599 1020, American Fork, UT 84003
3BD/—BA Residential in American Fork, UT 84003. 2,134 sqft. Built 2022. Listed at $540,000. MLS #2158960.
3BD/—BA Residential in American Fork, UT 84003. 2,134 sqft. Built 2022. Listed at $540,000. MLS #2158960.
Welcome to this impeccably maintained 2-story home that offers the perfect blend of modern comfort, functional design, and low-maintenance living in a peaceful setting facing a large grassy common area with no busy roads nearby. Inside, you'll find an open-concept layout filled with natural light from oversized windows and thoughtfully designed gathering spaces perfect for everyday living and entertaining. The kitchen features a large island upgrade with additional storage underneath, quartz countertops, stainless steel appliances, and plenty of room to gather. The spacious loft upstairs includes custom-built-in cabinetry, creating the perfect flex space for a second living room, office, or play area. The home's layout was designed with comfort in mind, with large bedrooms, abundant storage throughout, and an incredible primary suite complete with a spacious walk-in closet and an oversized shower. Additional upgrades include a tankless water heater, bump-out garage for extra storage or workspace, and a fully fenced backyard that is maintained by the HOA for truly easy living. Located just minutes from Utah Lake, shopping, restaurants, freeway access, and major commuter routes, this home also gives you access to incredible community amenities including: a pool, playgrounds, pickleball court, clubhouse, and lots of open green spaces. If you've been looking for a move-in-ready home that still feels brand-new with modern finishes, functional spaces, and an unbeatable community feel, this is one you won't want to miss. Square footage figures are provided as a courtesy estimate only and were obtained from County Records. Buyer is advised to obtain an independent measurement. Some maps struggle to navigate to the correct address. Feel free to contact the agent for a pin.
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Stories
2
County
Utah
Zoning
Single-Family
Construction
Stone,Stucco
Lot Size
0.07 sq ft
Above Grade Area
2,134 sq ft
Condition
Blt./Standing
MLS #
2158960
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Stories: 2
Stories
2
County
Utah
Zoning
Single-Family
Construction
Stone,Stucco
Lot Size
0.07 sq ft
Above Grade Area
2,134 sq ft
Condition
Blt./Standing
MLS #
2158960
List Price
$540,000
HOA Fees
$124 / Monthly
Annual Taxes
$2,418
Home Warranty
No
List Price
$540,000
HOA Fees
$124 / Monthly
Annual Taxes
$2,418
Home Warranty
No
Heating
Gas: Central,>= 95% efficiency
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Tile
Basement
None
Materials
Stone,Stucco
Appliances
Ceiling Fan,Dryer,Microwave,Washer
Laundry
Electric Dryer Hookup
Patio & Porch
Patio: Open
Water Source
Culinary,Irrigation: Pressure
Sewer
Sewer: Connected
Heating
Gas: Central,>= 95% efficiency
Cooling
Central Air
Roof
Asphalt
Flooring
Carpet,Tile
Basement
None
Materials
Stone,Stucco
Appliances
Ceiling Fan,Dryer,Microwave,Washer
Laundry
Electric Dryer Hookup
Patio & Porch
Patio: Open
Water Source
Culinary,Irrigation: Pressure
Sewer
Sewer: Connected
Garage Spaces
2
Covered Spaces
2
Total Parking
4
Garage Spaces
2
Covered Spaces
2
Total Parking
4
Classification
Standard
Deal Score
50/100
vs Similar Homes
4% below
vs Market Median
2% below
Area Growth (YoY)
3.1%
Deal Score Breakdown
50/100
Priced 4% below the median of similar listings
Priced 2% below the per-subtype city median
3.1% year-over-year ZHVI growth in this area
LT net cashflow -$1,695/mo (-45.4% return on ownership cost) · STR net cashflow -$1,479/mo (-39.6% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
No price reduction from original list
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$2,320/mo
Range: $1,805 – $2,836
Net Monthly Cash Flow
−$1,694 /mo (−$20,333/yr)
Monthly rental income
Monthly ownership cost
Coverage
62%
Net /mo
−$1,695
DSCR
0.76
Est. Annual Revenue
$38,706/yr
$364/night · 41% occupancy · $123/bedroom · $0.38/sqft
Net Monthly Cash Flow
−$1,479 /mo (−$17,747/yr)
Monthly STR income
Monthly ownership cost
Coverage
86%
Net /mo
−$1,479
DSCR
0.84
Best Download
10 Gbps
Best Upload
10 Gbps
Fiber Available
Yes
Providers
11
Available Providers
$485,990
+11% vs median
59 days
123
$187,000 – $4,500,000
$2,418
$124/monthly
Moderate
7.3
per 1,000
21.9
per 1,000
14.1
per 1,000
43.3
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
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