Question 1

What is the asking price for 3431 PANORAMA, Garden City?

Accepted Answer

3431 PANORAMA, Garden City is listed at $729,000 ($294/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 3431 PANORAMA, Garden City have?

Accepted Answer

This Residential features 4 bedrooms, 4 bathrooms, 2,480 square feet of living space. It is a 3-story home. The lot is 1.06 acres.

Question 3

When was 3431 PANORAMA, Garden City built?

Accepted Answer

This property was built in 2004, making it 22 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 3431 PANORAMA, Garden City?

Accepted Answer

3431 PANORAMA, Garden City is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the SWEETWATER PARK SUB subdivision. Zoning: Single-Family.

Question 5

Does 3431 PANORAMA, Garden City have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 8 open parking spaces. Total parking capacity: 10 vehicles.

Question 6

Is there an HOA for 3431 PANORAMA, Garden City?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $500 annually. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 3431 PANORAMA, Garden City?

Accepted Answer

Annual property taxes for this property are approximately $3,234 (about $270/month). This represents an effective tax rate of approximately 0.44% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 3431 PANORAMA, Garden City?

Accepted Answer

Interior features include: Bath: Primary, French Doors, Great Room, Range: Gas, Range/Oven: Free Stdng.. Exterior features include: Balcony, Deck; Covered, Double Pane Windows, Out Buildings, Porch: Open. The home has 1 fireplace.  Spa/hot tub included. View: Mountain(s),Valley.

Question 9

Is 3431 PANORAMA, Garden City a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Similar)" with a deal score of 75/100. Key deal signals: Priced 15% below similar homes; 3.9% year-over-year market appreciation. The price is 15% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Garden City?

Accepted Answer

The median price for similar properties in the area is $857,450 (based on 6 homes). At $729,000, this listing is 15% below the median for comparable homes. It ranks #Below Similar among similar listings by value.

Question 11

What would the monthly mortgage payment be for 3431 PANORAMA, Garden City?

Accepted Answer

At the current 30-year mortgage rate of 6.36% with 20% down, the estimated monthly principal and interest payment is $3,633. Including estimated taxes and HOA fees, the total monthly cost is approximately $4,403. A 15-year mortgage at 5.71% would be $4,830/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 3431 PANORAMA, Garden City been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Garden City is 150 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

What lifestyle features does 3431 PANORAMA, Garden City offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: OHV/ATV Trails, Scenic Views, Hot Tub/Spa. The primary lifestyle niche is "ohv_atv_trails." These tags are derived from MLS data, property features, and location analysis.

Question 14

What schools serve 3431 PANORAMA, Garden City?

Accepted Answer

Assigned schools: Elementary: South Rich; Middle: Rich; High: Rich.   School district: Rich.

Question 15

What high school is near 3431 PANORAMA, Garden City?

Accepted Answer

The nearest high school is Rich. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 16

What elementary school is near 3431 PANORAMA, Garden City?

Accepted Answer

The nearest elementary school is South Rich. Propaired provides full school ratings and comparison data for all schools in this area.

Question 17

What middle school is near 3431 PANORAMA, Garden City?

Accepted Answer

The nearest middle school is Rich.

Question 18

Is 3431 PANORAMA, Garden City in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 19

How does this listing compare to the Garden City market?

Accepted Answer

3431 PANORAMA, Garden City is listed at $729,000, which is above the Garden City median of $670,000 by $59,000. There are currently 168 active listings in Garden City. Homes in Garden City sell in an average of 150 days. The average sale-to-list ratio is 97.1%.

Question 20

What is the Garden City real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Garden City is $670,000. There are currently 168 active listings. Homes sell in an average of 150 days. The average sale-to-list ratio is 97.1%. This listing at $729,000 is above the Garden City 2026 median.

Question 21

Are there other homes for sale in Garden City?

Accepted Answer

Yes — there are currently 168 active listings in Garden City. Browse all Garden City homes for sale at propaired.ai/listings/ut/garden-city. Prices range around a median of $670,000. Homes in Garden City are selling in about 150 days on average.

Question 22

How does this price compare to the Utah state average?

Accepted Answer

At $729,000, this property is above the Utah state median of $517,990 by $211,010. Garden City prices are 29% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 23

What is the Propaired intelligence score for 3431 PANORAMA, Garden City?

Accepted Answer

This property has a Propaired intelligence score of 46/100, combining deal value (75), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (3 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 24

What heating and cooling systems does 3431 PANORAMA, Garden City have?

Accepted Answer

Heating: Forced Air,Propane,Wall Furnace,Wood. Cooling: Natural Ventilation. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 25

What type of roof does 3431 PANORAMA, Garden City have?

Accepted Answer

The roof material is Metal,Pitched. Metal roofs are highly durable and can last 40-70 years with minimal maintenance. With a 22-year-old home, reviewing recent roof inspections is recommended.

Question 26

Does 3431 PANORAMA, Garden City have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 27

What is 3431 PANORAMA, Garden City constructed from?

Accepted Answer

Construction materials include: Frame,Cement Siding,Other. Frame/wood construction is the most common residential building method and allows for flexible floor plans.

Question 28

What type of flooring does 3431 PANORAMA, Garden City have?

Accepted Answer

Flooring types include: Hardwood,Laminate,Slate. Hardwood floors are a premium feature that adds lasting value and can be refinished multiple times.

Question 29

What are the water and sewer connections for 3431 PANORAMA, Garden City?

Accepted Answer

Water source: Culinary. Sewer: Septic Tank.  Septic systems require regular pumping (every 3-5 years) and inspection. Budget approximately $300-$500 for routine maintenance. Water is a critical consideration in Utah's arid climate.

Question 30

What would homeowner's insurance cost for 3431 PANORAMA, Garden City?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $729,000, expect approximately $2,187-$3,645/year ($182-$304/month).   Get multiple quotes — rates vary significantly by insurer.

Question 31

What are the estimated closing costs for 3431 PANORAMA, Garden City?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $729,000, expect approximately $14,580-$36,450 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 32

How does the property tax compare to the list price at 3431 PANORAMA, Garden City?

Accepted Answer

The annual property tax of $3,234 represents an effective rate of 0.44% relative to the list price of $729,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 33

What are the total estimated monthly costs for 3431 PANORAMA, Garden City?

Accepted Answer

Estimated total monthly housing cost: $4,646. This includes principal & interest ($3,633 at 6.36% with 20% down), property tax ($270/mo), HOA ($500/mo), and estimated insurance (~$243/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 34

Is 3431 PANORAMA, Garden City eligible for FHA or VA financing?

Accepted Answer

At $729,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 35

Could 3431 PANORAMA, Garden City be a 1031 exchange property?

Accepted Answer

Yes, 3431 PANORAMA, Garden City could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 36

How does 3431 PANORAMA, Garden City compare to recently sold homes nearby?

Accepted Answer

Based on 6 comparable properties, the median sold price in this area is $857,450. This listing is 15% below the comparable median. It ranks Below Similar among similar listings by value. The median for this property type specifically is $779,900. Comparable analysis is based on similar size, age, and location.

Question 37

Is the Garden City neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 3.9% over the past year. The current Zillow Home Value Index for this area is $374,421. This listing is priced at 195% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 38

What is the price trend in Garden City?

Accepted Answer

Garden City's median price has decreased 4.2% month-over-month. Current median: $670,000. Days on market have increased by 50.4% month-over-month. Homes are selling at 97.1% of list price on average. Monitor these trends to time your offer strategically.

Question 39

Is 3431 PANORAMA, Garden City overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Similar)." At 15% below comparable homes, this property appears competitively priced. Deal score: 75/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 40

What school district is 3431 PANORAMA, Garden City in?

Accepted Answer

This property is in the Rich school district. Assigned elementary: South Rich. Assigned middle: Rich. Assigned high: Rich. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 41

Is 3431 PANORAMA, Garden City move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 42

What updates might 3431 PANORAMA, Garden City need?

Accepted Answer

At 22 years old, common updates to consider include: HVAC system update. Current roof: Metal,Pitched. Current heating: Forced Air,Propane,Wall Furnace,Wood. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 43

Does 3431 PANORAMA, Garden City come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 44

What is the lot like at 3431 PANORAMA, Garden City?

Accepted Answer

The lot is 1.06 acres. Lot features: Road: Unpaved,Terrain: Grad Slope,View: Mountain,View: Valley,Wooded,View: Water. Terrain: Road: Unpaved, Terrain, Flat, Terrain: Grad Slope, View: Mountain, View: Valley, Wooded, View: Water. Views: Mountain(s),Valley.  Lot characteristics affect usability, privacy, and future improvement potential.

Question 45

What utilities are available at 3431 PANORAMA, Garden City?

Accepted Answer

Available utilities include: Electricity Connected,Sewer: Septic Tank,Water Connected. Water source: Culinary. Sewer: Septic Tank. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

3431 PANORAMA, Garden City, UT 84028

3431 S PANORAMA DR, Garden City, UT 84028

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