Question 1

What is the asking price for 3437 1120, Spanish Fork?

Accepted Answer

3437 1120, Spanish Fork is listed at $884,900 ($175/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 3437 1120, Spanish Fork have?

Accepted Answer

This Residential features 5 bedrooms, 4 bathrooms, 5,052 square feet of living space. It is a 3-story home. The lot is 0.35 acres.

Question 3

When was 3437 1120, Spanish Fork built?

Accepted Answer

This property was built in 2026, making it 0 years old. As a newer construction, it likely features modern building codes, energy-efficient systems, and contemporary finishes.

Question 4

What type of property is 3437 1120, Spanish Fork?

Accepted Answer

3437 1120, Spanish Fork is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the WILLOW ESTATES subdivision. Zoning: Single-Family.

Question 5

Does 3437 1120, Spanish Fork have a garage or parking?

Accepted Answer

Yes, this property includes a 4-car garage. Total parking capacity: 4 vehicles.

Question 6

Is there an HOA for 3437 1120, Spanish Fork?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the key features of 3437 1120, Spanish Fork?

Accepted Answer

Interior features include: Closet: Walk-In, Den/Office, Great Room, Range: Gas, Vaulted Ceilings. Exterior features include: Patio: Covered, Porch: Open, Sliding Glass Doors.    View: Mountain(s).

Question 8

Is 3437 1120, Spanish Fork a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 25/100.  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 9

What would the monthly mortgage payment be for 3437 1120, Spanish Fork?

Accepted Answer

At the current 30-year mortgage rate of 6.43% with 20% down, the estimated monthly principal and interest payment is $4,442. Including estimated taxes, the total monthly cost is approximately $4,442. A 15-year mortgage at 5.79% would be $5,894/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 10

How long has 3437 1120, Spanish Fork been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Spanish Fork is 63 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 11

What lifestyle features does 3437 1120, Spanish Fork offer?

Accepted Answer

Propaired's AI has identified 2 lifestyle features for this property: Scenic Views, New Construction. The primary lifestyle niche is "new_construction." These tags are derived from MLS data, property features, and location analysis.

Question 12

Is 3437 1120, Spanish Fork new construction?

Accepted Answer

Yes, this is a new construction property built in 2026. New construction in Utah typically includes modern energy codes, current building standards, builder warranties, and contemporary finishes.  Review the builder warranty terms and any remaining items on the builder punch list.

Question 13

What schools serve 3437 1120, Spanish Fork?

Accepted Answer

Assigned schools: Elementary: Maple Ridge; Middle: Mapleton Jr; High: Maple Mountain.   School district: Nebo.

Question 14

What high school is near 3437 1120, Spanish Fork?

Accepted Answer

The nearest high school is Maple Mountain. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 15

What elementary school is near 3437 1120, Spanish Fork?

Accepted Answer

The nearest elementary school is Maple Ridge. Propaired provides full school ratings and comparison data for all schools in this area.

Question 16

What middle school is near 3437 1120, Spanish Fork?

Accepted Answer

The nearest middle school is Mapleton Jr.

Question 17

Is 3437 1120, Spanish Fork in a flood zone?

Accepted Answer

This property is classified as low.  Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 18

How does this listing compare to the Spanish Fork market?

Accepted Answer

3437 1120, Spanish Fork is listed at $884,900, which is above the Spanish Fork median of $515,000 by $369,900. There are currently 237 active listings in Spanish Fork. Homes in Spanish Fork sell in an average of 63 days. The average sale-to-list ratio is 99.5%.

Question 19

What is the Spanish Fork real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Spanish Fork is $515,000. There are currently 237 active listings. Homes sell in an average of 63 days. The average sale-to-list ratio is 99.5%. This listing at $884,900 is above the Spanish Fork 2026 median.

Question 20

Are there other homes for sale in Spanish Fork?

Accepted Answer

Yes — there are currently 237 active listings in Spanish Fork. Browse all Spanish Fork homes for sale at propaired.ai/listings/ut/spanish-fork. Prices range around a median of $515,000. Homes in Spanish Fork are selling in about 63 days on average.

Question 21

How does this price compare to the Utah state average?

Accepted Answer

At $884,900, this property is above the Utah state median of $525,000 by $359,900. Spanish Fork prices are 2% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 22

What is the Propaired intelligence score for 3437 1120, Spanish Fork?

Accepted Answer

This property has a Propaired intelligence score of 29/100, combining deal value (25), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (2 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 23

What heating and cooling systems does 3437 1120, Spanish Fork have?

Accepted Answer

Heating: Forced Air,Gas: Central,>= 95% efficiency. Cooling: Central Air. Modern HVAC systems typically last 15-20 years with proper maintenance. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 24

What type of roof does 3437 1120, Spanish Fork have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 0-year-old home, reviewing recent roof inspections is recommended.

Question 25

Does 3437 1120, Spanish Fork have a basement?

Accepted Answer

Yes, the basement is described as: Full. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 26

What is 3437 1120, Spanish Fork constructed from?

Accepted Answer

Construction materials include: Cement Siding. The construction type affects long-term maintenance requirements and insurance costs.

Question 27

What type of flooring does 3437 1120, Spanish Fork have?

Accepted Answer

Flooring types include: Carpet,Laminate.   Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 28

What are the water and sewer connections for 3437 1120, Spanish Fork?

Accepted Answer

Water source: Culinary,Irrigation: Pressure,Secondary. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 29

What would homeowner's insurance cost for 3437 1120, Spanish Fork?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $884,900, expect approximately $2,655-$4,425/year ($221-$369/month).   Get multiple quotes — rates vary significantly by insurer.

Question 30

What are the estimated closing costs for 3437 1120, Spanish Fork?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $884,900, expect approximately $17,698-$44,245 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 31

What are the total estimated monthly costs for 3437 1120, Spanish Fork?

Accepted Answer

Estimated total monthly housing cost: $4,737. This includes principal & interest ($4,442 at 6.43% with 20% down), and estimated insurance (~$295/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 32

Is 3437 1120, Spanish Fork eligible for FHA or VA financing?

Accepted Answer

At $884,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 33

Could 3437 1120, Spanish Fork be a 1031 exchange property?

Accepted Answer

Yes, 3437 1120, Spanish Fork could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 34

Is the Spanish Fork neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 2.3% over the past year. The current Zillow Home Value Index for this area is $505,667. This listing is priced at 175% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 35

What is the price trend in Spanish Fork?

Accepted Answer

Spanish Fork's median price has decreased 20.2% month-over-month. Current median: $515,000. Days on market have increased by 2.9% month-over-month. Homes are selling at 99.5% of list price on average. Monitor these trends to time your offer strategically.

Question 36

What school district is 3437 1120, Spanish Fork in?

Accepted Answer

This property is in the Nebo school district. Assigned elementary: Maple Ridge. Assigned middle: Mapleton Jr. Assigned high: Maple Mountain. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 37

Is 3437 1120, Spanish Fork move-in ready?

Accepted Answer

As new construction, this home is expected to be move-in ready with modern finishes and warranties. A professional home inspection is always recommended before purchase to identify any needed repairs.

Question 38

Does 3437 1120, Spanish Fork come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 39

What is the lot like at 3437 1120, Spanish Fork?

Accepted Answer

The lot is 0.35 acres. Lot features: Sprinkler: Auto-Part,View: Mountain,Drip Irrigation: Auto-Part. Terrain: Sprinkler: Auto-Part, View: Mountain, Drip Irrigation: Auto-Part. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 40

What utilities are available at 3437 1120, Spanish Fork?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary,Irrigation: Pressure,Secondary. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 41

Does 3437 1120, Spanish Fork have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central,>= 95% efficiency. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating. The cooling system (Central Air) operates separately. Natural gas availability also supports gas ranges, water heaters, and fireplaces.

3437 1120, Spanish Fork, UT 84660

3437 S 1120 E #LOTUS, Spanish Fork, UT 84660

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