Question 1

What is the asking price for 109 ROCK LOFT RIDGE, Fruit Heights?

Accepted Answer

109 ROCK LOFT RIDGE, Fruit Heights is listed at $475,000.  This listing is currently active and available for showings.

Question 2

What type of property is 109 ROCK LOFT RIDGE, Fruit Heights?

Accepted Answer

109 ROCK LOFT RIDGE, Fruit Heights is a Land (Residential).  It is located in the ROCK LOFT RIDGE ESTATES subdivision. Zoning: Single-Family.

Question 3

Is there an HOA for 109 ROCK LOFT RIDGE, Fruit Heights?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $500 annually. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 4

What are the property taxes for 109 ROCK LOFT RIDGE, Fruit Heights?

Accepted Answer

Annual property taxes for this property are approximately $4,500 (about $375/month). This represents an effective tax rate of approximately 0.95% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 5

How long has 109 ROCK LOFT RIDGE, Fruit Heights been on the market?

Accepted Answer

This property has been listed for 334 days. The average days on market in Fruit Heights is 34 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 6

What schools serve 109 ROCK LOFT RIDGE, Fruit Heights?

Accepted Answer

Assigned schools: Elementary: Morgan; Middle: Fairfield; High: Davis.   School district: Davis.

Question 7

What high school is near 109 ROCK LOFT RIDGE, Fruit Heights?

Accepted Answer

The nearest high school is Davis. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 8

What elementary school is near 109 ROCK LOFT RIDGE, Fruit Heights?

Accepted Answer

The nearest elementary school is Morgan. Propaired provides full school ratings and comparison data for all schools in this area.

Question 9

What middle school is near 109 ROCK LOFT RIDGE, Fruit Heights?

Accepted Answer

The nearest middle school is Fairfield.

Question 10

How does this listing compare to the Fruit Heights market?

Accepted Answer

109 ROCK LOFT RIDGE, Fruit Heights is listed at $475,000, which is below the Fruit Heights median of $755,500 by $280,500. There are currently 20 active listings in Fruit Heights. Homes in Fruit Heights sell in an average of 34 days. The average sale-to-list ratio is 99.2%.

Question 11

What is the Fruit Heights real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Fruit Heights is $755,500. There are currently 20 active listings. Homes sell in an average of 34 days. The average sale-to-list ratio is 99.2%. This listing at $475,000 is below the Fruit Heights 2026 median.

Question 12

Are there other homes for sale in Fruit Heights?

Accepted Answer

Yes — there are currently 20 active listings in Fruit Heights. Browse all Fruit Heights homes for sale at propaired.ai/listings/ut/fruit-heights. Prices range around a median of $755,500. Homes in Fruit Heights are selling in about 34 days on average.

Question 13

How does this price compare to the Utah state average?

Accepted Answer

At $475,000, this property is below the Utah state median of $525,000 by $50,000. Fruit Heights prices are 44% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 14

What are the water and sewer connections for 109 ROCK LOFT RIDGE, Fruit Heights?

Accepted Answer

Sewer: Sewer: Available,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 15

What would homeowner's insurance cost for 109 ROCK LOFT RIDGE, Fruit Heights?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $475,000, expect approximately $1,425-$2,375/year ($119-$198/month).   Get multiple quotes — rates vary significantly by insurer.

Question 16

What are the estimated closing costs for 109 ROCK LOFT RIDGE, Fruit Heights?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $475,000, expect approximately $9,500-$23,750 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 17

How does the property tax compare to the list price at 109 ROCK LOFT RIDGE, Fruit Heights?

Accepted Answer

The annual property tax of $4,500 represents an effective rate of 0.95% relative to the list price of $475,000. This is above the Utah average of approximately 0.58%. Taxes may adjust after a sale based on the county's reassessment. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 18

Is 109 ROCK LOFT RIDGE, Fruit Heights eligible for FHA or VA financing?

Accepted Answer

At $475,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 19

Could 109 ROCK LOFT RIDGE, Fruit Heights be a 1031 exchange property?

Accepted Answer

Yes, 109 ROCK LOFT RIDGE, Fruit Heights could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 20

What is the price trend in Fruit Heights?

Accepted Answer

Fruit Heights's median price has decreased 31.4% month-over-month. Current median: $755,500. Days on market have increased by 24.1% month-over-month. Homes are selling at 99.2% of list price on average. Monitor these trends to time your offer strategically.

Question 21

What school district is 109 ROCK LOFT RIDGE, Fruit Heights in?

Accepted Answer

This property is in the Davis school district. Assigned elementary: Morgan. Assigned middle: Fairfield. Assigned high: Davis. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 22

Is 109 ROCK LOFT RIDGE, Fruit Heights move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 23

Does 109 ROCK LOFT RIDGE, Fruit Heights come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 24

What is the lot like at 109 ROCK LOFT RIDGE, Fruit Heights?

Accepted Answer

The lot is 0.52 acres. Lot features: Curb & Gutter,Sidewalks,Terrain: Grad Slope,View: Lake,View: Mountain,View: Valley,Wooded. Terrain: Terrain: Grad Slope. Views: Valley,Trees/Woods.  Lot characteristics affect usability, privacy, and future improvement potential.

Question 25

What utilities are available at 109 ROCK LOFT RIDGE, Fruit Heights?

Accepted Answer

Available utilities include: Electricity Available,Sewer Available,Sewer: Public,Gas: Stubbed,Power: Stubbed,Sewer: Stubbed.  Sewer: Sewer: Available,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

109 ROCK LOFT RIDGE, Fruit Heights, UT 84037

109 S ROCK LOFT RIDGE DR, Fruit Heights, UT 84037

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