Question 1

What is the asking price for 40 450, Gunnison?

Accepted Answer

40 450, Gunnison is listed at $550,000 ($116/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 40 450, Gunnison have?

Accepted Answer

This Residential features 3 bedrooms, 2 bathrooms, 4,740 square feet of living space. It is a 2-story home. The lot is 0.32 acres.

Question 3

When was 40 450, Gunnison built?

Accepted Answer

This property was built in 2023, making it 3 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 40 450, Gunnison?

Accepted Answer

40 450, Gunnison is a Residential (Single Family Residence). The architectural style is Rambler/Ranch.  Zoning: Single-Family.

Question 5

Does 40 450, Gunnison have a garage or parking?

Accepted Answer

Yes, this property includes a 3-car garage. Total parking capacity: 3 vehicles.

Question 6

Is there an HOA for 40 450, Gunnison?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 40 450, Gunnison?

Accepted Answer

Annual property taxes for this property are approximately $3,156 (about $263/month). This represents an effective tax rate of approximately 0.57% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 40 450, Gunnison?

Accepted Answer

Interior features include: Bath: Sep. Tub/Shower, Closet: Walk-In, Great Room, Range/Oven: Free Stdng., Instantaneous Hot Water. Exterior features include: Basement Entrance, Patio: Open. The home has 1 fireplace.

Question 9

Is 40 450, Gunnison a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 10/100.  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

What would the monthly mortgage payment be for 40 450, Gunnison?

Accepted Answer

At the current 30-year mortgage rate of 6.43% with 20% down, the estimated monthly principal and interest payment is $2,761. Including estimated taxes, the total monthly cost is approximately $3,024. A 15-year mortgage at 5.79% would be $3,663/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 11

How long has 40 450, Gunnison been on the market?

Accepted Answer

This property has been listed for 38 days. The average days on market in Gunnison is 86 days, meaning this listing is moving faster than the local average.

Question 12

What lifestyle features does 40 450, Gunnison offer?

Accepted Answer

Propaired's AI has identified 4 lifestyle features for this property: Pool, ADU/Multigenerational, Historic/Character, Master-Planned Community. The primary lifestyle niche is "historic_character." These tags are derived from MLS data, property features, and location analysis.

Question 13

Does 40 450, Gunnison have a pool?

Accepted Answer

Yes, this property includes a private pool.  Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 14

What schools serve 40 450, Gunnison?

Accepted Answer

Assigned schools: Elementary: Gunnison Valley; Middle: Gunnison Valley; High: Gunnison Valley.   School district: South Sanpete.

Question 15

What high school is near 40 450, Gunnison?

Accepted Answer

The nearest high school is Gunnison Valley. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 16

What elementary school is near 40 450, Gunnison?

Accepted Answer

The nearest elementary school is Gunnison Valley. Propaired provides full school ratings and comparison data for all schools in this area.

Question 17

What middle school is near 40 450, Gunnison?

Accepted Answer

The nearest middle school is Gunnison Valley.

Question 18

Is 40 450, Gunnison in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 19

How does this listing compare to the Gunnison market?

Accepted Answer

40 450, Gunnison is listed at $550,000, which is above the Gunnison median of $350,000 by $200,000. There are currently 9 active listings in Gunnison. Homes in Gunnison sell in an average of 86 days. The average sale-to-list ratio is 98.3%.

Question 20

What is the Gunnison real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Gunnison is $350,000. There are currently 9 active listings. Homes sell in an average of 86 days. The average sale-to-list ratio is 98.3%. This listing at $550,000 is above the Gunnison 2026 median.

Question 21

Are there other homes for sale in Gunnison?

Accepted Answer

Yes — there are currently 9 active listings in Gunnison. Browse all Gunnison homes for sale at propaired.ai/listings/ut/gunnison. Prices range around a median of $350,000. Homes in Gunnison are selling in about 86 days on average.

Question 22

How does this price compare to the Utah state average?

Accepted Answer

At $550,000, this property is above the Utah state median of $525,000 by $25,000. Gunnison prices are 33% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 23

What is the Propaired intelligence score for 40 450, Gunnison?

Accepted Answer

This property has a Propaired intelligence score of 24/100, combining deal value (10), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (4 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 24

What heating and cooling systems does 40 450, Gunnison have?

Accepted Answer

Heating: Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 25

What type of roof does 40 450, Gunnison have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 3-year-old home, reviewing recent roof inspections is recommended.

Question 26

Does 40 450, Gunnison have a basement?

Accepted Answer

Yes, the basement is described as: Entrance,Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 27

What is 40 450, Gunnison constructed from?

Accepted Answer

Construction materials include: Asphalt,Stone,Cement Siding. Stone construction provides exceptional durability and a premium aesthetic.

Question 28

What type of flooring does 40 450, Gunnison have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 29

What are the water and sewer connections for 40 450, Gunnison?

Accepted Answer

Water source: Culinary,Irrigation,Irrigation: Pressure,Rights: Owned. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 30

What would homeowner's insurance cost for 40 450, Gunnison?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $550,000, expect approximately $1,650-$2,750/year ($138-$229/month).   Get multiple quotes — rates vary significantly by insurer.

Question 31

What are the estimated closing costs for 40 450, Gunnison?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $550,000, expect approximately $11,000-$27,500 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 32

How does the property tax compare to the list price at 40 450, Gunnison?

Accepted Answer

The annual property tax of $3,156 represents an effective rate of 0.57% relative to the list price of $550,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 33

What are the total estimated monthly costs for 40 450, Gunnison?

Accepted Answer

Estimated total monthly housing cost: $3,207. This includes principal & interest ($2,761 at 6.43% with 20% down), property tax ($263/mo), and estimated insurance (~$183/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 34

Is 40 450, Gunnison eligible for FHA or VA financing?

Accepted Answer

At $550,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 35

Could 40 450, Gunnison be a 1031 exchange property?

Accepted Answer

Yes, 40 450, Gunnison could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 36

What is the price trend in Gunnison?

Accepted Answer

Gunnison's median price has increased 6.8% month-over-month. Current median: $350,000. Days on market have decreased by 0.0% month-over-month. Homes are selling at 98.3% of list price on average. Monitor these trends to time your offer strategically.

Question 37

What school district is 40 450, Gunnison in?

Accepted Answer

This property is in the South Sanpete school district. Assigned elementary: Gunnison Valley. Assigned middle: Gunnison Valley. Assigned high: Gunnison Valley. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 38

Is 40 450, Gunnison move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 39

Does 40 450, Gunnison come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 40

What is the lot like at 40 450, Gunnison?

Accepted Answer

The lot is 0.32 acres. Lot features: Curb & Gutter,Terrain: Grad Slope. Terrain: Curb & Gutter, Terrain: Grad Slope.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 41

What utilities are available at 40 450, Gunnison?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary,Irrigation,Irrigation: Pressure,Rights: Owned. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 42

Does 40 450, Gunnison have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 43

Is 40 450, Gunnison a historic or character home?

Accepted Answer

This property has been identified as a historic or character home, meaning it features distinctive architectural details, craftsmanship, or historical significance. Built in 2023, it represents mid-century design elements. Architectural style: Rambler/Ranch. Historic homes may qualify for preservation tax credits. Consider potential limitations on exterior modifications if in a historic district.

40 450, Gunnison, UT 84634

40 N 450 W, Gunnison, UT 84634

About This Property

Features & Amenities

Property Info

Financial

Structure & Systems

Parking

Property Intelligence

Lifestyle

Flood Zone

Deal Analysis

All Property Details

Property Info

Bedrooms & Baths

Financial

Structure

Lot & Land

Parking

Amenities

Utilities

Schools

Timeline

Gunnison Market Context

Find Your Dream Home

Frequently Asked Questions

Discover