Question 1

What is the asking price for 1095 2925, Layton?

Accepted Answer

1095 2925, Layton is listed at $469,000 ($231/sqft). The original list price was $474,900, representing a reduction of $5,900. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 1095 2925, Layton have?

Accepted Answer

This Residential features 4 bedrooms, 2 bathrooms, 2,030 square feet of living space. It is a 2-story home. The lot is 0.15 acres.

Question 3

When was 1095 2925, Layton built?

Accepted Answer

This property was built in 1991, making it 35 years old. Homes from this era often feature solid construction. Buyers should review the condition of the roof, HVAC, and plumbing.

Question 4

What type of property is 1095 2925, Layton?

Accepted Answer

1095 2925, Layton is a Residential (Single Family Residence). The architectural style is Rambler/Ranch. It is located in the WINDSOR MEADOWS subdivision. Zoning: Single-Family.

Question 5

Does 1095 2925, Layton have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 2 open parking spaces. Total parking capacity: 4 vehicles.

Question 6

Is there an HOA for 1095 2925, Layton?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 1095 2925, Layton?

Accepted Answer

Annual property taxes for this property are approximately $2,190 (about $183/month). This represents an effective tax rate of approximately 0.47% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 1095 2925, Layton?

Accepted Answer

Interior features include: Closet: Walk-In, Disposal, Kitchen: Updated, Range/Oven: Free Stdng., Vaulted Ceilings. Exterior features include: Bay Box Windows, Double Pane Windows, Lighting.    View: Mountain(s).

Question 9

Is 1095 2925, Layton a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 65/100. Key deal signals: Priced 6% below similar homes; 4.3% year-over-year market appreciation. The price is 6% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Layton?

Accepted Answer

The median price for similar properties in the area is $496,950 (based on 10 homes). At $469,000, this listing is 6% below the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

Has the price been reduced on 1095 2925, Layton?

Accepted Answer

Yes, the price has been reduced by 1.2% from the original list price of $474,900 to the current price of $469,000 — a reduction of $5,900. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 1095 2925, Layton?

Accepted Answer

At the current 30-year mortgage rate of 6.36% with 20% down, the estimated monthly principal and interest payment is $2,337. Including estimated taxes, the total monthly cost is approximately $2,520. A 15-year mortgage at 5.71% would be $3,108/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 1095 2925, Layton been on the market?

Accepted Answer

This property has been listed for 4 days. The average days on market in Layton is 59 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 14

Is 1095 2925, Layton a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $31,668 with a gross rental yield of 6.8%. Net rental yield (after estimated expenses): 4.4%.  Estimated debt service coverage ratio (DSCR): 0.99. Investor score: 43/100. These are estimates based on area comparables.

Question 15

What is the estimated rental income for 1095 2925, Layton?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $2,639 ($31,668/year). The gross rent multiplier is 14.8x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 1095 2925, Layton offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: Green/Sustainable. The primary lifestyle niche is "green_sustainable." These tags are derived from MLS data, property features, and location analysis.

Question 17

What schools serve 1095 2925, Layton?

Accepted Answer

Assigned schools: Elementary: Sand Springs; Middle: North Layton; High: Layton. There are 5 schools within 3 miles of this property. The highest-rated nearby school is Shoreline Junior High with a 57% state performance score (2.6 miles away). School district: Davis.

Question 18

What high school is near 1095 2925, Layton?

Accepted Answer

The nearest high school is Layton. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 19

What elementary school is near 1095 2925, Layton?

Accepted Answer

The nearest elementary school is Sand Springs (0.9 miles away). State performance score: 52%. District: Davis District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 20

What middle school is near 1095 2925, Layton?

Accepted Answer

The nearest middle school is North Layton.

Question 21

How good are the schools near 1095 2925, Layton?

Accepted Answer

Of the 5 schools within 3 miles, 5 have state performance data with an average score of 53%.  School quality is a key factor in home values — properties near top-rated schools typically command a 5-10% premium. Visit each school's detail page on Propaired for full performance breakdowns.

Question 22

What is the internet speed at 1095 2925, Layton?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (100 Mbps, Fixed Wireless); Beehive Broadband (1000 Mbps, Fiber); CenturyLink (1000 Mbps, Fiber). Total providers: 14.

Question 23

Is 1095 2925, Layton in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 24

How does this listing compare to the Layton market?

Accepted Answer

1095 2925, Layton is listed at $469,000, which is below the Layton median of $500,000 by $31,000. There are currently 176 active listings in Layton. Homes in Layton sell in an average of 59 days. The average sale-to-list ratio is 99.4%.

Question 25

What is the Layton real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Layton is $500,000. There are currently 176 active listings. Homes sell in an average of 59 days. The average sale-to-list ratio is 99.4%. This listing at $469,000 is below the Layton 2026 median.

Question 26

Are there other homes for sale in Layton?

Accepted Answer

Yes — there are currently 176 active listings in Layton. Browse all Layton homes for sale at propaired.ai/listings/ut/layton. Prices range around a median of $500,000. Homes in Layton are selling in about 59 days on average.

Question 27

What is the Layton neighborhood like?

Accepted Answer

Growing Davis County city. Family-friendly, good schools, affordable than northern suburbs, shopping, easy I-15 access. Layton is known for: family-friendly, growing, good-schools, affordable. Population: approximately 93,000. Explore the full Layton market data and community guide on Propaired.

Question 28

How does this price compare to the Utah state average?

Accepted Answer

At $469,000, this property is below the Utah state median of $517,990 by $48,990. Layton prices are 3% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 29

What is the Propaired intelligence score for 1095 2925, Layton?

Accepted Answer

This property has a Propaired intelligence score of 33/100, combining deal value (65), recreation access (N/A), amenity proximity (N/A), broadband quality (100), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 30

Does 1095 2925, Layton have energy-efficient or green features?

Accepted Answer

This property has been tagged as green/sustainable, indicating energy-efficient features. Heating: Forced Air,Gas: Central. Cooling: Central Air,Passive Solar. Green homes may include solar panels, Energy Star appliances, high-efficiency HVAC, insulated windows, and sustainable building materials. Ask the listing agent for specific energy certifications or efficiency ratings.

Question 31

What heating and cooling systems does 1095 2925, Layton have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air,Passive Solar. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 32

What type of roof does 1095 2925, Layton have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 35-year-old home, reviewing recent roof inspections is recommended.

Question 33

Does 1095 2925, Layton have a basement?

Accepted Answer

Yes, the basement is described as: Walk-Out Access. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 34

What is 1095 2925, Layton constructed from?

Accepted Answer

Construction materials include: Aluminum,Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 35

What type of flooring does 1095 2925, Layton have?

Accepted Answer

Flooring types include: Carpet,Laminate,Linoleum.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 36

What are the water and sewer connections for 1095 2925, Layton?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 37

What is the commute like from 1095 2925, Layton?

Accepted Answer

1095 2925, Layton is located in Layton, in the Wasatch Front region of Utah. With a population of approximately 93,000, Layton has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 38

What is the Layton community like?

Accepted Answer

Layton is known for: family-friendly, growing, good-schools, affordable, shopping. The city has approximately 93,000 residents. The median home price in Layton is $420,000. Explore the full Layton community profile on Propaired for detailed neighborhood insights.

Question 39

Is Layton a safe and family-friendly area?

Accepted Answer

Layton is characterized as: family-friendly. With a population of about 93,000, Layton offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 40

What would homeowner's insurance cost for 1095 2925, Layton?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $469,000, expect approximately $1,407-$2,345/year ($117-$195/month).   Get multiple quotes — rates vary significantly by insurer.

Question 41

What are the estimated closing costs for 1095 2925, Layton?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $469,000, expect approximately $9,380-$23,450 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 42

How does the property tax compare to the list price at 1095 2925, Layton?

Accepted Answer

The annual property tax of $2,190 represents an effective rate of 0.47% relative to the list price of $469,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 43

What are the total estimated monthly costs for 1095 2925, Layton?

Accepted Answer

Estimated total monthly housing cost: $2,676. This includes principal & interest ($2,337 at 6.36% with 20% down), property tax ($183/mo), and estimated insurance (~$156/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 44

Is 1095 2925, Layton eligible for FHA or VA financing?

Accepted Answer

At $469,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 45

What is the estimated cap rate for 1095 2925, Layton?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 4.4%, based on estimated annual rent of $31,668 and a purchase price of $469,000. A cap rate of 4-6% is typical for residential properties in growing Utah markets.

Question 46

Is Layton a good rental market?

Accepted Answer

Estimated monthly rent in Layton is approximately $2,639. Homes in Layton sell in an average of 59 days, indicating healthy demand in this market. There are 176 active listings currently. Gross rental yield in this area: 6.8%. Utah's steady population growth continues to drive rental demand.

Question 47

Could 1095 2925, Layton be a 1031 exchange property?

Accepted Answer

Yes, 1095 2925, Layton could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 48

How does 1095 2925, Layton compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $496,950. This listing is 6% below the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $609,900. Comparable analysis is based on similar size, age, and location.

Question 49

Is the Layton neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 4.3% over the past year. The current Zillow Home Value Index for this area is $283,566. This listing is priced at 165% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 50

What is the price trend in Layton?

Accepted Answer

Layton's median price has decreased 2.0% month-over-month. Current median: $500,000. Days on market have decreased by 25.1% month-over-month. Homes are selling at 99.4% of list price on average. Monitor these trends to time your offer strategically.

Question 51

Is 1095 2925, Layton overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 6% below comparable homes, this property appears competitively priced. Deal score: 65/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 52

What school district is 1095 2925, Layton in?

Accepted Answer

This property is in the Davis school district. Assigned elementary: Sand Springs. Assigned middle: North Layton. Assigned high: Layton. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 53

How do nearby schools rank statewide?

Accepted Answer

Of the 5 nearby schools with state rankings, the highest-ranked is Shoreline Junior High at #226 statewide (57% performance score). Other ranked nearby schools include Bluff Ridge School (#255) and Syracuse School (#294). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 54

Is 1095 2925, Layton move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 55

What updates might 1095 2925, Layton need?

Accepted Answer

At 35 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 56

Does 1095 2925, Layton come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 57

What is the lot like at 1095 2925, Layton?

Accepted Answer

The lot is 0.15 acres. Lot features: Curb & Gutter,Fenced: Full,Road: Paved,Sidewalks,Sprinkler: Auto-Full,View: Mountain. Terrain: Curb & Gutter, Fenced: Full, Road: Paved, Sidewalks, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 58

What utilities are available at 1095 2925, Layton?

Accepted Answer

Available utilities include: Natural Gas Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 59

Does 1095 2925, Layton have solar panels?

Accepted Answer

While this property is tagged as green/sustainable, solar panel details are not explicitly listed. Utah is an excellent state for solar energy with 222+ sunny days per year. Adding solar panels in Utah may qualify for federal tax credits and local incentives. Contact the listing agent for details on any existing energy-efficient systems.

Question 60

Does 1095 2925, Layton have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air,Passive Solar) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

1095 2925, Layton, UT 84041

1095 N 2925 W, Layton, UT 84041

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