Question 1

What is the asking price for 897 ELM, Layton?

Accepted Answer

897 ELM, Layton is listed at $540,000 ($164/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 897 ELM, Layton have?

Accepted Answer

This Residential features 4 bedrooms, 2 bathrooms, 3,290 square feet of living space. It is a 2-story home. The lot is 0.23 acres.

Question 3

When was 897 ELM, Layton built?

Accepted Answer

This property was built in 1960, making it 66 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 897 ELM, Layton?

Accepted Answer

897 ELM, Layton is a Residential (Single Family Residence). The architectural style is Rambler/Ranch.  Zoning: Single-Family.

Question 5

Does 897 ELM, Layton have a garage or parking?

Accepted Answer

Yes, this property includes a 1-car garage and 3 open parking spaces and a carport. Total parking capacity: 5 vehicles.

Question 6

Is there an HOA for 897 ELM, Layton?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 897 ELM, Layton?

Accepted Answer

Annual property taxes for this property are approximately $5,173 (about $431/month). This represents an effective tax rate of approximately 0.96% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 897 ELM, Layton?

Accepted Answer

Interior features include: Basement Apartment, Bath: Sep. Tub/Shower, Closet: Walk-In, Den/Office, Disposal. Exterior features include: Basement Entrance, Porch: Open.    View: Mountain(s).

Question 9

Is 897 ELM, Layton a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Growth Market Deal" with a deal score of 70/100. Key deal signals: 6.7% year-over-year market appreciation; 105% LT gross rent coverage of monthly ownership cost. The price is 12% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Layton?

Accepted Answer

The median price for similar properties in the area is $482,450 (based on 10 homes). At $540,000, this listing is 12% above the median for comparable homes. It ranks #Above Similar among similar listings by value.

Question 11

What would the monthly mortgage payment be for 897 ELM, Layton?

Accepted Answer

At the current 30-year mortgage rate of 6.49% with 20% down, the estimated monthly principal and interest payment is $2,728. Including estimated taxes, the total monthly cost is approximately $3,159. A 15-year mortgage at 5.84% would be $3,608/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 897 ELM, Layton been on the market?

Accepted Answer

This property has been listed for 4 days. The average days on market in Layton is 56 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 897 ELM, Layton a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $48,654 with a gross rental yield of 9.0%. Net rental yield (after estimated expenses): 5.9%.  Estimated debt service coverage ratio (DSCR): 1.31. Investor score: 70/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 897 ELM, Layton?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $4,054 ($48,648/year). The gross rent multiplier is 11.1x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 897 ELM, Layton offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: ADU/Multigenerational, Sport Court, New Construction. The primary lifestyle niche is "new_construction." These tags are derived from MLS data, property features, and location analysis.

Question 16

Is 897 ELM, Layton new construction?

Accepted Answer

Yes, this is a new construction property built in 1960. New construction in Utah typically includes modern energy codes, current building standards, builder warranties, and contemporary finishes.  Review the builder warranty terms and any remaining items on the builder punch list.

Question 17

What recreation is near 897 ELM, Layton?

Accepted Answer

This property has a recreation score of 62/100. Nearby recreation includes: Adam`s Canyon trailhead (1.9 mi); Park park (0.1 mi); Valley View Golf Course (1.5 mi); Antelope Island State Park (15.0 mi). Skiing: Snowbasin Resort (10.1 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 18

Are there hiking trails near 897 ELM, Layton?

Accepted Answer

Yes, the nearest trailhead is Adam`s Canyon, just 1.9 miles from the property. Antelope Island State Park is 15.0 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 19

What amenities and services are near 897 ELM, Layton?

Accepted Answer

This property has an amenity proximity score of 80/100. Nearby services include: Grocery: Fresh Market Layton (1.1 mi); Hospital: Hospital (1.3 mi); Pharmacy: Fresh Market Pharmacy (1.1 mi); Dining: Domino's (1.3 mi). Gas station: 2.0 miles. Gym: Burn Boot Camp (2.1 mi).

Question 20

How far is the nearest hospital from 897 ELM, Layton?

Accepted Answer

The nearest hospital is Hospital, approximately 1.3 miles from the property. The nearest fire station is 1.8 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 21

What schools serve 897 ELM, Layton?

Accepted Answer

Assigned schools: Elementary: Whitesides; Middle: Fairfield; High: Layton. There are 4 schools within 3 miles of this property. The highest-rated nearby school is Adams School with a 58% state performance score (2.7 miles away). School district: Davis.

Question 22

What high school is near 897 ELM, Layton?

Accepted Answer

The nearest high school is Layton. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 23

What elementary school is near 897 ELM, Layton?

Accepted Answer

The nearest elementary school is Whitesides (0.8 miles away). State performance score: 57%. District: Davis District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 24

What middle school is near 897 ELM, Layton?

Accepted Answer

The nearest middle school is Fairfield.

Question 25

How good are the schools near 897 ELM, Layton?

Accepted Answer

Of the 4 schools within 3 miles, 4 have state performance data with an average score of 56%.  School quality is a key factor in home values — properties near top-rated schools typically command a 5-10% premium. Visit each school's detail page on Propaired for full performance breakdowns.

Question 26

What is the internet speed at 897 ELM, Layton?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); Beehive Broadband (1000 Mbps, Fiber); CenturyLink (1000 Mbps, Fiber). Total providers: 13.

Question 27

Is 897 ELM, Layton in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 28

How does this listing compare to the Layton market?

Accepted Answer

897 ELM, Layton is listed at $540,000, which is above the Layton median of $500,000 by $40,000. There are currently 205 active listings in Layton. Homes in Layton sell in an average of 56 days. The average sale-to-list ratio is 99.2%.

Question 29

What is the Layton real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Layton is $500,000. There are currently 205 active listings. Homes sell in an average of 56 days. The average sale-to-list ratio is 99.2%. This listing at $540,000 is above the Layton 2026 median.

Question 30

Are there other homes for sale in Layton?

Accepted Answer

Yes — there are currently 205 active listings in Layton. Browse all Layton homes for sale at propaired.ai/listings/ut/layton. Prices range around a median of $500,000. Homes in Layton are selling in about 56 days on average.

Question 31

What is the Layton neighborhood like?

Accepted Answer

Growing Davis County city. Family-friendly, good schools, affordable than northern suburbs, shopping, easy I-15 access. Layton is known for: family-friendly, growing, good-schools, affordable. Population: approximately 93,000. Explore the full Layton market data and community guide on Propaired.

Question 32

How does this price compare to the Utah state average?

Accepted Answer

At $540,000, this property is above the Utah state median of $525,000 by $15,000. Layton prices are 5% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 33

What is the Propaired intelligence score for 897 ELM, Layton?

Accepted Answer

This property has a Propaired intelligence score of 66/100, combining deal value (70), recreation access (62), amenity proximity (80), broadband quality (100), and lifestyle features (3 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 34

What heating and cooling systems does 897 ELM, Layton have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 35

What type of roof does 897 ELM, Layton have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 66-year-old home, reviewing recent roof inspections is recommended.

Question 36

Does 897 ELM, Layton have a basement?

Accepted Answer

Yes, the basement is described as: Partial. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 37

What is 897 ELM, Layton constructed from?

Accepted Answer

Construction materials include: Brick,Stucco. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 38

What type of flooring does 897 ELM, Layton have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 39

What are the water and sewer connections for 897 ELM, Layton?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 40

What is the commute like from 897 ELM, Layton?

Accepted Answer

897 ELM, Layton is located in Layton, in the Wasatch Front region of Utah. With a population of approximately 93,000, Layton has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 41

What shopping and dining is near 897 ELM, Layton?

Accepted Answer

The nearest restaurant is Domino's (1.3 miles away) and the nearest grocery store is Fresh Market Layton (1.1 miles). Coffee: Brew & chew coffee (2.2 mi). Banking: KeyBank (2.0 mi). Overall amenity proximity score: 80/100.

Question 42

What is the Layton community like?

Accepted Answer

Layton is known for: family-friendly, growing, good-schools, affordable, shopping. The city has approximately 93,000 residents. The median home price in Layton is $420,000. Explore the full Layton community profile on Propaired for detailed neighborhood insights.

Question 43

Is Layton a safe and family-friendly area?

Accepted Answer

Layton is characterized as: family-friendly. With a population of about 93,000, Layton offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 44

What would homeowner's insurance cost for 897 ELM, Layton?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $540,000, expect approximately $1,620-$2,700/year ($135-$225/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 45

What are the estimated closing costs for 897 ELM, Layton?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $540,000, expect approximately $10,800-$27,000 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 46

How does the property tax compare to the list price at 897 ELM, Layton?

Accepted Answer

The annual property tax of $5,173 represents an effective rate of 0.96% relative to the list price of $540,000. This is above the Utah average of approximately 0.58%. Taxes may adjust after a sale based on the county's reassessment. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 47

What are the total estimated monthly costs for 897 ELM, Layton?

Accepted Answer

Estimated total monthly housing cost: $3,339. This includes principal & interest ($2,728 at 6.49% with 20% down), property tax ($431/mo), and estimated insurance (~$180/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 48

Is 897 ELM, Layton eligible for FHA or VA financing?

Accepted Answer

At $540,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 49

What is the estimated cap rate for 897 ELM, Layton?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 5.9%, based on estimated annual rent of $48,654 and a purchase price of $540,000. A cap rate of 4-6% is typical for residential properties in growing Utah markets.

Question 50

Is Layton a good rental market?

Accepted Answer

Estimated monthly rent in Layton is approximately $4,178. Homes in Layton sell in an average of 56 days, indicating healthy demand in this market. There are 205 active listings currently. Gross rental yield in this area: 9.0%. Utah's steady population growth continues to drive rental demand.

Question 51

Could 897 ELM, Layton be a 1031 exchange property?

Accepted Answer

Yes, 897 ELM, Layton could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 52

How does 897 ELM, Layton compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $482,450. This listing is 12% above the comparable median. It ranks Above Similar among similar listings by value. The median for this property type specifically is $612,500. Comparable analysis is based on similar size, age, and location.

Question 53

Is the Layton neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 6.7% over the past year. The current Zillow Home Value Index for this area is $408,160. This listing is priced at 132% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 54

What is the price trend in Layton?

Accepted Answer

Layton's median price has decreased 1.0% month-over-month. Current median: $500,000. Days on market have increased by 10.7% month-over-month. Homes are selling at 99.2% of list price on average. Monitor these trends to time your offer strategically.

Question 55

Is 897 ELM, Layton overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Growth Market Deal." At 12% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 70/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 56

What school district is 897 ELM, Layton in?

Accepted Answer

This property is in the Davis school district. Assigned elementary: Whitesides. Assigned middle: Fairfield. Assigned high: Layton. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 57

How do nearby schools rank statewide?

Accepted Answer

Of the 4 nearby schools with state rankings, the highest-ranked is Creekside School at #169 statewide (57% performance score). Other ranked nearby schools include Adams School (#218) and Shoreline Junior High (#226). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 58

What parks are near 897 ELM, Layton?

Accepted Answer

The nearest local park is Park (0.1 miles away). The nearest state park is Antelope Island State Park (15.0 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 59

Is there a golf course near 897 ELM, Layton?

Accepted Answer

The nearest golf course is Valley View Golf Course, 1.5 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 60

What water activities are near 897 ELM, Layton?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (14.9 mi); boat ramp at Antelope Island State Park (15.3 mi); fishing at Ogden River (11.4 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 61

Is 897 ELM, Layton move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 62

What updates might 897 ELM, Layton need?

Accepted Answer

At 66 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 63

Does 897 ELM, Layton come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 64

What is the lot like at 897 ELM, Layton?

Accepted Answer

The lot is 0.23 acres. Lot features: Curb & Gutter,Fenced: Full,Road: Paved,Sidewalks,Sprinkler: Auto-Part,View: Mountain. Terrain: Curb & Gutter, Fenced: Full, Road: Paved, Sidewalks, Sprinkler: Auto-Part, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

897 ELM, Layton, UT 84041

897 E ELM ST, Layton, UT 84041

About This Property

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Amenities NearbyScore: 80/100

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