Question 1

What is the asking price for 434 900, Spanish Fork?

Accepted Answer

434 900, Spanish Fork is listed at $675,000 ($208/sqft).  This listing is currently active and available for showings.

Question 2

How many bedrooms and bathrooms does 434 900, Spanish Fork have?

Accepted Answer

This Residential features 7 bedrooms, 4 bathrooms, 3,240 square feet of living space.  The lot is 0.23 acres.

Question 3

When was 434 900, Spanish Fork built?

Accepted Answer

This property was built in 1994, making it 32 years old. Homes from this era often feature solid construction. Buyers should review the condition of the roof, HVAC, and plumbing.

Question 4

What type of property is 434 900, Spanish Fork?

Accepted Answer

434 900, Spanish Fork is a Residential (Duplex). The architectural style is Side By Side.  Zoning: Multi-Family.

Question 5

Does 434 900, Spanish Fork have a garage or parking?

Accepted Answer

Yes, this property includes a 1-car garage and 4 open parking spaces. Total parking capacity: 5 vehicles.

Question 6

Is there an HOA for 434 900, Spanish Fork?

Accepted Answer

No, this property is not part of a homeowners association, which means no monthly HOA fees. Homeowners maintain full control over their property without HOA restrictions or assessments.

Question 7

What are the property taxes for 434 900, Spanish Fork?

Accepted Answer

Annual property taxes for this property are approximately $3,147 (about $262/month). This represents an effective tax rate of approximately 0.47% of the list price. Property taxes in Utah vary by county and are subject to change.

Question 8

What are the key features of 434 900, Spanish Fork?

Accepted Answer

Interior features include: Disposal, Range/Oven: Free Stdng., Dishwasher: Built-In. Exterior features include: Basement Entrance, Double Pane Windows.    View: Mountain(s).

Question 9

Is 434 900, Spanish Fork a good deal?

Accepted Answer

Propaired's AI deal analysis classifies this property as a "Standard" with a deal score of 62/100. Key deal signals: 5.3% year-over-year market appreciation.  This analysis considers price relative to comparables, days on market, price reductions, and market conditions.

Question 10

What would the monthly mortgage payment be for 434 900, Spanish Fork?

Accepted Answer

At the current 30-year mortgage rate of 6.36% with 20% down, the estimated monthly principal and interest payment is $3,364. Including estimated taxes, the total monthly cost is approximately $3,626. A 15-year mortgage at 5.71% would be $4,473/month but saves significantly on interest. These are estimates — contact a lender for a personalized quote.

Question 11

How long has 434 900, Spanish Fork been on the market?

Accepted Answer

This property has been listed for 0 days. The average days on market in Spanish Fork is 76 days, meaning this listing is moving faster than the local average. This is a fresh listing — act quickly if interested.

Question 12

Can 434 900, Spanish Fork be used as a short-term rental?

Accepted Answer

This property shows potential for short-term rental use (Airbnb/VRBO). Estimated annual STR revenue: $50,598. Check local zoning regulations and HOA rules before purchasing for STR purposes — many Utah municipalities have specific short-term rental ordinances.

Question 13

What lifestyle features does 434 900, Spanish Fork offer?

Accepted Answer

Propaired's AI has identified 4 lifestyle features for this property: Cabin/Mountain, OHV/ATV Trails, Investor Special, Short-Term Rental Potential. The primary lifestyle niche is "cabin_mountain." These tags are derived from MLS data, property features, and location analysis.

Question 14

What recreation is near 434 900, Spanish Fork?

Accepted Answer

This property has a recreation score of 63/100. Nearby recreation includes: Hobble Creek Parkway trailhead (4.6 mi); Canyon Road Retention Basin park (0.0 mi); Spanish Oaks Golf Course (2.2 mi); Utah Lake State Park (11.8 mi). Skiing: Sundance Resort (19.2 mi). Utah offers world-class outdoor recreation year-round, from skiing to hiking to national parks.

Question 15

Are there hiking trails near 434 900, Spanish Fork?

Accepted Answer

Yes, the nearest trailhead is Hobble Creek Parkway, just 4.6 miles from the property. Utah Lake State Park is 11.8 miles away. Utah has over 10,000 miles of hiking trails across its diverse terrain, from desert canyons to alpine meadows.

Question 16

What amenities and services are near 434 900, Spanish Fork?

Accepted Answer

This property has an amenity proximity score of 72/100. Nearby services include: Grocery: Walmart Supercenter (1.5 mi); Hospital: University Place (1.5 mi); Pharmacy: Walmart Pharmacy (1.5 mi); Dining: Subway (3.8 mi). Gas station: 2.4 miles. Gym: HOTWORX - Spanish Fork, UT (1.6 mi).

Question 17

How far is the nearest hospital from 434 900, Spanish Fork?

Accepted Answer

The nearest hospital is University Place, approximately 1.5 miles from the property. The nearest fire station is 4.0 miles away. Proximity to emergency services is an important safety factor for homebuyers.

Question 18

What schools serve 434 900, Spanish Fork?

Accepted Answer

Assigned schools: Elementary: Larsen; Middle: Spanish Fork Jr; High: Spanish Fork. There are 1 schools within 3 miles of this property. The highest-rated nearby school is Maple Ridge School with a 62% state performance score (2.2 miles away). School district: Nebo.

Question 19

What high school is near 434 900, Spanish Fork?

Accepted Answer

The nearest high school is Spanish Fork. View the full school profile on Propaired for test scores, enrollment, and student-to-teacher ratios.

Question 20

What elementary school is near 434 900, Spanish Fork?

Accepted Answer

The nearest elementary school is Larsen (2.2 miles away). State performance score: 62%. District: Nebo District. Propaired provides full school ratings and comparison data for all schools in this area.

Question 21

What middle school is near 434 900, Spanish Fork?

Accepted Answer

The nearest middle school is Spanish Fork Jr.

Question 22

What is the internet speed at 434 900, Spanish Fork?

Accepted Answer

This property has a broadband score of 100/100 (Excellent). Best available speed: 10000 Mbps download / 10000 Mbps upload. Fiber internet is available at this address. Available providers: AT&T (25 Mbps, Fixed Wireless); CenturyLink (100 Mbps, DSL); HughesNet (100 Mbps, Satellite). Total providers: 12.

Question 23

Is 434 900, Spanish Fork in a flood zone?

Accepted Answer

This property is classified as low. FEMA flood zone: X (AREA OF MINIMAL FLOOD HAZARD). Flood insurance is not typically required but may be recommended.  Always verify current FEMA maps as they are periodically updated.

Question 24

How does this listing compare to the Spanish Fork market?

Accepted Answer

434 900, Spanish Fork is listed at $675,000, which is above the Spanish Fork median of $500,000 by $175,000. There are currently 201 active listings in Spanish Fork. Homes in Spanish Fork sell in an average of 76 days. The average sale-to-list ratio is 99.9%.

Question 25

What is the Spanish Fork real estate market like in 2026?

Accepted Answer

In 2026, the median home price in Spanish Fork is $500,000. There are currently 201 active listings. Homes sell in an average of 76 days. The average sale-to-list ratio is 99.9%. This listing at $675,000 is above the Spanish Fork 2026 median.

Question 26

Are there other homes for sale in Spanish Fork?

Accepted Answer

Yes — there are currently 201 active listings in Spanish Fork. Browse all Spanish Fork homes for sale at propaired.ai/listings/ut/spanish-fork. Prices range around a median of $500,000. Homes in Spanish Fork are selling in about 76 days on average.

Question 27

How does this price compare to the Utah state average?

Accepted Answer

At $675,000, this property is above the Utah state median of $517,990 by $157,010. Spanish Fork prices are 3% below the state average. Utah's housing market varies significantly by region — front-range cities near SLC are typically more expensive than rural areas.

Question 28

What is the Propaired intelligence score for 434 900, Spanish Fork?

Accepted Answer

This property has a Propaired intelligence score of 62/100, combining deal value (62), recreation access (63), amenity proximity (72), broadband quality (100), and lifestyle features (4 tags). This composite score helps buyers quickly identify properties that match their priorities.

Question 29

What heating and cooling systems does 434 900, Spanish Fork have?

Accepted Answer

Heating: Forced Air,Gas: Central. Cooling system details are not listed. Given the age of this home, it may be worth requesting a professional HVAC inspection to assess system efficiency and remaining lifespan. Utah's climate ranges from sub-zero winters to 100°F+ summers, making reliable heating and cooling essential.

Question 30

What type of roof does 434 900, Spanish Fork have?

Accepted Answer

The roof material is Asphalt. Asphalt shingles typically last 20-30 years in Utah's climate. With a 32-year-old home, reviewing recent roof inspections is recommended.

Question 31

What is 434 900, Spanish Fork constructed from?

Accepted Answer

Construction materials include: Brick. Brick construction is durable and low-maintenance, offering excellent insulation and fire resistance.

Question 32

What are the water and sewer connections for 434 900, Spanish Fork?

Accepted Answer

Water source: Culinary,Irrigation: Pressure. Sewer: Sewer: Connected,Sewer: Public.  Municipal sewer service means no septic maintenance costs. Water is a critical consideration in Utah's arid climate.

Question 33

What shopping and dining is near 434 900, Spanish Fork?

Accepted Answer

The nearest restaurant is Subway (3.8 miles away) and the nearest grocery store is Walmart Supercenter (1.5 miles). Coffee: Kneaders Bakery & Cafe (1.5 mi). Banking: Bank of America (with Drive-thru ATM) (1.5 mi). Overall amenity proximity score: 72/100.

Question 34

What would homeowner's insurance cost for 434 900, Spanish Fork?

Accepted Answer

Homeowner's insurance in Utah typically ranges from 0.3% to 0.5% of the home's value annually. For a home listed at $675,000, expect approximately $2,025-$3,375/year ($169-$281/month).   Get multiple quotes — rates vary significantly by insurer.

Question 35

What are the estimated closing costs for 434 900, Spanish Fork?

Accepted Answer

Closing costs in Utah typically range from 2-5% of the purchase price. For a home at $675,000, expect approximately $13,500-$33,750 in closing costs. This includes title insurance, escrow fees, lender fees, recording fees, and prepaid items (insurance, taxes). Buyers should also budget for a home inspection ($300-$500), appraisal ($400-$600), and any lender-required reserves.

Question 36

How does the property tax compare to the list price at 434 900, Spanish Fork?

Accepted Answer

The annual property tax of $3,147 represents an effective rate of 0.47% relative to the list price of $675,000. This is below the Utah average effective rate of approximately 0.58%, which is favorable for the buyer. Property taxes in Utah are assessed by the county and can change when the property is sold.

Question 37

What are the total estimated monthly costs for 434 900, Spanish Fork?

Accepted Answer

Estimated total monthly housing cost: $3,851. This includes principal & interest ($3,364 at 6.36% with 20% down), property tax ($262/mo), and estimated insurance (~$225/mo). Actual costs will vary based on your down payment, credit score, and insurance quotes.

Question 38

Is 434 900, Spanish Fork eligible for FHA or VA financing?

Accepted Answer

At $675,000, this property may exceed standard FHA loan limits and could require a conventional or jumbo loan. VA loans have no price cap but require VA eligibility.    Consult a mortgage lender for personalized eligibility.

Question 39

Could 434 900, Spanish Fork be a 1031 exchange property?

Accepted Answer

Yes, 434 900, Spanish Fork could potentially qualify for a 1031 like-kind exchange if used as an investment or business property. A 1031 exchange allows deferral of capital gains taxes by reinvesting proceeds from one investment property into another. Key requirements include identifying a replacement property within 45 days and closing within 180 days. The property must be held for investment purposes — personal residences do not qualify. Consult a qualified intermediary and tax advisor for specific guidance.

Question 40

Is the Spanish Fork neighborhood appreciating in value?

Accepted Answer

Based on Zillow Home Value Index data, property values in this area have appreciated 5.3% over the past year. The current Zillow Home Value Index for this area is $414,157. This listing is priced at 163% of the ZHVI estimate. Past appreciation is not a guarantee of future performance.

Question 41

What is the price trend in Spanish Fork?

Accepted Answer

Spanish Fork's median price has decreased 23.1% month-over-month. Current median: $500,000. Days on market have decreased by 2.7% month-over-month. Homes are selling at 99.9% of list price on average. Monitor these trends to time your offer strategically.

Question 42

What school district is 434 900, Spanish Fork in?

Accepted Answer

This property is in the Nebo school district. Assigned elementary: Larsen. Assigned middle: Spanish Fork Jr. Assigned high: Spanish Fork. School district boundaries can affect property values by 5-15%. Contact the district directly to confirm current enrollment boundaries, as they may change.

Question 43

What parks are near 434 900, Spanish Fork?

Accepted Answer

The nearest local park is Canyon Road Retention Basin (0.0 miles away). The nearest state park is Utah Lake State Park (11.8 miles).  Parks and green spaces contribute to quality of life and are a positive factor for property values.

Question 44

Is there a golf course near 434 900, Spanish Fork?

Accepted Answer

The nearest golf course is Spanish Oaks Golf Course, 2.2 miles from the property. Utah has over 80 golf courses statewide with a season running from March through November in most areas. Close proximity to a golf course is a desirable feature that can enhance property value.

Question 45

What water activities are near 434 900, Spanish Fork?

Accepted Answer

Water recreation near this property includes: Utah Lake (11.1 mi); boat ramp at Swedes Lane (6.7 mi); fishing at Provo River (15.0 mi).  Utah offers diverse water recreation from mountain reservoirs to desert lakes. Popular activities include boating, kayaking, paddle boarding, and fishing — a Utah fishing license is required for anglers.

Question 46

Is 434 900, Spanish Fork move-in ready?

Accepted Answer

Property condition is listed as: Blt./Standing.

Question 47

What updates might 434 900, Spanish Fork need?

Accepted Answer

At 32 years old, common updates to consider include: roof replacement (if original), HVAC system update, electrical panel upgrade, water heater replacement. Current roof: Asphalt. Current heating: Forced Air,Gas: Central. These are general guidelines based on typical component lifespans — the actual condition depends on maintenance history. Always get a professional inspection and ask the seller for maintenance records and any recent upgrades.

Question 48

Does 434 900, Spanish Fork come with a home warranty?

Accepted Answer

No home warranty is currently included with this property. Buyers can request a home warranty as part of the purchase negotiation — they typically cost $400-$700/year and cover major systems and appliances. This is especially valuable for older homes.

Question 49

What is the lot like at 434 900, Spanish Fork?

Accepted Answer

The lot is 0.23 acres. Lot features: Curb & Gutter,Fenced: Part,Sidewalks,View: Mountain. Terrain: Curb & Gutter, Fenced: Part, Sidewalks, Terrain, Flat, View: Mountain. Views: Mountain(s).  Lot characteristics affect usability, privacy, and future improvement potential.

Question 50

What utilities are available at 434 900, Spanish Fork?

Accepted Answer

Available utilities include: Natural Gas Connected,Electricity Connected,Sewer Connected,Sewer: Public,Water Connected. Water source: Culinary,Irrigation: Pressure. Sewer: Sewer: Connected,Sewer: Public. Utility costs in Utah vary by season — expect higher heating bills in winter and cooling costs in summer. Contact local utility providers for average monthly cost estimates for this address.

Question 51

Does 434 900, Spanish Fork have natural gas?

Accepted Answer

Yes, this property has natural gas service — the heating system is listed as: Forced Air,Gas: Central. Natural gas is the most common and cost-effective heating fuel in Utah, typically 30-50% less expensive than electric heating.  Natural gas availability also supports gas ranges, water heaters, and fireplaces.

Question 52

Is there EV charging near 434 900, Spanish Fork?

Accepted Answer

The nearest EV charging station is Electrify America Charging Station, approximately 1.5 miles from the property. With a 1-car garage, installing a home Level 2 EV charger is straightforward — most installations cost $500-$2,000 including the charger. Utah offers a growing EV charging network along major corridors and in urban centers. Convenient public charging is available nearby for supplemental needs.

434 900, Spanish Fork, UT 84660

434 S 900 E, Spanish Fork, UT 84660

About This Property

Features & Amenities

Property Info

Financial

Structure & Systems

Parking

Property Intelligence

Lifestyle

Flood Zone

Deal Analysis

Investment Potential

Short-Term Rental

Schools

Recreation & Amenities

Recreation Nearby
Score: 63/100

Amenities Nearby
Score: 72/100

Internet & Connectivity

All Property Details

Property Info

Bedrooms & Baths

Financial

Structure

Lot & Land

Parking

Amenities

Utilities

Schools

Timeline

Spanish Fork Market Context

Crime & Safety

Spanish Fork compared to:

vs National Average (FBI UCR 2024)

Connect with a Buyer’s Agent

Similar Homes

$519,900

Find Your Dream Home

Frequently Asked Questions

Discover

434 900, Spanish Fork, UT 84660

434 S 900 E, Spanish Fork, UT 84660

About This Property

Features & Amenities

Property Info

Financial

Structure & Systems

Parking

Property Intelligence

Lifestyle

Flood Zone

Deal Analysis

Investment Potential

Short-Term Rental

Schools

Recreation & Amenities

Recreation NearbyScore: 63/100

Amenities NearbyScore: 72/100

Internet & Connectivity

All Property Details

Property Info

Bedrooms & Baths

Financial

Structure

Lot & Land

Parking

Amenities

Utilities

Schools

Timeline

Spanish Fork Market Context

Crime & Safety

Spanish Fork compared to:

vs National Average (FBI UCR 2024)

Connect with a Buyer’s Agent

Similar Homes

$519,900

Find Your Dream Home

Frequently Asked Questions

Discover

Recreation Nearby
Score: 63/100

Amenities Nearby
Score: 72/100