Question 1

What is the asking price for 615 PLUM CREEK, Ogden?

Accepted Answer

615 PLUM CREEK, Ogden is listed at $407,497 ($228/sqft). The original list price was $407,997, representing a reduction of $500. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 615 PLUM CREEK, Ogden have?

Accepted Answer

This Residential features 4 bedrooms, 3 bathrooms, 1,786 square feet of living space. It is a 3-story home. The lot is 0.01 acres.

Question 3

When was 615 PLUM CREEK, Ogden built?

Accepted Answer

This property was built in 2023, making it 3 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 615 PLUM CREEK, Ogden?

Accepted Answer

615 PLUM CREEK, Ogden is a Residential (Townhouse). The architectural style is Townhouse; Row-end. It is located in the PLUM CREEK subdivision. Zoning: Multi-Family.

Question 5

Does 615 PLUM CREEK, Ogden have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 615 PLUM CREEK, Ogden?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $195 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 615 PLUM CREEK, Ogden?

Accepted Answer

Annual property taxes for this property are approximately $2,594 (about $216/month). This represents an effective tax rate of approximately 0.64% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 615 PLUM CREEK, Ogden?

Accepted Answer

Interior features include: Alarm: Fire, Bath: Primary, Closet: Walk-In, Den/Office, Disposal. Exterior features include: Balcony, Basement Entrance, Double Pane Windows, Lighting, Sliding Glass Doors.    View: Mountain(s).

Question 9

Is 615 PLUM CREEK, Ogden a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 12/100. Key deal signals: 5.7% gross rental yield. The price is 16% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Ogden?

Accepted Answer

The median price for similar properties in the area is $352,400 (based on 10 homes). At $407,497, this listing is 16% above the median for comparable homes. It ranks #Premium among similar listings by value.

Question 11

Has the price been reduced on 615 PLUM CREEK, Ogden?

Accepted Answer

Yes, the price has been reduced by 0.1% from the original list price of $407,997 to the current price of $407,497 — a reduction of $500. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 615 PLUM CREEK, Ogden?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $2,052. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,463. A 15-year mortgage at 5.77% would be $2,711/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 615 PLUM CREEK, Ogden been on the market?

Accepted Answer

This property has been listed for 17 days. The average days on market in Ogden is 71 days, meaning this listing is moving faster than the local average.

Question 14

Is 615 PLUM CREEK, Ogden a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $23,369 with a gross rental yield of 5.7%. Net rental yield (after estimated expenses): 3.7%.  Estimated debt service coverage ratio (DSCR): 0.71. Investor score: 35/100. These are estimates based on area comparables.

Question 15

Can 615 PLUM CREEK, Ogden be used as a short-term rental?

Accepted Answer

This property shows potential for short-term rental use (Airbnb/VRBO). Estimated annual STR revenue: $23,369 (1.0x long-term rental income). Check local zoning regulations and HOA rules before purchasing for STR purposes — many Utah municipalities have specific short-term rental ordinances.

Question 16

What is the estimated rental income for 615 PLUM CREEK, Ogden?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,947 ($23,364/year). The gross rent multiplier is 17.4x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 17

What lifestyle features does 615 PLUM CREEK, Ogden offer?

Accepted Answer

Propaired's AI has identified 4 lifestyle features for this property: Near Ski Resort, Scenic Views, Privacy/Seclusion, Short-Term Rental Potential. The primary lifestyle niche is "str_potential." These tags are derived from MLS data, property features, and location analysis.

Question 18

Is 615 PLUM CREEK, Ogden near skiing?

Accepted Answer

Yes, this property is close to skiing. Snowbasin Resort is 5.8 miles away. Utah's world-class resorts offer 500+ inches of annual snowfall and "The Greatest Snow on Earth."

Question 19

What recreation is near 615 PLUM CREEK, Ogden?

Accepted Answer

This property has a recreation score of 72/100. Nearby recreation includes: Park Road trailhead (1.1 mi); 9th Street Park park (0.3 mi); El Monte Golf Course (1.6 mi); Willard Bay State Park (12.7 mi). Skiing: Snowbasin Resort (5.8 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 20

Are there hiking trails near 615 PLUM CREEK, Ogden?

Accepted Answer

Yes, the nearest trailhead is Park Road, just 1.1 miles from the property. Willard Bay State Park is 12.7 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 21

What amenities and services are near 615 PLUM CREEK, Ogden?

Accepted Answer

This property has an amenity proximity score of 98/100. Nearby services include: Grocery: Dollar General (0.3 mi); Hospital: Ogden Clinic-Canyon View (0.5 mi); Pharmacy: Canyon View Health Mart Pharmacy (0.5 mi); Dining: O-Town Coin Laundry - Washington Blvd (Ogden) (0.4 mi). Gas station: 0.4 miles. Gym: Absolute Power and Fitness (0.4 mi).

Question 22

How far is the nearest hospital from 615 PLUM CREEK, Ogden?

Accepted Answer

The nearest hospital is Ogden Clinic-Canyon View, approximately 0.5 miles from the property. The nearest fire station is 1.1 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 23

What schools serve 615 PLUM CREEK, Ogden?

Accepted Answer

Assigned schools: Elementary: Bonneville; Middle: Highland; High: Ben Lomond.   School district: Ogden.

Question 24

What is the internet speed at 615 PLUM CREEK, Ogden?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 8000 Mbps download / 8000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (100 Mbps, Fixed Wireless); AT&T (25 Mbps, Fixed Wireless); All West/Utah Inc. (8000 Mbps, Fiber). Total providers: 13.

Question 25

Is 615 PLUM CREEK, Ogden in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 26

How does this listing compare to the Ogden market?

Accepted Answer

615 PLUM CREEK, Ogden is listed at $407,497, which is above the Ogden median of $365,000 by $42,497. There are currently 280 active listings in Ogden. Homes in Ogden sell in an average of 71 days. The average sale-to-list ratio is 98.9%.

Question 27

What is the Ogden neighborhood like?

Accepted Answer

Historic northern Wasatch Front city. Historic downtown revitalization, good schools, affordable housing, less congested than Salt Lake. Gateway to Ogden Canyon and skiing. Ogden is known for: historic, affordable, revitalization, family-friendly. Population: approximately 87,000. Explore the full Ogden market data and community guide on Propaired.

Question 28

How does this price compare to the Utah state average?

Accepted Answer

At $407,497, this property is below the Utah state median of $510,000 by $102,503. Ogden prices are 28% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 29

What is the Propaired intelligence score for 615 PLUM CREEK, Ogden?

Accepted Answer

This property has a Propaired intelligence score of 50/100, combining deal value (12), recreation access (72), amenity proximity (98), broadband quality (100), and lifestyle features (3 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 30

What heating and cooling systems does 615 PLUM CREEK, Ogden have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 31

What type of roof does 615 PLUM CREEK, Ogden have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 3-year-old home, reviewing recent roof inspections is recommended.

Question 32

Does 615 PLUM CREEK, Ogden have a basement?

Accepted Answer

Yes, the basement is described as: Daylight,Full,Walk-Out Access. A daylight basement features windows for natural light, making the space more livable. Check for any signs of moisture or foundation issues during the home inspection.

Question 33

What is 615 PLUM CREEK, Ogden constructed from?

Accepted Answer

Construction materials include: Clapboard/Masonite,Stone,Stucco. Stone construction provides exceptional durability and a premium aesthetic.

Question 34

What type of flooring does 615 PLUM CREEK, Ogden have?

Accepted Answer

Flooring types include: Carpet,Laminate,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 35

What are the water and sewer connections for 615 PLUM CREEK, Ogden?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 36

What is the commute like from 615 PLUM CREEK, Ogden?

Accepted Answer

615 PLUM CREEK, Ogden is located in Ogden, in the Wasatch Front region of Utah. With a population of approximately 87,000, Ogden has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 37

What shopping and dining is near 615 PLUM CREEK, Ogden?

Accepted Answer

The nearest restaurant is O-Town Coin Laundry - Washington Blvd (Ogden) (0.4 miles away) and the nearest grocery store is Dollar General (0.3 miles). Coffee: Old Grist Mill (0.6 mi). Banking: Goldenwest Credit Union (0.5 mi). Overall amenity proximity score: 98/100.

Question 38

What is the Ogden community like?

Accepted Answer

Ogden is known for: historic, affordable, revitalization, family-friendly, outdoor-access. The city has approximately 87,000 residents. The median home price in Ogden is $320,000. Explore the full Ogden community profile on Propaired for detailed neighborhood insights.

Question 39

Is Ogden a safe and family-friendly area?

Accepted Answer

Ogden is characterized as: family-friendly. With a population of about 87,000, Ogden offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 40

What would homeowner's insurance cost for 615 PLUM CREEK, Ogden?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $407,497, expect approximately $1,222-$2,037/year ($102-$170/month).   Get multiple quotes — rates vary significantly by insurer.

Question 41

What are the estimated closing costs for 615 PLUM CREEK, Ogden?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $407,497, expect approximately $8,150-$20,375 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 42

How does the property tax compare to the list price at 615 PLUM CREEK, Ogden?

Accepted Answer

The annual property tax of $2,594 represents an effective rate of 0.64% relative to the list price of $407,497. This is near the Utah average effective rate of approximately 0.58%. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 43

What are the total estimated monthly costs for 615 PLUM CREEK, Ogden?

Accepted Answer

Estimated total monthly housing cost: $2,599. This includes principal & interest ($2,052 at 6.46% with 20% down), property tax ($216/mo), HOA ($195/mo), and estimated insurance (~$136/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 44

Is 615 PLUM CREEK, Ogden eligible for FHA or VA financing?

Accepted Answer

At $407,497, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 45

What is the estimated cap rate for 615 PLUM CREEK, Ogden?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 3.7%, based on estimated annual rent of $23,369 and a purchase price of $407,497. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 46

Is Ogden a good rental market?

Accepted Answer

Estimated monthly rent in Ogden is approximately $1,715. Homes in Ogden sell in an average of 71 days, indicating moderate demand in this market. There are 280 active listings currently. Gross rental yield in this area: 5.7%. Utah's steady population growth continues to drive rental demand.

Question 47

Could 615 PLUM CREEK, Ogden be a 1031 exchange property?

Accepted Answer

Yes, 615 PLUM CREEK, Ogden could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 48

How does 615 PLUM CREEK, Ogden compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $352,400. This listing is 16% above the comparable median. It ranks Premium among similar listings by value. The median for this property type specifically is $349,900. Comparable analysis is based on similar size, age, and location.

Question 49

Is the Ogden neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 1.9% over the past year. The current Zillow Home Value Index for this area is $391,600. This listing is priced at 104% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 50

What is the price trend in Ogden?

Accepted Answer

Ogden's median price has decreased 99.4% month-over-month. Current median: $365,000. Days on market have increased by 19.5% month-over-month. Homes are selling at 98.9% of list price on average. Monitor these trends to time your offer strategically.

Question 51

Is 615 PLUM CREEK, Ogden overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 16% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 12/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 52

What school district is 615 PLUM CREEK, Ogden in?

Accepted Answer

This property is in the Ogden school district. Assigned elementary: Bonneville. Assigned middle: Highland. Assigned high: Ben Lomond. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 53

What parks are near 615 PLUM CREEK, Ogden?

Accepted Answer

The nearest local park is 9th Street Park (0.3 miles away). The nearest state park is Willard Bay State Park (12.7 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 54

Is there a golf course near 615 PLUM CREEK, Ogden?

Accepted Answer

The nearest golf course is El Monte Golf Course, 1.6 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 55

What water activities are near 615 PLUM CREEK, Ogden?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (7.5 mi); boat ramp at Pineview Reservoir (7.5 mi); fishing at Ogden River (4.7 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 56

Is 615 PLUM CREEK, Ogden move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 57

Does 615 PLUM CREEK, Ogden come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 58

What is the lot like at 615 PLUM CREEK, Ogden?

Accepted Answer

The lot is 0.01 acres. Lot features: Curb & Gutter,Road: Paved,Sidewalks,View: Mountain,Wooded,View: Water. Terrain: Curb & Gutter, Road: Paved, Sidewalks, Terrain, Flat, View: Mountain, Wooded, View: Water. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 59

What utilities are available at 615 PLUM CREEK, Ogden?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 60

Does 615 PLUM CREEK, Ogden have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 61

Is there EV charging near 615 PLUM CREEK, Ogden?

Accepted Answer

The nearest EV charging station is ChargePoint Charging Station, approximately 0.8 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

615 PLUM CREEK, Ogden, UT 84404

615 S PLUM CREEK LN, Ogden, UT 84404

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