Question 1

What is the asking price for 3028 ORCO, St. George?

Accepted Answer

3028 ORCO, St. George is listed at $827,900 ($244/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 3028 ORCO, St. George have?

Accepted Answer

This Residential features 6 bedrooms, 3 bathrooms, 3,395 square feet of living space. It is a 1-story home. The lot is 0.25 acres.

Question 3

When was 3028 ORCO, St. George built?

Accepted Answer

This property was built in 2026, making it 0 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 3028 ORCO, St. George?

Accepted Answer

3028 ORCO, St. George is a Residential (Single Family Residence). The architectural style is Rambler/Ranch.  Zoning: Single-Family.

Question 5

Does 3028 ORCO, St. George have a garage or parking?

Accepted Answer

Yes, this property includes a 3-car garage. Total parking capacity: 3 vehicles.

Question 6

Is there an HOA for 3028 ORCO, St. George?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $15 monthly. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 3028 ORCO, St. George?

Accepted Answer

Annual property taxes for this property are approximately $987 (about $82/month). This represents an effective tax rate of approximately 0.12% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 3028 ORCO, St. George?

Accepted Answer

Interior features include: Accessory Apt, Closet: Walk-In, Disposal, Kitchen: Second.

Question 9

Is 3028 ORCO, St. George a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 30/100. Key deal signals: 111% LT gross rent coverage of monthly ownership cost. The price is 19% above similar homes in the area. This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

How does this price compare to similar homes in St. George?

Accepted Answer

The median price for similar properties in the area is $696,500 (based on 10 homes). At $827,900, this listing is 19% above the median for comparable homes. It ranks #Premium among similar listings by value.

Question 11

What would the monthly mortgage payment be for 3028 ORCO, St. George?

Accepted Answer

At the current 30-year mortgage rate of 6.36% with 20% down, the estimated monthly principal and interest payment is $4,126. Including estimated taxes and HOA fees, the total monthly cost is approximately $4,223. A 15-year mortgage at 5.71% would be $5,486/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 12

How long has 3028 ORCO, St. George been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in St. George is 75 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 13

Is 3028 ORCO, St. George a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $71,083 with a gross rental yield of 8.6%. Net rental yield (after estimated expenses): 5.6%.  Estimated debt service coverage ratio (DSCR): 1.26. Investor score: 40/100. These are estimates based on area comparables.

Question 14

What is the estimated rental income for 3028 ORCO, St. George?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $5,924 ($71,088/year). The gross rent multiplier is 11.6x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 15

What lifestyle features does 3028 ORCO, St. George offer?

Accepted Answer

Propaired's AI has identified 1 lifestyle feature for this property: ADU/Multigenerational. The primary lifestyle niche is "adu_multigenerational." These tags are derived from MLS data, property features, and location analysis.

Question 16

What schools serve 3028 ORCO, St. George?

Accepted Answer

Assigned schools: Elementary: Arrowhead; Middle: Dixie Middle; High: Dixie. There are 1 schools within 3 miles of this property. The highest-rated nearby school is Snow Canyon High with a 56% state performance score (2.5 miles away). School district: Washington.

Question 17

What high school is near 3028 ORCO, St. George?

Accepted Answer

The nearest high school is Dixie. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 18

What elementary school is near 3028 ORCO, St. George?

Accepted Answer

The nearest elementary school is Arrowhead. Propaired provides full school ratings and comparison data for all schools in this area.

Question 19

What middle school is near 3028 ORCO, St. George?

Accepted Answer

The nearest middle school is Dixie Middle.

Question 20

Is 3028 ORCO, St. George in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 21

How does this listing compare to the St. George market?

Accepted Answer

3028 ORCO, St. George is listed at $827,900, which is above the St. George median of $530,000 by $297,900. There are currently 501 active listings in St. George. Homes in St. George sell in an average of 75 days. The average sale-to-list ratio is 98.1%.

Question 22

What is the St. George real estate market like in 2026?

Accepted Answer

In 2026, the median home price in St. George is $530,000. There are currently 501 active listings. Homes sell in an average of 75 days. The average sale-to-list ratio is 98.1%. This listing at $827,900 is above the St. George 2026 median.

Question 23

Are there other homes for sale in St. George?

Accepted Answer

Yes — there are currently 501 active listings in St. George. Browse all St. George homes for sale at propaired.ai/listings/ut/st-george. Prices range around a median of $530,000. Homes in St. George are selling in about 75 days on average.

Question 24

What is the St. George neighborhood like?

Accepted Answer

Growing southern Utah hub. Warm climate, golf, outdoor recreation (red rock hiking), retirement-friendly, shopping. Gateway to Zion and red rock country. St. George is known for: warm-climate, outdoor-recreation, retirement-friendly, golf. Population: approximately 84,000. Explore the full St. George market data and community guide on Propaired.

Question 25

How does this price compare to the Utah state average?

Accepted Answer

At $827,900, this property is above the Utah state median of $517,990 by $309,910. St. George prices are 2% above the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 26

What is the Propaired intelligence score for 3028 ORCO, St. George?

Accepted Answer

This property has a Propaired intelligence score of 21/100, combining deal value (30), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (1 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 27

What heating and cooling systems does 3028 ORCO, St. George have?

Accepted Answer

Heating: Gas: Central. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 28

What type of roof does 3028 ORCO, St. George have?

Accepted Answer

The roof material is Tile. Tile roofs can last 50+ years with proper maintenance. With a 0-year-old home, reviewing recent roof inspections is recommended.

Question 29

Does 3028 ORCO, St. George have a basement?

Accepted Answer

Yes, the basement is described as: None. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 30

What is 3028 ORCO, St. George constructed from?

Accepted Answer

Construction materials include: Stucco. The construction type affects long-term maintenance requirements and insurance costs.

Question 31

What are the water and sewer connections for 3028 ORCO, St. George?

Accepted Answer

Water source: Culinary.    Water is a critical consideration in Utah's arid climate.

Question 32

What is the commute like from 3028 ORCO, St. George?

Accepted Answer

3028 ORCO, St. George is located in St. George, in the Southern Utah region of Utah. With a population of approximately 84,000, St. George offers a residential setting. Commute times vary by destination — most Wasatch Front cities are within 30-60 minutes of downtown Salt Lake City via I-15. Consider rush-hour traffic patterns when evaluating this location.

Question 33

What is the St. George community like?

Accepted Answer

St. George is known for: warm-climate, outdoor-recreation, retirement-friendly, golf, red-rock. The city has approximately 84,000 residents. The median home price in St. George is $420,000. Explore the full St. George community profile on Propaired for detailed neighborhood insights.

Question 34

What would homeowner's insurance cost for 3028 ORCO, St. George?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $827,900, expect approximately $2,484-$4,140/year ($207-$345/month).   Get multiple quotes — rates vary significantly by insurer.

Question 35

What are the estimated closing costs for 3028 ORCO, St. George?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $827,900, expect approximately $16,558-$41,395 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 36

How does the property tax compare to the list price at 3028 ORCO, St. George?

Accepted Answer

The annual property tax of $987 represents an effective rate of 0.12% relative to the list price of $827,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 37

What are the total estimated monthly costs for 3028 ORCO, St. George?

Accepted Answer

Estimated total monthly housing cost: $4,499. This includes principal & interest ($4,126 at 6.36% with 20% down), property tax ($82/mo), HOA ($15/mo), and estimated insurance (~$276/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 38

Is 3028 ORCO, St. George eligible for FHA or VA financing?

Accepted Answer

At $827,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 39

What is the estimated cap rate for 3028 ORCO, St. George?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 5.6%, based on estimated annual rent of $71,083 and a purchase price of $827,900. A cap rate of 4-6% is typical for residential properties in growing Utah markets.

Question 40

Is St. George a good rental market?

Accepted Answer

Estimated monthly rent in St. George is approximately $4,515. Homes in St. George sell in an average of 75 days, indicating moderate demand in this market. There are 501 active listings currently. Gross rental yield in this area: 8.6%. Utah's steady population growth continues to drive rental demand.

Question 41

Could 3028 ORCO, St. George be a 1031 exchange property?

Accepted Answer

Yes, 3028 ORCO, St. George could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 42

How does 3028 ORCO, St. George compare to recently sold homes nearby?

Accepted Answer

Based on 10 comparable properties, the median sold price in this area is $696,500. This listing is 19% above the comparable median. It ranks Premium among similar listings by value. The median for this property type specifically is $700,000. Comparable analysis is based on similar size, age, and location.

Question 43

Is the St. George neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have decreased 3.0% over the past year. The current Zillow Home Value Index for this area is $1,070,303. This listing is priced at 77% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 44

What is the price trend in St. George?

Accepted Answer

St. George's median price has increased 3.8% month-over-month. Current median: $530,000. Days on market have increased by 2.2% month-over-month. Homes are selling at 98.1% of list price on average. Monitor these trends to time your offer strategically.

Question 45

Is 3028 ORCO, St. George overpriced or underpriced?

Accepted Answer

Propaired's AI classifies this property as "Standard." At 19% above comparable homes, the asking price is above the local median. Verify that premium features justify the price difference. Deal score: 30/100. Always confirm with a local real estate professional who can provide a comparative market analysis.

Question 46

What school district is 3028 ORCO, St. George in?

Accepted Answer

This property is in the Washington school district. Assigned elementary: Arrowhead. Assigned middle: Dixie Middle. Assigned high: Dixie. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 47

Is 3028 ORCO, St. George move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties.

Question 48

Does 3028 ORCO, St. George come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 49

What is the lot like at 3028 ORCO, St. George?

Accepted Answer

The lot is 0.25 acres. Lot features: Curb & Gutter,Road: Paved,Sidewalks. Terrain: Curb & Gutter, Road: Paved, Sidewalks.   Lot characteristics affect usability, privacy, and future improvement potential.

Question 50

Does 3028 ORCO, St. George have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

3028 ORCO, St. George, UT 84770

3028 W ORCO LN, St. George, UT 84770

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