Question 1

What is the asking price for 646 COLD SPRINGS, Fish Haven?

Accepted Answer

646 COLD SPRINGS, Fish Haven is listed at $639,000 ($237/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 646 COLD SPRINGS, Fish Haven have?

Accepted Answer

This Residential features 3 bedrooms, 3 bathrooms, 2,694 square feet of living space. It is a 3-story home. The lot is 0.29 acres.

Question 3

When was 646 COLD SPRINGS, Fish Haven built?

Accepted Answer

This property was built in 2004, making it 22 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 646 COLD SPRINGS, Fish Haven?

Accepted Answer

646 COLD SPRINGS, Fish Haven is a Residential (Single Family Residence). The architectural style is Cabin. It is located in the BEAR LAKE WEST PROPERTIES subdivision. Zoning: Single-Family.

Question 5

Does 646 COLD SPRINGS, Fish Haven have a garage or parking?

Accepted Answer

Yes, this property includes a 1-car garage. Total parking capacity: 1 vehicles.

Question 6

Is there an HOA for 646 COLD SPRINGS, Fish Haven?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $1,240 annually. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 646 COLD SPRINGS, Fish Haven?

Accepted Answer

Annual property taxes for this property are approximately $1,988 (about $166/month). This represents an effective tax rate of approximately 0.31% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 646 COLD SPRINGS, Fish Haven?

Accepted Answer

Interior features include: Bath: Primary, Gas Log, Great Room, Jetted Tub, Range/Oven: Built-In. Exterior features include: Balcony, Deck; Covered, Patio: Covered, Sliding Glass Doors, Walkout. The home has 1 fireplace.   View: Lake,Mountain(s),Valley.

Question 9

Is 646 COLD SPRINGS, Fish Haven a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 65/100. Key deal signals: Priced 9% below similar homes. The price is 9% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Fish Haven?

Accepted Answer

The median price for similar properties in the area is $699,000 (based on 7 homes). At $639,000, this listing is 9% below the median for comparable homes. It ranks #Fair Price among similar listings by value.

Question 11

What would the monthly mortgage payment be for 646 COLD SPRINGS, Fish Haven?

Accepted Answer

At the current 30-year mortgage rate of 6.58% with 20% down, the estimated monthly principal and interest payment is $3,258. Including estimated taxes and HOA fees, the total monthly cost is approximately $4,664. A 15-year mortgage at 5.96% would be $4,303/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 646 COLD SPRINGS, Fish Haven been on the market?

Accepted Answer

This property has been listed for 24 days. The average days on market in Fish Haven is 77 days, meaning this listing is moving faster than the local average.

Question 13

What lifestyle features does 646 COLD SPRINGS, Fish Haven offer?

Accepted Answer

Propaired's AI has identified 5 lifestyle features for this property: Pool, Cabin/Mountain, Scenic Views, Sport Court, Hot Tub/Spa. The primary lifestyle niche is "cabin_mountain." These tags are derived from MLS data, property features, and location analysis.

Question 14

Is 646 COLD SPRINGS, Fish Haven near skiing?

Accepted Answer

This property is within reach of skiing. Beaver Mountain Resort is 7.1 miles away. Utah's world-class resorts offer 500+ inches of annual snowfall and "The Greatest Snow on Earth."

Question 15

Does 646 COLD SPRINGS, Fish Haven have a pool?

Accepted Answer

Yes, this property includes a private pool. A hot tub/spa is also included. Utah summers can reach 100°F+, making a pool a valuable amenity. Consider seasonal maintenance costs of approximately $2,000-$4,000/year for a Utah pool.

Question 16

What recreation is near 646 COLD SPRINGS, Fish Haven?

Accepted Answer

This property has a recreation score of 63/100. Nearby recreation includes: Sink Hollow trailhead (6.1 mi); Bear Lake Venture Park park (3.0 mi); Bear Lake Golf Course (9.0 mi); Bear Lake State Park (4.7 mi). Skiing: Beaver Mountain Resort (7.1 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 17

Are there hiking trails near 646 COLD SPRINGS, Fish Haven?

Accepted Answer

Yes, the nearest trailhead is Sink Hollow, just 6.1 miles from the property. Bear Lake State Park is 4.7 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 18

What amenities and services are near 646 COLD SPRINGS, Fish Haven?

Accepted Answer

This property has an amenity proximity score of 60/100. Nearby services include: Grocery: Fish Haven General Store (2.2 mi); Hospital: Bear Lake Memorial Specialty Clinic (21.3 mi); Pharmacy: Health West - Garden City Clinic (5.7 mi); Dining: Cooper's Restaurant & Sports Bar (1.8 mi). Gas station: 2.2 miles. Gym: The Shed Fit 365 (5.6 mi).

Question 19

How far is the nearest hospital from 646 COLD SPRINGS, Fish Haven?

Accepted Answer

The nearest hospital is Bear Lake Memorial Specialty Clinic, approximately 21.3 miles from the property. The nearest fire station is 5.8 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 20

What schools serve 646 COLD SPRINGS, Fish Haven?

Accepted Answer

Assigned schools: Elementary: A. J. Winters; Middle: Bear Lake; High: Bear Lake.   School district: BEAR LAKE COUNTY.

Question 21

What high school is near 646 COLD SPRINGS, Fish Haven?

Accepted Answer

The nearest high school is Bear Lake. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 22

What elementary school is near 646 COLD SPRINGS, Fish Haven?

Accepted Answer

The nearest elementary school is A. J. Winters. Propaired provides full school ratings and comparison data for all schools in this area.

Question 23

What middle school is near 646 COLD SPRINGS, Fish Haven?

Accepted Answer

The nearest middle school is Bear Lake.

Question 24

Is 646 COLD SPRINGS, Fish Haven in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 25

How does this listing compare to the Fish Haven market?

Accepted Answer

646 COLD SPRINGS, Fish Haven is listed at $639,000, which is above the Fish Haven median of $630,000 by $9,000. There are currently 34 active listings in Fish Haven. Homes in Fish Haven sell in an average of 77 days. The average sale-to-list ratio is 97.4%.

Question 26

What is the Fish Haven real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Fish Haven is $630,000. There are currently 34 active listings. Homes sell in an average of 77 days. The average sale-to-list ratio is 97.4%. This listing at $639,000 is above the Fish Haven 2026 median.

Question 27

Are there other homes for sale in Fish Haven?

Accepted Answer

Yes — there are currently 34 active listings in Fish Haven. Browse all Fish Haven homes for sale at propaired.ai/listings/id/fish-haven. Prices range around a median of $630,000. Homes in Fish Haven are selling in about 77 days on average.

Question 28

How does this price compare to the Utah state average?

Accepted Answer

At $639,000, this property is above the Utah state median of $525,000 by $114,000. Fish Haven prices are 20% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 29

What is the Propaired intelligence score for 646 COLD SPRINGS, Fish Haven?

Accepted Answer

This property has a Propaired intelligence score of 61/100, combining deal value (65), recreation access (63), amenity proximity (60), broadband quality (N/A), and lifestyle features (5 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 30

What heating and cooling systems does 646 COLD SPRINGS, Fish Haven have?

Accepted Answer

Heating: Forced Air. Cooling system details are not listed. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 31

What type of roof does 646 COLD SPRINGS, Fish Haven have?

Accepted Answer

The roof material is Asphalt,Pitched. Asphalt shingles typically last 20-30 years in Utah's climate. With a 22-year-old home, reviewing recent roof inspections is recommended.

Question 32

Does 646 COLD SPRINGS, Fish Haven have a basement?

Accepted Answer

Yes, the basement is described as: Partial. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 33

What is 646 COLD SPRINGS, Fish Haven constructed from?

Accepted Answer

Construction materials include: Log. The construction type affects long-term maintenance requirements and insurance costs.

Question 34

What type of flooring does 646 COLD SPRINGS, Fish Haven have?

Accepted Answer

Flooring types include: Carpet,Hardwood,Laminate. Hardwood floors are a premium feature that adds lasting value and can be refinished multiple times.  Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 35

What are the water and sewer connections for 646 COLD SPRINGS, Fish Haven?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 36

What shopping and dining is near 646 COLD SPRINGS, Fish Haven?

Accepted Answer

The nearest restaurant is Cooper's Restaurant & Sports Bar (1.8 miles away) and the nearest grocery store is Fish Haven General Store (2.2 miles). Coffee: Moose Buns (5.8 mi). Banking: Zions Bank (5.1 mi). Overall amenity proximity score: 60/100.

Question 37

What would homeowner's insurance cost for 646 COLD SPRINGS, Fish Haven?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $639,000, expect approximately $1,917-$3,195/year ($160-$266/month).   Get multiple quotes — rates vary significantly by insurer.

Question 38

What are the estimated closing costs for 646 COLD SPRINGS, Fish Haven?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $639,000, expect approximately $12,780-$31,950 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 39

How does the property tax compare to the list price at 646 COLD SPRINGS, Fish Haven?

Accepted Answer

The annual property tax of $1,988 represents an effective rate of 0.31% relative to the list price of $639,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 40

What are the total estimated monthly costs for 646 COLD SPRINGS, Fish Haven?

Accepted Answer

Estimated total monthly housing cost: $4,877. This includes principal & interest ($3,258 at 6.58% with 20% down), property tax ($166/mo), HOA ($1,240/mo), and estimated insurance (~$213/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 41

Is 646 COLD SPRINGS, Fish Haven eligible for FHA or VA financing?

Accepted Answer

At $639,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 42

Could 646 COLD SPRINGS, Fish Haven be a 1031 exchange property?

Accepted Answer

Yes, 646 COLD SPRINGS, Fish Haven could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 43

How does 646 COLD SPRINGS, Fish Haven compare to recently sold homes nearby?

Accepted Answer

Based on 7 comparable properties, the median sold price in this area is $699,000. This listing is 9% below the comparable median. It ranks Fair Price among similar listings by value. The median for this property type specifically is $1,124,000. Comparable analysis is based on similar size, age, and location.

Question 44

What is the price trend in Fish Haven?

Accepted Answer

Fish Haven's median price has increased 19.8% month-over-month. Current median: $630,000. Days on market have increased by 260.7% month-over-month. Homes are selling at 97.4% of list price on average. Monitor these trends to time your offer strategically.

Question 45

Is 646 COLD SPRINGS, Fish Haven overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 9% below comparable homes, this property appears competitively priced. Deal score: 65/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 46

What school district is 646 COLD SPRINGS, Fish Haven in?

Accepted Answer

This property is in the BEAR LAKE COUNTY school district. Assigned elementary: A. J. Winters. Assigned middle: Bear Lake. Assigned high: Bear Lake. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 47

What parks are near 646 COLD SPRINGS, Fish Haven?

Accepted Answer

The nearest local park is Bear Lake Venture Park (3.0 miles away). The nearest state park is Bear Lake State Park (4.7 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 48

Is there a golf course near 646 COLD SPRINGS, Fish Haven?

Accepted Answer

The nearest golf course is Bear Lake Golf Course, 9.0 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 49

What water activities are near 646 COLD SPRINGS, Fish Haven?

Accepted Answer

Water recreation near this property includes: Bear Lake (8.0 mi); boat ramp at Bear Lake State Park (4.6 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 50

Is 646 COLD SPRINGS, Fish Haven move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 51

What updates might 646 COLD SPRINGS, Fish Haven need?

Accepted Answer

At 22 years old, common updates to consider include: HVAC system update. Current roof: Asphalt,Pitched. Current heating: Forced Air. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 52

Does 646 COLD SPRINGS, Fish Haven come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 53

What is the lot like at 646 COLD SPRINGS, Fish Haven?

Accepted Answer

The lot is 0.29 acres. Lot features: Additional Land Available,Road: Unpaved,Terrain: Grad Slope,Terrain: Mountain,View: Lake,View: Mountain,View: Valley,View: Water. Terrain: Additional Land Available, Road: Unpaved, Terrain: Grad Slope, Terrain: Mountain, View: Lake, View: Mountain, View: Valley, View: Water. Views: Lake,Mountain(s),Valley.  Lot characteristics affect usability, privacy, and future improvement potential.

Question 54

What utilities are available at 646 COLD SPRINGS, Fish Haven?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 55

Is there EV charging near 646 COLD SPRINGS, Fish Haven?

Accepted Answer

The nearest EV charging station is ChargePoint Charging Station, approximately 5.1 miles from the property. With a 1-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

646 COLD SPRINGS, Fish Haven, ID 83287

646 COLD SPRINGS DR #394, Fish Haven, ID 83287

About This Property

Features & Amenities

Property Info

Financial

Structure & Systems

Parking

Property Intelligence

Lifestyle

Flood Zone

Deal Analysis

Investment Potential

Short-Term Rental

Recreation & Amenities

Recreation Nearby
Score: 63/100

Amenities Nearby
Score: 60/100

All Property Details

Property Info

Bedrooms & Baths

Financial

Structure

Lot & Land

Parking

Amenities

Utilities

Schools

Timeline

Media

Fish Haven Market Context

Connect with a Buyer’s Agent

Similar Homes

$699,000

$549,900

$795,000

$419,000

$495,000

Find Your Dream Home

Frequently Asked Questions

Discover

646 COLD SPRINGS, Fish Haven, ID 83287

646 COLD SPRINGS DR #394, Fish Haven, ID 83287

About This Property

Features & Amenities

Property Info

Financial

Structure & Systems

Parking

Property Intelligence

Lifestyle

Flood Zone

Deal Analysis

Investment Potential

Short-Term Rental

Recreation & Amenities

Recreation NearbyScore: 63/100

Amenities NearbyScore: 60/100

All Property Details

Property Info

Bedrooms & Baths

Financial

Structure

Lot & Land

Parking

Amenities

Utilities

Schools

Timeline

Media

Fish Haven Market Context

Connect with a Buyer’s Agent

Similar Homes

$699,000

$549,900

$795,000

$419,000

$495,000

Find Your Dream Home

Frequently Asked Questions

Discover

Recreation Nearby
Score: 63/100

Amenities Nearby
Score: 60/100