Question 1

What is the asking price for 220 590, Layton?

Accepted Answer

220 590, Layton is listed at $410,000 ($227/sqft). The original list price was $420,000, representing a reduction of $10,000. Current status: Pending.

Question 2

How many bedrooms and bathrooms does 220 590, Layton have?

Accepted Answer

This Residential features 4 bedrooms, 2 bathrooms, 1,808 square feet of living space. It is a 2-story home. The lot is 0.19 acres.

Question 3

When was 220 590, Layton built?

Accepted Answer

This property was built in 1970, making it 56 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 220 590, Layton?

Accepted Answer

220 590, Layton is a Residential (Single Family Residence). The architectural style is Split-Entry/Bi-Level. It is located in the GLENDALE GARDENS PL subdivision. Zoning: Single-Family.

Question 5

Does 220 590, Layton have a garage or parking?

Accepted Answer

Yes, this property includes a 1-car garage. Total parking capacity: 1 vehicles.

Question 6

Is there an HOA for 220 590, Layton?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 220 590, Layton?

Accepted Answer

Annual property taxes for this property are approximately $1,950 (about $163/month). This represents an effective tax rate of approximately 0.48% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 220 590, Layton?

Accepted Answer

Interior features include: Alarm: Fire, Disposal, Range/Oven: Free Stdng.. Exterior features include: Double Pane Windows.    View: Mountain(s).

Question 9

Is 220 590, Layton a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Market)" with a deal score of 37/100. Key deal signals: Priced 32% below market median (per-type); 5.0% gross rental yield.  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

Has the price been reduced on 220 590, Layton?

Accepted Answer

Yes, the price has been reduced by 2.4% from the original list price of $420,000 to the current price of $410,000 — a reduction of $10,000. Price reductions can indicate seller motivation or market adjustment.

Question 11

What would the monthly mortgage payment be for 220 590, Layton?

Accepted Answer

At the current 30-year mortgage rate of 6.38% with 20% down, the estimated monthly principal and interest payment is $2,047. Including estimated taxes, the total monthly cost is approximately $2,210. A 15-year mortgage at 5.75% would be $2,724/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 220 590, Layton been on the market?

Accepted Answer

This property has been listed for 11 days. The average days on market in Layton is 68 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 220 590, Layton a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $20,298 with a gross rental yield of 5.0%. Net rental yield (after estimated expenses): 3.2%.  Estimated debt service coverage ratio (DSCR): 0.62. Investor score: 52/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 220 590, Layton?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,691 ($20,292/year). The gross rent multiplier is 20.2x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 220 590, Layton offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: Fixer-Upper. The primary lifestyle niche is "fixer_upper." These tags are derived from MLS data, property features, and location analysis.

Question 16

Is 220 590, Layton a fixer-upper?

Accepted Answer

This property has been identified as a fixer-upper opportunity, meaning it may need renovation or updates but is priced accordingly.  Get a thorough home inspection and renovation estimates before making an offer. An FHA 203(k) or Fannie Mae HomeStyle renovation loan may be applicable.

Question 17

What schools serve 220 590, Layton?

Accepted Answer

Assigned schools: Elementary: Crestview; Middle: Central Davis; High: Layton.   School district: Davis.

Question 18

How does this listing compare to the Layton market?

Accepted Answer

220 590, Layton is listed at $410,000, which is below the Layton median of $498,900 by $88,900. There are currently 153 active listings in Layton. Homes in Layton sell in an average of 68 days. The average sale-to-list ratio is 99.1%.

Question 19

What is the Layton neighborhood like?

Accepted Answer

Growing Davis County city. Family-friendly, good schools, affordable than northern suburbs, shopping, easy I-15 access. Layton is known for: family-friendly, growing, good-schools, affordable. Population: approximately 93,000. Explore the full Layton market data and community guide on Propaired.

Question 20

How does this price compare to the Utah state average?

Accepted Answer

At $410,000, this property is below the Utah state median of $510,000 by $100,000. Layton prices are 2% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 21

What is the Propaired intelligence score for 220 590, Layton?

Accepted Answer

This property has a Propaired intelligence score of 23/100, combining deal value (37), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 22

What heating and cooling systems does 220 590, Layton have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 23

What type of roof does 220 590, Layton have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 56-year-old home, reviewing recent roof inspections is recommended.

Question 24

Does 220 590, Layton have a basement?

Accepted Answer

Yes, the basement is described as: Full,Walk-Out Access. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 25

What is 220 590, Layton constructed from?

Accepted Answer

Construction materials include: Brick,Cement Siding. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 26

What type of flooring does 220 590, Layton have?

Accepted Answer

Flooring types include: Carpet,Laminate.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 27

What are the water and sewer connections for 220 590, Layton?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 28

What is the commute like from 220 590, Layton?

Accepted Answer

220 590, Layton is located in Layton, in the Wasatch Front region of Utah. With a population of approximately 93,000, Layton has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 29

What is the Layton community like?

Accepted Answer

Layton is known for: family-friendly, growing, good-schools, affordable, shopping. The city has approximately 93,000 residents. The median home price in Layton is $420,000. Explore the full Layton community profile on Propaired for detailed neighborhood insights.

Question 30

Is Layton a safe and family-friendly area?

Accepted Answer

Layton is characterized as: family-friendly. With a population of about 93,000, Layton offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 31

What would homeowner's insurance cost for 220 590, Layton?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $410,000, expect approximately $1,230-$2,050/year ($103-$171/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 32

What are the estimated closing costs for 220 590, Layton?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $410,000, expect approximately $8,200-$20,500 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 33

How does the property tax compare to the list price at 220 590, Layton?

Accepted Answer

The annual property tax of $1,950 represents an effective rate of 0.48% relative to the list price of $410,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 34

What are the total estimated monthly costs for 220 590, Layton?

Accepted Answer

Estimated total monthly housing cost: $2,347. This includes principal & interest ($2,047 at 6.38% with 20% down), property tax ($163/mo), and estimated insurance (~$137/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 35

Is 220 590, Layton eligible for FHA or VA financing?

Accepted Answer

At $410,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.  FHA 203(k) renovation loans may be an option for this property.  Consult a mortgage lender for personalized eligibility.

Question 36

What is the estimated cap rate for 220 590, Layton?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 3.2%, based on estimated annual rent of $20,298 and a purchase price of $410,000. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 37

Is Layton a good rental market?

Accepted Answer

Estimated monthly rent in Layton is approximately $1,617. Homes in Layton sell in an average of 68 days, indicating moderate demand in this market. There are 153 active listings currently. Gross rental yield in this area: 5.0%. Utah's steady population growth continues to drive rental demand.

Question 38

Could 220 590, Layton be a 1031 exchange property?

Accepted Answer

Yes, 220 590, Layton could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 39

Is the Layton neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.3% over the past year. The current Zillow Home Value Index for this area is $517,482. This listing is priced at 79% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 40

What is the price trend in Layton?

Accepted Answer

Layton's median price has decreased 9.1% month-over-month. Current median: $498,900. Days on market have increased by 10.9% month-over-month. Homes are selling at 99.1% of list price on average. Monitor these trends to time your offer strategically.

Question 41

What school district is 220 590, Layton in?

Accepted Answer

This property is in the Davis school district. Assigned elementary: Crestview. Assigned middle: Central Davis. Assigned high: Layton. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 42

Is 220 590, Layton move-in ready?

Accepted Answer

This property has been identified as a fixer-upper and likely requires renovation before occupying.

Question 43

What updates might 220 590, Layton need?

Accepted Answer

At 56 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 44

Does 220 590, Layton come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 45

What is the lot like at 220 590, Layton?

Accepted Answer

The lot is 0.19 acres. Lot features: Cul-De-Sac,Fenced: Full,View: Mountain. Terrain: Cul-de-Sac, Fenced: Full, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 46

What utilities are available at 220 590, Layton?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 47

Does 220 590, Layton have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

220 590, Layton, UT 84041

220 W 590 N, Layton, UT 84041

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