Question 1

What is the asking price for 975 GARNET, Layton?

Accepted Answer

975 GARNET, Layton is listed at $399,900 ($254/sqft). The original list price was $430,000, representing a reduction of $30,100. Current status: Pending.

Question 2

How many bedrooms and bathrooms does 975 GARNET, Layton have?

Accepted Answer

This Residential features 3 bedrooms, 2 bathrooms, 1,575 square feet of living space. It is a 3-story home. The lot is 0.19 acres.

Question 3

When was 975 GARNET, Layton built?

Accepted Answer

This property was built in 1962, making it 64 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 975 GARNET, Layton?

Accepted Answer

975 GARNET, Layton is a Residential (Single Family Residence). The architectural style is Tri/Multi-Level. It is located in the DIAMOND HILLS subdivision. Zoning: Single-Family.

Question 5

Does 975 GARNET, Layton have a garage or parking?

Accepted Answer

Yes, this property includes a 1-car garage and 6 open parking spaces. Total parking capacity: 7 vehicles.

Question 6

Is there an HOA for 975 GARNET, Layton?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 975 GARNET, Layton?

Accepted Answer

Annual property taxes for this property are approximately $1,908 (about $159/month). This represents an effective tax rate of approximately 0.48% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 975 GARNET, Layton?

Accepted Answer

Interior features include: Disposal, Range/Oven: Free Stdng.. Exterior features include: Double Pane Windows, Out Buildings, Patio: Covered, Porch: Open, Sliding Glass Doors. The home has 1 fireplace.   View: Mountain(s).

Question 9

Is 975 GARNET, Layton a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Exceptional Deal" with a deal score of 66/100. Key deal signals: Priced 17% below similar homes; Priced 30% below market median (per-type); 7% price reduction from original list. The price is 17% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Layton?

Accepted Answer

The median price for similar properties in the area is $480,000 (based on 10 homes). At $399,900, this listing is 17% below the median for comparable homes. It ranks #Below Similar among similar listings by value.

Question 11

Has the price been reduced on 975 GARNET, Layton?

Accepted Answer

Yes, the price has been reduced by 7.0% from the original list price of $430,000 to the current price of $399,900 — a reduction of $30,100. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 975 GARNET, Layton?

Accepted Answer

At the current 30-year mortgage rate of 6.38% with 20% down, the estimated monthly principal and interest payment is $1,997. Including estimated taxes, the total monthly cost is approximately $2,156. A 15-year mortgage at 5.75% would be $2,657/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 975 GARNET, Layton been on the market?

Accepted Answer

This property has been listed for 127 days. The average days on market in Layton is 68 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 14

Is 975 GARNET, Layton a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $17,687 with a gross rental yield of 4.4%. Net rental yield (after estimated expenses): 2.9%.  Estimated debt service coverage ratio (DSCR): 0.55. Investor score: 49/100. These are estimates based on area comparables.

Question 15

What is the estimated rental income for 975 GARNET, Layton?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $1,474 ($17,688/year). The gross rent multiplier is 22.6x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 975 GARNET, Layton offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: Scenic Views. The primary lifestyle niche is "scenic_views." These tags are derived from MLS data, property features, and location analysis.

Question 17

What recreation is near 975 GARNET, Layton?

Accepted Answer

This property has a recreation score of 61/100. Nearby recreation includes: Kays Creek trailhead (2.5 mi); Park park (0.5 mi); Valley View Golf Course (2.2 mi); Antelope Island State Park (14.1 mi). Skiing: Snowbasin Resort (9.4 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 18

Are there hiking trails near 975 GARNET, Layton?

Accepted Answer

Yes, the nearest trailhead is Kays Creek, just 2.5 miles from the property. Antelope Island State Park is 14.1 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 19

What amenities and services are near 975 GARNET, Layton?

Accepted Answer

This property has an amenity proximity score of 97/100. Nearby services include: Grocery: Ream's Food Stores (0.7 mi); Hospital: Mountain West Veterinary Specialists (0.7 mi); Pharmacy: Fresh Market Pharmacy (0.8 mi); Dining: La Puente (0.4 mi). Gas station: 0.8 miles. Gym: Layton Surf and Swim (0.5 mi).

Question 20

How far is the nearest hospital from 975 GARNET, Layton?

Accepted Answer

The nearest hospital is Mountain West Veterinary Specialists, approximately 0.7 miles from the property. The nearest fire station is 0.9 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 21

What schools serve 975 GARNET, Layton?

Accepted Answer

Assigned schools: Elementary: Crestview; Middle: Central Davis; High: Layton.   School district: Davis.

Question 22

Is 975 GARNET, Layton in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 23

How does this listing compare to the Layton market?

Accepted Answer

975 GARNET, Layton is listed at $399,900, which is below the Layton median of $498,900 by $99,000. There are currently 153 active listings in Layton. Homes in Layton sell in an average of 68 days. The average sale-to-list ratio is 99.1%.

Question 24

What is the Layton neighborhood like?

Accepted Answer

Growing Davis County city. Family-friendly, good schools, affordable than northern suburbs, shopping, easy I-15 access. Layton is known for: family-friendly, growing, good-schools, affordable. Population: approximately 93,000. Explore the full Layton market data and community guide on Propaired.

Question 25

How does this price compare to the Utah state average?

Accepted Answer

At $399,900, this property is below the Utah state median of $510,000 by $110,100. Layton prices are 2% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 26

What is the Propaired intelligence score for 975 GARNET, Layton?

Accepted Answer

This property has a Propaired intelligence score of 57/100, combining deal value (66), recreation access (61), amenity proximity (97), broadband quality (N/A), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 27

What heating and cooling systems does 975 GARNET, Layton have?

Accepted Answer

Heating: Forced Air. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 28

What type of roof does 975 GARNET, Layton have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 64-year-old home, reviewing recent roof inspections is recommended.

Question 29

Does 975 GARNET, Layton have a basement?

Accepted Answer

Yes, the basement is described as: Partial. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 30

What is 975 GARNET, Layton constructed from?

Accepted Answer

Construction materials include: Brick,Clapboard/Masonite. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 31

What type of flooring does 975 GARNET, Layton have?

Accepted Answer

Flooring types include: Carpet,Laminate,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 32

What are the water and sewer connections for 975 GARNET, Layton?

Accepted Answer

Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 33

What is the commute like from 975 GARNET, Layton?

Accepted Answer

975 GARNET, Layton is located in Layton, in the Wasatch Front region of Utah. With a population of approximately 93,000, Layton has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 34

What shopping and dining is near 975 GARNET, Layton?

Accepted Answer

The nearest restaurant is La Puente (0.4 miles away) and the nearest grocery store is Ream's Food Stores (0.7 miles). Coffee: Dutch Bros. Coffee (0.7 mi). Banking: Goldenwest Credit Union (0.5 mi). Overall amenity proximity score: 97/100.

Question 35

What is the Layton community like?

Accepted Answer

Layton is known for: family-friendly, growing, good-schools, affordable, shopping. The city has approximately 93,000 residents. The median home price in Layton is $420,000. Explore the full Layton community profile on Propaired for detailed neighborhood insights.

Question 36

Is Layton a safe and family-friendly area?

Accepted Answer

Layton is characterized as: family-friendly. With a population of about 93,000, Layton offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 37

What would homeowner's insurance cost for 975 GARNET, Layton?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $399,900, expect approximately $1,200-$2,000/year ($100-$167/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 38

What are the estimated closing costs for 975 GARNET, Layton?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $399,900, expect approximately $7,998-$19,995 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 39

How does the property tax compare to the list price at 975 GARNET, Layton?

Accepted Answer

The annual property tax of $1,908 represents an effective rate of 0.48% relative to the list price of $399,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 40

What are the total estimated monthly costs for 975 GARNET, Layton?

Accepted Answer

Estimated total monthly housing cost: $2,289. This includes principal & interest ($1,997 at 6.38% with 20% down), property tax ($159/mo), and estimated insurance (~$133/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 41

Is 975 GARNET, Layton eligible for FHA or VA financing?

Accepted Answer

At $399,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 42

What is the estimated cap rate for 975 GARNET, Layton?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 2.9%, based on estimated annual rent of $17,687 and a purchase price of $399,900. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 43

Is Layton a good rental market?

Accepted Answer

Estimated monthly rent in Layton is approximately $1,617. Homes in Layton sell in an average of 68 days, indicating moderate demand in this market. There are 153 active listings currently. Gross rental yield in this area: 4.4%. Utah's steady population growth continues to drive rental demand.

Question 44

Could 975 GARNET, Layton be a 1031 exchange property?

Accepted Answer

Yes, 975 GARNET, Layton could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 45

How does 975 GARNET, Layton compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $480,000. This listing is 17% below the comparable median. It ranks Below Similar among similar listings by value. The median for this property type specifically is $574,850. Comparable analysis is based on similar size, age, and location.

Question 46

Is the Layton neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.4% over the past year. The current Zillow Home Value Index for this area is $517,482. This listing is priced at 77% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 47

What is the price trend in Layton?

Accepted Answer

Layton's median price has decreased 9.1% month-over-month. Current median: $498,900. Days on market have increased by 10.9% month-over-month. Homes are selling at 99.1% of list price on average. Monitor these trends to time your offer strategically.

Question 48

Is 975 GARNET, Layton overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Exceptional Deal." At 17% below comparable homes, this property appears competitively priced. Deal score: 66/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 49

What school district is 975 GARNET, Layton in?

Accepted Answer

This property is in the Davis school district. Assigned elementary: Crestview. Assigned middle: Central Davis. Assigned high: Layton. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 50

What parks are near 975 GARNET, Layton?

Accepted Answer

The nearest local park is Park (0.5 miles away). The nearest state park is Antelope Island State Park (14.1 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 51

Is there a golf course near 975 GARNET, Layton?

Accepted Answer

The nearest golf course is Valley View Golf Course, 2.2 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 52

What water activities are near 975 GARNET, Layton?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (14.4 mi); boat ramp at Ogden Bay WMA small boat (14.2 mi); fishing at Ogden River (10.7 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 53

Is 975 GARNET, Layton move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 54

What updates might 975 GARNET, Layton need?

Accepted Answer

At 64 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Forced Air. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 55

Does 975 GARNET, Layton come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 56

What is the lot like at 975 GARNET, Layton?

Accepted Answer

The lot is 0.19 acres. Lot features: Fenced: Full,Secluded,Sprinkler: Auto-Full,View: Mountain. Terrain: Fenced: Full, Secluded Yard, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 57

What utilities are available at 975 GARNET, Layton?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected.  Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 58

Is there EV charging near 975 GARNET, Layton?

Accepted Answer

The nearest EV charging station is Electric Vehicle Charging Station, approximately 0.9 miles from the property. With a 1-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

975 GARNET, Layton, UT 84041

975 N GARNET ST, Layton, UT 84041

About This Property

Features & Amenities

Property Info

Financial

Structure & Systems

Parking

Schools

Property Intelligence

Recreation & Amenities

All Property Details

Layton Market Context

Crime & Safety

Location

Similar Homes

$465,000

$425,000

$412,000

$405,000

$370,000

Find Your Dream Home

Frequently Asked Questions

Discover