120 800, Spanish Fork, UT 84660
5BD/—BA Residential in Spanish Fork, UT 84660. 2,052 sqft. Built 1971. Listed at $507,000. MLS #2152998.
5BD/—BA Residential in Spanish Fork, UT 84660. 2,052 sqft. Built 1971. Listed at $507,000. MLS #2152998.
FHA assumable 2.89% loan for qualified buyer! This 5 bedroom home in Spanish Fork offers 2.75 baths and thoughtful updates throughout, including a refreshed kitchen, bathrooms, and flooring. Situated on a .20-acre lot, the property features a patio, deck, and an outdoor fireplace-ideal for entertaining and enhancing your lifestyle. Located near shopping and local eateries, this home delivers the space and features you are looking for. Professional photos will be published after 4/26/2026.Lo= SF obtained from he MLS and you are advised to verify the data . FHA loan balance is $397,254, pmt $2390.41, Great opportunity!
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Rambler/Ranch
Stories
2
County
Utah
Construction
Aluminum,Asphalt,Brick
Lot Size
0.2 sq ft
Above Grade Area
1,026 sq ft
Condition
Blt./Standing
MLS #
2152998
Property Type
Residential
Property Style
Single Family Residence
Architectural Style
Rambler/Ranch
Stories
2
County
Utah
Construction
Aluminum,Asphalt,Brick
Lot Size
0.2 sq ft
Above Grade Area
1,026 sq ft
Condition
Blt./Standing
MLS #
2152998
List Price
$507,000
Original Price
$520,000
Annual Taxes
$2,635
Home Warranty
No
List Price
$507,000
Original Price
$520,000
Annual Taxes
$2,635
Home Warranty
No
Heating
Gas: Central
Cooling
Central Air
Roof
Composition
Flooring
Carpet
Basement
Full
Materials
Aluminum,Asphalt,Brick
Appliances
Microwave,Range Hood,Refrigerator
Laundry
Electric Dryer Hookup
Patio & Porch
Covered
Water Source
Culinary,Irrigation
Sewer
Sewer: Connected,Sewer: Public
Heating
Gas: Central
Cooling
Central Air
Roof
Composition
Flooring
Carpet
Basement
Full
Materials
Aluminum,Asphalt,Brick
Appliances
Microwave,Range Hood,Refrigerator
Laundry
Electric Dryer Hookup
Patio & Porch
Covered
Water Source
Culinary,Irrigation
Sewer
Sewer: Connected,Sewer: Public
Garage Spaces
2
Covered Spaces
3
Total Parking
7
Garage Spaces
2
Covered Spaces
3
Total Parking
7
Why this is a deal
Classification
Standard
Deal Score
62/100
vs Similar Homes
1% above
vs Market Median
126% above
Price Reduced
2.5%
Area Growth (YoY)
5.3%
Deal Score Breakdown
62/100 · 1 qualifying signal
5.3% year-over-year ZHVI growth in this area
Priced 1% above the median of similar listings
3% price reduction from original list — seller may be motivated
Priced 126% above the per-subtype city median
LT net cashflow -$1,371/mo (-40.1% return on ownership cost) · STR net cashflow -$1,461/mo (-42.7% return). Uses the better of LT or STR against total monthly ownership cost (P&I, tax, insurance, HOA, maintenance).
Ensemble scoring: the best single signal sets the floor, secondary qualifying signals (≥60) each add 5 points up to +20. A home that strongly wins on one dimension is already a great deal — it doesn't need to tick every box.
Why this classification
Monthly Rent
$2,331/mo
Range: $1,403 – $3,259
Net Monthly Cash Flow
−$1,371 /mo (−$16,452/yr)
Monthly rental income
Monthly ownership cost
Coverage
68%
Net /mo
−$1,371
DSCR
0.81
Est. Annual Revenue
$33,625/yr
$284/night · 41% occupancy · $113/bedroom · $0.17/sqft
Net Monthly Cash Flow
−$1,460 /mo (−$17,519/yr)
Monthly STR income
Monthly ownership cost
Coverage
82%
Net /mo
−$1,461
DSCR
0.78
Best Download
10 Gbps
Best Upload
10 Gbps
Fiber Available
Yes
Providers
11
Available Providers
$500,000
+1% vs median
76 days
201
$183,750 – $9,500,000
$2,635
Low Crime
4.6
per 1,000
14.6
per 1,000
4.7
per 1,000
23.8
per 1,000
National rates use FBI UCR Index Crimes. Local rates use NIBRS which may include additional offense categories.
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