862 HILLTOP, Francis, UT 84036
3BD/—BA Residential in Francis, UT 84036. 2,414 sqft. Built 2021. Listed at $975,000. MLS #2160089.
3BD/—BA Residential in Francis, UT 84036. 2,414 sqft. Built 2021. Listed at $975,000. MLS #2160089.
Set on a rare .41-acre lot in the desirable Hilltop Ridge neighborhood, this thoughtfully designed home offers space, privacy, and flexibility(no HOA!) that are increasingly hard to find. Tucked at the corner of a quiet cul-de-sac, the lot provides room to build and is located steps from South Summit school bus stops. Inside, the open-concept layout is filled with natural light from expansive windows and elevated by soaring ceilings that create an airy, welcoming feel. The great room is anchored by a striking fireplace, making it a natural gathering space for everyday living and entertaining. The kitchen blends warmth and functionality with custom cabinetry, a large center island, and modern finishes ideal for hosting or daily use. Indoor living flows seamlessly outdoors to multiple patio and deck spaces--perfect for summer dining, morning coffee, or unwinding in the included hot tub overlooking the fully fenced backyard. The oversized RV garage adds rare versatility, easily accommodating adventure vehicles, storage, or a workshop, home gym, or hobby space. The expansive lot allows room for a future ADU, home expansion, or enhanced outdoor amenities--flexibility rarely available in this area. Located minutes from the Mirror Lake Highway and the backcountry of the Uinta Mountains, and less than 20 minutes from the new Deer Valley East Village, this home offers year-round recreation while maintaining the charm and quiet of Kamas Valley living. A rare blend of land, lifestyle, and long-term potential.
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Stories
2
Subdivision
HILLTOP RIDGE SUBDIVISION
County
Summit
Zoning
Single-Family, Short Term Rental Allowed
Construction
Asphalt,Stone,Stucco
Lot Size
0.41 sq ft
Above Grade Area
2,414 sq ft
Condition
Blt./Standing
MLS #
2160089
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Stories
2
Subdivision
HILLTOP RIDGE SUBDIVISION
County
Summit
Zoning
Single-Family, Short Term Rental Allowed
Construction
Asphalt,Stone,Stucco
Lot Size
0.41 sq ft
Above Grade Area
2,414 sq ft
Condition
Blt./Standing
MLS #
2160089
List Price
$975,000
Annual Taxes
$3,450
Home Warranty
No
List Price
$975,000
Annual Taxes
$3,450
Home Warranty
No
Heating
Forced Air,Gas: Central
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Tile,Vinyl
Basement
None
Materials
Asphalt,Stone,Stucco
Appliances
Ceiling Fan,Dryer,Microwave,Refrigerator,Washer
Laundry
Gas Dryer Hookup
Patio & Porch
Porch: Open
Water Source
Culinary
Sewer
Sewer: Connected,Sewer: Public
View
Mountain(s)
Heating
Forced Air,Gas: Central
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Tile,Vinyl
Basement
None
Materials
Asphalt,Stone,Stucco
Appliances
Ceiling Fan,Dryer,Microwave,Refrigerator,Washer
Laundry
Gas Dryer Hookup
Patio & Porch
Porch: Open
Water Source
Culinary
Sewer
Sewer: Connected,Sewer: Public
View
Mountain(s)
Garage Spaces
3
Covered Spaces
3
Total Parking
8
Garage Spaces
3
Covered Spaces
3
Total Parking
8
Why this is a deal
Classification
Great Deal (vs Similar)
Deal Score
95/100
vs Similar Homes
28% below
vs Market Median
47% above
Area Growth (YoY)
0.6%
Deal Score Breakdown
95/100 · 1 qualifying signal
Priced 28% below the median of similar listings
Priced 47% above the per-subtype city median
0.6% year-over-year ZHVI growth in this area
LT net cashflow -$3,058/mo (-46.8% return on ownership cost) · STR net cashflow -$5,701/mo (-87.3% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
No price reduction from original list
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$3,943/mo
Range: $2,843 – $5,044
Net Monthly Cash Flow
−$3,058 /mo (−$36,695/yr)
Monthly rental income
Monthly ownership cost
Coverage
60%
Net /mo
−$3,058
DSCR
0.70
Est. Annual Revenue
$14,179/yr
$415/night · 35% occupancy · $79/bedroom · $0.11/sqft
Net Monthly Cash Flow
−$5,702 /mo (−$68,428/yr)
Monthly STR income
Monthly ownership cost
Coverage
18%
Net /mo
−$5,701
DSCR
0.17
School District
South Summit
Best Download
1 Gbps
Best Upload
1 Gbps
Fiber Available
Yes
Providers
7
Available Providers
$705,000
+38% vs median
83 days
26
$769,900 – $4,500,000
$3,450
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