Question 1

What is the asking price for 445 950, Ogden?

Accepted Answer

445 950, Ogden is listed at $340,000 ($191/sqft). The original list price was $355,000, representing a reduction of $15,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 445 950, Ogden have?

Accepted Answer

This Residential features 3 bedrooms, 3 bathrooms, 1,778 square feet of living space. It is a 3-story home. The lot is 0.02 acres.

Question 3

When was 445 950, Ogden built?

Accepted Answer

This property was built in 2025, making it 1 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 445 950, Ogden?

Accepted Answer

445 950, Ogden is a Residential (Townhouse). The architectural style is Townhouse; Row-mid. It is located in the VILLAS AT THE POINT subdivision. Zoning: Single-Family, Multi-Family.

Question 5

Does 445 950, Ogden have a garage or parking?

Accepted Answer

Yes, this property includes a 1-car garage and 1 open parking space. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 445 950, Ogden?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $299 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 445 950, Ogden?

Accepted Answer

Annual property taxes for this property are approximately $1 (about Contact for Price/month). This represents an effective tax rate of approximately 0.00% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 445 950, Ogden?

Accepted Answer

Interior features include: Bath: Primary, Bath: Sep. Tub/Shower, Closet: Walk-In, Disposal, Range/Oven: Free Stdng.. Exterior features include: Double Pane Windows, Lighting.  Private pool included.

Question 9

Is 445 950, Ogden a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 36/100. Key deal signals: 4% price reduction from original list; 6.8% gross rental yield; 74.0 days on market — potential negotiation opportunity. The price is 3% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Ogden?

Accepted Answer

The median price for similar properties in the area is $351,200 (based on 10 homes). At $340,000, this listing is 3% below the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

Has the price been reduced on 445 950, Ogden?

Accepted Answer

Yes, the price has been reduced by 4.2% from the original list price of $355,000 to the current price of $340,000 — a reduction of $15,000. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 445 950, Ogden?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $1,712. Including estimated taxes and HOA fees, the total monthly cost is approximately $2,011. A 15-year mortgage at 5.77% would be $2,262/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 445 950, Ogden been on the market?

Accepted Answer

This property has been listed for 74 days. The average days on market in Ogden is 71 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 14

Is 445 950, Ogden a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $23,265 with a gross rental yield of 6.8%. Net rental yield (after estimated expenses): 4.5%.  Estimated debt service coverage ratio (DSCR): 0.85. Investor score: 46/100. These are estimates based on area comparables.

Question 15

What is the estimated rental income for 445 950, Ogden?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,939 ($23,268/year). The gross rent multiplier is 14.6x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 445 950, Ogden offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: Pool, Luxury Estate, Smart Home. The primary lifestyle niche is "luxury_estate." These tags are derived from MLS data, property features, and location analysis.

Question 17

Is 445 950, Ogden near skiing?

Accepted Answer

This property is within reach of skiing. Snowbasin Resort is 6.7 miles away. Utah's world-class resorts offer 500+ inches of annual snowfall and "The Greatest Snow on Earth."

Question 18

Does 445 950, Ogden have a pool?

Accepted Answer

Yes, this property includes a private pool.  Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 19

What makes 445 950, Ogden a luxury property?

Accepted Answer

This property is classified as a luxury estate based on its price point, features, and location. At 1,778 sqft on 0.02 acres, it offers premium living.   Smart home technology is integrated. Luxury properties in Utah benefit from no state estate tax and relatively low property tax rates.

Question 20

Does 445 950, Ogden have smart home features?

Accepted Answer

Yes, this home includes smart home technology. Smart features may include automated lighting, smart thermostat, security cameras, automated locks, and integrated home systems. Ask the listing agent for a detailed list of the specific smart home systems installed and their current operational status.

Question 21

What recreation is near 445 950, Ogden?

Accepted Answer

This property has a recreation score of 72/100. Nearby recreation includes: Park Road trailhead (1.7 mi); Rocky Mountain Maintenance Co park (0.5 mi); Toad’s National Golf Course (2.2 mi); Willard Bay State Park (12.3 mi). Skiing: Snowbasin Resort (6.7 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 22

Are there hiking trails near 445 950, Ogden?

Accepted Answer

Yes, the nearest trailhead is Park Road, just 1.7 miles from the property. Willard Bay State Park is 12.3 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 23

What amenities and services are near 445 950, Ogden?

Accepted Answer

This property has an amenity proximity score of 95/100. Nearby services include: Grocery: Mountain States Produce LLC (0.6 mi); Hospital: Ogden Clinic-Canyon View (1.4 mi); Pharmacy: COVID-19 Drive-Thru Testing at Walgreens (1.0 mi); Dining: El Paisa Grill (0.4 mi). Gas station: 0.5 miles. Gym: Burn Boot Camp (0.6 mi).

Question 24

How far is the nearest hospital from 445 950, Ogden?

Accepted Answer

The nearest hospital is Ogden Clinic-Canyon View, approximately 1.4 miles from the property. The nearest fire station is 0.7 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 25

What schools serve 445 950, Ogden?

Accepted Answer

Assigned schools: Elementary: Heritage; Middle: Highland; High: Ben Lomond.   School district: Ogden.

Question 26

What is the internet speed at 445 950, Ogden?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); All West/Utah Inc. (8000 Mbps, Fiber); CenturyLink (140 Mbps, DSL). Total providers: 14.

Question 27

Is 445 950, Ogden in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 28

How does this listing compare to the Ogden market?

Accepted Answer

445 950, Ogden is listed at $340,000, which is below the Ogden median of $365,000 by $25,000. There are currently 280 active listings in Ogden. Homes in Ogden sell in an average of 71 days. The average sale-to-list ratio is 98.9%.

Question 29

What is the Ogden neighborhood like?

Accepted Answer

Historic northern Wasatch Front city. Historic downtown revitalization, good schools, affordable housing, less congested than Salt Lake. Gateway to Ogden Canyon and skiing. Ogden is known for: historic, affordable, revitalization, family-friendly. Population: approximately 87,000. Explore the full Ogden market data and community guide on Propaired.

Question 30

How does this price compare to the Utah state average?

Accepted Answer

At $340,000, this property is below the Utah state median of $510,000 by $170,000. Ogden prices are 28% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 31

What is the Propaired intelligence score for 445 950, Ogden?

Accepted Answer

This property has a Propaired intelligence score of 58/100, combining deal value (36), recreation access (72), amenity proximity (95), broadband quality (100), and lifestyle features (3 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 32

What heating and cooling systems does 445 950, Ogden have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 33

What type of roof does 445 950, Ogden have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 1-year-old home, reviewing recent roof inspections is recommended.

Question 34

Does 445 950, Ogden have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 35

What is 445 950, Ogden constructed from?

Accepted Answer

Construction materials include: Asphalt,Brick,Stucco. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 36

What type of flooring does 445 950, Ogden have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 37

What are the water and sewer connections for 445 950, Ogden?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 38

What is the commute like from 445 950, Ogden?

Accepted Answer

445 950, Ogden is located in Ogden, in the Wasatch Front region of Utah. With a population of approximately 87,000, Ogden has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 39

What shopping and dining is near 445 950, Ogden?

Accepted Answer

The nearest restaurant is El Paisa Grill (0.4 miles away) and the nearest grocery store is Mountain States Produce LLC (0.6 miles). Coffee: Beans & Brews Coffee House (0.6 mi). Banking: Chase (0.6 mi). Overall amenity proximity score: 95/100.

Question 40

What is the Ogden community like?

Accepted Answer

Ogden is known for: historic, affordable, revitalization, family-friendly, outdoor-access. The city has approximately 87,000 residents. The median home price in Ogden is $320,000. Explore the full Ogden community profile on Propaired for detailed neighborhood insights.

Question 41

Is Ogden a safe and family-friendly area?

Accepted Answer

Ogden is characterized as: family-friendly. With a population of about 87,000, Ogden offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 42

What would homeowner's insurance cost for 445 950, Ogden?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $340,000, expect approximately $1,020-$1,700/year ($85-$142/month).   Get multiple quotes — rates vary significantly by insurer.

Question 43

What are the estimated closing costs for 445 950, Ogden?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $340,000, expect approximately $6,800-$17,000 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 44

How does the property tax compare to the list price at 445 950, Ogden?

Accepted Answer

The annual property tax of $1 represents an effective rate of 0.00% relative to the list price of $340,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 45

What are the total estimated monthly costs for 445 950, Ogden?

Accepted Answer

Estimated total monthly housing cost: $2,124. This includes principal & interest ($1,712 at 6.46% with 20% down), HOA ($299/mo), and estimated insurance (~$113/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 46

Is 445 950, Ogden eligible for FHA or VA financing?

Accepted Answer

At $340,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 47

What is the estimated cap rate for 445 950, Ogden?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 4.5%, based on estimated annual rent of $23,265 and a purchase price of $340,000. A cap rate of 4-6% is typical for residential properties in growing Utah markets.

Question 48

Is Ogden a good rental market?

Accepted Answer

Estimated monthly rent in Ogden is approximately $1,715. Homes in Ogden sell in an average of 71 days, indicating moderate demand in this market. There are 280 active listings currently. Gross rental yield in this area: 6.8%. Utah's steady population growth continues to drive rental demand.

Question 49

Could 445 950, Ogden be a 1031 exchange property?

Accepted Answer

Yes, 445 950, Ogden could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 50

How does 445 950, Ogden compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $351,200. This listing is 3% below the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $349,900. Comparable analysis is based on similar size, age, and location.

Question 51

Is the Ogden neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 1.9% over the past year. The current Zillow Home Value Index for this area is $391,600. This listing is priced at 87% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 52

What is the price trend in Ogden?

Accepted Answer

Ogden's median price has decreased 99.4% month-over-month. Current median: $365,000. Days on market have increased by 19.5% month-over-month. Homes are selling at 98.9% of list price on average. Monitor these trends to time your offer strategically.

Question 53

Is 445 950, Ogden overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." The asking price is within 5% of the comparable median, indicating market-appropriate pricing. Deal score: 36/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 54

What school district is 445 950, Ogden in?

Accepted Answer

This property is in the Ogden school district. Assigned elementary: Heritage. Assigned middle: Highland. Assigned high: Ben Lomond. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 55

What parks are near 445 950, Ogden?

Accepted Answer

The nearest local park is Rocky Mountain Maintenance Co (0.5 miles away). The nearest state park is Willard Bay State Park (12.3 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 56

Is there a golf course near 445 950, Ogden?

Accepted Answer

The nearest golf course is Toad’s National Golf Course, 2.2 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 57

What water activities are near 445 950, Ogden?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (8.8 mi); boat ramp at Willard Bay South Marina (8.5 mi); fishing at Ogden River (5.9 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 58

Is 445 950, Ogden move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 59

Does 445 950, Ogden come with a home warranty?

Accepted Answer

Yes, a home warranty is included with this property. Home warranties typically cover major systems (HVAC, plumbing, electrical) and appliances for one year, providing peace of mind for buyers. Review the warranty terms to understand coverage limits and deductibles.

Question 60

What is the lot like at 445 950, Ogden?

Accepted Answer

The lot is 0.02 acres. Lot features: Road: Paved,Sidewalks,Sprinkler: Auto-Full. Terrain: Road: Paved, Sidewalks, Sprinkler: Auto-Full, Terrain, Flat.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 61

What utilities are available at 445 950, Ogden?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 62

Does 445 950, Ogden have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 63

Is there EV charging near 445 950, Ogden?

Accepted Answer

The nearest EV charging station is Blink Charging Station, approximately 0.8 miles from the property. With a 1-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

445 950, Ogden, UT 84404

445 W 950 S, Ogden, UT 84404

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