Question 1

What is the asking price for 489 OWENS, Layton?

Accepted Answer

489 OWENS, Layton is listed at $459,900 ($271/sqft). The original list price was $469,000, representing a reduction of $9,100. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 489 OWENS, Layton have?

Accepted Answer

This Residential features 5 bedrooms, 2 bathrooms, 1,696 square feet of living space. It is a 2-story home. The lot is 0.27 acres.

Question 3

When was 489 OWENS, Layton built?

Accepted Answer

This property was built in 1976, making it 50 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 489 OWENS, Layton?

Accepted Answer

489 OWENS, Layton is a Residential (Single Family Residence). The architectural style is Split-Entry/Bi-Level. It is located in the GLENDALE GARDENS subdivision. Zoning: Single-Family.

Question 5

Does 489 OWENS, Layton have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 4 open parking spaces. Total parking capacity: 6 vehicles.

Question 6

Is there an HOA for 489 OWENS, Layton?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 489 OWENS, Layton?

Accepted Answer

Annual property taxes for this property are approximately $1,829 (about $152/month). This represents an effective tax rate of approximately 0.40% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 489 OWENS, Layton?

Accepted Answer

Interior features include: Disposal, Kitchen: Updated. Exterior features include: Basement Entrance, Double Pane Windows, Lighting, Walkout. The home has 1 fireplace.   View: Mountain(s).

Question 9

Is 489 OWENS, Layton a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Market)" with a deal score of 92/100. Key deal signals: Priced 25% below market median (per-type). The price is 4% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Layton?

Accepted Answer

The median price for similar properties in the area is $479,950 (based on 10 homes). At $459,900, this listing is 4% below the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

Has the price been reduced on 489 OWENS, Layton?

Accepted Answer

Yes, the price has been reduced by 1.9% from the original list price of $469,000 to the current price of $459,900 — a reduction of $9,100. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 489 OWENS, Layton?

Accepted Answer

At the current 30-year mortgage rate of 6.37% with 20% down, the estimated monthly principal and interest payment is $2,294. Including estimated taxes, the total monthly cost is approximately $2,446. A 15-year mortgage at 5.72% would be $3,049/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 489 OWENS, Layton been on the market?

Accepted Answer

This property has been listed for 12 days. The average days on market in Layton is 65 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 14

Is 489 OWENS, Layton a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $28,178 with a gross rental yield of 6.1%. Net rental yield (after estimated expenses): 4.0%.  Estimated debt service coverage ratio (DSCR): 0.90. Investor score: 58/100. These are estimates based on area comparables.

Question 15

What is the estimated rental income for 489 OWENS, Layton?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $2,348 ($28,176/year). The gross rent multiplier is 16.3x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 489 OWENS, Layton offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: New Construction. The primary lifestyle niche is "new_construction." These tags are derived from MLS data, property features, and location analysis.

Question 17

Is 489 OWENS, Layton new construction?

Accepted Answer

Yes, this is a new construction property built in 1976. New construction in Utah typically includes modern energy codes, current building standards, builder warranties, and contemporary finishes.  Review the builder warranty terms and any remaining items on the builder punch list.

Question 18

What recreation is near 489 OWENS, Layton?

Accepted Answer

This property has a recreation score of 62/100. Nearby recreation includes: Kays Creek trailhead (3.0 mi); Bamberger Trail park (0.4 mi); Valley View Golf Course (2.6 mi); Antelope Island State Park (13.7 mi). Skiing: Snowbasin Resort (9.8 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 19

Are there hiking trails near 489 OWENS, Layton?

Accepted Answer

Yes, the nearest trailhead is Kays Creek, just 3.0 miles from the property. Antelope Island State Park is 13.7 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 20

What amenities and services are near 489 OWENS, Layton?

Accepted Answer

This property has an amenity proximity score of 94/100. Nearby services include: Grocery: Walmart Supercenter (0.4 mi); Hospital: Mountain West Veterinary Specialists (0.4 mi); Pharmacy: Walmart Pharmacy (0.4 mi); Dining: JZMexicanGrill (1.9 mi). Gas station: 0.4 miles. Gym: Burn Boot Camp (0.5 mi).

Question 21

How far is the nearest hospital from 489 OWENS, Layton?

Accepted Answer

The nearest hospital is Mountain West Veterinary Specialists, approximately 0.4 miles from the property. The nearest fire station is 1.3 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 22

What schools serve 489 OWENS, Layton?

Accepted Answer

Assigned schools: Elementary: Crestview; Middle: Central Davis; High: Layton. There are 5 schools within 3 miles of this property. The highest-rated nearby school is Adams School with a 58% state performance score (3.0 miles away). School district: Davis.

Question 23

What high school is near 489 OWENS, Layton?

Accepted Answer

The nearest high school is Layton. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 24

What elementary school is near 489 OWENS, Layton?

Accepted Answer

The nearest elementary school is Crestview (1.9 miles away). State performance score: 57%. District: Davis District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 25

What middle school is near 489 OWENS, Layton?

Accepted Answer

The nearest middle school is Central Davis.

Question 26

How good are the schools near 489 OWENS, Layton?

Accepted Answer

Of the 5 schools within 3 miles, 5 have state performance data with an average score of 55%.  School quality is a key factor in home values — properties near top-rated schools typically command a 5-10% premium. Visit each school's detail page on Propaired for full performance breakdowns.

Question 27

What is the internet speed at 489 OWENS, Layton?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (100 Mbps, Fixed Wireless); AT&T (25 Mbps, Fixed Wireless); Beehive Broadband (1000 Mbps, Fiber). Total providers: 14.

Question 28

Is 489 OWENS, Layton in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 29

How does this listing compare to the Layton market?

Accepted Answer

489 OWENS, Layton is listed at $459,900, which is below the Layton median of $495,000 by $35,100. There are currently 187 active listings in Layton. Homes in Layton sell in an average of 65 days. The average sale-to-list ratio is 99.3%.

Question 30

What is the Layton real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Layton is $495,000. There are currently 187 active listings. Homes sell in an average of 65 days. The average sale-to-list ratio is 99.3%. This listing at $459,900 is below the Layton 2026 median.

Question 31

Are there other homes for sale in Layton?

Accepted Answer

Yes — there are currently 187 active listings in Layton. Browse all Layton homes for sale at propaired.ai/listings/ut/layton. Prices range around a median of $495,000. Homes in Layton are selling in about 65 days on average.

Question 32

What is the Layton neighborhood like?

Accepted Answer

Growing Davis County city. Family-friendly, good schools, affordable than northern suburbs, shopping, easy I-15 access. Layton is known for: family-friendly, growing, good-schools, affordable. Population: approximately 93,000. Explore the full Layton market data and community guide on Propaired.

Question 33

How does this price compare to the Utah state average?

Accepted Answer

At $459,900, this property is below the Utah state median of $515,000 by $55,100. Layton prices are 4% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 34

What is the Propaired intelligence score for 489 OWENS, Layton?

Accepted Answer

This property has a Propaired intelligence score of 66/100, combining deal value (92), recreation access (62), amenity proximity (94), broadband quality (100), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 35

What heating and cooling systems does 489 OWENS, Layton have?

Accepted Answer

Heating: Forced Air,Gas: Central,Hot Water. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 36

What type of roof does 489 OWENS, Layton have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 50-year-old home, reviewing recent roof inspections is recommended.

Question 37

Does 489 OWENS, Layton have a basement?

Accepted Answer

Yes, the basement is described as: Entrance,Full,Walk-Out Access. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 38

What is 489 OWENS, Layton constructed from?

Accepted Answer

Construction materials include: Concrete. The construction type affects long-term maintenance requirements and insurance costs.

Question 39

What type of flooring does 489 OWENS, Layton have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 40

What are the water and sewer connections for 489 OWENS, Layton?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 41

What is the commute like from 489 OWENS, Layton?

Accepted Answer

489 OWENS, Layton is located in Layton, in the Wasatch Front region of Utah. With a population of approximately 93,000, Layton has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 42

What shopping and dining is near 489 OWENS, Layton?

Accepted Answer

The nearest restaurant is JZMexicanGrill (1.9 miles away) and the nearest grocery store is Walmart Supercenter (0.4 miles). Coffee: Brew & chew coffee (0.5 mi). Banking: KeyBank (0.3 mi). Overall amenity proximity score: 94/100.

Question 43

What is the Layton community like?

Accepted Answer

Layton is known for: family-friendly, growing, good-schools, affordable, shopping. The city has approximately 93,000 residents. The median home price in Layton is $420,000. Explore the full Layton community profile on Propaired for detailed neighborhood insights.

Question 44

Is Layton a safe and family-friendly area?

Accepted Answer

Layton is characterized as: family-friendly. With a population of about 93,000, Layton offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 45

What would homeowner's insurance cost for 489 OWENS, Layton?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $459,900, expect approximately $1,380-$2,300/year ($115-$192/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 46

What are the estimated closing costs for 489 OWENS, Layton?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $459,900, expect approximately $9,198-$22,995 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 47

How does the property tax compare to the list price at 489 OWENS, Layton?

Accepted Answer

The annual property tax of $1,829 represents an effective rate of 0.40% relative to the list price of $459,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 48

What are the total estimated monthly costs for 489 OWENS, Layton?

Accepted Answer

Estimated total monthly housing cost: $2,599. This includes principal & interest ($2,294 at 6.37% with 20% down), property tax ($152/mo), and estimated insurance (~$153/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 49

Is 489 OWENS, Layton eligible for FHA or VA financing?

Accepted Answer

At $459,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 50

What is the estimated cap rate for 489 OWENS, Layton?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 4.0%, based on estimated annual rent of $28,178 and a purchase price of $459,900. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 51

Is Layton a good rental market?

Accepted Answer

Estimated monthly rent in Layton is approximately $2,205. Homes in Layton sell in an average of 65 days, indicating moderate demand in this market. There are 187 active listings currently. Gross rental yield in this area: 6.1%. Utah's steady population growth continues to drive rental demand.

Question 52

Could 489 OWENS, Layton be a 1031 exchange property?

Accepted Answer

Yes, 489 OWENS, Layton could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 53

How does 489 OWENS, Layton compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $479,950. This listing is 4% below the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $615,000. Comparable analysis is based on similar size, age, and location.

Question 54

Is the Layton neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.6% over the past year. The current Zillow Home Value Index for this area is $517,482. This listing is priced at 89% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 55

What is the price trend in Layton?

Accepted Answer

Layton's median price has decreased 13.8% month-over-month. Current median: $495,000. Days on market have decreased by 10.8% month-over-month. Homes are selling at 99.3% of list price on average. Monitor these trends to time your offer strategically.

Question 56

Is 489 OWENS, Layton overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Market)." The asking price is within 5% of the comparable median, indicating market-appropriate pricing. Deal score: 92/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 57

What school district is 489 OWENS, Layton in?

Accepted Answer

This property is in the Davis school district. Assigned elementary: Crestview. Assigned middle: Central Davis. Assigned high: Layton. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 58

How do nearby schools rank statewide?

Accepted Answer

Of the 5 nearby schools with state rankings, the highest-ranked is Creekside School at #169 statewide (57% performance score). Other ranked nearby schools include Adams School (#218) and Shoreline Junior High (#226). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 59

What parks are near 489 OWENS, Layton?

Accepted Answer

The nearest local park is Bamberger Trail (0.4 miles away). The nearest state park is Antelope Island State Park (13.7 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 60

Is there a golf course near 489 OWENS, Layton?

Accepted Answer

The nearest golf course is Valley View Golf Course, 2.6 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 61

What water activities are near 489 OWENS, Layton?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (14.8 mi); boat ramp at Antelope Island State Park (13.9 mi); fishing at Ogden River (11.1 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 62

Is 489 OWENS, Layton move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 63

What updates might 489 OWENS, Layton need?

Accepted Answer

At 50 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Forced Air,Gas: Central,Hot Water. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 64

Does 489 OWENS, Layton come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

489 OWENS, Layton, UT 84041

489 N OWENS ST, Layton, UT 84041

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