Question 1

What is the asking price for 654 550, Clearfield?

Accepted Answer

654 550, Clearfield is listed at $359,900 ($191/sqft). The original list price was $399,900, representing a reduction of $40,000. Current status: Pending.

Question 2

How many bedrooms and bathrooms does 654 550, Clearfield have?

Accepted Answer

This Residential features 4 bedrooms, 2 bathrooms, 1,888 square feet of living space. It is a 2-story home. The lot is 0.18 acres.

Question 3

When was 654 550, Clearfield built?

Accepted Answer

This property was built in 1979, making it 47 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 654 550, Clearfield?

Accepted Answer

654 550, Clearfield is a Residential (Single Family Residence). The architectural style is Split-Entry/Bi-Level.  Zoning: Single-Family.

Question 5

Does 654 550, Clearfield have a garage or parking?

Accepted Answer

Yes, this property includes 4 open parking spaces and a carport. Total parking capacity: 5 vehicles.

Question 6

Is there an HOA for 654 550, Clearfield?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 654 550, Clearfield?

Accepted Answer

Annual property taxes for this property are approximately $2,253 (about $188/month). This represents an effective tax rate of approximately 0.63% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 654 550, Clearfield?

Accepted Answer

Interior features include: Alarm: Fire, Disposal, Range/Oven: Free Stdng., Video Door Bell(s). Exterior features include: Deck; Covered, Entry (Foyer), Lighting, Storm Doors, Walkout.    View: Mountain(s).

Question 9

How long has 654 550, Clearfield been on the market?

Accepted Answer

This property has been listed for 29 days. The average days on market in Clearfield is 47 days, meaning this listing is moving faster than the local average.

Question 10

What schools serve 654 550, Clearfield?

Accepted Answer

Assigned schools: Elementary: Doxey; Middle: North Davis; High: Clearfield.   School district: Davis.

Question 11

What high school is near 654 550, Clearfield?

Accepted Answer

The nearest high school is Clearfield. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 12

What elementary school is near 654 550, Clearfield?

Accepted Answer

The nearest elementary school is Doxey. Propaired provides full school ratings and comparison data for all schools in this area.

Question 13

What middle school is near 654 550, Clearfield?

Accepted Answer

The nearest middle school is North Davis.

Question 14

How does this listing compare to the Clearfield market?

Accepted Answer

654 550, Clearfield is listed at $359,900, which is below the Clearfield median of $425,000 by $65,100. There are currently 65 active listings in Clearfield. Homes in Clearfield sell in an average of 47 days. The average sale-to-list ratio is 99.3%.

Question 15

What is the Clearfield real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Clearfield is $425,000. There are currently 65 active listings. Homes sell in an average of 47 days. The average sale-to-list ratio is 99.3%. This listing at $359,900 is below the Clearfield 2026 median.

Question 16

Are there other homes for sale in Clearfield?

Accepted Answer

Yes — there are currently 65 active listings in Clearfield. Browse all Clearfield homes for sale at propaired.ai/listings/ut/clearfield. Prices range around a median of $425,000. Homes in Clearfield are selling in about 47 days on average.

Question 17

How does this price compare to the Utah state average?

Accepted Answer

At $359,900, this property is below the Utah state median of $525,000 by $165,100. Clearfield prices are 19% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 18

What heating and cooling systems does 654 550, Clearfield have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 19

What type of roof does 654 550, Clearfield have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 47-year-old home, reviewing recent roof inspections is recommended.

Question 20

Does 654 550, Clearfield have a basement?

Accepted Answer

Yes, the basement is described as: Daylight,Entrance. A daylight basement features windows for natural light, making the space more livable. Check for any signs of moisture or foundation issues during the home inspection.

Question 21

What is 654 550, Clearfield constructed from?

Accepted Answer

Construction materials include: Aluminum,Asphalt,Stone. Stone construction provides exceptional durability and a premium aesthetic.

Question 22

What type of flooring does 654 550, Clearfield have?

Accepted Answer

Flooring types include: Carpet,Hardwood,Tile. Hardwood floors are a premium feature that adds lasting value and can be refinished multiple times. Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 23

What are the water and sewer connections for 654 550, Clearfield?

Accepted Answer

Water source: Irrigation. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 24

What would homeowner's insurance cost for 654 550, Clearfield?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $359,900, expect approximately $1,080-$1,800/year ($90-$150/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 25

What are the estimated closing costs for 654 550, Clearfield?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $359,900, expect approximately $7,198-$17,995 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 26

How does the property tax compare to the list price at 654 550, Clearfield?

Accepted Answer

The annual property tax of $2,253 represents an effective rate of 0.63% relative to the list price of $359,900. This is near the Utah average effective rate of approximately 0.58%. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 27

Is 654 550, Clearfield eligible for FHA or VA financing?

Accepted Answer

At $359,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 28

Could 654 550, Clearfield be a 1031 exchange property?

Accepted Answer

Yes, 654 550, Clearfield could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 29

What is the price trend in Clearfield?

Accepted Answer

Clearfield's median price has increased 1.6% month-over-month. Current median: $425,000. Days on market have increased by 1.6% month-over-month. Homes are selling at 99.3% of list price on average. Monitor these trends to time your offer strategically.

Question 30

What school district is 654 550, Clearfield in?

Accepted Answer

This property is in the Davis school district. Assigned elementary: Doxey. Assigned middle: North Davis. Assigned high: Clearfield. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 31

Is 654 550, Clearfield move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 32

What updates might 654 550, Clearfield need?

Accepted Answer

At 47 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 33

Does 654 550, Clearfield come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 34

What is the lot like at 654 550, Clearfield?

Accepted Answer

The lot is 0.18 acres. Lot features: Cul-De-Sac,Curb & Gutter,Fenced: Full,Road: Paved,Sidewalks,Sprinkler: Auto-Full,View: Mountain. Terrain: Cul-de-Sac, Curb & Gutter, Fenced: Full, Road: Paved, Sidewalks, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 35

What utilities are available at 654 550, Clearfield?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Irrigation. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 36

Does 654 550, Clearfield have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

654 550, Clearfield, UT 84015

654 W 550 N, Clearfield, UT 84015

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