643 120, American Fork, UT 84003
5BD/—BA Residential in American Fork, UT 84003. 3,408 sqft. Built 2016. Listed at $745,000. MLS #2167813.
5BD/—BA Residential in American Fork, UT 84003. 3,408 sqft. Built 2016. Listed at $745,000. MLS #2167813.
Large and specious 5 bed, 3 bath property that you WON'T want to miss! Inside you have an open, modern floor plan with views of Mount Timp out the LARGE living room windows! Downstairs, a daylit basement with a SECOND KITCHEN! Outside, enjoy the security of a fully fenced backyard, and gated RV parking! Vacant for easy showings! It's not very often a 2-Story with a finished out basement comes available in this pristine, quiet neighborhood!
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Stories
3
Subdivision
HARBOR VILLAGE
County
Utah
Zoning
Single-Family
Construction
Stucco
Lot Size
0.17 sq ft
Above Grade Area
2,190 sq ft
Condition
Blt./Standing
MLS #
2167813
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Stories
3
Subdivision
HARBOR VILLAGE
County
Utah
Zoning
Single-Family
Construction
Stucco
Lot Size
0.17 sq ft
Above Grade Area
2,190 sq ft
Condition
Blt./Standing
MLS #
2167813
List Price
$745,000
HOA Fees
$60 / Monthly
Annual Taxes
$2,963
Home Warranty
No
List Price
$745,000
HOA Fees
$60 / Monthly
Annual Taxes
$2,963
Home Warranty
No
Heating
Gas: Central
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Tile
Basement
Entrance
Materials
Stucco
Appliances
Microwave,Range Hood
Patio & Porch
Patio: Open
Water Source
Culinary
Sewer
Sewer: Connected
Heating
Gas: Central
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Tile
Basement
Entrance
Materials
Stucco
Appliances
Microwave,Range Hood
Patio & Porch
Patio: Open
Water Source
Culinary
Sewer
Sewer: Connected
Garage Spaces
2
Covered Spaces
2
Total Parking
6
Garage Spaces
2
Covered Spaces
2
Total Parking
6
Classification
Standard
Deal Score
45/100
vs Similar Homes
31% above
vs Market Median
11% above
Area Growth (YoY)
4.5%
Deal Score Breakdown
45/100
4.5% year-over-year ZHVI growth in this area
Priced 31% above the median of similar listings
Priced 11% above the per-subtype city median
LT net cashflow -$1,390/mo (-27.6% return on ownership cost) · STR net cashflow -$1,460/mo (-29.0% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
No price reduction from original list
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$4,147/mo
Range: $2,617 – $5,677
Net Monthly Cash Flow
−$1,391 /mo (−$16,692/yr)
Monthly rental income
Monthly ownership cost
Coverage
82%
Net /mo
−$1,390
DSCR
0.98
Est. Annual Revenue
$61,371/yr
$358/night · 41% occupancy · $123/bedroom · $0.38/sqft
Net Monthly Cash Flow
−$1,460 /mo (−$17,517/yr)
Monthly STR income
Monthly ownership cost
Coverage
102%
Net /mo
−$1,460
DSCR
0.96
$515,000
+45% vs median
51 days
136
$186,500 – $4,500,000
$2,963
$60/monthly
Moderate
7.3
per 1,000
21.9
per 1,000
14.1
per 1,000
43.3
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
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