1732 540, St. George, UT 84770
3BD/—BA Residential in St. George, UT 84770. 1,836 sqft. Built 1995. Listed at $435,000. MLS #2156452.
3BD/—BA Residential in St. George, UT 84770. 1,836 sqft. Built 1995. Listed at $435,000. MLS #2156452.
Beautifully maintained 3 bed, 2 bath home in one of the best locations within the community -- directly across from the incredible HOA amenities! Enjoy true low-maintenance living with indoor & outdoor pools, clubhouse, fitness center, sports courts, hot tub, clubhouse, and more just steps from your front door. This single-level home offers an open, functional layout with vaulted ceilings, spacious living areas, and abundant natural light. Recent upgrades include a brand new washer & dryer, new microwave, and extended concrete on the back patio creating the perfect space to relax or entertain outdoors. The attached garage and HOA-maintained exterior make this an ideal full-time residence, second home, or lock-and-leave property. Located in an established west-side St. George community close to shopping, dining, parks, golf, and everything Southern Utah has to offer.
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Rambler/Ranch
Stories
1
Subdivision
SILVERCREEK TH 1 AMD
County
Washington
Zoning
Single-Family
Construction
Stucco
Lot Size
0.07 sq ft
Above Grade Area
1,836 sq ft
Condition
Blt./Standing
MLS #
2156452
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Rambler/Ranch
Stories
1
Subdivision
SILVERCREEK TH 1 AMD
County
Washington
Zoning
Single-Family
Construction
Stucco
Lot Size
0.07 sq ft
Above Grade Area
1,836 sq ft
Condition
Blt./Standing
MLS #
2156452
List Price
$435,000
HOA Fees
$250 / Monthly
Annual Taxes
$1,502
Home Warranty
No
List Price
$435,000
HOA Fees
$250 / Monthly
Annual Taxes
$1,502
Home Warranty
No
Heating
Forced Air,Gas: Central
Cooling
Central Air
Roof
Tile
Flooring
Tile
Basement
Slab
Materials
Stucco
Appliances
Ceiling Fan,Microwave
Water Source
Culinary
Sewer
Sewer: Connected,Sewer: Public
Heating
Forced Air,Gas: Central
Cooling
Central Air
Roof
Tile
Flooring
Tile
Basement
Slab
Materials
Stucco
Appliances
Ceiling Fan,Microwave
Water Source
Culinary
Sewer
Sewer: Connected,Sewer: Public
Garage Spaces
2
Covered Spaces
2
Total Parking
2
Garage Spaces
2
Covered Spaces
2
Total Parking
2
Classification
Standard
Deal Score
50/100
vs Similar Homes
3% below
vs Market Median
1% above
Area Growth (YoY)
4.8%
Deal Score Breakdown
50/100
Priced 3% below the median of similar listings
4.8% year-over-year ZHVI growth in this area
Priced 1% above the per-subtype city median
LT net cashflow -$1,087/mo (-34.8% return on ownership cost) · STR net cashflow -$1,903/mo (-60.9% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
No price reduction from original list
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$2,313/mo
Range: $1,891 – $2,736
Net Monthly Cash Flow
−$1,088 /mo (−$13,054/yr)
Monthly rental income
Monthly ownership cost
Coverage
74%
Net /mo
−$1,087
DSCR
0.94
Est. Annual Revenue
$20,911/yr
$175/night · 31% occupancy · $96/bedroom · $0.14/sqft
Net Monthly Cash Flow
−$1,903 /mo (−$22,839/yr)
Monthly STR income
Monthly ownership cost
Coverage
56%
Net /mo
−$1,903
DSCR
0.56
Best Download
10 Gbps
Best Upload
10 Gbps
Fiber Available
Yes
Providers
12
Available Providers
$530,000
-18% vs median
75 days
501
$45,000 – $12,540,000
$1,502
$250/monthly
Moderate
9.4
per 1,000
23.3
per 1,000
15.2
per 1,000
47.9
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
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