

Ogden is characterized as: family-friendly. With a population of about 87,000, Ogden offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 38

What would homeowner's insurance cost for 439 630, Ogden?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $340,000, expect approximately $1,020-$1,700/year ($85-$142/month).   Get multiple quotes — rates vary significantly by insurer.

Question 39

What are the estimated closing costs for 439 630, Ogden?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $340,000, expect approximately $6,800-$17,000 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 40

How does the property tax compare to the list price at 439 630, Ogden?

Accepted Answer

The annual property tax of $2,574 represents an effective rate of 0.76% relative to the list price of $340,000. This is near the Utah average effective rate of approximately 0.58%. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 41

What are the total estimated monthly costs for 439 630, Ogden?

Accepted Answer

Estimated total monthly housing cost: $2,209. This includes principal & interest ($1,721 at 6.51% with 20% down), property tax ($215/mo), HOA ($160/mo), and estimated insurance (~$113/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 42

Is 439 630, Ogden eligible for FHA or VA financing?

Accepted Answer

At $340,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 43

What is the estimated cap rate for 439 630, Ogden?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 6.1%, based on estimated annual rent of $32,048 and a purchase price of $340,000. A cap rate above 6% is generally considered strong for residential investment.

Question 44

Is Ogden a good rental market?

Accepted Answer

Estimated monthly rent in Ogden is approximately $2,501. Homes in Ogden sell in an average of 65 days, indicating moderate demand in this market. There are 308 active listings currently. Gross rental yield in this area: 9.4%. Utah's steady population growth continues to drive rental demand.

Question 45

Could 439 630, Ogden be a 1031 exchange property?

Accepted Answer

Yes, 439 630, Ogden could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 46

How does 439 630, Ogden compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $332,500. This listing is 2% above the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $334,950. Comparable analysis is based on similar size, age, and location.

Question 47

Is the Ogden neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 6.7% over the past year. The current Zillow Home Value Index for this area is $235,623. This listing is priced at 144% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 48

What is the price trend in Ogden?

Accepted Answer

Ogden's median price has decreased 1.4% month-over-month. Current median: $363,000. Days on market have increased by 44.3% month-over-month. Homes are selling at 99.2% of list price on average. Monitor these trends to time your offer strategically.

Question 49

Is 439 630, Ogden overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Growth Market Deal." The asking price is within 5% of the comparable median, indicating market-appropriate pricing. Deal score: 75/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 50

What school district is 439 630, Ogden in?

Accepted Answer

This property is in the Ogden school district. Assigned elementary: Hillcrest. Assigned middle: Highland. Assigned high: Ben Lomond. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 51

Is 439 630, Ogden move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 52

Does 439 630, Ogden come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 53

What is the lot like at 439 630, Ogden?

Accepted Answer

The lot is 0.05 acres. Lot features: Curb & Gutter,Fenced: Part,Road: Paved,Sprinkler: Auto-Full,Terrain: Grad Slope,View: Mountain. Terrain: Curb & Gutter, Fenced: Part, Road: Paved, Sprinkler: Auto-Full, Terrain: Grad Slope, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 54

What utilities are available at 439 630, Ogden?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 55

Does 439 630, Ogden have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

439 630, Ogden, UT 84404

439 N 630 E, Ogden, UT 84404

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