Question 1

What is the asking price for 25 MAIN, Vernal?

Accepted Answer

25 MAIN, Vernal is listed at $1,550,000.  This listing is currently active and available for showings.

Question 2

When was 25 MAIN, Vernal built?

Accepted Answer

This property was built in 1951, making it 75 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 3

What type of property is 25 MAIN, Vernal?

Accepted Answer

25 MAIN, Vernal is a Commercial Sale (Retail).  It is located in the VERNAL CITY PLAT A subdivision.

Question 4

Is there an HOA for 25 MAIN, Vernal?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 5

What are the property taxes for 25 MAIN, Vernal?

Accepted Answer

Annual property taxes for this property are approximately $5,192 (about $433/month). This represents an effective tax rate of approximately 0.33% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 6

How long has 25 MAIN, Vernal been on the market?

Accepted Answer

This property has been listed for 176 days. The average days on market in Vernal is 112 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 7

How does this listing compare to the Vernal market?

Accepted Answer

25 MAIN, Vernal is listed at $1,550,000, which is above the Vernal median of $369,200 by $1,180,800. There are currently 115 active listings in Vernal. Homes in Vernal sell in an average of 112 days. The average sale-to-list ratio is 99.0%.

Question 8

What is the Vernal real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Vernal is $369,200. There are currently 115 active listings. Homes sell in an average of 112 days. The average sale-to-list ratio is 99.0%. This listing at $1,550,000 is above the Vernal 2026 median.

Question 9

Are there other homes for sale in Vernal?

Accepted Answer

Yes — there are currently 115 active listings in Vernal. Browse all Vernal homes for sale at propaired.ai/listings/ut/vernal. Prices range around a median of $369,200. Homes in Vernal are selling in about 112 days on average.

Question 10

What is the Vernal neighborhood like?

Accepted Answer

Gateway to Dinosaur National Monument and outdoor recreation. Growing, good schools, oil industry heritage. Access to fishing, hunting, hiking. Vernal is known for: outdoor-recreation, growing, good-schools, fishing. Population: approximately 11,000. Explore the full Vernal market data and community guide on Propaired.

Question 11

How does this price compare to the Utah state average?

Accepted Answer

At $1,550,000, this property is above the Utah state median of $518,888 by $1,031,112. Vernal prices are 29% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 12

What is the commute like from 25 MAIN, Vernal?

Accepted Answer

25 MAIN, Vernal is located in Vernal, in the Eastern Utah region of Utah. With a population of approximately 11,000, Vernal offers a residential setting. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 13

What is the Vernal community like?

Accepted Answer

Vernal is known for: outdoor-recreation, growing, good-schools, fishing, dinosaur-monument. The city has approximately 11,000 residents. The median home price in Vernal is $310,000. Explore the full Vernal community profile on Propaired for detailed neighborhood insights.

Question 14

What would homeowner's insurance cost for 25 MAIN, Vernal?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $1,550,000, expect approximately $4,650-$7,750/year ($388-$646/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 15

What are the estimated closing costs for 25 MAIN, Vernal?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $1,550,000, expect approximately $31,000-$77,500 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 16

How does the property tax compare to the list price at 25 MAIN, Vernal?

Accepted Answer

The annual property tax of $5,192 represents an effective rate of 0.33% relative to the list price of $1,550,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 17

Is 25 MAIN, Vernal eligible for FHA or VA financing?

Accepted Answer

At $1,550,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 18

Could 25 MAIN, Vernal be a 1031 exchange property?

Accepted Answer

Yes, 25 MAIN, Vernal could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 19

What is the price trend in Vernal?

Accepted Answer

Vernal's median price has decreased 11.8% month-over-month. Current median: $369,200. Days on market have increased by 65.5% month-over-month. Homes are selling at 99.0% of list price on average. Monitor these trends to time your offer strategically.

Question 20

Is 25 MAIN, Vernal move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 21

What updates might 25 MAIN, Vernal need?

Accepted Answer

At 75 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement.   These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 22

Does 25 MAIN, Vernal come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 23

What is the lot like at 25 MAIN, Vernal?

Accepted Answer

The lot is 0.4 acres.     Lot characteristics affect usability, privacy, and future improvement potential.

25 MAIN, Vernal, UT 84078

25 W MAIN ST, Vernal, UT 84078

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