Question 1

What is the asking price for 1040 300, Clearfield?

Accepted Answer

1040 300, Clearfield is listed at $549,000.  This listing is currently active and available for showings.

Question 2

When was 1040 300, Clearfield built?

Accepted Answer

This property was built in 1900, making it 126 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 3

What type of property is 1040 300, Clearfield?

Accepted Answer

1040 300, Clearfield is a Commercial Sale (Retail).

Question 4

Is there an HOA for 1040 300, Clearfield?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 5

What are the property taxes for 1040 300, Clearfield?

Accepted Answer

Annual property taxes for this property are approximately $2,751 (about $229/month). This represents an effective tax rate of approximately 0.50% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 6

How long has 1040 300, Clearfield been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Clearfield is 47 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 7

Is 1040 300, Clearfield new construction?

Accepted Answer

Yes, this is a new construction property built in 1900. New construction in Utah typically includes modern energy codes, current building standards, builder warranties, and contemporary finishes.  Review the builder warranty terms and any remaining items on the builder punch list.

Question 8

How does this listing compare to the Clearfield market?

Accepted Answer

1040 300, Clearfield is listed at $549,000, which is above the Clearfield median of $425,000 by $124,000. There are currently 65 active listings in Clearfield. Homes in Clearfield sell in an average of 47 days. The average sale-to-list ratio is 99.3%.

Question 9

What is the Clearfield real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Clearfield is $425,000. There are currently 65 active listings. Homes sell in an average of 47 days. The average sale-to-list ratio is 99.3%. This listing at $549,000 is above the Clearfield 2026 median.

Question 10

Are there other homes for sale in Clearfield?

Accepted Answer

Yes — there are currently 65 active listings in Clearfield. Browse all Clearfield homes for sale at propaired.ai/listings/ut/clearfield. Prices range around a median of $425,000. Homes in Clearfield are selling in about 47 days on average.

Question 11

How does this price compare to the Utah state average?

Accepted Answer

At $549,000, this property is above the Utah state median of $525,000 by $24,000. Clearfield prices are 19% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 12

What would homeowner's insurance cost for 1040 300, Clearfield?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $549,000, expect approximately $1,647-$2,745/year ($137-$229/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 13

What are the estimated closing costs for 1040 300, Clearfield?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $549,000, expect approximately $10,980-$27,450 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 14

How does the property tax compare to the list price at 1040 300, Clearfield?

Accepted Answer

The annual property tax of $2,751 represents an effective rate of 0.50% relative to the list price of $549,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 15

Is 1040 300, Clearfield eligible for FHA or VA financing?

Accepted Answer

At $549,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 16

Could 1040 300, Clearfield be a 1031 exchange property?

Accepted Answer

Yes, 1040 300, Clearfield could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 17

What is the price trend in Clearfield?

Accepted Answer

Clearfield's median price has increased 1.6% month-over-month. Current median: $425,000. Days on market have increased by 1.6% month-over-month. Homes are selling at 99.3% of list price on average. Monitor these trends to time your offer strategically.

Question 18

Is 1040 300, Clearfield move-in ready?

Accepted Answer

At 126 years old, this home may benefit from updated systems. A thorough home inspection is recommended. A professional home inspection is always recommended before purchase to identify any needed repairs.

Question 19

What updates might 1040 300, Clearfield need?

Accepted Answer

At 126 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement.   These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 20

Does 1040 300, Clearfield come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 21

What is the lot like at 1040 300, Clearfield?

Accepted Answer

The lot is 0.57 acres.     Lot characteristics affect usability, privacy, and future improvement potential.

1040 300, Clearfield, UT 84015

1040 W 300 N, Clearfield, UT 84015

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