Question 1

What is the asking price for 523 1380, Vernal?

Accepted Answer

523 1380, Vernal is listed at $225,000 ($150/sqft). The original list price was $229,000, representing a reduction of $4,000. This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 523 1380, Vernal have?

Accepted Answer

This Residential features 3 bedrooms, 3 bathrooms, 1,500 square feet of living space. It is a 2-story home. The lot is 0.01 acres.

Question 3

When was 523 1380, Vernal built?

Accepted Answer

This property was built in 2007, making it 19 years old. Built in the early 2000s, the home benefits from modern construction standards and may have updated systems.

Question 4

What type of property is 523 1380, Vernal?

Accepted Answer

523 1380, Vernal is a Residential (Townhouse). The architectural style is Stories: 2. It is located in the TAYLOR MOUNTAIN TOWNHOMES subdivision. Zoning: Multi-Family, Short Term Rental Allowed.

Question 5

Does 523 1380, Vernal have a garage or parking?

Accepted Answer

Yes, this property includes 3 open parking spaces. Total parking capacity: 3 vehicles.

Question 6

Is there an HOA for 523 1380, Vernal?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 523 1380, Vernal?

Accepted Answer

Annual property taxes for this property are approximately $800 (about $67/month). This represents an effective tax rate of approximately 0.36% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 523 1380, Vernal?

Accepted Answer

Interior features include: Bath: Primary, Disposal, Range/Oven: Built-In. Exterior features include: Porch: Open.

Question 9

Is 523 1380, Vernal a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Growth Market Deal" with a deal score of 95/100. Key deal signals: Priced 15% below market value; 10.2% year-over-year market appreciation.  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

Has the price been reduced on 523 1380, Vernal?

Accepted Answer

Yes, the price has been reduced by 1.8% from the original list price of $229,000 to the current price of $225,000 — a reduction of $4,000. Price reductions can indicate seller motivation or market adjustment.

Question 11

What would the monthly mortgage payment be for 523 1380, Vernal?

Accepted Answer

At the current 30-year mortgage rate of 6.43% with 20% down, the estimated monthly principal and interest payment is $1,129. Including estimated taxes, the total monthly cost is approximately $1,196. A 15-year mortgage at 5.79% would be $1,499/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 523 1380, Vernal been on the market?

Accepted Answer

This property has been listed for 25 days. The average days on market in Vernal is 77 days, meaning this listing is moving faster than the local average.

Question 13

What schools serve 523 1380, Vernal?

Accepted Answer

Assigned schools: Elementary: Ashley; Middle: Uintah; High: Uintah. There are 2 schools within 3 miles of this property. The highest-rated nearby school is Uintah High with a 59% state performance score (0.5 miles away). School district: Uintah.

Question 14

What high school is near 523 1380, Vernal?

Accepted Answer

The nearest high school is Uintah. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 15

What elementary school is near 523 1380, Vernal?

Accepted Answer

The nearest elementary school is Ashley (1.9 miles away). State performance score: 57%. District: Uintah District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 16

What middle school is near 523 1380, Vernal?

Accepted Answer

The nearest middle school is Uintah.

Question 17

Is 523 1380, Vernal in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 18

How does this listing compare to the Vernal market?

Accepted Answer

523 1380, Vernal is listed at $225,000, which is below the Vernal median of $360,000 by $135,000. There are currently 125 active listings in Vernal. Homes in Vernal sell in an average of 77 days. The average sale-to-list ratio is 98.8%.

Question 19

What is the Vernal real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Vernal is $360,000. There are currently 125 active listings. Homes sell in an average of 77 days. The average sale-to-list ratio is 98.8%. This listing at $225,000 is below the Vernal 2026 median.

Question 20

Are there other homes for sale in Vernal?

Accepted Answer

Yes — there are currently 125 active listings in Vernal. Browse all Vernal homes for sale at propaired.ai/listings/ut/vernal. Prices range around a median of $360,000. Homes in Vernal are selling in about 77 days on average.

Question 21

What is the Vernal neighborhood like?

Accepted Answer

Gateway to Dinosaur National Monument and outdoor recreation. Growing, good schools, oil industry heritage. Access to fishing, hunting, hiking. Vernal is known for: outdoor-recreation, growing, good-schools, fishing. Population: approximately 11,000. Explore the full Vernal market data and community guide on Propaired.

Question 22

How does this price compare to the Utah state average?

Accepted Answer

At $225,000, this property is below the Utah state median of $525,000 by $300,000. Vernal prices are 31% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 23

What is the Propaired intelligence score for 523 1380, Vernal?

Accepted Answer

This property has a Propaired intelligence score of 33/100, combining deal value (95), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (0 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 24

What heating and cooling systems does 523 1380, Vernal have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 25

What type of roof does 523 1380, Vernal have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 19-year-old home, reviewing recent roof inspections is recommended.

Question 26

Does 523 1380, Vernal have a basement?

Accepted Answer

Yes, the basement is described as: Slab. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 27

What is 523 1380, Vernal constructed from?

Accepted Answer

Construction materials include: Aluminum,Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 28

What type of flooring does 523 1380, Vernal have?

Accepted Answer

Flooring types include: Carpet.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 29

What are the water and sewer connections for 523 1380, Vernal?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected.   Water is a critical consideration in Utah's arid climate.

Question 30

What is the commute like from 523 1380, Vernal?

Accepted Answer

523 1380, Vernal is located in Vernal, in the Eastern Utah region of Utah. With a population of approximately 11,000, Vernal offers a residential setting. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 31

What is the Vernal community like?

Accepted Answer

Vernal is known for: outdoor-recreation, growing, good-schools, fishing, dinosaur-monument. The city has approximately 11,000 residents. The median home price in Vernal is $310,000. Explore the full Vernal community profile on Propaired for detailed neighborhood insights.

Question 32

What would homeowner's insurance cost for 523 1380, Vernal?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $225,000, expect approximately $675-$1,125/year ($56-$94/month).   Get multiple quotes — rates vary significantly by insurer.

Question 33

What are the estimated closing costs for 523 1380, Vernal?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $225,000, expect approximately $4,500-$11,250 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 34

How does the property tax compare to the list price at 523 1380, Vernal?

Accepted Answer

The annual property tax of $800 represents an effective rate of 0.36% relative to the list price of $225,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 35

What are the total estimated monthly costs for 523 1380, Vernal?

Accepted Answer

Estimated total monthly housing cost: $1,271. This includes principal & interest ($1,129 at 6.43% with 20% down), property tax ($67/mo), and estimated insurance (~$75/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 36

Is 523 1380, Vernal eligible for FHA or VA financing?

Accepted Answer

At $225,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 37

Could 523 1380, Vernal be a 1031 exchange property?

Accepted Answer

Yes, 523 1380, Vernal could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 38

Is the Vernal neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 10.2% over the past year. The current Zillow Home Value Index for this area is $151,799. This listing is priced at 148% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 39

What is the price trend in Vernal?

Accepted Answer

Vernal's median price has increased 33.2% month-over-month. Current median: $360,000. Days on market have decreased by 13.3% month-over-month. Homes are selling at 98.8% of list price on average. Monitor these trends to time your offer strategically.

Question 40

What school district is 523 1380, Vernal in?

Accepted Answer

This property is in the Uintah school district. Assigned elementary: Ashley. Assigned middle: Uintah. Assigned high: Uintah. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 41

How do nearby schools rank statewide?

Accepted Answer

Of the 2 nearby schools with state rankings, the highest-ranked is Discovery School at #243 statewide (57% performance score). Other ranked nearby schools include Uintah High (#289). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 42

Is 523 1380, Vernal move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 43

Does 523 1380, Vernal come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 44

What is the lot like at 523 1380, Vernal?

Accepted Answer

The lot is 0.01 acres. Lot features: Road: Paved. Terrain: Road: Paved, Terrain, Flat.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 45

What utilities are available at 523 1380, Vernal?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Water Connected. Water source: Culinary. Sewer: Sewer: Connected. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 46

Does 523 1380, Vernal have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

523 1380, Vernal, UT 84078

523 N 1380 W #10, Vernal, UT 84078

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