Question 1

What is the asking price for 10686 COVERED BRIDGE, Spanish Fork?

Accepted Answer

10686 COVERED BRIDGE, Spanish Fork is listed at $799,900 ($307/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 10686 COVERED BRIDGE, Spanish Fork have?

Accepted Answer

This Residential features 2 bedrooms, 2 bathrooms, 2,604 square feet of living space. It is a 3-story home. The lot is 2.22 acres.

Question 3

When was 10686 COVERED BRIDGE, Spanish Fork built?

Accepted Answer

This property was built in 1992, making it 34 years old. Homes from this era often feature solid construction. Buyers should review the condition of the roof, HVAC, and plumbing.

Question 4

What type of property is 10686 COVERED BRIDGE, Spanish Fork?

Accepted Answer

10686 COVERED BRIDGE, Spanish Fork is a Residential (Single Family Residence). The architectural style is Stories: 2. It is located in the COVERED BRIDGE subdivision. Zoning: Single-Family.

Question 5

Does 10686 COVERED BRIDGE, Spanish Fork have a garage or parking?

Accepted Answer

Yes, this property includes a 2-car garage. Total parking capacity: 2 vehicles.

Question 6

Is there an HOA for 10686 COVERED BRIDGE, Spanish Fork?

Accepted Answer

Yes, this property is part of a homeowners association. HOA fees are $1,380 annually. HOA fees typically cover shared amenities, landscaping, and community maintenance.

Question 7

What are the property taxes for 10686 COVERED BRIDGE, Spanish Fork?

Accepted Answer

Annual property taxes for this property are approximately $3,153 (about $263/month). This represents an effective tax rate of approximately 0.39% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 10686 COVERED BRIDGE, Spanish Fork?

Accepted Answer

Interior features include: Bath: Primary, Bath: Sep. Tub/Shower, Closet: Walk-In, Great Room, Kitchen: Updated. Exterior features include: Basement Entrance, Double Pane Windows, Horse Property, Out Buildings, Lighting. The home has 1 fireplace.   View: Mountain(s).

Question 9

Is 10686 COVERED BRIDGE, Spanish Fork a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 70/100. Key deal signals: 6.2% year-over-year market appreciation.  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

What would the monthly mortgage payment be for 10686 COVERED BRIDGE, Spanish Fork?

Accepted Answer

At the current 30-year mortgage rate of 6.43% with 20% down, the estimated monthly principal and interest payment is $4,015. Including estimated taxes and HOA fees, the total monthly cost is approximately $5,658. A 15-year mortgage at 5.79% would be $5,328/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 11

How long has 10686 COVERED BRIDGE, Spanish Fork been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Spanish Fork is 63 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 12

Is 10686 COVERED BRIDGE, Spanish Fork a good investment property?

Accepted Answer

Based on market rental data, this property has an estimated annual rent of $31,131 with a gross rental yield of 3.9%. Net rental yield (after estimated expenses): 2.5%.  Estimated debt service coverage ratio (DSCR): 0.57. Investor score: 38/100. These are estimates based on area comparables.

Question 13

What is the estimated rental income for 10686 COVERED BRIDGE, Spanish Fork?

Accepted Answer

Based on area comparables, the estimated monthly rent for this property is $2,594 ($31,128/year). The gross rent multiplier is 25.7x (lower is generally better for investors). Actual rental income will depend on property condition, local demand, and management approach.

Question 14

What lifestyle features does 10686 COVERED BRIDGE, Spanish Fork offer?

Accepted Answer

Propaired's AI has identified 5 lifestyle features for this property: Equestrian, Cabin/Mountain, Trail/Hiking Access, Gated Community, Privacy/Seclusion. The primary lifestyle niche is "equestrian." These tags are derived from MLS data, property features, and location analysis.

Question 15

Is 10686 COVERED BRIDGE, Spanish Fork suitable for horses?

Accepted Answer

Yes, this property is tagged as equestrian-friendly. The MLS listing confirms horse keeping is permitted. The 2.22-acre lot provides space for pasture and facilities. Check with the local municipality for any animal keeping permits required.

Question 16

What schools serve 10686 COVERED BRIDGE, Spanish Fork?

Accepted Answer

Assigned schools: Elementary: Spanish Oaks; Middle: Diamond Fork; High: Maple Mountain.   School district: Nebo.

Question 17

What high school is near 10686 COVERED BRIDGE, Spanish Fork?

Accepted Answer

The nearest high school is Maple Mountain. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 18

What elementary school is near 10686 COVERED BRIDGE, Spanish Fork?

Accepted Answer

The nearest elementary school is Spanish Oaks. Propaired provides full school ratings and comparison data for all schools in this area.

Question 19

What middle school is near 10686 COVERED BRIDGE, Spanish Fork?

Accepted Answer

The nearest middle school is Diamond Fork.

Question 20

Is 10686 COVERED BRIDGE, Spanish Fork in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 21

How does this listing compare to the Spanish Fork market?

Accepted Answer

10686 COVERED BRIDGE, Spanish Fork is listed at $799,900, which is above the Spanish Fork median of $515,000 by $284,900. There are currently 237 active listings in Spanish Fork. Homes in Spanish Fork sell in an average of 63 days. The average sale-to-list ratio is 99.5%.

Question 22

What is the Spanish Fork real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Spanish Fork is $515,000. There are currently 237 active listings. Homes sell in an average of 63 days. The average sale-to-list ratio is 99.5%. This listing at $799,900 is above the Spanish Fork 2026 median.

Question 23

Are there other homes for sale in Spanish Fork?

Accepted Answer

Yes — there are currently 237 active listings in Spanish Fork. Browse all Spanish Fork homes for sale at propaired.ai/listings/ut/spanish-fork. Prices range around a median of $515,000. Homes in Spanish Fork are selling in about 63 days on average.

Question 24

How does this price compare to the Utah state average?

Accepted Answer

At $799,900, this property is above the Utah state median of $525,000 by $274,900. Spanish Fork prices are 2% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 25

What is the Propaired intelligence score for 10686 COVERED BRIDGE, Spanish Fork?

Accepted Answer

This property has a Propaired intelligence score of 45/100, combining deal value (70), recreation access (N/A), amenity proximity (N/A), broadband quality (N/A), and lifestyle features (5 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 26

What heating and cooling systems does 10686 COVERED BRIDGE, Spanish Fork have?

Accepted Answer

Heating: Hot Water. Cooling: Heat Pump. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 27

What type of roof does 10686 COVERED BRIDGE, Spanish Fork have?

Accepted Answer

The roof material is Aluminum. Ask the listing agent about the roof's age and any recent repairs. With a 34-year-old home, reviewing recent roof inspections is recommended.

Question 28

Does 10686 COVERED BRIDGE, Spanish Fork have a basement?

Accepted Answer

Yes, the basement is described as: Partial. Basements in Utah are common and add versatile living or storage space. Check for any signs of moisture or foundation issues during the home inspection.

Question 29

What is 10686 COVERED BRIDGE, Spanish Fork constructed from?

Accepted Answer

Construction materials include: Stucco. The construction type affects long-term maintenance requirements and insurance costs.

Question 30

What type of flooring does 10686 COVERED BRIDGE, Spanish Fork have?

Accepted Answer

Flooring types include: Carpet,Tile.  Tile flooring is durable and ideal for high-traffic areas and bathrooms. Carpeted areas provide warmth and comfort, especially in bedrooms.

Question 31

What are the water and sewer connections for 10686 COVERED BRIDGE, Spanish Fork?

Accepted Answer

Water source: Culinary,Well. Sewer: Septic Tank. Properties on well water should have water quality tested annually and the well inspected before purchase. Septic systems require regular pumping (every 3-5 years) and inspection. Budget approximately $300-$500 for routine maintenance. Water is a critical consideration in Utah's arid climate.

Question 32

What would homeowner's insurance cost for 10686 COVERED BRIDGE, Spanish Fork?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $799,900, expect approximately $2,400-$4,000/year ($200-$333/month).   Get multiple quotes — rates vary significantly by insurer.

Question 33

What are the estimated closing costs for 10686 COVERED BRIDGE, Spanish Fork?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $799,900, expect approximately $15,998-$39,995 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 34

How does the property tax compare to the list price at 10686 COVERED BRIDGE, Spanish Fork?

Accepted Answer

The annual property tax of $3,153 represents an effective rate of 0.39% relative to the list price of $799,900. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 35

What are the total estimated monthly costs for 10686 COVERED BRIDGE, Spanish Fork?

Accepted Answer

Estimated total monthly housing cost: $5,925. This includes principal & interest ($4,015 at 6.43% with 20% down), property tax ($263/mo), HOA ($1,380/mo), and estimated insurance (~$267/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 36

Is 10686 COVERED BRIDGE, Spanish Fork eligible for FHA or VA financing?

Accepted Answer

At $799,900, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 37

What is the estimated cap rate for 10686 COVERED BRIDGE, Spanish Fork?

Accepted Answer

The estimated cap rate (net rental yield) for this property is 2.5%, based on estimated annual rent of $31,131 and a purchase price of $799,900. Lower cap rates often indicate appreciation-focused markets where property values are expected to rise.

Question 38

Is Spanish Fork a good rental market?

Accepted Answer

Estimated monthly rent in Spanish Fork is approximately $2,760. Homes in Spanish Fork sell in an average of 63 days, indicating moderate demand in this market. There are 237 active listings currently. Gross rental yield in this area: 3.9%. Utah's steady population growth continues to drive rental demand.

Question 39

Could 10686 COVERED BRIDGE, Spanish Fork be a 1031 exchange property?

Accepted Answer

Yes, 10686 COVERED BRIDGE, Spanish Fork could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 40

Is the Spanish Fork neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 6.2% over the past year. The current Zillow Home Value Index for this area is $338,925. This listing is priced at 236% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 41

What is the price trend in Spanish Fork?

Accepted Answer

Spanish Fork's median price has decreased 20.2% month-over-month. Current median: $515,000. Days on market have increased by 2.9% month-over-month. Homes are selling at 99.5% of list price on average. Monitor these trends to time your offer strategically.

Question 42

What school district is 10686 COVERED BRIDGE, Spanish Fork in?

Accepted Answer

This property is in the Nebo school district. Assigned elementary: Spanish Oaks. Assigned middle: Diamond Fork. Assigned high: Maple Mountain. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 43

Is 10686 COVERED BRIDGE, Spanish Fork move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 44

What updates might 10686 COVERED BRIDGE, Spanish Fork need?

Accepted Answer

At 34 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Aluminum. Current heating: Hot Water. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 45

Does 10686 COVERED BRIDGE, Spanish Fork come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 46

What is the lot like at 10686 COVERED BRIDGE, Spanish Fork?

Accepted Answer

The lot is 2.22 acres. Lot features: Fenced: Part,Road: Paved,Terrain: Mountain,View: Mountain,Wooded. Terrain: Fenced: Part, Road: Paved, Terrain, Flat, Terrain: Mountain, View: Mountain, Wooded. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 47

What utilities are available at 10686 COVERED BRIDGE, Spanish Fork?

Accepted Answer

Available utilities include: Electricity Connected,Sewer: Septic Tank,Water Connected. Water source: Culinary,Well. Sewer: Septic Tank. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

10686 COVERED BRIDGE, Spanish Fork, UT 84660

10686 S COVERED BRIDGE CYN #014, Spanish Fork, UT 84660

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