Question 1

What is the asking price for 4290 VERNAL, Vernal?

Accepted Answer

4290 VERNAL, Vernal is listed at $385,000 ($178/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 4290 VERNAL, Vernal have?

Accepted Answer

This Residential features 3 bedrooms, 2 bathrooms, 2,160 square feet of living space. It is a 2-story home. The lot is 0.44 acres.

Question 3

When was 4290 VERNAL, Vernal built?

Accepted Answer

This property was built in 1979, making it 47 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 4

What type of property is 4290 VERNAL, Vernal?

Accepted Answer

4290 VERNAL, Vernal is a Residential (Single Family Residence). The architectural style is Rambler/Ranch.

Question 5

Is there an HOA for 4290 VERNAL, Vernal?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 6

What are the property taxes for 4290 VERNAL, Vernal?

Accepted Answer

Annual property taxes for this property are approximately $1,459 (about $122/month). This represents an effective tax rate of approximately 0.38% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 7

What are the key features of 4290 VERNAL, Vernal?

Accepted Answer

Interior features include: Disposal, Floor Drains, Great Room, Jetted Tub, Kitchen: Updated. Exterior features include: Double Pane Windows, Lighting, Patio: Covered, Storm Doors. The home has 1 fireplace.   View: Mountain(s).

Question 8

Is 4290 VERNAL, Vernal a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Great Deal (vs Similar)" with a deal score of 90/100. Key deal signals: Priced 15% below similar homes; 9.7% year-over-year market appreciation. The price is 15% below similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 9

How does this price compare to similar homes in Vernal?

Accepted Answer

The median price for similar properties in the area is $454,500 (based on 10 homes). At $385,000, this listing is 15% below the median for comparable homes. It ranks #Below Similar among similar listings by value.

Question 10

What would the monthly mortgage payment be for 4290 VERNAL, Vernal?

Accepted Answer

At the current 30-year mortgage rate of 6.36% with 20% down, the estimated monthly principal and interest payment is $1,919. Including estimated taxes, the total monthly cost is approximately $2,041. A 15-year mortgage at 5.71% would be $2,551/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 11

How long has 4290 VERNAL, Vernal been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Vernal is 112 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 12

What lifestyle features does 4290 VERNAL, Vernal offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Scenic Views, Hot Tub/Spa. The primary lifestyle niche is "scenic_views." These tags are derived from MLS data, property features, and location analysis.

Question 13

What schools serve 4290 VERNAL, Vernal?

Accepted Answer

Assigned schools: Elementary: Davis; Middle: Vernal Mid; High: Uintah.   School district: Uintah.

Question 14

What high school is near 4290 VERNAL, Vernal?

Accepted Answer

The nearest high school is Uintah. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 15

What elementary school is near 4290 VERNAL, Vernal?

Accepted Answer

The nearest elementary school is Davis. Propaired provides full school ratings and comparison data for all schools in this area.

Question 16

What middle school is near 4290 VERNAL, Vernal?

Accepted Answer

The nearest middle school is Vernal Mid.

Question 17

Is 4290 VERNAL, Vernal in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 18

How does this listing compare to the Vernal market?

Accepted Answer

4290 VERNAL, Vernal is listed at $385,000, which is above the Vernal median of $369,200 by $15,800. There are currently 115 active listings in Vernal. Homes in Vernal sell in an average of 112 days. The average sale-to-list ratio is 99.0%.

Question 19

What is the Vernal real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Vernal is $369,200. There are currently 115 active listings. Homes sell in an average of 112 days. The average sale-to-list ratio is 99.0%. This listing at $385,000 is above the Vernal 2026 median.

Question 20

Are there other homes for sale in Vernal?

Accepted Answer

Yes — there are currently 115 active listings in Vernal. Browse all Vernal homes for sale at propaired.ai/listings/ut/vernal. Prices range around a median of $369,200. Homes in Vernal are selling in about 112 days on average.

Question 21

What is the Vernal neighborhood like?

Accepted Answer

Gateway to Dinosaur National Monument and outdoor recreation. Growing, good schools, oil industry heritage. Access to fishing, hunting, hiking. Vernal is known for: outdoor-recreation, growing, good-schools, fishing. Population: approximately 11,000. Explore the full Vernal market data and community guide on Propaired.

Question 22

How does this price compare to the Utah state average?

Accepted Answer

At $385,000, this property is below the Utah state median of $518,888 by $133,888. Vernal prices are 29% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 23

What is the Propaired intelligence score for 4290 VERNAL, Vernal?

Accepted Answer

This property has a Propaired intelligence score of 52/100, combining deal value (90), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 24

What heating and cooling systems does 4290 VERNAL, Vernal have?

Accepted Answer

Heating: Electric,Forced Air. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 25

What type of roof does 4290 VERNAL, Vernal have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 47-year-old home, reviewing recent roof inspections is recommended.

Question 26

Does 4290 VERNAL, Vernal have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 27

What is 4290 VERNAL, Vernal constructed from?

Accepted Answer

Construction materials include: Asphalt. The construction type affects long-term maintenance requirements and insurance costs.

Question 28

What type of flooring does 4290 VERNAL, Vernal have?

Accepted Answer

Flooring types include: Carpet,Linoleum.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 29

What are the water and sewer connections for 4290 VERNAL, Vernal?

Accepted Answer

Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 30

What is the commute like from 4290 VERNAL, Vernal?

Accepted Answer

4290 VERNAL, Vernal is located in Vernal, in the Eastern Utah region of Utah. With a population of approximately 11,000, Vernal offers a residential setting. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 31

What is the Vernal community like?

Accepted Answer

Vernal is known for: outdoor-recreation, growing, good-schools, fishing, dinosaur-monument. The city has approximately 11,000 residents. The median home price in Vernal is $310,000. Explore the full Vernal community profile on Propaired for detailed neighborhood insights.

Question 32

What would homeowner's insurance cost for 4290 VERNAL, Vernal?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $385,000, expect approximately $1,155-$1,925/year ($96-$160/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 33

What are the estimated closing costs for 4290 VERNAL, Vernal?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $385,000, expect approximately $7,700-$19,250 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 34

How does the property tax compare to the list price at 4290 VERNAL, Vernal?

Accepted Answer

The annual property tax of $1,459 represents an effective rate of 0.38% relative to the list price of $385,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 35

What are the total estimated monthly costs for 4290 VERNAL, Vernal?

Accepted Answer

Estimated total monthly housing cost: $2,169. This includes principal & interest ($1,919 at 6.36% with 20% down), property tax ($122/mo), and estimated insurance (~$128/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 36

Is 4290 VERNAL, Vernal eligible for FHA or VA financing?

Accepted Answer

At $385,000, this property is likely within FHA loan limits for most Utah counties. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 37

Could 4290 VERNAL, Vernal be a 1031 exchange property?

Accepted Answer

Yes, 4290 VERNAL, Vernal could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 38

How does 4290 VERNAL, Vernal compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $454,500. This listing is 15% below the comparable median. It ranks Below Similar among similar listings by value. The median for this property type specifically is $422,900. Comparable analysis is based on similar size, age, and location.

Question 39

Is the Vernal neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 9.7% over the past year. The current Zillow Home Value Index for this area is $221,501. This listing is priced at 174% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 40

What is the price trend in Vernal?

Accepted Answer

Vernal's median price has decreased 11.8% month-over-month. Current median: $369,200. Days on market have increased by 65.5% month-over-month. Homes are selling at 99.0% of list price on average. Monitor these trends to time your offer strategically.

Question 41

Is 4290 VERNAL, Vernal overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Great Deal (vs Similar)." At 15% below comparable homes, this property appears competitively priced. Deal score: 90/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 42

What school district is 4290 VERNAL, Vernal in?

Accepted Answer

This property is in the Uintah school district. Assigned elementary: Davis. Assigned middle: Vernal Mid. Assigned high: Uintah. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 43

Is 4290 VERNAL, Vernal move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 44

What updates might 4290 VERNAL, Vernal need?

Accepted Answer

At 47 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Electric,Forced Air. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 45

Does 4290 VERNAL, Vernal come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 46

What is the lot like at 4290 VERNAL, Vernal?

Accepted Answer

The lot is 0.44 acres. Lot features: Fenced: Part,Road: Paved,Sprinkler: Auto-Full,View: Mountain. Terrain: Fenced: Part, Road: Paved, Sprinkler: Auto-Full, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 47

What utilities are available at 4290 VERNAL, Vernal?

Accepted Answer

Available utilities include: Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

4290 VERNAL, Vernal, UT 84078

4290 S VERNAL, Vernal, UT 84078

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