Question 1

What is the asking price for 509 1040, American Fork?

Accepted Answer

509 1040, American Fork is listed at $459,900 ($231/sqft).  Current status: Pending.

Question 2

How many bedrooms and bathrooms does 509 1040, American Fork have?

Accepted Answer

This Residential features 4 bedrooms, 3 bathrooms, 1,994 square feet of living space. It is a 3-story home. The lot is 0.02 acres.

Question 3

When was 509 1040, American Fork built?

Accepted Answer

This property was built in 2021, making it 5 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 509 1040, American Fork?

Accepted Answer

509 1040, American Fork is a Residential (Townhouse). The architectural style is Townhouse; Row-mid. It is located in the ROCKWELL RANCH subdivision. Zoning: Multi-Family.

Question 5

Does 509 1040, American Fork have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage and 4 open parking spaces. Total parking capacity: 6 vehicles.

Question 6

Is there an HOA for 509 1040, American Fork?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $154 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 509 1040, American Fork?

Accepted Answer

Annual property taxes for this property are approximately $2,076 (about $173/month). This represents an effective tax rate of approximately 0.45% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 509 1040, American Fork?

Accepted Answer

Interior features include: Bath: Sep. Tub/Shower, Closet: Walk-In, Range/Oven: Built-In, Smart Thermostat(s).     View: Mountain(s).

Question 9

How long has 509 1040, American Fork been on the market?

Accepted Answer

This property has been listed for 3 days. The average days on market in American Fork is 52 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 10

What schools serve 509 1040, American Fork?

Accepted Answer

Assigned schools: Elementary: Greenwood; Middle: American Fork; High: American Fork.   School district: Alpine.

Question 11

What high school is near 509 1040, American Fork?

Accepted Answer

The nearest high school is American Fork. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 12

What elementary school is near 509 1040, American Fork?

Accepted Answer

The nearest elementary school is Greenwood. Propaired provides full school ratings and comparison data for all schools in this area.

Question 13

What middle school is near 509 1040, American Fork?

Accepted Answer

The nearest middle school is American Fork.

Question 14

How does this listing compare to the American Fork market?

Accepted Answer

509 1040, American Fork is listed at $459,900, which is below the American Fork median of $510,000 by $50,100. There are currently 145 active listings in American Fork. Homes in American Fork sell in an average of 52 days. The average sale-to-list ratio is 99.5%.

Question 15

What is the American Fork real estate market like in 2026?

Accepted Answer

In 2026, the median home price in American Fork is $510,000. There are currently 145 active listings. Homes sell in an average of 52 days. The average sale-to-list ratio is 99.5%. This listing at $459,900 is below the American Fork 2026 median.

Question 16

Are there other homes for sale in American Fork?

Accepted Answer

Yes — there are currently 145 active listings in American Fork. Browse all American Fork homes for sale at propaired.ai/listings/ut/american-fork. Prices range around a median of $510,000. Homes in American Fork are selling in about 52 days on average.

Question 17

What is the American Fork neighborhood like?

Accepted Answer

Charming Wasatch Front city. Strong community feel, excellent schools, good shopping/dining, outdoor access to Provo Canyon and mountains. Family-oriented. American Fork is known for: family-friendly, community-feel, good-schools, shopping. Population: approximately 35,000. Explore the full American Fork market data and community guide on Propaired.

Question 18

How does this price compare to the Utah state average?

Accepted Answer

At $459,900, this property is below the Utah state median of $525,000 by $65,100. American Fork prices are 3% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 19

What heating and cooling systems does 509 1040, American Fork have?

Accepted Answer

Heating: Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 20

What type of roof does 509 1040, American Fork have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 5-year-old home, reviewing recent roof inspections is recommended.

Question 21

Does 509 1040, American Fork have a basement?

Accepted Answer

Yes, the basement is described as: Slab. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 22

What is 509 1040, American Fork constructed from?

Accepted Answer

Construction materials include: Stucco,Cement Siding. The construction type affects long-term maintenance requirements and insurance costs.

Question 23

What type of flooring does 509 1040, American Fork have?

Accepted Answer

Flooring types include: Carpet,Laminate.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 24

What are the water and sewer connections for 509 1040, American Fork?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 25

What is the commute like from 509 1040, American Fork?

Accepted Answer

509 1040, American Fork is located in American Fork, in the Wasatch Front region of Utah. With a population of approximately 35,000, American Fork has good transportation access. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 26

What is the American Fork community like?

Accepted Answer

American Fork is known for: family-friendly, community-feel, good-schools, shopping, outdoor-access. The city has approximately 35,000 residents. The median home price in American Fork is $480,000. Explore the full American Fork community profile on Propaired for detailed neighborhood insights.

Question 27

Is American Fork a safe and family-friendly area?

Accepted Answer

American Fork is characterized as: family-friendly, community-feel. With a population of about 35,000, American Fork offers a family-oriented environment. For detailed crime statistics and neighborhood safety data, consult local law enforcement resources and community reports.

Question 28

What would homeowner's insurance cost for 509 1040, American Fork?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $459,900, expect approximately $1,380-$2,300/year ($115-$192/month).   Get multiple quotes — rates vary significantly by insurer.

Question 29

What are the estimated closing costs for 509 1040, American Fork?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $459,900, expect approximately $9,198-$22,995 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 30

How does the property tax compare to the list price at 509 1040, American Fork?

Accepted Answer

The annual property tax of $2,076 represents an effective rate of 0.45% relative to the list price of $459,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 31

Is 509 1040, American Fork eligible for FHA or VA financing?

Accepted Answer

At $459,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 32

Could 509 1040, American Fork be a 1031 exchange property?

Accepted Answer

Yes, 509 1040, American Fork could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 33

What is the price trend in American Fork?

Accepted Answer

American Fork's median price has increased 1.0% month-over-month. Current median: $510,000. Days on market have decreased by 11.1% month-over-month. Homes are selling at 99.5% of list price on average. Monitor these trends to time your offer strategically.

Question 34

What school district is 509 1040, American Fork in?

Accepted Answer

This property is in the Alpine school district. Assigned elementary: Greenwood. Assigned middle: American Fork. Assigned high: American Fork. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 35

Is 509 1040, American Fork move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 36

Does 509 1040, American Fork come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 37

What is the lot like at 509 1040, American Fork?

Accepted Answer

The lot is 0.02 acres. Lot features: Road: Paved,Sprinkler: Auto-Full,View: Mountain. Terrain: Road: Paved, Sprinkler: Auto-Full, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 38

What utilities are available at 509 1040, American Fork?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 39

Does 509 1040, American Fork have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

509 1040, American Fork, UT 84003

509 S 1040 W, American Fork, UT 84003

About This Property

Features & Amenities

Property Info

Financial

Structure & Systems

Parking

All Property Details

Property Info

Bedrooms & Baths

Financial

Structure

Lot & Land

Parking

Amenities

Utilities

Schools

Timeline

American Fork Market Context

Crime & Safety

American Fork compared to:

vs National Average (FBI UCR 2024)

Find Your Dream Home

Frequently Asked Questions

Discover