Question 1

What is the asking price for 654 550, Clearfield?

Accepted Answer

654 550, Clearfield is listed at $460,000 ($244/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 654 550, Clearfield have?

Accepted Answer

This Residential features 4 bedrooms, 2 bathrooms, 1,888 square feet of living space. It is a 2-story home. The lot is 0.18 acres.

Question 3

When was 654 550, Clearfield built?

Accepted Answer

This property was built in 1979, making it 47 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 654 550, Clearfield?

Accepted Answer

654 550, Clearfield is a Residential (Single Family Residence). The architectural style is Split-Entry/Bi-Level.  Zoning: Single-Family.

Question 5

Does 654 550, Clearfield have a garage or parking?

Accepted Answer

Yes, this property includes 4 open parking spaces and a carport. Total parking capacity: 5 vehicles.

Question 6

Is there an HOA for 654 550, Clearfield?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 654 550, Clearfield?

Accepted Answer

Annual property taxes for this property are approximately $2,260 (about $188/month). This represents an effective tax rate of approximately 0.49% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 654 550, Clearfield?

Accepted Answer

Interior features include: Disposal, Range/Oven: Free Stdng.. Exterior features include: Deck; Covered, Double Pane Windows, Entry (Foyer), Lighting, Porch: Open.    View: Mountain(s).

Question 9

Is 654 550, Clearfield a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 27/100. Key deal signals: 5.5% gross rental yield. The price is 5% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Clearfield?

Accepted Answer

The median price for similar properties in the area is $439,950 (based on 10 homes). At $460,000, this listing is 5% above the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

What would the monthly mortgage payment be for 654 550, Clearfield?

Accepted Answer

At the current 30-year mortgage rate of 6.46% with 20% down, the estimated monthly principal and interest payment is $2,316. Including estimated taxes, the total monthly cost is approximately $2,504. A 15-year mortgage at 5.77% would be $3,060/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 654 550, Clearfield been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Clearfield is 50 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 654 550, Clearfield a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $25,170 with a gross rental yield of 5.5%. Net rental yield (after estimated expenses): 3.6%.  Estimated debt service coverage ratio (DSCR): 0.68. Investor score: 44/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 654 550, Clearfield?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $2,098 ($25,176/year). The gross rent multiplier is 18.3x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What recreation is near 654 550, Clearfield?

Accepted Answer

This property has a recreation score of 58/100. Nearby recreation includes: Riverdale Drive trailhead (4.4 mi); Train Watch Park park (0.1 mi); Schneiters Bluff Golf Course (3.5 mi); Antelope Island State Park (11.7 mi). Skiing: Snowbasin Resort (9.4 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 16

Are there hiking trails near 654 550, Clearfield?

Accepted Answer

Yes, the nearest trailhead is Riverdale Drive, just 4.4 miles from the property. Antelope Island State Park is 11.7 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 17

What amenities and services are near 654 550, Clearfield?

Accepted Answer

This property has an amenity proximity score of 94/100. Nearby services include: Grocery: Winegar's Grocery (1.0 mi); Hospital: Guardian Dealer Services (2.3 mi); Pharmacy: Walgreens (2.2 mi); Dining: Betos (0.1 mi). Gas station: 0.1 miles. Gym: Shred with Shrek (0.4 mi).

Question 18

How far is the nearest hospital from 654 550, Clearfield?

Accepted Answer

The nearest hospital is Guardian Dealer Services, approximately 2.3 miles from the property. The nearest fire station is 0.3 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 19

What schools serve 654 550, Clearfield?

Accepted Answer

Assigned schools: Elementary: Doxey; Middle: North Davis; High: Clearfield.   School district: Davis.

Question 20

What is the internet speed at 654 550, Clearfield?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (100 Mbps, Fixed Wireless); AT&T (25 Mbps, Fixed Wireless); Beehive Broadband (1000 Mbps, Fiber). Total providers: 14.

Question 21

Is 654 550, Clearfield in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 22

How does this listing compare to the Clearfield market?

Accepted Answer

654 550, Clearfield is listed at $460,000, which is above the Clearfield median of $397,000 by $63,000. There are currently 51 active listings in Clearfield. Homes in Clearfield sell in an average of 50 days. The average sale-to-list ratio is 99.5%.

Question 23

How does this price compare to the Utah state average?

Accepted Answer

At $460,000, this property is below the Utah state median of $510,000 by $50,000. Clearfield prices are 22% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 24

What is the Propaired intelligence score for 654 550, Clearfield?

Accepted Answer

This property has a Propaired intelligence score of 42/100, combining deal value (27), recreation access (58), amenity proximity (94), broadband quality (100), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 25

What heating and cooling systems does 654 550, Clearfield have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 26

What type of roof does 654 550, Clearfield have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 47-year-old home, reviewing recent roof inspections is recommended.

Question 27

Does 654 550, Clearfield have a basement?

Accepted Answer

Yes, the basement is described as: Daylight,Entrance,Walk-Out Access. A daylight basement features windows for natural light, making the space more livable. Check for any signs of moisture or foundation issues during the home inspection.

Question 28

What is 654 550, Clearfield constructed from?

Accepted Answer

Construction materials include: Aluminum,Stone. Stone construction provides exceptional durability and a premium aesthetic.

Question 29

What type of flooring does 654 550, Clearfield have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 30

What are the water and sewer connections for 654 550, Clearfield?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 31

What shopping and dining is near 654 550, Clearfield?

Accepted Answer

The nearest restaurant is Betos (0.1 miles away) and the nearest grocery store is Winegar's Grocery (1.0 miles). Coffee: Dutch Bros. Coffee (0.5 mi). Banking: America First Credit Union (0.2 mi). Overall amenity proximity score: 94/100.

Question 32

What would homeowner's insurance cost for 654 550, Clearfield?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $460,000, expect approximately $1,380-$2,300/year ($115-$192/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 33

What are the estimated closing costs for 654 550, Clearfield?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $460,000, expect approximately $9,200-$23,000 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 34

How does the property tax compare to the list price at 654 550, Clearfield?

Accepted Answer

The annual property tax of $2,260 represents an effective rate of 0.49% relative to the list price of $460,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 35

What are the total estimated monthly costs for 654 550, Clearfield?

Accepted Answer

Estimated total monthly housing cost: $2,657. This includes principal & interest ($2,316 at 6.46% with 20% down), property tax ($188/mo), and estimated insurance (~$153/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 36

Is 654 550, Clearfield eligible for FHA or VA financing?

Accepted Answer

At $460,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 37

What is the estimated cap rate for 654 550, Clearfield?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 3.6%, based on estimated annual rent of $25,170 and a purchase price of $460,000. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 38

Is Clearfield a good rental market?

Accepted Answer

Estimated monthly rent in Clearfield is approximately $1,837. Homes in Clearfield sell in an average of 50 days, indicating healthy demand in this market. There are 51 active listings currently. Gross rental yield in this area: 5.5%. Utah's steady population growth continues to drive rental demand.

Question 39

Could 654 550, Clearfield be a 1031 exchange property?

Accepted Answer

Yes, 654 550, Clearfield could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 40

How does 654 550, Clearfield compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $439,950. This listing is 5% above the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $476,500. Comparable analysis is based on similar size, age, and location.

Question 41

Is the Clearfield neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.1% over the past year. The current Zillow Home Value Index for this area is $414,741. This listing is priced at 111% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 42

What is the price trend in Clearfield?

Accepted Answer

Clearfield's median price has increased 36.1% month-over-month. Current median: $397,000. Days on market have decreased by 64.2% month-over-month. Homes are selling at 99.5% of list price on average. Monitor these trends to time your offer strategically.

Question 43

Is 654 550, Clearfield overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." The asking price is within 5% of the comparable median, indicating market-appropriate pricing. Deal score: 27/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 44

What school district is 654 550, Clearfield in?

Accepted Answer

This property is in the Davis school district. Assigned elementary: Doxey. Assigned middle: North Davis. Assigned high: Clearfield. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 45

What parks are near 654 550, Clearfield?

Accepted Answer

The nearest local park is Train Watch Park (0.1 miles away). The nearest state park is Antelope Island State Park (11.7 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 46

Is there a golf course near 654 550, Clearfield?

Accepted Answer

The nearest golf course is Schneiters Bluff Golf Course, 3.5 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 47

What water activities are near 654 550, Clearfield?

Accepted Answer

Water recreation near this property includes: Pineview Reservoir (14.3 mi); boat ramp at Ogden Bay WMA small boat (9.7 mi); fishing at Ogden River (10.2 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 48

Is 654 550, Clearfield move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 49

What updates might 654 550, Clearfield need?

Accepted Answer

At 47 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 50

Does 654 550, Clearfield come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 51

What is the lot like at 654 550, Clearfield?

Accepted Answer

The lot is 0.18 acres. Lot features: Curb & Gutter,Fenced: Full,Road: Paved,Sidewalks,Sprinkler: Auto-Full,View: Mountain. Terrain: Curb & Gutter, Fenced: Full, Road: Paved, Sidewalks, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 52

What utilities are available at 654 550, Clearfield?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 53

Does 654 550, Clearfield have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 54

Is there EV charging near 654 550, Clearfield?

Accepted Answer

The nearest EV charging station is ChargePoint Charging Station, approximately 0.3 miles from the property. A home EV charger can be installed if 240V electrical service is available. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

654 550, Clearfield, UT 84015

654 W 550 N, Clearfield, UT 84015

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