Question 1

What is the asking price for 3299 440, Vernal?

Accepted Answer

3299 440, Vernal is listed at $319,900 ($197/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 3299 440, Vernal have?

Accepted Answer

This Residential features 3 bedrooms, 2 bathrooms, 1,626 square feet of living space. It is a 2-story home. The lot is 0.19 acres.

Question 3

When was 3299 440, Vernal built?

Accepted Answer

This property was built in 1982, making it 44 years old. Homes from this era often feature solid construction. Buyers should review the condition of the roof, HVAC, and plumbing.

Question 4

What type of property is 3299 440, Vernal?

Accepted Answer

3299 440, Vernal is a Residential (Single Family Residence). The architectural style is Split-Entry/Bi-Level. It is located in the COTTONWOOD HEIGHTS subdivision. Zoning: Single-Family.

Question 5

Does 3299 440, Vernal have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 3299 440, Vernal?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 3299 440, Vernal?

Accepted Answer

Annual property taxes for this property are approximately $1,080 (about $90/month). This represents an effective tax rate of approximately 0.34% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 3299 440, Vernal?

Accepted Answer

Interior features include: Alarm: Fire, Closet: Walk-In, Disposal, Gas Log, Kitchen: Updated. Exterior features include: Bay Box Windows, Porch: Open. The home has 1 fireplace.

Question 9

Is 3299 440, Vernal a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Similar)" with a deal score of 100/100. Key deal signals: Priced 33% below similar homes; Priced 6% below market value; 6.3% year-over-year market appreciation. The price is 33% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in Vernal?

Accepted Answer

The median price for similar properties in the area is $477,450 (based on 8 homes). At $319,900, this listing is 33% below the median for comparable homes. It ranks #Deep Discount among similar listings by value.

Question 11

What would the monthly mortgage payment be for 3299 440, Vernal?

Accepted Answer

At the current 30-year mortgage rate of 6.36% with 20% down, the estimated monthly principal and interest payment is $1,594. Including estimated taxes, the total monthly cost is approximately $1,684. A 15-year mortgage at 5.71% would be $2,120/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 3299 440, Vernal been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Vernal is 112 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

What lifestyle features does 3299 440, Vernal offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Fixer-Upper, New Construction. The primary lifestyle niche is "fixer_upper." These tags are derived from MLS data, property features, and location analysis.

Question 14

Is 3299 440, Vernal new construction?

Accepted Answer

Yes, this is a new construction property built in 1982. New construction in Utah typically includes modern energy codes, current building standards, builder warranties, and contemporary finishes.  Review the builder warranty terms and any remaining items on the builder punch list.

Question 15

Is 3299 440, Vernal a fixer-upper?

Accepted Answer

This property has been identified as a fixer-upper opportunity, meaning it may need renovation or updates but is priced accordingly. At 33% below comparable homes, there is potential upside after improvements. Get a thorough home inspection and renovation estimates before making an offer. An FHA 203(k) or Fannie Mae HomeStyle renovation loan may be applicable.

Question 16

What recreation is near 3299 440, Vernal?

Accepted Answer

This property has a recreation score of 63/100. Nearby recreation includes: Rojo trailhead (6.7 mi); Park park (1.7 mi); Dinaland Golf Course (5.6 mi); Utah Field House SP (Vernal) (3.5 mi).  Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 17

Are there hiking trails near 3299 440, Vernal?

Accepted Answer

Yes, the nearest trailhead is Rojo, just 6.7 miles from the property. Utah Field House SP (Vernal) is 3.5 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 18

What amenities and services are near 3299 440, Vernal?

Accepted Answer

This property has an amenity proximity score of 70/100. Nearby services include: Grocery: Smith's (2.4 mi); Hospital: Vernal Sleep Lab (3.3 mi); Pharmacy: Walgreens Pharmacy (2.1 mi); Dining: Jimmy John's (1.6 mi). Gas station: 1.7 miles. Gym: Warriors Gym Utah (2.4 mi).

Question 19

How far is the nearest hospital from 3299 440, Vernal?

Accepted Answer

The nearest hospital is Vernal Sleep Lab, approximately 3.3 miles from the property. The nearest fire station is 3.6 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 20

What schools serve 3299 440, Vernal?

Accepted Answer

Assigned schools: Elementary: Maeser; Middle: Uintah; High: Uintah. There are 2 schools within 3 miles of this property. The highest-rated nearby school is Uintah High with a 59% state performance score (1.8 miles away). School district: Uintah.

Question 21

What high school is near 3299 440, Vernal?

Accepted Answer

The nearest high school is Uintah. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 22

What elementary school is near 3299 440, Vernal?

Accepted Answer

The nearest elementary school is Maeser (2.8 miles away). State performance score: 57%. District: Uintah District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 23

What middle school is near 3299 440, Vernal?

Accepted Answer

The nearest middle school is Uintah.

Question 24

What is the internet speed at 3299 440, Vernal?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 2000 Mbps download / 1000 Mbps upload. Fiber internet is available at this address. Available providers: HughesNet (100 Mbps, Satellite); SBT Internet (27 Mbps, Fixed Wireless); STRATA Networks (2000 Mbps, Fiber). Total providers: 6.

Question 25

Is 3299 440, Vernal in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 26

How does this listing compare to the Vernal market?

Accepted Answer

3299 440, Vernal is listed at $319,900, which is below the Vernal median of $369,200 by $49,300. There are currently 115 active listings in Vernal. Homes in Vernal sell in an average of 112 days. The average sale-to-list ratio is 99.0%.

Question 27

What is the Vernal real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Vernal is $369,200. There are currently 115 active listings. Homes sell in an average of 112 days. The average sale-to-list ratio is 99.0%. This listing at $319,900 is below the Vernal 2026 median.

Question 28

Are there other homes for sale in Vernal?

Accepted Answer

Yes — there are currently 115 active listings in Vernal. Browse all Vernal homes for sale at propaired.ai/listings/ut/vernal. Prices range around a median of $369,200. Homes in Vernal are selling in about 112 days on average.

Question 29

What is the Vernal neighborhood like?

Accepted Answer

Gateway to Dinosaur National Monument and outdoor recreation. Growing, good schools, oil industry heritage. Access to fishing, hunting, hiking. Vernal is known for: outdoor-recreation, growing, good-schools, fishing. Population: approximately 11,000. Explore the full Vernal market data and community guide on Propaired.

Question 30

How does this price compare to the Utah state average?

Accepted Answer

At $319,900, this property is below the Utah state median of $518,888 by $198,988. Vernal prices are 29% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 31

What is the Propaired intelligence score for 3299 440, Vernal?

Accepted Answer

This property has a Propaired intelligence score of 75/100, combining deal value (100), recreation access (63), amenity proximity (70), broadband quality (100), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 32

What heating and cooling systems does 3299 440, Vernal have?

Accepted Answer

Heating: Electric,Gas: Stove. Cooling: Evaporative Cooling. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 33

What type of roof does 3299 440, Vernal have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 44-year-old home, reviewing recent roof inspections is recommended.

Question 34

Does 3299 440, Vernal have a basement?

Accepted Answer

Yes, the basement is described as: Partial. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 35

What is 3299 440, Vernal constructed from?

Accepted Answer

Construction materials include: Aluminum,Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 36

What type of flooring does 3299 440, Vernal have?

Accepted Answer

Flooring types include: Hardwood,Laminate,Tile. Hardwood floors are a premium feature that adds lasting value and can be refinished multiple times. Tile flooring is durable and ideal for high-traffic areas and bathrooms.

Question 37

What are the water and sewer connections for 3299 440, Vernal?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 38

What is the commute like from 3299 440, Vernal?

Accepted Answer

3299 440, Vernal is located in Vernal, in the Eastern Utah region of Utah. With a population of approximately 11,000, Vernal offers a residential setting. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 39

What shopping and dining is near 3299 440, Vernal?

Accepted Answer

The nearest restaurant is Jimmy John's (1.6 miles away) and the nearest grocery store is Smith's (2.4 miles). Coffee: 7-Eleven (1.3 mi). Banking: ATM 7ELEVEN, INC. (1.3 mi). Overall amenity proximity score: 70/100.

Question 40

What is the Vernal community like?

Accepted Answer

Vernal is known for: outdoor-recreation, growing, good-schools, fishing, dinosaur-monument. The city has approximately 11,000 residents. The median home price in Vernal is $310,000. Explore the full Vernal community profile on Propaired for detailed neighborhood insights.

Question 41

What would homeowner's insurance cost for 3299 440, Vernal?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $319,900, expect approximately $960-$1,600/year ($80-$133/month).   Get multiple quotes — rates vary significantly by insurer.

Question 42

What are the estimated closing costs for 3299 440, Vernal?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $319,900, expect approximately $6,398-$15,995 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 43

How does the property tax compare to the list price at 3299 440, Vernal?

Accepted Answer

The annual property tax of $1,080 represents an effective rate of 0.34% relative to the list price of $319,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 44

What are the total estimated monthly costs for 3299 440, Vernal?

Accepted Answer

Estimated total monthly housing cost: $1,791. This includes principal & interest ($1,594 at 6.36% with 20% down), property tax ($90/mo), and estimated insurance (~$107/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 45

Is 3299 440, Vernal eligible for FHA or VA financing?

Accepted Answer

At $319,900, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.  FHA 203(k) renovation loans may be an option for this property.  Consult a mortgage lender for personalized eligibility.

Question 46

Could 3299 440, Vernal be a 1031 exchange property?

Accepted Answer

Yes, 3299 440, Vernal could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 47

How does 3299 440, Vernal compare to recently sold homes nearby?

Accepted Answer

Based on 8 comparable properties, the median sold price in this area is $477,450. This listing is 33% below the comparable median. It ranks Deep Discount among similar listings by value. The median for this property type specifically is $416,450. Comparable analysis is based on similar size, age, and location.

Question 48

Is the Vernal neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 6.3% over the past year. The current Zillow Home Value Index for this area is $193,042. This listing is priced at 166% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 49

What is the price trend in Vernal?

Accepted Answer

Vernal's median price has decreased 11.8% month-over-month. Current median: $369,200. Days on market have increased by 65.5% month-over-month. Homes are selling at 99.0% of list price on average. Monitor these trends to time your offer strategically.

Question 50

Is 3299 440, Vernal overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Similar)." At 33% below comparable homes, this property appears competitively priced. Deal score: 100/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 51

What school district is 3299 440, Vernal in?

Accepted Answer

This property is in the Uintah school district. Assigned elementary: Maeser. Assigned middle: Uintah. Assigned high: Uintah. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 52

How do nearby schools rank statewide?

Accepted Answer

Of the 2 nearby schools with state rankings, the highest-ranked is Discovery School at #243 statewide (57% performance score). Other ranked nearby schools include Uintah High (#289). Utah has approximately 1,000+ public schools, so a top-200 ranking indicates a strong-performing school.

Question 53

What parks are near 3299 440, Vernal?

Accepted Answer

The nearest local park is Park (1.7 miles away). The nearest state park is Utah Field House SP (Vernal) (3.5 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 54

Is there a golf course near 3299 440, Vernal?

Accepted Answer

The nearest golf course is Dinaland Golf Course, 5.6 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas.

Question 55

What water activities are near 3299 440, Vernal?

Accepted Answer

Water recreation near this property includes: Flaming Gorge Reservoir (33.4 mi); boat ramp at Steinaker State Park (5.5 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 56

Is 3299 440, Vernal move-in ready?

Accepted Answer

This property has been identified as a fixer-upper and likely requires renovation before occupying.

Question 57

What updates might 3299 440, Vernal need?

Accepted Answer

At 44 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Electric,Gas: Stove. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 58

Does 3299 440, Vernal come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 59

What is the lot like at 3299 440, Vernal?

Accepted Answer

The lot is 0.19 acres. Lot features: Fenced: Full,Sidewalks,Sprinkler: Auto-Full. Terrain: Fenced: Full, Sidewalks, Sprinkler: Auto-Full, Terrain, Flat.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 60

What utilities are available at 3299 440, Vernal?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 61

Does 3299 440, Vernal have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Electric,Gas: Stove. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Evaporative Cooling) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 62

Is there EV charging near 3299 440, Vernal?

Accepted Answer

The nearest EV charging station is Electric Vehicle Charging Station, approximately 2.5 miles from the property. With a 2-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

3299 440, Vernal, UT 84078

3299 W 440 S, Vernal, UT 84078

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