Question 1

What is the asking price for 1 S CREEK, Monticello?

Accepted Answer

1 S CREEK, Monticello is listed at $1,075,000. The original list price was $1,590,000, representing a reduction of $515,000. This listing is currently active and available for showings.

Question 2

What type of property is 1 S CREEK, Monticello?

Accepted Answer

1 S CREEK, Monticello is a Land (Agriculture).   Zoning: Agricultural.

Question 3

Is there an HOA for 1 S CREEK, Monticello?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 4

What are the property taxes for 1 S CREEK, Monticello?

Accepted Answer

Annual property taxes for this property are approximately $4,569 (about $381/month). This represents an effective tax rate of approximately 0.43% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 5

How long has 1 S CREEK, Monticello been on the market?

Accepted Answer

This property has been listed for 704 days. The average days on market in Monticello is 95 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 6

What schools serve 1 S CREEK, Monticello?

Accepted Answer

Assigned schools: Elementary: Monticello; Middle: None/Other; High: Monticello.   School district: San Juan.

Question 7

What high school is near 1 S CREEK, Monticello?

Accepted Answer

The nearest high school is Monticello. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 8

What elementary school is near 1 S CREEK, Monticello?

Accepted Answer

The nearest elementary school is Monticello. Propaired provides full school ratings and comparison data for all schools in this area.

Question 9

What middle school is near 1 S CREEK, Monticello?

Accepted Answer

The nearest middle school is None/Other.

Question 10

How does this listing compare to the Monticello market?

Accepted Answer

1 S CREEK, Monticello is listed at $1,075,000, which is above the Monticello median of $322,500 by $752,500. There are currently 17 active listings in Monticello. Homes in Monticello sell in an average of 95 days. The average sale-to-list ratio is 94.9%.

Question 11

What is the Monticello real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Monticello is $322,500. There are currently 17 active listings. Homes sell in an average of 95 days. The average sale-to-list ratio is 94.9%. This listing at $1,075,000 is above the Monticello 2026 median.

Question 12

Are there other homes for sale in Monticello?

Accepted Answer

Yes — there are currently 17 active listings in Monticello. Browse all Monticello homes for sale at propaired.ai/listings/ut/monticello. Prices range around a median of $322,500. Homes in Monticello are selling in about 95 days on average.

Question 13

How does this price compare to the Utah state average?

Accepted Answer

At $1,075,000, this property is above the Utah state median of $510,000 by $565,000. Monticello prices are 37% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 14

What would homeowner's insurance cost for 1 S CREEK, Monticello?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $1,075,000, expect approximately $3,225-$5,375/year ($269-$448/month).   Get multiple quotes — rates vary significantly by insurer.

Question 15

What are the estimated closing costs for 1 S CREEK, Monticello?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $1,075,000, expect approximately $21,500-$53,750 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 16

How does the property tax compare to the list price at 1 S CREEK, Monticello?

Accepted Answer

The annual property tax of $4,569 represents an effective rate of 0.43% relative to the list price of $1,075,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 17

Is 1 S CREEK, Monticello eligible for FHA or VA financing?

Accepted Answer

At $1,075,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 18

Could 1 S CREEK, Monticello be a 1031 exchange property?

Accepted Answer

Yes, 1 S CREEK, Monticello could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 19

What is the price trend in Monticello?

Accepted Answer

Monticello's median price has decreased 44.2% month-over-month. Current median: $322,500. Days on market have decreased by 22.0% month-over-month. Homes are selling at 94.9% of list price on average. Monitor these trends to time your offer strategically.

Question 20

What school district is 1 S CREEK, Monticello in?

Accepted Answer

This property is in the San Juan school district. Assigned elementary: Monticello. Assigned middle: None/Other. Assigned high: Monticello. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 21

Is 1 S CREEK, Monticello move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 22

Does 1 S CREEK, Monticello come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 23

What is the lot like at 1 S CREEK, Monticello?

Accepted Answer

The lot is 352.05 acres. Lot features: Fenced: Part,Terrain: Grad Slope,View: Lake,View: Mountain,Terrain: Flat. Terrain: Terrain: Flat, Terrain: Grad Slope.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 24

What utilities are available at 1 S CREEK, Monticello?

Accepted Answer

Available utilities include: Electricity Available,Power: Not Connected.   Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

1 S CREEK, Monticello, UT 84535

1 S CREEK RD, Monticello, UT 84535

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