Question 1

What is the asking price for 476 10TH, Montpelier?

Accepted Answer

476 10TH, Montpelier is listed at $340,000 ($156/sqft). The original list price was $385,900, representing a reduction of $45,900. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 476 10TH, Montpelier have?

Accepted Answer

This Residential features 5 bedrooms, 2 bathrooms, 2,184 square feet of living space. It is a 2-story home. The lot is 0.28 acres.

Question 3

When was 476 10TH, Montpelier built?

Accepted Answer

This property was built in 1979, making it 47 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 476 10TH, Montpelier?

Accepted Answer

476 10TH, Montpelier is a Residential (Single Family Residence). The architectural style is Basement.  Zoning: Single-Family.

Question 5

Does 476 10TH, Montpelier have a garage or parking?

Accepted Answer

Yes, this property includes a 1-car garage and 4 open parking spaces. Total parking capacity: 5 vehicles.

Question 6

Is there an HOA for 476 10TH, Montpelier?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 476 10TH, Montpelier?

Accepted Answer

Annual property taxes for this property are approximately $1,086 (about $91/month). This represents an effective tax rate of approximately 0.32% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 476 10TH, Montpelier?

Accepted Answer

Interior features include: Kitchen: Second, Range/Oven: Built-In.

Question 9

Is 476 10TH, Montpelier a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Strong STR Cash Flow" with a deal score of 78/100. Key deal signals: 12% price reduction from original list; $78/mo STR net cash flow (+3.4% return on spend); 302.0 days on market — potential negotiation opportunity. The price is 12% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Montpelier?

Accepted Answer

The median price for similar properties in the area is $302,500 (based on 10 homes). At $340,000, this listing is 12% above the median for comparable homes. It ranks #Above Similar among similar listings by value.

Question 11

Has the price been reduced on 476 10TH, Montpelier?

Accepted Answer

Yes, the price has been reduced by 11.9% from the original list price of $385,900 to the current price of $340,000 — a reduction of $45,900. Price reductions can indicate seller motivation or market adjustment.

Question 12

What would the monthly mortgage payment be for 476 10TH, Montpelier?

Accepted Answer

At the current 30-year mortgage rate of 6.52% with 20% down, the estimated monthly principal and interest payment is $1,723. Including estimated taxes, the total monthly cost is approximately $1,814. A 15-year mortgage at 5.84% would be $2,272/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 13

How long has 476 10TH, Montpelier been on the market?

Accepted Answer

This property has been listed for 302 days. The average days on market in Montpelier is 185 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 14

What lifestyle features does 476 10TH, Montpelier offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: Workshop/Maker Space. The primary lifestyle niche is "workshop_maker." These tags are derived from MLS data, property features, and location analysis.

Question 15

What recreation is near 476 10TH, Montpelier?

Accepted Answer

This property has a recreation score of 100/100. Nearby recreation includes: Lincoln Park park (0.2 mi); Bear Lake State Park (25.3 mi). Skiing: Beaver Mountain Resort (27.5 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 16

What amenities and services are near 476 10TH, Montpelier?

Accepted Answer

This property has an amenity proximity score of 98/100. Nearby services include: Grocery: Bishops' Storehouse (0.3 mi); Hospital: Bear Lake Memorial Specialty Clinic (0.6 mi); Pharmacy: Bear Lake Drug (0.4 mi); Dining: Studebaker's Pizza (0.4 mi). Gas station: 0.6 miles. Gym: Bear Lake Athletic Club (0.4 mi).

Question 17

How far is the nearest hospital from 476 10TH, Montpelier?

Accepted Answer

The nearest hospital is Bear Lake Memorial Specialty Clinic, approximately 0.6 miles from the property. The nearest fire station is 0.1 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 18

What schools serve 476 10TH, Montpelier?

Accepted Answer

Assigned schools: Elementary: A. J. Winters; Middle: Bear Lake; High: Bear Lake.   School district: BEAR LAKE COUNTY.

Question 19

What high school is near 476 10TH, Montpelier?

Accepted Answer

The nearest high school is Bear Lake. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 20

What elementary school is near 476 10TH, Montpelier?

Accepted Answer

The nearest elementary school is A. J. Winters. Propaired provides full school ratings and comparison data for all schools in this area.

Question 21

What middle school is near 476 10TH, Montpelier?

Accepted Answer

The nearest middle school is Bear Lake.

Question 22

Is 476 10TH, Montpelier in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 23

How does this listing compare to the Montpelier market?

Accepted Answer

476 10TH, Montpelier is listed at $340,000, which is above the Montpelier median of $260,000 by $80,000. There are currently 33 active listings in Montpelier. Homes in Montpelier sell in an average of 185 days. The average sale-to-list ratio is 95.9%.

Question 24

What is the Montpelier real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Montpelier is $260,000. There are currently 33 active listings. Homes sell in an average of 185 days. The average sale-to-list ratio is 95.9%. This listing at $340,000 is above the Montpelier 2026 median.

Question 25

Are there other homes for sale in Montpelier?

Accepted Answer

Yes — there are currently 33 active listings in Montpelier. Browse all Montpelier homes for sale at propaired.ai/listings/id/montpelier. Prices range around a median of $260,000. Homes in Montpelier are selling in about 185 days on average.

Question 26

How does this price compare to the Utah state average?

Accepted Answer

At $340,000, this property is below the Utah state median of $522,000 by $182,000. Montpelier prices are 50% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 27

What is the Propaired intelligence score for 476 10TH, Montpelier?

Accepted Answer

This property has a Propaired intelligence score of 67/100, combining deal value (78), recreation access (100), amenity proximity (98), broadband quality (N/A), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 28

What heating and cooling systems does 476 10TH, Montpelier have?

Accepted Answer

Heating: Electric. Cooling: Evaporative Cooling. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 29

What type of roof does 476 10TH, Montpelier have?

Accepted Answer

The roof material is Metal. Metal roofs are highly durable and can last 40-70 years with minimal maintenance. With a 47-year-old home, reviewing recent roof inspections is recommended.

Question 30

Does 476 10TH, Montpelier have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 31

What type of flooring does 476 10TH, Montpelier have?

Accepted Answer

Flooring types include: Carpet,Laminate.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 32

What are the water and sewer connections for 476 10TH, Montpelier?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 33

What shopping and dining is near 476 10TH, Montpelier?

Accepted Answer

The nearest restaurant is Studebaker's Pizza (0.4 miles away) and the nearest grocery store is Bishops' Storehouse (0.3 miles). Coffee: Cookie's Coffee (0.5 mi). Banking: Zions Bank (0.4 mi). Overall amenity proximity score: 98/100.

Question 34

What would homeowner's insurance cost for 476 10TH, Montpelier?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $340,000, expect approximately $1,020-$1,700/year ($85-$142/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 35

What are the estimated closing costs for 476 10TH, Montpelier?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $340,000, expect approximately $6,800-$17,000 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 36

How does the property tax compare to the list price at 476 10TH, Montpelier?

Accepted Answer

The annual property tax of $1,086 represents an effective rate of 0.32% relative to the list price of $340,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 37

What are the total estimated monthly costs for 476 10TH, Montpelier?

Accepted Answer

Estimated total monthly housing cost: $1,927. This includes principal & interest ($1,723 at 6.52% with 20% down), property tax ($91/mo), and estimated insurance (~$113/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 38

Is 476 10TH, Montpelier eligible for FHA or VA financing?

Accepted Answer

At $340,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 39

Could 476 10TH, Montpelier be a 1031 exchange property?

Accepted Answer

Yes, 476 10TH, Montpelier could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 40

How does 476 10TH, Montpelier compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $302,500. This listing is 12% above the comparable median. It ranks Above Similar among similar listings by value. The median for this property type specifically is $325,000. Comparable analysis is based on similar size, age, and location.

Question 41

What is the price trend in Montpelier?

Accepted Answer

Montpelier's median price has increased 6.1% month-over-month. Current median: $260,000. Days on market have decreased by 43.5% month-over-month. Homes are selling at 95.9% of list price on average. Monitor these trends to time your offer strategically.

Question 42

Is 476 10TH, Montpelier overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Strong STR Cash Flow." At 12% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 78/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 43

What school district is 476 10TH, Montpelier in?

Accepted Answer

This property is in the BEAR LAKE COUNTY school district. Assigned elementary: A. J. Winters. Assigned middle: Bear Lake. Assigned high: Bear Lake. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 44

What parks are near 476 10TH, Montpelier?

Accepted Answer

The nearest local park is Lincoln Park (0.2 miles away). The nearest state park is Bear Lake State Park (25.3 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 45

What water activities are near 476 10TH, Montpelier?

Accepted Answer

Water recreation near this property includes: Bear Lake (25.8 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 46

Is 476 10TH, Montpelier move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 47

What updates might 476 10TH, Montpelier need?

Accepted Answer

At 47 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Metal. Current heating: Electric. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 48

Does 476 10TH, Montpelier come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 49

What is the lot like at 476 10TH, Montpelier?

Accepted Answer

The lot is 0.28 acres. Lot features: Fenced: Part,Secluded. Terrain: Fenced: Part, Secluded Yard, Terrain, Flat.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 50

What utilities are available at 476 10TH, Montpelier?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 51

Is there EV charging near 476 10TH, Montpelier?

Accepted Answer

The nearest EV charging station is Valdez Mechanix, approximately 7.7 miles from the property. With a 1-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers.

476 10TH, Montpelier, ID 83254

476 N 10TH ST, Montpelier, ID 83254

About This Property

Features & Amenities

Property Info

Financial

Structure & Systems

Parking

Property Intelligence

Lifestyle

Flood Zone

Deal Analysis

Investment Potential

Short-Term Rental

Recreation & Amenities

Recreation Nearby
Score: 100/100

Amenities Nearby
Score: 98/100

All Property Details

Property Info

Bedrooms & Baths

Financial

Structure

Lot & Land

Parking

Amenities

Utilities

Schools

Timeline

Montpelier Market Context

Connect with a Buyer’s Agent

Similar Homes

$245,000

$339,000

$330,000

$389,000

$245,000

Find Your Dream Home

Frequently Asked Questions

Discover

476 10TH, Montpelier, ID 83254

476 N 10TH ST, Montpelier, ID 83254

About This Property

Features & Amenities

Property Info

Financial

Structure & Systems

Parking

Property Intelligence

Lifestyle

Flood Zone

Deal Analysis

Investment Potential

Short-Term Rental

Recreation & Amenities

Recreation NearbyScore: 100/100

Amenities NearbyScore: 98/100

All Property Details

Property Info

Bedrooms & Baths

Financial

Structure

Lot & Land

Parking

Amenities

Utilities

Schools

Timeline

Montpelier Market Context

Connect with a Buyer’s Agent

Similar Homes

$245,000

$339,000

$330,000

$389,000

$245,000

Find Your Dream Home

Frequently Asked Questions

Discover

Recreation Nearby
Score: 100/100

Amenities Nearby
Score: 98/100