Question 1

What is the asking price for 431 MAIN, Vernal?

Accepted Answer

431 MAIN, Vernal is listed at $2,200,000. The original list price was $2,405,000, representing a reduction of $205,000. This listing is currently active and available for showings.

Question 2

When was 431 MAIN, Vernal built?

Accepted Answer

This property was built in 1970, making it 56 years old. This established home has character and may feature unique architectural details. A thorough inspection is recommended to assess systems and structure.

Question 3

What type of property is 431 MAIN, Vernal?

Accepted Answer

431 MAIN, Vernal is a Commercial Sale (Office).   Zoning: Multi-Family, Commercial.

Question 4

Is there an HOA for 431 MAIN, Vernal?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 5

What are the key features of 431 MAIN, Vernal?

Accepted Answer

Interior features include: Alarm: Fire, Basement, Comm. Wiring, Dishwasher, Kitchen. Exterior features include: Paved Parking.

Question 6

How long has 431 MAIN, Vernal been on the market?

Accepted Answer

This property has been listed for 238 days. The average days on market in Vernal is 112 days, meaning this listing is taking longer than the local average. Extended time on market may present negotiation opportunities for buyers.

Question 7

Is 431 MAIN, Vernal suitable for horses?

Accepted Answer

Yes, this property is tagged as equestrian-friendly. The MLS listing confirms horse keeping is permitted. The 1.6-acre lot provides space for pasture and facilities. Check with the local municipality for any animal keeping permits required.

Question 8

How does this listing compare to the Vernal market?

Accepted Answer

431 MAIN, Vernal is listed at $2,200,000, which is above the Vernal median of $369,200 by $1,830,800. There are currently 115 active listings in Vernal. Homes in Vernal sell in an average of 112 days. The average sale-to-list ratio is 99.0%.

Question 9

What is the Vernal real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Vernal is $369,200. There are currently 115 active listings. Homes sell in an average of 112 days. The average sale-to-list ratio is 99.0%. This listing at $2,200,000 is above the Vernal 2026 median.

Question 10

Are there other homes for sale in Vernal?

Accepted Answer

Yes — there are currently 115 active listings in Vernal. Browse all Vernal homes for sale at propaired.ai/listings/ut/vernal. Prices range around a median of $369,200. Homes in Vernal are selling in about 112 days on average.

Question 11

What is the Vernal neighborhood like?

Accepted Answer

Gateway to Dinosaur National Monument and outdoor recreation. Growing, good schools, oil industry heritage. Access to fishing, hunting, hiking. Vernal is known for: outdoor-recreation, growing, good-schools, fishing. Population: approximately 11,000. Explore the full Vernal market data and community guide on Propaired.

Question 12

How does this price compare to the Utah state average?

Accepted Answer

At $2,200,000, this property is above the Utah state median of $518,888 by $1,681,112. Vernal prices are 29% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 13

What heating and cooling systems does 431 MAIN, Vernal have?

Accepted Answer

Heating: Forced Air,Natural Gas. Cooling: Central Air. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 14

What type of roof does 431 MAIN, Vernal have?

Accepted Answer

The roof material is Metal. Metal roofs are highly durable and can last 40-70 years with minimal maintenance. With a 56-year-old home, reviewing recent roof inspections is recommended.

Question 15

What type of flooring does 431 MAIN, Vernal have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 16

What is the commute like from 431 MAIN, Vernal?

Accepted Answer

431 MAIN, Vernal is located in Vernal, in the Eastern Utah region of Utah. With a population of approximately 11,000, Vernal offers a residential setting. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 17

What is the Vernal community like?

Accepted Answer

Vernal is known for: outdoor-recreation, growing, good-schools, fishing, dinosaur-monument. The city has approximately 11,000 residents. The median home price in Vernal is $310,000. Explore the full Vernal community profile on Propaired for detailed neighborhood insights.

Question 18

What would homeowner's insurance cost for 431 MAIN, Vernal?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $2,200,000, expect approximately $6,600-$11,000/year ($550-$917/month).  Older homes may see higher premiums due to outdated electrical or plumbing systems. Get multiple quotes — rates vary significantly by insurer.

Question 19

What are the estimated closing costs for 431 MAIN, Vernal?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $2,200,000, expect approximately $44,000-$110,000 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 20

Is 431 MAIN, Vernal eligible for FHA or VA financing?

Accepted Answer

At $2,200,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 21

Could 431 MAIN, Vernal be a 1031 exchange property?

Accepted Answer

Yes, 431 MAIN, Vernal could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 22

What is the price trend in Vernal?

Accepted Answer

Vernal's median price has decreased 11.8% month-over-month. Current median: $369,200. Days on market have increased by 65.5% month-over-month. Homes are selling at 99.0% of list price on average. Monitor these trends to time your offer strategically.

Question 23

Is 431 MAIN, Vernal move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 24

What updates might 431 MAIN, Vernal need?

Accepted Answer

At 56 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Metal. Current heating: Forced Air,Natural Gas. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 25

Does 431 MAIN, Vernal come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 26

What is the lot like at 431 MAIN, Vernal?

Accepted Answer

The lot is 1.6 acres.     Lot characteristics affect usability, privacy, and future improvement potential.

Question 27

What utilities are available at 431 MAIN, Vernal?

Accepted Answer

Available utilities include: Gas: Natural,Paid By Landlord.   Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 28

Does 431 MAIN, Vernal have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Natural Gas. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

431 MAIN, Vernal, UT 84078

431 E MAIN, Vernal, UT 84078

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