Question 1

What is the asking price for 104 700, Vernal?

Accepted Answer

104 700, Vernal is listed at $249,900 ($178/sqft). The original list price was $259,900, representing a reduction of $10,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 104 700, Vernal have?

Accepted Answer

This Residential features 3 bedrooms, 3 bathrooms, 1,405 square feet of living space. It is a 2-story home. The lot is 0.01 acres.

Question 3

When was 104 700, Vernal built?

Accepted Answer

This property was built in 2008, making it 18 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 104 700, Vernal?

Accepted Answer

104 700, Vernal is a Residential (Townhouse). The architectural style is Stories: 2. It is located in the SPRING CREEK TOWN HOMES subdivision. Zoning: Multi-Family.

Question 5

Is there an HOA for 104 700, Vernal?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $113 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 6

What are the property taxes for 104 700, Vernal?

Accepted Answer

Annual property taxes for this property are approximately $1,013 (about $84/month). This represents an effective tax rate of approximately 0.41% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 7

What are the key features of 104 700, Vernal?

Accepted Answer

Interior features include: Bath: Primary, Disposal, Range/Oven: Free Stdng.. Exterior features include: Double Pane Windows.

Question 8

Is 104 700, Vernal a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 70/100. Key deal signals: 7.0% year-over-year market appreciation; 4% price reduction from original list.  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 9

Has the price been reduced on 104 700, Vernal?

Accepted Answer

Yes, the price has been reduced by 3.9% from the original list price of $259,900 to the current price of $249,900 — a reduction of $10,000. Price reductions can indicate seller motivation or market adjustment.

Question 10

What would the monthly mortgage payment be for 104 700, Vernal?

Accepted Answer

At the current 30-year mortgage rate of 6.36% with 20% down, the estimated monthly principal and interest payment is $1,245. Including estimated taxes and HOA fees, the total monthly cost is approximately $1,442. A 15-year mortgage at 5.71% would be $1,656/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 11

How long has 104 700, Vernal been on the market?

Accepted Answer

This property has been listed for 13 days. The average days on market in Vernal is 112 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 12

What lifestyle features does 104 700, Vernal offer?

Accepted Answer

Propaired's AI has identified 3 lifestyle features for this property: OHV/ATV Trails, Luxury Estate, Sport Court. The primary lifestyle niche is "luxury_estate." These tags are derived from MLS data, property features, and location analysis.

Question 13

What makes 104 700, Vernal a luxury property?

Accepted Answer

This property is classified as a luxury estate based on its price point, features, and location. At 1,405 sqft on 0.01 acres, it offers premium living.    Luxury properties in Utah benefit from no state estate tax and relatively low property tax rates.

Question 14

What schools serve 104 700, Vernal?

Accepted Answer

Assigned schools: Elementary: Ashley; Middle: Uintah; High: Uintah. There are 2 schools within 3 miles of this property. The highest-rated nearby school is Uintah High with a 59% state performance score (1.8 miles away). School district: Uintah.

Question 15

What high school is near 104 700, Vernal?

Accepted Answer

The nearest high school is Uintah. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 16

What elementary school is near 104 700, Vernal?

Accepted Answer

The nearest elementary school is Ashley (2.0 miles away). State performance score: 57%. District: Uintah District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 17

What middle school is near 104 700, Vernal?

Accepted Answer

The nearest middle school is Uintah.

Question 18

Is 104 700, Vernal in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 19

How does this listing compare to the Vernal market?

Accepted Answer

104 700, Vernal is listed at $249,900, which is below the Vernal median of $369,200 by $119,300. There are currently 115 active listings in Vernal. Homes in Vernal sell in an average of 112 days. The average sale-to-list ratio is 99.0%.

Question 20

What is the Vernal real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Vernal is $369,200. There are currently 115 active listings. Homes sell in an average of 112 days. The average sale-to-list ratio is 99.0%. This listing at $249,900 is below the Vernal 2026 median.

Question 21

Are there other homes for sale in Vernal?

Accepted Answer

Yes — there are currently 115 active listings in Vernal. Browse all Vernal homes for sale at propaired.ai/listings/ut/vernal. Prices range around a median of $369,200. Homes in Vernal are selling in about 112 days on average.

Question 22

What is the Vernal neighborhood like?

Accepted Answer

Gateway to Dinosaur National Monument and outdoor recreation. Growing, good schools, oil industry heritage. Access to fishing, hunting, hiking. Vernal is known for: outdoor-recreation, growing, good-schools, fishing. Population: approximately 11,000. Explore the full Vernal market data and community guide on Propaired.

Question 23

How does this price compare to the Utah state average?

Accepted Answer

At $249,900, this property is below the Utah state median of $518,888 by $268,988. Vernal prices are 29% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 24

What is the Propaired intelligence score for 104 700, Vernal?

Accepted Answer

This property has a Propaired intelligence score of 45/100, combining deal value (70), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (3 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 25

What heating and cooling systems does 104 700, Vernal have?

Accepted Answer

Heating: Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 26

What type of roof does 104 700, Vernal have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 18-year-old home, reviewing recent roof inspections is recommended.

Question 27

Does 104 700, Vernal have a basement?

Accepted Answer

Yes, the basement is described as: Slab. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 28

What is 104 700, Vernal constructed from?

Accepted Answer

Construction materials include: Stone,Stucco. Stone construction provides exceptional durability and a premium aesthetic.

Question 29

What type of flooring does 104 700, Vernal have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 30

What are the water and sewer connections for 104 700, Vernal?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 31

What is the commute like from 104 700, Vernal?

Accepted Answer

104 700, Vernal is located in Vernal, in the Eastern Utah region of Utah. With a population of approximately 11,000, Vernal offers a residential setting. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 32

What is the Vernal community like?

Accepted Answer

Vernal is known for: outdoor-recreation, growing, good-schools, fishing, dinosaur-monument. The city has approximately 11,000 residents. The median home price in Vernal is $310,000. Explore the full Vernal community profile on Propaired for detailed neighborhood insights.

Question 33

What would homeowner's insurance cost for 104 700, Vernal?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $249,900, expect approximately $750-$1,250/year ($63-$104/month).   Get multiple quotes — rates vary significantly by insurer.

Question 34

What are the estimated closing costs for 104 700, Vernal?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $249,900, expect approximately $4,998-$12,495 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 35

How does the property tax compare to the list price at 104 700, Vernal?

Accepted Answer

The annual property tax of $1,013 represents an effective rate of 0.41% relative to the list price of $249,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 36

What are the total estimated monthly costs for 104 700, Vernal?

Accepted Answer

Estimated total monthly housing cost: $1,525. This includes principal & interest ($1,245 at 6.36% with 20% down), property tax ($84/mo), HOA ($113/mo), and estimated insurance (~$83/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 37

Is 104 700, Vernal eligible for FHA or VA financing?

Accepted Answer

At $249,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 38

Could 104 700, Vernal be a 1031 exchange property?

Accepted Answer

Yes, 104 700, Vernal could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 39

Is the Vernal neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 7.0% over the past year. The current Zillow Home Value Index for this area is $156,189. This listing is priced at 160% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 40

What is the price trend in Vernal?

Accepted Answer

Vernal's median price has decreased 11.8% month-over-month. Current median: $369,200. Days on market have increased by 65.5% month-over-month. Homes are selling at 99.0% of list price on average. Monitor these trends to time your offer strategically.

Question 41

What school district is 104 700, Vernal in?

Accepted Answer

This property is in the Uintah school district. Assigned elementary: Ashley. Assigned middle: Uintah. Assigned high: Uintah. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 42

How do nearby schools rank statewide?

Accepted Answer

Of the 2 nearby schools with state rankings, the highest-ranked is Discovery School at #243 statewide (57% performance score). Other ranked nearby schools include Uintah High (#289). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 43

Is 104 700, Vernal move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 44

Does 104 700, Vernal come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 45

What is the lot like at 104 700, Vernal?

Accepted Answer

The lot is 0.01 acres. Lot features: Sprinkler: Auto-Full. Terrain: Sprinkler: Auto-Full, Terrain, Flat.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 46

What utilities are available at 104 700, Vernal?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 47

Does 104 700, Vernal have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

104 700, Vernal, UT 84078

104 W 700 N, Vernal, UT 84078

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