Question 1

What is the asking price for 643 120, American Fork?

Accepted Answer

643 120, American Fork is listed at $745,000 ($219/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 643 120, American Fork have?

Accepted Answer

This Residential features 5 bedrooms, 4 bathrooms, 3,408 square feet of living space. It is a 3-story home. The lot is 0.17 acres.

Question 3

When was 643 120, American Fork built?

Accepted Answer

This property was built in 2016, making it 10 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 643 120, American Fork?

Accepted Answer

643 120, American Fork is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the HARBOR VILLAGE subdivision. Zoning: Single-Family.

Question 5

Does 643 120, American Fork have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 4 open parking spaces. Total parking capacity: 6 vehicles. The property also accommodates RV parking.

Question 6

Is there an HOA for 643 120, American Fork?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $60 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 643 120, American Fork?

Accepted Answer

Annual property taxes for this property are approximately $2,963 (about $247/month). This represents an effective tax rate of approximately 0.40% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 643 120, American Fork?

Accepted Answer

Interior features include: Basement Apartment, Closet: Walk-In, Disposal, Kitchen: Second, Kitchen: Updated. Exterior features include: Lighting, Patio: Open.

Question 9

Is 643 120, American Fork a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 45/100. Key deal signals: 4.5% year-over-year market appreciation. The price is 31% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in American Fork?

Accepted Answer

The median price for similar properties in the area is $570,000 (based on 10 homes). At $745,000, this listing is 31% above the median for comparable homes. It ranks #Premium among similar listings by value.

Question 11

What would the monthly mortgage payment be for 643 120, American Fork?

Accepted Answer

At the current 30-year mortgage rate of 6.43% with 20% down, the estimated monthly principal and interest payment is $3,740. Including estimated taxes and HOA fees, the total monthly cost is approximately $4,047. A 15-year mortgage at 5.79% would be $4,962/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 643 120, American Fork been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in American Fork is 51 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 643 120, American Fork a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $49,768 with a gross rental yield of 6.7%. Net rental yield (after estimated expenses): 4.3%.  Estimated debt service coverage ratio (DSCR): 0.98. Investor score: 44/100. These are estimates based on area comparables.

Question 14

Can 643 120, American Fork be used as a short-term rental?

Accepted Answer

This property shows potential for short-term rental use (Airbnb/VRBO). Estimated annual STR revenue: $61,371 (1.2x long-term rental income). Check local zoning regulations and HOA rules before purchasing for STR purposes — many Utah municipalities have specific short-term rental ordinances.

Question 15

What is the estimated rental income for 643 120, American Fork?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $4,147 ($49,764/year). The gross rent multiplier is 15.0x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 16

What lifestyle features does 643 120, American Fork offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: RV-Friendly, Short-Term Rental Potential. The primary lifestyle niche is "str_potential." These tags are derived from MLS data, property features, and location analysis.

Question 17

What schools serve 643 120, American Fork?

Accepted Answer

Assigned schools: Elementary: Greenwood; Middle: American Fork; High: American Fork. There are 1 schools within 3 miles of this property. The highest-rated nearby school is Greenwood School with a 56% state performance score (0.6 miles away). School district: Alpine.

Question 18

What high school is near 643 120, American Fork?

Accepted Answer

The nearest high school is American Fork. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 19

What elementary school is near 643 120, American Fork?

Accepted Answer

The nearest elementary school is Greenwood (0.6 miles away). State performance score: 56%. District: Alpine District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 20

What middle school is near 643 120, American Fork?

Accepted Answer

The nearest middle school is American Fork.

Question 21

Is 643 120, American Fork in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 22

How does this listing compare to the American Fork market?

Accepted Answer

643 120, American Fork is listed at $745,000, which is above the American Fork median of $515,000 by $230,000. There are currently 136 active listings in American Fork. Homes in American Fork sell in an average of 51 days. The average sale-to-list ratio is 99.5%.

Question 23

What is the American Fork real estate market like in 2026?

Accepted Answer

In 2026, the median home price in American Fork is $515,000. There are currently 136 active listings. Homes sell in an average of 51 days. The average sale-to-list ratio is 99.5%. This listing at $745,000 is above the American Fork 2026 median.

Question 24

Are there other homes for sale in American Fork?

Accepted Answer

Yes — there are currently 136 active listings in American Fork. Browse all American Fork homes for sale at propaired.ai/listings/ut/american-fork. Prices range around a median of $515,000. Homes in American Fork are selling in about 51 days on average.

Question 25

What is the American Fork neighborhood like?

Accepted Answer

Charming Wasatch Front city. Strong community feel, excellent schools, good shopping/dining, outdoor access to Provo Canyon and mountains. Family-oriented. American Fork is known for: family-friendly, community-feel, good-schools, shopping. Population: approximately 35,000. Explore the full American Fork market data and community guide on Propaired.

Question 26

How does this price compare to the Utah state average?

Accepted Answer

At $745,000, this property is above the Utah state median of $525,000 by $220,000. American Fork prices are 2% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 27

What is the Propaired intelligence score for 643 120, American Fork?

Accepted Answer

This property has a Propaired intelligence score of 36/100, combining deal value (45), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 28

What heating and cooling systems does 643 120, American Fork have?

Accepted Answer

Heating: Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 29

What type of roof does 643 120, American Fork have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 10-year-old home, reviewing recent roof inspections is recommended.

Question 30

Does 643 120, American Fork have a basement?

Accepted Answer

Yes, the basement is described as: Entrance. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 31

What is 643 120, American Fork constructed from?

Accepted Answer

Construction materials include: Stucco. The construction type affects long-term maintenance requirements and insurance costs.

Question 32

What type of flooring does 643 120, American Fork have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 33

What are the water and sewer connections for 643 120, American Fork?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 34

What is the commute like from 643 120, American Fork?

Accepted Answer

643 120, American Fork is located in American Fork, in the Wasatch Front region of Utah. With a population of approximately 35,000, American Fork has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 35

What is the American Fork community like?

Accepted Answer

American Fork is known for: family-friendly, community-feel, good-schools, shopping, outdoor-access. The city has approximately 35,000 residents. The median home price in American Fork is $480,000. Explore the full American Fork community profile on Propaired for detailed neighborhood insights.

Question 36

Is American Fork a safe and family-friendly area?

Accepted Answer

American Fork is characterized as: family-friendly, community-feel. With a population of about 35,000, American Fork offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 37

What would homeowner's insurance cost for 643 120, American Fork?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $745,000, expect approximately $2,235-$3,725/year ($186-$310/month).   Get multiple quotes — rates vary significantly by insurer.

Question 38

What are the estimated closing costs for 643 120, American Fork?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $745,000, expect approximately $14,900-$37,250 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 39

How does the property tax compare to the list price at 643 120, American Fork?

Accepted Answer

The annual property tax of $2,963 represents an effective rate of 0.40% relative to the list price of $745,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 40

What are the total estimated monthly costs for 643 120, American Fork?

Accepted Answer

Estimated total monthly housing cost: $4,295. This includes principal & interest ($3,740 at 6.43% with 20% down), property tax ($247/mo), HOA ($60/mo), and estimated insurance (~$248/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 41

Is 643 120, American Fork eligible for FHA or VA financing?

Accepted Answer

At $745,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 42

What is the estimated cap rate for 643 120, American Fork?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 4.3%, based on estimated annual rent of $49,768 and a purchase price of $745,000. A cap rate of 4-6% is typical for residential properties in growing Utah markets.

Question 43

Is American Fork a good rental market?

Accepted Answer

Estimated monthly rent in American Fork is approximately $3,510. Homes in American Fork sell in an average of 51 days, indicating healthy demand in this market. There are 136 active listings currently. Gross rental yield in this area: 6.7%. Utah's steady population growth continues to drive rental demand.

Question 44

Could 643 120, American Fork be a 1031 exchange property?

Accepted Answer

Yes, 643 120, American Fork could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 45

How does 643 120, American Fork compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $570,000. This listing is 31% above the comparable median. It ranks Premium among similar listings by value. The median for this property type specifically is $617,500. Comparable analysis is based on similar size, age, and location.

Question 46

Is the American Fork neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 4.5% over the past year. The current Zillow Home Value Index for this area is $454,995. This listing is priced at 164% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 47

What is the price trend in American Fork?

Accepted Answer

American Fork's median price has increased 7.1% month-over-month. Current median: $515,000. Days on market have decreased by 23.5% month-over-month. Homes are selling at 99.5% of list price on average. Monitor these trends to time your offer strategically.

Question 48

Is 643 120, American Fork overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 31% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 45/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 49

What school district is 643 120, American Fork in?

Accepted Answer

This property is in the Alpine school district. Assigned elementary: Greenwood. Assigned middle: American Fork. Assigned high: American Fork. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 50

Is 643 120, American Fork move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 51

Does 643 120, American Fork come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 52

What is the lot like at 643 120, American Fork?

Accepted Answer

The lot is 0.17 acres. Lot features: Fenced: Full,Sidewalks. Terrain: Fenced: Full, Sidewalks.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 53

What utilities are available at 643 120, American Fork?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 54

Does 643 120, American Fork have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 55

Can I park an RV or boat at 643 120, American Fork?

Accepted Answer

Yes, this property is tagged as RV-friendly, accommodating RV, boat, or trailer parking. The 0.17-acre lot provides ample space. In addition to the 2-car garage, there is space for large vehicle storage. RV parking capability is a sought-after feature in Utah given the state's proximity to national parks, lakes, and outdoor recreation. Verify any HOA restrictions on RV/boat parking if applicable.

643 120, American Fork, UT 84003

643 S 120 W, American Fork, UT 84003

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