1732 540, St. George, UT 84770
3BD/—BA Residential in St. George, UT 84770. 1,802 sqft. Built 1998. Listed at $439,000. MLS #2154055.
3BD/—BA Residential in St. George, UT 84770. 1,802 sqft. Built 1998. Listed at $439,000. MLS #2154055.
Welcome to this charming single-level home in Silver Creek with fresh interior paint! The spacious living area features vaulted ceilings, abundant natural light, and a cozy fireplace. The kitchen is thoughtfully designed with ample cabinetry, a wraparound breakfast bar, and seamless flow into the dining and living spaces. The primary suite provides dual vanities, a separate soaking tub and walk-in shower, plus a generous walk-in closet. Step outside to a fully landscaped backyard featuring a covered patio, pergola, and low-maintenance landscaping. Located in a vibrant community with HOA amenities including indoor/outdoor pools, a hot tub, a clubhouse with a kitchen, and basketball courts. This home offers convenient access to nearby parks, shopping, dining, and more.
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Rambler/Ranch
Stories
1
Subdivision
SILVERCREEK TH 2 AMD
County
Washington
Zoning
Single-Family
Construction
Stucco
Lot Size
0.09 sq ft
Above Grade Area
1,802 sq ft
Condition
Blt./Standing
MLS #
2154055
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Rambler/Ranch
Stories
1
Subdivision
SILVERCREEK TH 2 AMD
County
Washington
Zoning
Single-Family
Construction
Stucco
Lot Size
0.09 sq ft
Above Grade Area
1,802 sq ft
Condition
Blt./Standing
MLS #
2154055
List Price
$439,000
Original Price
$449,000
HOA Fees
$250 / Monthly
Annual Taxes
$1,491
Home Warranty
No
List Price
$439,000
Original Price
$449,000
HOA Fees
$250 / Monthly
Annual Taxes
$1,491
Home Warranty
No
Heating
Gas: Radiant
Cooling
Central Air
Roof
Tile
Basement
None
Materials
Stucco
Appliances
Ceiling Fan,Portable Dishwasher,Microwave
Patio & Porch
Covered
Water Source
Culinary
Sewer
Sewer: Connected
Heating
Gas: Radiant
Cooling
Central Air
Roof
Tile
Basement
None
Materials
Stucco
Appliances
Ceiling Fan,Portable Dishwasher,Microwave
Patio & Porch
Covered
Water Source
Culinary
Sewer
Sewer: Connected
Garage Spaces
2
Covered Spaces
2
Total Parking
2
Garage Spaces
2
Covered Spaces
2
Total Parking
2
Classification
Standard
Deal Score
50/100
vs Similar Homes
2% below
vs Market Median
2% above
Price Reduced
2.2%
Area Growth (YoY)
4.8%
Deal Score Breakdown
50/100
Priced 2% below the median of similar listings
4.8% year-over-year ZHVI growth in this area
Priced 2% above the per-subtype city median
2% price reduction from original list — seller may be motivated
LT net cashflow -$1,149/mo (-36.5% return on ownership cost) · STR net cashflow -$1,941/mo (-61.7% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$2,271/mo
Range: $1,856 – $2,685
Net Monthly Cash Flow
−$1,148 /mo (−$13,778/yr)
Monthly rental income
Monthly ownership cost
Coverage
72%
Net /mo
−$1,149
DSCR
0.91
Est. Annual Revenue
$20,677/yr
$175/night · 31% occupancy · $96/bedroom · $0.14/sqft
Net Monthly Cash Flow
−$1,940 /mo (−$23,281/yr)
Monthly STR income
Monthly ownership cost
Coverage
55%
Net /mo
−$1,941
DSCR
0.55
Best Download
10 Gbps
Best Upload
10 Gbps
Fiber Available
Yes
Providers
12
Available Providers
$530,000
-17% vs median
75 days
501
$45,000 – $12,540,000
$1,491
$250/monthly
Moderate
9.4
per 1,000
23.3
per 1,000
15.2
per 1,000
47.9
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
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